Note 7 - Regulatory Capital Requirements (Tables)

6 Months Ended

Jun. 30, 2017

Notes Tables

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

											For Capital					To Be Well
											Adequacy Purposes					Capitalized Under
						For Capital					With Capital					Prompt Corrective
	Actual					Adequacy Purposes					Conservation Buffer*					Action Provisions
	Amount		Ratio			Amount		Ratio			Amount		Ratio			Amount		Ratio
As of June 30, 2017:
Company:
Total risk-based capital	$	347,033		11.65	%	$	238,402	>	8.000	%	$	275,652	>	9.25	%	$	298,003	>	10.0	%
Tier 1 risk-based capital		313,333		10.51	%		178,802	>	6.000			216,052	>	7.25			238,402	>	8.0
Tier 1 leverage		313,333		9.34	%		134,142	>	4.000			134,142	>	4.00			167,677	>	5.0
Common equity Tier 1		281,774		9.46	%		134,101	>	4.500			171,352	>	5.75			193,702	>	6.5
Quad City Bank & Trust:
Total risk-based capital	$	149,008		12.59	%	$	94,717	>	8.000	%	$	109,516	>	9.25	%	$	118,396	>	10.0	%
Tier 1 risk-based capital		135,628		11.46	%		71,038	>	6.000			85,837	>	7.25			94,717	>	8.0
Tier 1 leverage		135,628		9.56	%		56,719	>	4.000			56,719	>	4.00			70,898	>	5.0
Common equity Tier 1		135,628		11.46	%		53,278	>	4.500			68,078	>	5.75			76,957	>	6.5
Cedar Rapids Bank & Trust:
Total risk-based capital	$	110,561		12.19	%	$	72,578	>	8.000	%	$	83,918	>	9.25	%	$	90,722	>	10.0	%
Tier 1 risk-based capital		99,216		10.94	%		54,434	>	6.000			65,774	>	7.25			72,578	>	8.0
Tier 1 leverage		99,216		10.43	%		38,044	>	4.000			38,044	>	4.00			47,555	>	5.0
Common equity Tier 1		99,216		10.94	%		40,825	>	4.500			52,165	>	5.75			58,969	>	6.5
Community State Bank:
Total risk-based capital	$	69,222		13.32	%	$	41,577	>	8.000	%	$	48,074	>	9.25	%	$	51,972	>	10.0	%
Tier 1 risk-based capital		66,089		12.72	%		31,183	>	6.000			37,679	>	7.25			41,577	>	8.0
Tier 1 leverage		66,089		10.91	%		24,231	>	4.000			24,231	>	4.00			30,289	>	5.0
Common equity Tier 1		66,089		12.72	%		23,387	>	4.500			29,884	>	5.75			33,782	>	6.5
Rockford Bank & Trust
Total risk-based capital	$	44,068		11.78	%	$	29,922	>	8.000	%	$	34,598	>	9.25	%	$	37,403	>	10.0	%
Tier 1 risk-based capital		39,384		10.53	%		22,442	>	6.000			27,117	>	7.25			29,922	>	8.0
Tier 1 leverage		39,384		9.63	%		16,354	>	4.000			16,354	>	4.00			20,442	>	5.0
Common equity Tier 1		39,384		10.53	%		16,831	>	4.500			21,507	>	5.75			24,312	>	6.5

											For Capital					To Be Well
											Adequacy Purposes					Capitalized Under
						For Capital					With Capital					Prompt Corrective
	Actual					Adequacy Purposes					Conservation Buffer*					Action Provisions
	Amount		Ratio			Amount		Ratio			Amount		Ratio			Amount		Ratio
As of December 31, 2016:
Company:
Total risk-based capital	$	327,440		11.56	%	$	226,587	>	8.000	%	$	244,289	>	8.625	%	$	283,233	>	10.0	%
Tier 1 risk-based capital		296,366		10.46	%		169,940	>	6.000			187,642	>	6.625			226,587	>	8.0
Tier 1 leverage		296,366		9.10	%		130,229	>	4.000			130,229	>	4.000			162,787	>	5.0
Common equity Tier 1		266,419		9.41	%		127,455	>	4.500			145,157	>	5.125			184,102	>	6.5
Quad City Bank & Trust:
Total risk-based capital	$	142,990		12.27	%	$	93,212	>	8.000	%	$	100,494	>	8.625	%	$	116,515	>	10.0	%
Tier 1 risk-based capital		129,524		11.12	%		69,909	>	6.000			77,191	>	6.625			93,212	>	8.0
Tier 1 leverage		129,524		9.18	%		56,445	>	4.000			56,445	>	4.000			70,556	>	5.0
Common equity Tier 1		129,524		11.12	%		52,432	>	4.500			59,714	>	5.125			75,735	>	6.5
Cedar Rapids Bank & Trust:
Total risk-based capital	$	106,791		12.82	%	$	66,623	>	8.000	%	$	71,828	>	8.625	%	$	83,279	>	10.0	%
Tier 1 risk-based capital		96,369		11.57	%		49,968	>	6.000			55,173	>	6.625			66,623	>	8.0
Tier 1 leverage		96,369		10.69	%		36,061	>	4.000			36,061	>	4.000			45,076	>	5.0
Common equity Tier 1		96,369		11.57	%		37,476	>	4.500			42,681	>	5.125			54,132	>	6.5
Community State Bank:
Total risk-based capital	$	68,216		13.81	%	$	39,521	>	8.000	%	$	42,609	>	8.625	%	$	49,402	>	10.0	%
Tier 1 risk-based capital		66,746		13.51	%		29,641	>	6.000			32,729	>	6.625			39,522	>	8.0
Tier 1 leverage		66,746		11.75	%		22,726	>	4.000			22,726	>	4.000			28,408	>	5.0
Common equity Tier 1		66,746		13.51	%		22,231	>	4.500			25,319	>	5.125			32,111	>	6.5
Rockford Bank & Trust:
Total risk-based capital	$	42,007		12.26	%	$	27,410	>	8.000	%	$	29,551	>	8.625	%	$	34,262	>	10.0	%
Tier 1 risk-based capital		37,716		11.01	%		20,558	>	6.000			22,699	>	6.625			27,410	>	8.0
Tier 1 leverage		37,716		9.57	%		15,772	>	4.000			15,772	>	4.000			19,716	>	5.0
Common equity Tier 1		37,716		11.01	%		15,418	>	4.500			17,559	>	5.125			22,270	>	6.5