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Note 3 - Loans Leases Receivable - Allowance for Estimated Losses on Loans Leases (Details) - USD ($)
3 Months Ended 6 Months Ended
Jun. 30, 2018
Jun. 30, 2017
Jun. 30, 2018
Jun. 30, 2017
Jun. 30, 2018
Dec. 31, 2017
Balance $ 36,532,602 $ 32,059,150 $ 34,355,728 $ 30,757,448    
Provision for loan/lease losses 2,300,735 2,022,993 4,840,574 4,128,102    
Loans/leases charged off (1,524,275) (851,604) (1,960,733) (1,744,230)    
Recoveries on loans/leases previously charged off 236,014 126,093 309,507 215,312    
Balance 37,545,076 33,356,632 37,545,076 33,356,632    
Allowance for impaired loans/leases         $ 3,139,565 $ 3,043,319
Allowance for nonimpaired loans/leases         34,405,511 31,312,409
Less allowance for estimated losses on loans/leases 36,532,602 32,059,150 34,355,728 30,757,448 37,545,076 34,355,728
Impaired loans/leases         12,712,395 18,354,163
Nonimpaired loans/leases         3,093,189,063 2,938,359,330
Loans and Leases Receivable, Net of Deferred Income         $ 3,105,901,458 $ 2,956,713,493
Allowance as a percentage of impaired loans/leases         24.70% 16.58%
Allowance as a percentage of nonimpaired loans/leases         1.11% 1.07%
Total allowance as a percentage of total loans/leases         1.21% 1.16%
Commercial Portfolio Segment [Member]            
Balance 15,065,245 12,954,090 14,323,036 12,545,110    
Provision for loan/lease losses 777,013 1,281,786 1,585,174 1,875,144    
Loans/leases charged off (728,890) (74,071) (824,389) (292,344)    
Recoveries on loans/leases previously charged off 120,503 45,928 150,050 79,823    
Balance 15,233,871 14,207,733 15,233,871 14,207,733    
Allowance for impaired loans/leases         $ 308,091 $ 715,627
Allowance for nonimpaired loans/leases         14,925,780 13,607,409
Less allowance for estimated losses on loans/leases 15,065,245 12,954,090 14,323,036 12,545,110 15,233,871 14,323,036
Impaired loans/leases         1,551,445 6,248,209
Nonimpaired loans/leases         1,271,448,649 1,128,268,106
Loans and Leases Receivable, Net of Deferred Income         $ 1,273,000,094 $ 1,134,516,315
Allowance as a percentage of impaired loans/leases         19.86% 11.45%
Allowance as a percentage of nonimpaired loans/leases         1.17% 1.21%
Total allowance as a percentage of total loans/leases         1.20% 1.26%
Commercial Real Estate Portfolio Segment [Member]            
Balance 14,938,020 12,643,266 13,962,688 11,670,609    
Provision for loan/lease losses 871,475 339,857 1,836,858 1,306,128    
Loans/leases charged off   (10,375)   (10,375)    
Recoveries on loans/leases previously charged off 9,545 26,485 19,494 32,871    
Balance 15,819,040 12,999,233 15,819,040 12,999,233    
Allowance for impaired loans/leases         $ 2,109,374 $ 1,429,460
Allowance for nonimpaired loans/leases         13,709,666 12,533,228
Less allowance for estimated losses on loans/leases 14,938,020 12,643,266 13,962,688 11,670,609 15,819,040 13,962,688
Impaired loans/leases         6,967,425 6,529,262
Nonimpaired loans/leases         1,342,351,489 1,296,962,620
Loans and Leases Receivable, Net of Deferred Income         $ 1,349,318,914 $ 1,303,491,882
Allowance as a percentage of impaired loans/leases         30.27% 21.89%
Allowance as a percentage of nonimpaired loans/leases         1.02% 0.97%
Total allowance as a percentage of total loans/leases         1.17% 1.07%
Finance Leases Portfolio Segment [Member]            
Balance 2,730,301 2,978,260 2,382,098 3,111,898    
Provision for loan/lease losses 687,908 297,672 1,292,691 802,687    
Loans/leases charged off (794,299) (684,079) (1,078,186) (1,342,763)    
Recoveries on loans/leases previously charged off 100,445 46,448 127,752 66,479    
Balance 2,724,355 2,638,301 2,724,355 2,638,301    
Allowance for impaired loans/leases         $ 375,803 $ 504,469
Allowance for nonimpaired loans/leases         2,348,552 1,877,629
Less allowance for estimated losses on loans/leases 2,730,301 2,978,260 2,382,098 3,111,898 2,724,355 2,382,098
Impaired loans/leases         2,529,004 3,669,492
Nonimpaired loans/leases         130,667,609 137,778,740
Loans and Leases Receivable, Net of Deferred Income         $ 133,196,613 $ 141,448,232
Allowance as a percentage of impaired loans/leases         14.86% 13.75%
Allowance as a percentage of nonimpaired loans/leases         1.80% 1.36%
Total allowance as a percentage of total loans/leases         2.05% 1.68%
Residential Portfolio Segment [Member]            
Balance 2,375,219 2,375,864 2,466,431 2,342,344    
Provision for loan/lease losses 57,283 116,151 17,946 159,671    
Loans/leases charged off   (61,561) (52,325) (75,184)    
Recoveries on loans/leases previously charged off 600   1,050 3,623    
Balance 2,433,102 2,430,454 2,433,102 2,430,454    
Allowance for impaired loans/leases         $ 239,419 $ 355,167
Allowance for nonimpaired loans/leases         2,193,683 2,111,264
Less allowance for estimated losses on loans/leases 2,375,219 2,375,864 2,466,431 2,342,344 2,433,102 2,466,431
Impaired loans/leases         1,449,866 1,704,846
Nonimpaired loans/leases         255,983,847 256,941,419
Loans and Leases Receivable, Net of Deferred Income         $ 257,433,713 $ 258,646,265
Allowance as a percentage of impaired loans/leases         16.51% 20.83%
Allowance as a percentage of nonimpaired loans/leases         0.86% 0.82%
Total allowance as a percentage of total loans/leases         0.95% 0.95%
Consumer Portfolio Segment [Member]            
Balance 1,423,817 1,107,670 1,221,475 1,087,487    
Provision for loan/lease losses (92,944) (12,473) 107,905 (15,528)    
Loans/leases charged off (1,086) (21,518) (5,833) (23,564)    
Recoveries on loans/leases previously charged off 4,921 7,232 11,161 32,516    
Balance 1,334,708 1,080,911 1,334,708 1,080,911    
Allowance for impaired loans/leases         $ 106,878 $ 38,596
Allowance for nonimpaired loans/leases         1,227,830 1,182,879
Less allowance for estimated losses on loans/leases $ 1,423,817 $ 1,107,670 $ 1,221,475 $ 1,087,487 1,334,708 1,221,475
Impaired loans/leases         214,655 202,354
Nonimpaired loans/leases         92,737,469 118,408,445
Loans and Leases Receivable, Net of Deferred Income         $ 92,952,124 $ 118,610,799
Allowance as a percentage of impaired loans/leases         49.79% 19.07%
Allowance as a percentage of nonimpaired loans/leases         1.32% 1.00%
Total allowance as a percentage of total loans/leases         1.44% 1.03%