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NOTE 9 - REGULATORY CAPITAL REQUIREMENTS - Capital Requirements (Details)
$ in Thousands
Sep. 30, 2020
USD ($)
Dec. 31, 2019
USD ($)
Total risk-based capital, actual, amount $ 700,831 $ 581,234
Total risk-based capital, actual, ratio 0.1493 0.1333
Total risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 375,643 $ 348,937
Total risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 8.00% 8.00%
Total risk-based capital for capital adequacy purposes, amount $ 493,031 $ 457,980
Total risk-based capital for capital adequacy purposes, ratio 0.1050 0.10500
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 469,553 $ 436,171
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 0.1000 10.00
Tier 1 risk-based capital, actual, amount $ 528,228 $ 481,702
Tier 1 risk-based capital, actual, ratio 0.1125 0.1104
Tier 1 risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 281,732 $ 261,703
Tier 1 risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 6.00% 6.00%
Tier 1 risk-based capital for capital adequacy purposes, amount $ 399,120 $ 370,746
Tier 1 risk-based capital for capital adequacy purposes, ratio 0.0850 0.08500
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 375,643 $ 348,937
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 0.0800 8.00
Tier 1 leverage, actual, amount $ 528,228 $ 481,702
Tier 1 leverage, actual, ratio 0.0921 0.0953
Tier 1 leverage for capital adequacy purposes, amount, without capital conservation buffer $ 229,457 $ 202,207
Tier 1 leverage for capital adequacy purposes, ratio, without capital conservation buffer 4.00% 4.00%
Tier 1 leverage for capital adequacy purposes, amount $ 229,457 $ 202,207
Tier 1 leverage for capital adequacy purposes, ratio 0.0400 0.04000
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 286,822 $ 252,758
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 0.0500 5.00
Common equity Tier 1, actual, amount $ 490,273 $ 443,864
Common equity Tier 1, actual ratio 0.1044 0.1018
Common equity Tier 1 for capital adequacy purposes, amount, without capital conservation buffer $ 211,299 $ 196,277
Common equity Tier 1 for capital adequacy purposes, ratio, without capital conservation buffer 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes, amount $ 328,687 $ 305,320
Common equity Tier 1 for capital adequacy purposes, ratio 0.07% 7.00%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 305,210 $ 283,511
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
QCBT    
Total risk-based capital, actual, amount $ 204,284 $ 183,855
Total risk-based capital, actual, ratio 0.1213 0.1183
Total risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 134,760 $ 124,362
Total risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 8.00% 8.00%
Total risk-based capital for capital adequacy purposes, amount $ 176,872 $ 163,225
Total risk-based capital for capital adequacy purposes, ratio 0.1050 0.10500
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 168,450 $ 155,452
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 0.1000 10.00
Tier 1 risk-based capital, actual, amount $ 183,131 $ 170,137
Tier 1 risk-based capital, actual, ratio 0.1087 0.1094
Tier 1 risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 101,070 $ 93,271
Tier 1 risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 6.00% 6.00%
Tier 1 risk-based capital for capital adequacy purposes, amount $ 143,182 $ 132,134
Tier 1 risk-based capital for capital adequacy purposes, ratio 0.0850 0.08500
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 134,760 $ 124,362
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 0.0800 8.00
Tier 1 leverage, actual, amount $ 183,131 $ 170,137
Tier 1 leverage, actual, ratio 0.0785 0.0994
Tier 1 leverage for capital adequacy purposes, amount, without capital conservation buffer $ 93,313 $ 68,479
Tier 1 leverage for capital adequacy purposes, ratio, without capital conservation buffer 4.00% 4.00%
Tier 1 leverage for capital adequacy purposes, amount $ 93,313 $ 68,479
Tier 1 leverage for capital adequacy purposes, ratio 0.0400 0.04000
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 116,642 $ 85,598
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 0.0500 5.00
Common equity Tier 1, actual, amount $ 183,131 $ 170,137
Common equity Tier 1, actual ratio 0.1087 0.1094
Common equity Tier 1 for capital adequacy purposes, amount, without capital conservation buffer $ 75,802 $ 69,953
Common equity Tier 1 for capital adequacy purposes, ratio, without capital conservation buffer 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes, amount $ 117,915 $ 108,817
Common equity Tier 1 for capital adequacy purposes, ratio 0.07% 7.00%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 109,492 $ 101,044
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
CRBT    
Total risk-based capital, actual, amount $ 214,219 $ 175,498
Total risk-based capital, actual, ratio 0.1292 0.1190
Total risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 132,656 $ 117,953
Total risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 8.00% 8.00%
Total risk-based capital for capital adequacy purposes, amount $ 174,112 $ 154,813
Total risk-based capital for capital adequacy purposes, ratio 0.1050 0.10500
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 165,821 $ 147,441
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 0.1000 10.00
Tier 1 risk-based capital, actual, amount $ 193,384 $ 162,127
Tier 1 risk-based capital, actual, ratio 0.1166 0.1100
Tier 1 risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 99,492 $ 88,465
Tier 1 risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 6.00% 6.00%
Tier 1 risk-based capital for capital adequacy purposes, amount $ 140,948 $ 125,325
Tier 1 risk-based capital for capital adequacy purposes, ratio 0.0850 0.08500
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 132,656 $ 117,953
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 0.0800 8.00
Tier 1 leverage, actual, amount $ 193,384 $ 162,127
Tier 1 leverage, actual, ratio 0.0972 0.1041
Tier 1 leverage for capital adequacy purposes, amount, without capital conservation buffer $ 79,559 $ 62,286
Tier 1 leverage for capital adequacy purposes, ratio, without capital conservation buffer 4.00% 4.00%
Tier 1 leverage for capital adequacy purposes, amount $ 79,559 $ 62,286
Tier 1 leverage for capital adequacy purposes, ratio 0.0400 0.04000
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 99,449 $ 77,857
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 0.0500 5.00
Common equity Tier 1, actual, amount $ 193,384 $ 162,127
Common equity Tier 1, actual ratio 0.1166 0.1100
Common equity Tier 1 for capital adequacy purposes, amount, without capital conservation buffer $ 74,619 $ 66,349
Common equity Tier 1 for capital adequacy purposes, ratio, without capital conservation buffer 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes, amount $ 116,074 $ 103,209
Common equity Tier 1 for capital adequacy purposes, ratio 0.07% 7.00%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 107,783 $ 95,837
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
CSB    
Total risk-based capital, actual, amount $ 99,123 $ 92,095
Total risk-based capital, actual, ratio 0.1274 0.1232
Total risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 62,222 $ 59,813
Total risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 8.00% 8.00%
Total risk-based capital for capital adequacy purposes, amount $ 81,666 $ 78,504
Total risk-based capital for capital adequacy purposes, ratio 0.1050 0.10500
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 77,777 $ 74,766
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 0.1000 10.00
Tier 1 risk-based capital, actual, amount $ 89,359 $ 85,437
Tier 1 risk-based capital, actual, ratio 0.1149 0.1143
Tier 1 risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 46,666 $ 44,860
Tier 1 risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 6.00% 6.00%
Tier 1 risk-based capital for capital adequacy purposes, amount $ 66,110 $ 63,551
Tier 1 risk-based capital for capital adequacy purposes, ratio 0.0850 0.08500
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 62,222 $ 59,813
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 0.0800 8.00
Tier 1 leverage, actual, amount $ 89,359 $ 85,437
Tier 1 leverage, actual, ratio 0.0985 0.1039
Tier 1 leverage for capital adequacy purposes, amount, without capital conservation buffer $ 36,273 $ 32,902
Tier 1 leverage for capital adequacy purposes, ratio, without capital conservation buffer 4.00% 4.00%
Tier 1 leverage for capital adequacy purposes, amount $ 36,273 $ 32,902
Tier 1 leverage for capital adequacy purposes, ratio 0.0400 0.04000
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 45,341 $ 41,128
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 0.0500 5.00
Common equity Tier 1, actual, amount $ 89,359 $ 85,437
Common equity Tier 1, actual ratio 0.1149 0.1143
Common equity Tier 1 for capital adequacy purposes, amount, without capital conservation buffer $ 35,000 $ 33,645
Common equity Tier 1 for capital adequacy purposes, ratio, without capital conservation buffer 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes, amount $ 54,444 $ 52,336
Common equity Tier 1 for capital adequacy purposes, ratio 0.07% 7.00%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 50,555 $ 48,598
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
SFCB    
Total risk-based capital, actual, amount $ 83,283 $ 71,074
Total risk-based capital, actual, ratio 0.1368 0.1272
Total risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 48,718 $ 44,704
Total risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 8.00% 8.00%
Total risk-based capital for capital adequacy purposes, amount $ 63,943 $ 58,674
Total risk-based capital for capital adequacy purposes, ratio 0.1050 0.10500
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 60,898 $ 55,880
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 0.1000 10.00
Tier 1 risk-based capital, actual, amount $ 71,617 $ 63,956
Tier 1 risk-based capital, actual, ratio 0.1176 0.1145
Tier 1 risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 36,539 $ 33,528
Tier 1 risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 6.00% 6.00%
Tier 1 risk-based capital for capital adequacy purposes, amount $ 51,763 $ 47,498
Tier 1 risk-based capital for capital adequacy purposes, ratio 0.0850 0.08500
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 48,718 $ 44,704
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 0.0800 8.00
Tier 1 leverage, actual, amount $ 71,617 $ 63,956
Tier 1 leverage, actual, ratio 0.1027 0.0970
Tier 1 leverage for capital adequacy purposes, amount, without capital conservation buffer $ 27,903 $ 26,379
Tier 1 leverage for capital adequacy purposes, ratio, without capital conservation buffer 4.00% 4.00%
Tier 1 leverage for capital adequacy purposes, amount $ 27,903 $ 26,379
Tier 1 leverage for capital adequacy purposes, ratio 0.0400 0.04000
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 34,879 $ 32,974
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 0.0500 5.00
Common equity Tier 1, actual, amount $ 71,617 $ 63,956
Common equity Tier 1, actual ratio 0.1176 0.1145
Common equity Tier 1 for capital adequacy purposes, amount, without capital conservation buffer $ 27,404 $ 25,146
Common equity Tier 1 for capital adequacy purposes, ratio, without capital conservation buffer 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes, amount $ 42,629 $ 39,116
Common equity Tier 1 for capital adequacy purposes, ratio 0.07% 7.00%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 39,584 $ 36,322
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%