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Note 17 - Regulatory Capital Requirements and Restrictions on Dividends - Capital Requirements (Details) - USD ($)
$ in Thousands
Dec. 31, 2019
Dec. 31, 2018
Total risk-based capital, actual, amount $ 581,234 $ 460,416
Total risk-based capital, actual, ratio 13.33% 10.69%
Total risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 348,937 $ 344,551
Total risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 8.00% 8.00%
Total risk-based capital for capital adequacy purposes, amount $ 457,980 $ 425,305
Total risk-based capital for capital adequacy purposes, ratio [1] 10.50% 9.875%
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount [1] $ 436,171 $ 430,689
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 10.00% 10.00%
Tier 1 risk-based capital, actual, amount $ 481,702 $ 420,569
Tier 1 risk-based capital, actual, ratio 11.04% 9.77%
Tier 1 risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 261,703 $ 258,413
Tier 1 risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 6.00% 6.00%
Tier 1 risk-based capital for capital adequacy purposes, amount $ 370,746 $ 339,168
Tier 1 risk-based capital for capital adequacy purposes, ratio [1] 8.50% 7.875%
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount [1] $ 348,937 $ 344,551
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 8.00% 8.00%
Tier 1 leverage, actual, amount $ 481,702 $ 420,569
Tier 1 leverage, actual, ratio 9.53% 8.87%
Tier 1 leverage for capital adequacy purposes, amount, without capital conservation buffer $ 202,207 $ 189,858
Tier 1 leverage for capital adequacy purposes, ratio, without capital conservation buffer 4.00% 4.00%
Tier 1 leverage for capital adequacy purposes, amount $ 202,207 $ 189,858
Tier 1 leverage for capital adequacy purposes, ratio [1] 4.00% 4.00%
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount [1] $ 252,758 $ 237,322
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 5.00% 5.00%
Common equity Tier 1, actual, amount $ 443,864 $ 382,899
Common equity Tier 1, actual ratio 10.18% 8.89%
Common equity Tier 1 for capital adequacy purposes, amount, without capital conservation buffer $ 196,277 $ 193,810
Common equity Tier 1 for capital adequacy purposes, ratio, without capital conservation buffer 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes, amount $ 305,320 $ 274,564
Common equity Tier 1 for capital adequacy purposes, ratio [1] 7.00% 6.375%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount [1] $ 283,511 $ 279,948
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
QCBT    
Total risk-based capital, actual, amount $ 183,855 $ 162,009
Total risk-based capital, actual, ratio 11.83% 11.38%
Total risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 124,362 $ 113,900
Total risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 8.00% 8.00%
Total risk-based capital for capital adequacy purposes, amount $ 163,225 $ 140,596
Total risk-based capital for capital adequacy purposes, ratio [1] 10.50% 9.875%
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount [1] $ 155,452 $ 142,376
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 10.00% 10.00%
Tier 1 risk-based capital, actual, amount $ 170,137 $ 148,529
Tier 1 risk-based capital, actual, ratio 10.94% 10.43%
Tier 1 risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 93,271 $ 85,425
Tier 1 risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 6.00% 6.00%
Tier 1 risk-based capital for capital adequacy purposes, amount $ 132,134 $ 112,121
Tier 1 risk-based capital for capital adequacy purposes, ratio [1] 8.50% 7.875%
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount [1] $ 124,362 $ 113,900
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 8.00% 8.00%
Tier 1 leverage, actual, amount $ 170,137 $ 148,529
Tier 1 leverage, actual, ratio 9.94% 9.04%
Tier 1 leverage for capital adequacy purposes, amount, without capital conservation buffer $ 68,479 $ 65,744
Tier 1 leverage for capital adequacy purposes, ratio, without capital conservation buffer 4.00% 4.00%
Tier 1 leverage for capital adequacy purposes, amount $ 68,479 $ 65,744
Tier 1 leverage for capital adequacy purposes, ratio [1] 4.00% 4.00%
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount [1] $ 85,598 $ 82,180
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 5.00% 5.00%
Common equity Tier 1, actual, amount $ 170,137 $ 148,529
Common equity Tier 1, actual ratio 10.94% 10.43%
Common equity Tier 1 for capital adequacy purposes, amount, without capital conservation buffer $ 69,953 $ 64,069
Common equity Tier 1 for capital adequacy purposes, ratio, without capital conservation buffer 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes, amount $ 108,817 $ 90,764
Common equity Tier 1 for capital adequacy purposes, ratio [1] 7.00% 6.375%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount [1] $ 101,044 $ 92,544
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
CRBT    
Total risk-based capital, actual, amount $ 175,498 $ 146,292
Total risk-based capital, actual, ratio 11.90% 11.55%
Total risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 117,953 $ 101,310
Total risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 8.00% 8.00%
Total risk-based capital for capital adequacy purposes, amount $ 154,813 $ 125,054
Total risk-based capital for capital adequacy purposes, ratio [1] 10.50% 9.875%
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount [1] $ 147,441 $ 126,637
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 10.00% 10.00%
Tier 1 risk-based capital, actual, amount $ 162,127 $ 133,982
Tier 1 risk-based capital, actual, ratio 11.00% 10.58%
Tier 1 risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 88,465 $ 75,982
Tier 1 risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 6.00% 6.00%
Tier 1 risk-based capital for capital adequacy purposes, amount $ 125,325 $ 99,727
Tier 1 risk-based capital for capital adequacy purposes, ratio [1] 8.50% 7.875%
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount [1] $ 117,953 $ 101,310
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 8.00% 8.00%
Tier 1 leverage, actual, amount $ 162,127 $ 133,982
Tier 1 leverage, actual, ratio 10.41% 9.98%
Tier 1 leverage for capital adequacy purposes, amount, without capital conservation buffer $ 62,286 $ 53,682
Tier 1 leverage for capital adequacy purposes, ratio, without capital conservation buffer 4.00% 4.00%
Tier 1 leverage for capital adequacy purposes, amount $ 62,286 $ 53,682
Tier 1 leverage for capital adequacy purposes, ratio [1] 4.00% 4.00%
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount [1] $ 77,857 $ 67,103
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 5.00% 5.00%
Common equity Tier 1, actual, amount $ 162,127 $ 133,982
Common equity Tier 1, actual ratio 11.00% 10.58%
Common equity Tier 1 for capital adequacy purposes, amount, without capital conservation buffer $ 66,349 $ 56,987
Common equity Tier 1 for capital adequacy purposes, ratio, without capital conservation buffer 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes, amount $ 103,209 $ 80,731
Common equity Tier 1 for capital adequacy purposes, ratio [1] 7.00% 6.375%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount [1] $ 95,837 $ 82,314
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
CSB    
Total risk-based capital, actual, amount $ 92,095 $ 75,233
Total risk-based capital, actual, ratio 12.32% 11.24%
Total risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 59,813 $ 53,567
Total risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 8.00% 8.00%
Total risk-based capital for capital adequacy purposes, amount $ 78,504 $ 66,122
Total risk-based capital for capital adequacy purposes, ratio [1] 10.50% 9.875%
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount [1] $ 74,766 $ 66,959
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 10.00% 10.00%
Tier 1 risk-based capital, actual, amount $ 85,437 $ 69,101
Tier 1 risk-based capital, actual, ratio 11.43% 10.32%
Tier 1 risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 44,860 $ 40,175
Tier 1 risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 6.00% 6.00%
Tier 1 risk-based capital for capital adequacy purposes, amount $ 63,551 $ 52,730
Tier 1 risk-based capital for capital adequacy purposes, ratio [1] 8.50% 7.875%
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount [1] $ 59,813 $ 53,567
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 8.00% 8.00%
Tier 1 leverage, actual, amount $ 85,437 $ 69,101
Tier 1 leverage, actual, ratio 10.39% 9.19%
Tier 1 leverage for capital adequacy purposes, amount, without capital conservation buffer $ 32,902 $ 30,070
Tier 1 leverage for capital adequacy purposes, ratio, without capital conservation buffer 4.00% 4.00%
Tier 1 leverage for capital adequacy purposes, amount $ 32,902 $ 30,070
Tier 1 leverage for capital adequacy purposes, ratio [1] 4.00% 4.00%
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount [1] $ 41,128 $ 37,588
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 5.00% 5.00%
Common equity Tier 1, actual, amount $ 85,437 $ 69,101
Common equity Tier 1, actual ratio 11.43% 10.32%
Common equity Tier 1 for capital adequacy purposes, amount, without capital conservation buffer $ 33,645 $ 30,131
Common equity Tier 1 for capital adequacy purposes, ratio, without capital conservation buffer 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes, amount $ 52,336 $ 42,686
Common equity Tier 1 for capital adequacy purposes, ratio [1] 7.00% 6.375%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount [1] $ 48,598 $ 43,523
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
Springfield First Community Bank [Member]    
Total risk-based capital, actual, amount $ 71,074 $ 57,051
Total risk-based capital, actual, ratio 12.72% 12.24%
Total risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 44,704 $ 37,278
Total risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 8.00% 8.00%
Total risk-based capital for capital adequacy purposes, amount $ 58,674 $ 46,016
Total risk-based capital for capital adequacy purposes, ratio [1] 10.50% 9.875%
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount [1] $ 55,880 $ 46,598
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 10.00% 10.00%
Tier 1 risk-based capital, actual, amount $ 63,956 $ 51,279
Tier 1 risk-based capital, actual, ratio 11.45% 11.00%
Tier 1 risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 33,528 $ 27,959
Tier 1 risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 6.00% 6.00%
Tier 1 risk-based capital for capital adequacy purposes, amount $ 47,498 $ 36,696
Tier 1 risk-based capital for capital adequacy purposes, ratio [1] 8.50% 7.875%
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount [1] $ 44,704 $ 37,278
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 8.00% 8.00%
Tier 1 leverage, actual, amount $ 63,956 $ 51,279
Tier 1 leverage, actual, ratio 9.70% 9.39%
Tier 1 leverage for capital adequacy purposes, amount, without capital conservation buffer $ 26,379 $ 21,849
Tier 1 leverage for capital adequacy purposes, ratio, without capital conservation buffer 4.00% 4.00%
Tier 1 leverage for capital adequacy purposes, amount $ 26,379 $ 21,849
Tier 1 leverage for capital adequacy purposes, ratio [1] 4.00% 4.00%
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount [1] $ 32,974 $ 27,312
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 5.00% 5.00%
Common equity Tier 1, actual, amount $ 63,956 $ 51,279
Common equity Tier 1, actual ratio 11.45% 11.00%
Common equity Tier 1 for capital adequacy purposes, amount, without capital conservation buffer $ 25,146 $ 20,969
Common equity Tier 1 for capital adequacy purposes, ratio, without capital conservation buffer 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes, amount $ 39,116 $ 29,706
Common equity Tier 1 for capital adequacy purposes, ratio [1] 7.00% 6.375%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount [1] $ 36,322 $ 30,289
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
Rockford Bank and Trust [Member]    
Total risk-based capital, actual, amount   $ 50,648
Total risk-based capital, actual, ratio   10.89%
Total risk-based capital for capital adequacy purposes, amount, without capital conservation buffer   $ 37,208
Total risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer   8.00%
Total risk-based capital for capital adequacy purposes, amount   $ 45,929
Total risk-based capital for capital adequacy purposes, ratio [1]   9.875%
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount [1]   $ 46,511
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio   10.00%
Tier 1 risk-based capital, actual, amount   $ 44,821
Tier 1 risk-based capital, actual, ratio   9.64%
Tier 1 risk-based capital for capital adequacy purposes, amount, without capital conservation buffer   $ 27,906
Tier 1 risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer   6.00%
Tier 1 risk-based capital for capital adequacy purposes, amount   $ 36,627
Tier 1 risk-based capital for capital adequacy purposes, ratio [1]   7.875%
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount [1]   $ 37,208
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio   8.00%
Tier 1 leverage, actual, amount   $ 44,821
Tier 1 leverage, actual, ratio   8.93%
Tier 1 leverage for capital adequacy purposes, amount, without capital conservation buffer   $ 20,081
Tier 1 leverage for capital adequacy purposes, ratio, without capital conservation buffer   4.00%
Tier 1 leverage for capital adequacy purposes, amount   $ 20,081
Tier 1 leverage for capital adequacy purposes, ratio [1]   4.00%
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount [1]   $ 25,101
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio   5.00%
Common equity Tier 1, actual, amount   $ 44,821
Common equity Tier 1, actual ratio   9.64%
Common equity Tier 1 for capital adequacy purposes, amount, without capital conservation buffer   $ 20,930
Common equity Tier 1 for capital adequacy purposes, ratio, without capital conservation buffer   4.50%
Common equity Tier 1 for capital adequacy purposes, amount   $ 29,650
Common equity Tier 1 for capital adequacy purposes, ratio [1]   6.375%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount [1]   $ 30,232
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio   6.50%
[1] December 31, 2019 minimums reflect the fully phased-in ratios (including the capital conservation buffer).