XML 59 R48.htm IDEA: XBRL DOCUMENT v3.8.0.1
Note 7 - Regulatory Capital Requirements and Restrictions on Dividends - Capital Requirements (Details) - USD ($)
$ in Thousands
Mar. 31, 2018
Dec. 31, 2017
Total risk-based capital, actual, amount $ 395,160 $ 383,282
Total risk-based capital, actual, ratio 11.25% 11.15%
Total risk-based capital for capital adquacy purposes, amount, without capital conservation buffer $ 281,109 $ 275,090
Total risk-based capital for capital adquacy purposes, ratio, without capital conservation buffer 8.00% 8.00%
Total risk-based capital for capital adquacy purposes, amount [1] $ 346,994 $ 318,073
Total risk-based capital for capital adquacy purposes, ratio [1] 9.875% 9.25%
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 351,386 $ 343,862
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 10.00% 10.00%
Tier 1 risk-based capital, actual, amount $ 358,627 $ 348,530
Tier 1 risk-based capital, actual, ratio 10.21% 10.14%
Tier 1 risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 210,832 $ 206,317
Tier 1 risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 6.00% 6.00%
Tier 1 risk-based capital for capital adequacy purposes, amount [1] $ 276,717 $ 249,300
Tier 1 risk-based capital for capital adequacy purposes, ratio [1] 7.875% 7.25%
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 281,109 $ 275,090
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 8.00% 8.00%
Tier 1 leverage, actual, amount $ 358,627 $ 348,530
Tier 1 leverage, actual, ratio 9.08% 8.98%
Tier 1 leverage for capital adequacy purposes, amount, without capital conservation buffer $ 157,993 $ 155,256
Tier 1 leverage for capital adequacy purposes, ratio, without capital conservation buffer 4.00% 4.00%
Tier 1 leverage for capital adequacy purposes, amount [1] $ 157,993 $ 155,256
Tier 1 leverage for capital adequacy purposes, ratio [1] 4.00% 4.00%
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 197,491 $ 194,070
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 5.00% 5.00%
Common equity Tier 1, actual, amount $ 321,093 $ 313,012
Common equity Tier 1, actual ratio 9.14% 9.10%
Common equity Tier 1 for capital adequacy purposes, amount, without capital conservation buffer $ 158,124 $ 154,738
Common equity Tier 1 for capital adequacy purposes, ratio, without capital conservation buffer 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes, amount [1] $ 224,009 $ 197,721
Common equity Tier 1 for capital adequacy purposes, ratio [1] 6.375% 5.75%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 228,401 $ 223,510
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
Quad City Bank and Trust Company [Member]    
Total risk-based capital, actual, amount $ 160,996 $ 160,112
Total risk-based capital, actual, ratio 12.32% 12.35%
Total risk-based capital for capital adquacy purposes, amount, without capital conservation buffer $ 104,544 $ 103,711
Total risk-based capital for capital adquacy purposes, ratio, without capital conservation buffer 8.00% 8.00%
Total risk-based capital for capital adquacy purposes, amount [1] $ 129,047 $ 119,916
Total risk-based capital for capital adquacy purposes, ratio [1] 9.875% 9.25%
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 130,680 $ 129,639
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 10.00% 10.00%
Tier 1 risk-based capital, actual, amount $ 147,618 $ 147,472
Tier 1 risk-based capital, actual, ratio 11.30% 11.38%
Tier 1 risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 78,408 $ 77,783
Tier 1 risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 6.00% 6.00%
Tier 1 risk-based capital for capital adequacy purposes, amount [1] $ 102,911 $ 93,988
Tier 1 risk-based capital for capital adequacy purposes, ratio [1] 7.875% 7.25%
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 104,544 $ 103,711
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 8.00% 8.00%
Tier 1 leverage, actual, amount $ 147,618 $ 147,472
Tier 1 leverage, actual, ratio 9.63% 9.52%
Tier 1 leverage for capital adequacy purposes, amount, without capital conservation buffer $ 61,343 $ 61,985
Tier 1 leverage for capital adequacy purposes, ratio, without capital conservation buffer 4.00% 4.00%
Tier 1 leverage for capital adequacy purposes, amount [1] $ 61,343 $ 61,985
Tier 1 leverage for capital adequacy purposes, ratio [1] 4.00% 4.00%
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 76,678 $ 77,481
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 5.00% 5.00%
Common equity Tier 1, actual, amount $ 147,618 $ 147,472
Common equity Tier 1, actual ratio 11.30% 11.38%
Common equity Tier 1 for capital adequacy purposes, amount, without capital conservation buffer $ 58,806 $ 58,337
Common equity Tier 1 for capital adequacy purposes, ratio, without capital conservation buffer 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes, amount [1] $ 83,309 $ 74,542
Common equity Tier 1 for capital adequacy purposes, ratio [1] 6.375% 5.75%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 84,942 $ 84,265
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
Cedar Rapids Bank and Trust [Member]    
Total risk-based capital, actual, amount $ 142,034 $ 138,492
Total risk-based capital, actual, ratio 11.96% 11.88%
Total risk-based capital for capital adquacy purposes, amount, without capital conservation buffer $ 94,998 $ 93,272
Total risk-based capital for capital adquacy purposes, ratio, without capital conservation buffer 8.00% 8.00%
Total risk-based capital for capital adquacy purposes, amount [1] $ 117,264 $ 107,846
Total risk-based capital for capital adquacy purposes, ratio [1] 9.875% 9.25%
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 118,748 $ 116,590
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 10.00% 10.00%
Tier 1 risk-based capital, actual, amount $ 129,507 $ 126,601
Tier 1 risk-based capital, actual, ratio 10.91% 10.86%
Tier 1 risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 71,249 $ 69,954
Tier 1 risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 6.00% 6.00%
Tier 1 risk-based capital for capital adequacy purposes, amount [1] $ 93,514 $ 84,528
Tier 1 risk-based capital for capital adequacy purposes, ratio [1] 7.875% 7.25%
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 94,998 $ 93,272
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 8.00% 8.00%
Tier 1 leverage, actual, amount $ 129,507 $ 126,601
Tier 1 leverage, actual, ratio 9.87% 11.68%
Tier 1 leverage for capital adequacy purposes, amount, without capital conservation buffer $ 52,483 $ 43,348
Tier 1 leverage for capital adequacy purposes, ratio, without capital conservation buffer 4.00% 4.00%
Tier 1 leverage for capital adequacy purposes, amount [1] $ 52,483 $ 43,348
Tier 1 leverage for capital adequacy purposes, ratio [1] 4.00% 4.00%
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 65,603 $ 54,185
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 5.00% 5.00%
Common equity Tier 1, actual, amount $ 129,507 $ 126,601
Common equity Tier 1, actual ratio 10.91% 10.86%
Common equity Tier 1 for capital adequacy purposes, amount, without capital conservation buffer $ 53,437 $ 52,465
Common equity Tier 1 for capital adequacy purposes, ratio, without capital conservation buffer 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes, amount [1] $ 75,702 $ 67,039
Common equity Tier 1 for capital adequacy purposes, ratio [1] 6.375% 5.75%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 77,186 $ 75,783
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
Community State Bank [Member]    
Total risk-based capital, actual, amount $ 67,996 $ 66,271
Total risk-based capital, actual, ratio 11.39% 11.71%
Total risk-based capital for capital adquacy purposes, amount, without capital conservation buffer $ 47,738 $ 45,293
Total risk-based capital for capital adquacy purposes, ratio, without capital conservation buffer 8.00% 8.00%
Total risk-based capital for capital adquacy purposes, amount [1] $ 58,926 $ 52,370
Total risk-based capital for capital adquacy purposes, ratio [1] 9.875% 9.25%
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 59,672 $ 56,616
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 10.00% 10.00%
Tier 1 risk-based capital, actual, amount $ 63,105 $ 61,941
Tier 1 risk-based capital, actual, ratio 10.58% 10.94%
Tier 1 risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 35,803 $ 33,970
Tier 1 risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 6.00% 6.00%
Tier 1 risk-based capital for capital adequacy purposes, amount [1] $ 46,992 $ 41,047
Tier 1 risk-based capital for capital adequacy purposes, ratio [1] 7.875% 7.25%
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 47,738 $ 45,293
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 8.00% 8.00%
Tier 1 leverage, actual, amount $ 63,105 $ 61,941
Tier 1 leverage, actual, ratio 9.35% 9.77%
Tier 1 leverage for capital adequacy purposes, amount, without capital conservation buffer $ 27,010 $ 25,354
Tier 1 leverage for capital adequacy purposes, ratio, without capital conservation buffer 4.00% 4.00%
Tier 1 leverage for capital adequacy purposes, amount [1] $ 27,010 $ 25,354
Tier 1 leverage for capital adequacy purposes, ratio [1] 4.00% 4.00%
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 33,763 $ 31,693
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 5.00% 5.00%
Common equity Tier 1, actual, amount $ 63,105 $ 61,941
Common equity Tier 1, actual ratio 10.58% 10.94%
Common equity Tier 1 for capital adequacy purposes, amount, without capital conservation buffer $ 26,853 $ 25,477
Common equity Tier 1 for capital adequacy purposes, ratio, without capital conservation buffer 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes, amount [1] $ 38,041 $ 32,554
Common equity Tier 1 for capital adequacy purposes, ratio [1] 6.375% 5.75%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 38,787 $ 36,801
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
Rockford Bank and Trust [Member]    
Total risk-based capital, actual, amount $ 46,567 $ 45,684
Total risk-based capital, actual, ratio 11.07% 11.28%
Total risk-based capital for capital adquacy purposes, amount, without capital conservation buffer $ 33,644 $ 32,413
Total risk-based capital for capital adquacy purposes, ratio, without capital conservation buffer 8.00% 8.00%
Total risk-based capital for capital adquacy purposes, amount [1] $ 41,530 $ 37,477
Total risk-based capital for capital adquacy purposes, ratio [1] 9.875% 9.25%
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 42,055 $ 40,516
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 10.00% 10.00%
Tier 1 risk-based capital, actual, amount $ 41,305 $ 40,615
Tier 1 risk-based capital, actual, ratio 9.82% 10.02%
Tier 1 risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 25,233 $ 24,310
Tier 1 risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 6.00% 6.00%
Tier 1 risk-based capital for capital adequacy purposes, amount [1] $ 33,119 $ 29,374
Tier 1 risk-based capital for capital adequacy purposes, ratio [1] 7.875% 7.25%
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 33,644 $ 32,413
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 8.00% 8.00%
Tier 1 leverage, actual, amount $ 41,305 $ 40,615
Tier 1 leverage, actual, ratio 8.93% 8.94%
Tier 1 leverage for capital adequacy purposes, amount, without capital conservation buffer $ 18,498 $ 18,177
Tier 1 leverage for capital adequacy purposes, ratio, without capital conservation buffer 4.00% 4.00%
Tier 1 leverage for capital adequacy purposes, amount [1] $ 18,498 $ 18,177
Tier 1 leverage for capital adequacy purposes, ratio [1] 4.00% 4.00%
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 23,123 $ 22,721
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 5.00% 5.00%
Common equity Tier 1, actual, amount $ 41,305 $ 40,615
Common equity Tier 1, actual ratio 9.82% 10.02%
Common equity Tier 1 for capital adequacy purposes, amount, without capital conservation buffer $ 18,925 $ 18,232
Common equity Tier 1 for capital adequacy purposes, ratio, without capital conservation buffer 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes, amount [1] $ 26,810 $ 23,297
Common equity Tier 1 for capital adequacy purposes, ratio [1] 6.375% 5.75%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 27,336 $ 26,335
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
[1] The minimums under Basel III increase by .625% (the capital conservation buffer) annually until 2019. The fully phased-in minimums are 10.5% (Total risk-based capital), 8.5% (Tier 1 risk-based capital), and 7.0% (Common equity Tier 1).