Note 7 - Regulatory Capital Requirements (Tables)

3 Months Ended

Mar. 31, 2018

Notes Tables

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

											For Capital					To Be Well
											Adequacy Purposes					Capitalized Under
						For Capital					With Capital					Prompt Corrective
	Actual					Adequacy Purposes					Conservation Buffer*					Action Provisions
	Amount		Ratio			Amount		Ratio			Amount		Ratio			Amount		Ratio
As of March 31, 2018:
Company:
Total risk-based capital	$	395,160		11.25	%	$	281,109	>	8.00	%	$	346,994	>	9.875	%	$	351,386	>	10.00	%
Tier 1 risk-based capital		358,627		10.21	%		210,832	>	6.00			276,717	>	7.875			281,109	>	8.00
Tier 1 leverage		358,627		9.08	%		157,993	>	4.00			157,993	>	4.000			197,491	>	5.00
Common equity Tier 1		321,093		9.14	%		158,124	>	4.50			224,009	>	6.375			228,401	>	6.50
Quad City Bank & Trust:
Total risk-based capital	$	160,996		12.32	%	$	104,544	>	8.00	%	$	129,047	>	9.875	%	$	130,680	>	10.00	%
Tier 1 risk-based capital		147,618		11.30	%		78,408	>	6.00			102,911	>	7.875			104,544	>	8.00
Tier 1 leverage		147,618		9.63	%		61,343	>	4.00			61,343	>	4.000			76,678	>	5.00
Common equity Tier 1		147,618		11.30	%		58,806	>	4.50			83,309	>	6.375			84,942	>	6.50
Cedar Rapids Bank & Trust:
Total risk-based capital	$	142,034		11.96	%	$	94,998	>	8.00	%	$	117,264	>	9.875	%	$	118,748	>	10.00	%
Tier 1 risk-based capital		129,507		10.91	%		71,249	>	6.00			93,514	>	7.875			94,998	>	8.00
Tier 1 leverage		129,507		9.87	%		52,483	>	4.00			52,483	>	4.000			65,603	>	5.00
Common equity Tier 1		129,507		10.91	%		53,437	>	4.50			75,702	>	6.375			77,186	>	6.50
Community State Bank:
Total risk-based capital	$	67,996		11.39	%	$	47,738	>	8.00	%	$	58,926	>	9.875	%	$	59,672	>	10.00	%
Tier 1 risk-based capital		63,105		10.58	%		35,803	>	6.00			46,992	>	7.875			47,738	>	8.00
Tier 1 leverage		63,105		9.35	%		27,010	>	4.00			27,010	>	4.000			33,763	>	5.00
Common equity Tier 1		63,105		10.58	%		26,853	>	4.50			38,041	>	6.375			38,787	>	6.50
Rockford Bank & Trust:
Total risk-based capital	$	46,567		11.07	%	$	33,644	>	8.00	%	$	41,530	>	9.875	%	$	42,055	>	10.00	%
Tier 1 risk-based capital		41,305		9.82	%		25,233	>	6.00			33,119	>	7.875			33,644	>	8.00
Tier 1 leverage		41,305		8.93	%		18,498	>	4.00			18,498	>	4.000			23,123	>	5.00
Common equity Tier 1		41,305		9.82	%		18,925	>	4.50			26,810	>	6.375			27,336	>	6.50

											For Capital					To Be Well
											Adequacy Purposes					Capitalized Under
						For Capital					With Capital					Prompt Corrective
	Actual					Adequacy Purposes					Conservation Buffer*					Action Provisions
	Amount		Ratio			Amount		Ratio			Amount		Ratio			Amount		Ratio
As of December 31, 2017:
Company:
Total risk-based capital	$	383,282		11.15	%	$	275,090	>	8.00	%	$	318,073	>	9.25	%	$	343,862	>	10.00	%
Tier 1 risk-based capital		348,530		10.14	%		206,317	>	6.00			249,300	>	7.25			275,090	>	8.00
Tier 1 leverage		348,530		8.98	%		155,256	>	4.00			155,256	>	4.00			194,070	>	5.00
Common equity Tier 1		313,012		9.10	%		154,738	>	4.50			197,721	>	5.75			223,510	>	6.50
Quad City Bank & Trust:
Total risk-based capital	$	160,112		12.35	%	$	103,711	>	8.00	%	$	119,916	>	9.25	%	$	129,639	>	10.00	%
Tier 1 risk-based capital		147,472		11.38	%		77,783	>	6.00			93,988	>	7.25			103,711	>	8.00
Tier 1 leverage		147,472		9.52	%		61,985	>	4.00			61,985	>	4.00			77,481	>	5.00
Common equity Tier 1		147,472		11.38	%		58,337	>	4.50			74,542	>	5.75			84,265	>	6.50
Cedar Rapids Bank & Trust:
Total risk-based capital	$	138,492		11.88	%	$	93,272	>	8.00	%	$	107,846	>	9.25	%	$	116,590	>	10.00	%
Tier 1 risk-based capital		126,601		10.86	%		69,954	>	6.00			84,528	>	7.25			93,272	>	8.00
Tier 1 leverage		126,601		11.68	%		43,348	>	4.00			43,348	>	4.00			54,185	>	5.00
Common equity Tier 1		126,601		10.86	%		52,465	>	4.50			67,039	>	5.75			75,783	>	6.50
Community State Bank:
Total risk-based capital	$	66,271		11.71	%	$	45,293	>	8.00	%	$	52,370	>	9.25	%	$	56,616	>	10.00	%
Tier 1 risk-based capital		61,941		10.94	%		33,970	>	6.00			41,047	>	7.25			45,293	>	8.00
Tier 1 leverage		61,941		9.77	%		25,354	>	4.00			25,354	>	4.00			31,693	>	5.00
Common equity Tier 1		61,941		10.94	%		25,477	>	4.50			32,554	>	5.75			36,801	>	6.50
Rockford Bank & Trust:
Total risk-based capital	$	45,684		11.28	%	$	32,413	>	8.00	%	$	37,477	>	9.25	%	$	40,516	>	10.00	%
Tier 1 risk-based capital		40,615		10.02	%		24,310	>	6.00			29,374	>	7.25			32,413	>	8.00
Tier 1 leverage		40,615		8.94	%		18,177	>	4.00			18,177	>	4.00			22,721	>	5.00
Common equity Tier 1		40,615		10.02	%		18,232	>	4.50			23,297	>	5.75			26,335	>	6.50