XML 60 R49.htm IDEA: XBRL DOCUMENT v3.8.0.1
Note 7 - Regulatory Capital Requirements - Capital Requirements (Details) - USD ($)
Sep. 30, 2017
Dec. 31, 2016
Total risk-based capital, actual, amount $ 356,559 $ 327,440
Total risk-based capital, actual, ratio 11.49% 11.56%
Total risk-based capital for capital adquacy purposes, amount, without capital conservation buffer $ 248,360 $ 226,587
Total risk-based capital for capital adquacy purposes, ratio, without capital conservation buffer 8.00% 8.00%
Total risk-based capital for capital adquacy purposes, amount [1] $ 287,166 $ 244,289
Total risk-based capital for capital adquacy purposes, ratio [1] 9.25% 8.625%
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 310,450 $ 283,233
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 10.00% 10.00%
Tier 1 risk-based capital, actual, amount $ 321,213 $ 296,366
Tier 1 risk-based capital, actual, ratio 10.35% 10.46%
Tier 1 risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 186,270 $ 169,940
Tier 1 risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 6.00% 6.00%
Tier 1 risk-based capital for capital adequacy purposes, amount [1] $ 225,076 $ 187,642
Tier 1 risk-based capital for capital adequacy purposes, ratio [1] 7.25% 6.625%
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 248,360 $ 226,587
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 8.00% 8.00%
Tier 1 leverage, actual, amount $ 321,213 $ 296,366
Tier 1 leverage, actual, ratio 9.23% 9.10%
Tier 1 leverage for capital adequacy purposes, amount, without capital conservation buffer $ 139,146 $ 130,229
Tier 1 leverage for capital adequacy purposes, ratio, without capital conservation buffer 4.00% 4.00%
Tier 1 leverage for capital adequacy purposes, amount [1] $ 139,146 $ 130,229
Tier 1 leverage for capital adequacy purposes, ratio [1] 4.00% 4.00%
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 173,932 $ 162,787
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 5.00% 5.00%
Common equity Tier 1, actual, amount $ 289,612 $ 266,419
Common equity Tier 1, actual ratio 9.33% 9.41%
Common equity Tier 1 for capital adequacy purposes, amount, without capital conservation buffer $ 139,703 $ 127,455
Common equity Tier 1 for capital adequacy purposes, ratio, without capital conservation buffer 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes, amount [1] $ 178,509 $ 145,157
Common equity Tier 1 for capital adequacy purposes, ratio [1] 5.75% 5.125%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 201,793 $ 184,102
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
Quad City Bank and Trust Company [Member]    
Total risk-based capital, actual, amount $ 152,635 $ 142,990
Total risk-based capital, actual, ratio 12.25% 12.27%
Total risk-based capital for capital adquacy purposes, amount, without capital conservation buffer $ 99,693 $ 93,212
Total risk-based capital for capital adquacy purposes, ratio, without capital conservation buffer 8.00% 8.00%
Total risk-based capital for capital adquacy purposes, amount [1] $ 115,270 $ 100,494
Total risk-based capital for capital adquacy purposes, ratio [1] 9.25% 8.625%
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 124,616 $ 116,515
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 10.00% 10.00%
Tier 1 risk-based capital, actual, amount $ 138,453 $ 129,524
Tier 1 risk-based capital, actual, ratio 11.11% 11.12%
Tier 1 risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 74,770 $ 69,909
Tier 1 risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 6.00% 6.00%
Tier 1 risk-based capital for capital adequacy purposes, amount [1] $ 90,347 $ 77,191
Tier 1 risk-based capital for capital adequacy purposes, ratio [1] 7.25% 6.625%
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 99,693 $ 93,212
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 8.00% 8.00%
Tier 1 leverage, actual, amount $ 138,453 $ 129,524
Tier 1 leverage, actual, ratio 9.40% 9.18%
Tier 1 leverage for capital adequacy purposes, amount, without capital conservation buffer $ 58,913 $ 56,445
Tier 1 leverage for capital adequacy purposes, ratio, without capital conservation buffer 4.00% 4.00%
Tier 1 leverage for capital adequacy purposes, amount [1] $ 58,913 $ 56,445
Tier 1 leverage for capital adequacy purposes, ratio [1] 4.00% 4.00%
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 73,642 $ 70,556
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 5.00% 5.00%
Common equity Tier 1, actual, amount $ 138,453 $ 129,524
Common equity Tier 1, actual ratio 11.11% 11.12%
Common equity Tier 1 for capital adequacy purposes, amount, without capital conservation buffer $ 56,077 $ 52,432
Common equity Tier 1 for capital adequacy purposes, ratio, without capital conservation buffer 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes, amount [1] $ 71,654 $ 59,714
Common equity Tier 1 for capital adequacy purposes, ratio [1] 5.75% 5.125%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 81,001 $ 75,735
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
Cedar Rapids Bank and Trust [Member]    
Total risk-based capital, actual, amount $ 114,234 $ 106,791
Total risk-based capital, actual, ratio 12.16% 12.82%
Total risk-based capital for capital adquacy purposes, amount, without capital conservation buffer $ 75,150 $ 66,623
Total risk-based capital for capital adquacy purposes, ratio, without capital conservation buffer 8.00% 8.00%
Total risk-based capital for capital adquacy purposes, amount [1] $ 86,893 $ 71,828
Total risk-based capital for capital adquacy purposes, ratio [1] 9.25% 8.625%
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 93,938 $ 83,279
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 10.00% 10.00%
Tier 1 risk-based capital, actual, amount $ 102,545 $ 96,369
Tier 1 risk-based capital, actual, ratio 10.92% 11.57%
Tier 1 risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 56,363 $ 49,968
Tier 1 risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 6.00% 6.00%
Tier 1 risk-based capital for capital adequacy purposes, amount [1] $ 68,105 $ 55,173
Tier 1 risk-based capital for capital adequacy purposes, ratio [1] 7.25% 6.625%
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 75,150 $ 66,623
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 8.00% 8.00%
Tier 1 leverage, actual, amount $ 102,545 $ 96,369
Tier 1 leverage, actual, ratio 10.27% 10.69%
Tier 1 leverage for capital adequacy purposes, amount, without capital conservation buffer $ 39,950 $ 36,061
Tier 1 leverage for capital adequacy purposes, ratio, without capital conservation buffer 4.00% 4.00%
Tier 1 leverage for capital adequacy purposes, amount [1] $ 39,950 $ 36,061
Tier 1 leverage for capital adequacy purposes, ratio [1] 4.00% 4.00%
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 49,938 $ 45,076
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 5.00% 5.00%
Common equity Tier 1, actual, amount $ 102,545 $ 96,369
Common equity Tier 1, actual ratio 10.92% 11.57%
Common equity Tier 1 for capital adequacy purposes, amount, without capital conservation buffer $ 42,272 $ 37,476
Common equity Tier 1 for capital adequacy purposes, ratio, without capital conservation buffer 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes, amount [1] $ 54,014 $ 42,681
Common equity Tier 1 for capital adequacy purposes, ratio [1] 5.75% 5.125%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 61,060 $ 54,132
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
Community State Bank [Member]    
Total risk-based capital, actual, amount $ 67,071 $ 68,216
Total risk-based capital, actual, ratio 12.83% 13.81%
Total risk-based capital for capital adquacy purposes, amount, without capital conservation buffer $ 41,837 $ 39,521
Total risk-based capital for capital adquacy purposes, ratio, without capital conservation buffer 8.00% 8.00%
Total risk-based capital for capital adquacy purposes, amount [1] $ 48,374 $ 42,609
Total risk-based capital for capital adquacy purposes, ratio [1] 9.25% 8.625%
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 52,296 $ 49,402
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 10.00% 10.00%
Tier 1 risk-based capital, actual, amount $ 63,356 $ 66,746
Tier 1 risk-based capital, actual, ratio 12.11% 13.51%
Tier 1 risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 31,378 $ 29,641
Tier 1 risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 6.00% 6.00%
Tier 1 risk-based capital for capital adequacy purposes, amount [1] $ 37,915 $ 32,729
Tier 1 risk-based capital for capital adequacy purposes, ratio [1] 7.25% 6.625%
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 41,837 $ 39,522
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 8.00% 8.00%
Tier 1 leverage, actual, amount $ 63,356 $ 66,746
Tier 1 leverage, actual, ratio 10.14% 11.75%
Tier 1 leverage for capital adequacy purposes, amount, without capital conservation buffer $ 24,991 $ 22,726
Tier 1 leverage for capital adequacy purposes, ratio, without capital conservation buffer 4.00% 4.00%
Tier 1 leverage for capital adequacy purposes, amount [1] $ 24,991 $ 22,726
Tier 1 leverage for capital adequacy purposes, ratio [1] 4.00% 4.00%
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 31,239 $ 28,408
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 5.00% 5.00%
Common equity Tier 1, actual, amount $ 63,356 $ 66,746
Common equity Tier 1, actual ratio 12.11% 13.51%
Common equity Tier 1 for capital adequacy purposes, amount, without capital conservation buffer $ 23,533 $ 22,231
Common equity Tier 1 for capital adequacy purposes, ratio, without capital conservation buffer 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes, amount [1] $ 30,070 $ 25,319
Common equity Tier 1 for capital adequacy purposes, ratio [1] 5.75% 5.125%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 33,992 $ 32,111
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
Rockford Bank and Trust [Member]    
Total risk-based capital, actual, amount $ 45,031 $ 42,007
Total risk-based capital, actual, ratio 11.48% 12.26%
Total risk-based capital for capital adquacy purposes, amount, without capital conservation buffer $ 31,394 $ 27,410
Total risk-based capital for capital adquacy purposes, ratio, without capital conservation buffer 8.00% 8.00%
Total risk-based capital for capital adquacy purposes, amount [1] $ 36,299 $ 29,551
Total risk-based capital for capital adquacy purposes, ratio [1] 9.25% 8.625%
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 39,243 $ 34,262
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 10.00% 10.00%
Tier 1 risk-based capital, actual, amount $ 40,120 $ 37,716
Tier 1 risk-based capital, actual, ratio 10.22% 11.01%
Tier 1 risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 23,546 $ 20,558
Tier 1 risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 6.00% 6.00%
Tier 1 risk-based capital for capital adequacy purposes, amount [1] $ 28,451 $ 22,699
Tier 1 risk-based capital for capital adequacy purposes, ratio [1] 7.25% 6.625%
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 31,394 $ 27,410
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 8.00% 8.00%
Tier 1 leverage, actual, amount $ 40,120 $ 37,716
Tier 1 leverage, actual, ratio 9.26% 9.57%
Tier 1 leverage for capital adequacy purposes, amount, without capital conservation buffer $ 17,328 $ 15,772
Tier 1 leverage for capital adequacy purposes, ratio, without capital conservation buffer 4.00% 4.00%
Tier 1 leverage for capital adequacy purposes, amount [1] $ 17,328 $ 15,772
Tier 1 leverage for capital adequacy purposes, ratio [1] 4.00% 4.00%
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 21,660 $ 19,716
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 5.00% 5.00%
Common equity Tier 1, actual, amount $ 40,120 $ 37,716
Common equity Tier 1, actual ratio 10.22% 11.01%
Common equity Tier 1 for capital adequacy purposes, amount, without capital conservation buffer $ 17,659 $ 15,418
Common equity Tier 1 for capital adequacy purposes, ratio, without capital conservation buffer 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes, amount [1] $ 22,564 $ 17,759
Common equity Tier 1 for capital adequacy purposes, ratio [1] 5.75% 5.125%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 25,508 $ 22,270
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
[1] The minimums under Basel III increase by .625% (the capital conservation buffer) annually until 2019. The fully phased-in minimums are 10.5% (Total risk-based capital), 8.5% (Tier 1 risk-based capital), and 7.0% (Common equity Tier 1).