CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Assets
Cash and due from banks	$ 76,254	$ 85,523
Federal funds sold	9,800	26,398
Interest-bearing deposits at financial institutions	147,891	133,198
Securities held to maturity, at amortized cost	400,646	401,913
Securities available for sale, at fair value	210,695	261,056
Total securities	611,341	662,969
Loans receivable held for sale	3,673	1,295
Loans/leases receivable held for investment	3,686,532	3,731,459
Gross loans/leases receivable	3,690,205	3,732,754
Less allowance for estimated losses on loans/leases	(36,001)	(39,847)
Net loans/leases receivable	3,654,204	3,692,907
Bank-owned life insurance	58,834	67,783
Premises and equipment, net	73,859	75,582
Restricted investment securities	23,252	25,689
Other real estate owned, net	4,129	9,378
Goodwill	74,748	77,832
Intangibles	14,970	17,450
Assets held for sale	11,966
Other assets	147,802	75,001
Total assets	4,909,050	4,949,710
Liabilities and Stockholders' Equity
Noninterest-bearing	777,224	791,102
Interest-bearing	3,133,827	3,185,929
Total deposits	3,911,051	3,977,031
Short-term borrowings	13,423	28,774
Federal Home Loan Bank advances	159,300	266,492
Other borrowings		67,250
Subordinated notes	68,394	4,782
Junior subordinated debentures	37,838	37,670
Liabilities held for sale	5,003
Other liabilities	178,690	94,573
Total liabilities	4,373,699	4,476,572
Stockholders' Equity:
Preferred stock, $1 par value; shares authorized 250,000 December 2019 and December 2018 - no shares issued or outstanding
Common stock, $1 par value; shares authorized 20,000,000 December 2019 - 15,828,098 shares issued and outstanding December 2018 - 15,718,208 shares issued and outstanding	15,828	15,718
Additional paid-in capital	274,785	270,761
Retained earnings	245,836	192,203
Accumulated other comprehensive income (loss):
Securities available for sale	2,817	(4,268)
Derivatives	(3,915)	(1,276)
Total stockholders' equity	535,351	473,138
Total liabilities and stockholders' equity	$ 4,909,050	$ 4,949,710