XML 58 R47.htm IDEA: XBRL DOCUMENT v3.7.0.1
Note 7 - Regulatory Capital Requirements and Restrictions on Dividends - Capital Requirements (Details) - USD ($)
Mar. 31, 2017
Dec. 31, 2016
Parent Company [Member]    
Total risk-based capital, actual, amount $ 336,993 $ 327,440
Total risk-based capital, actual, ratio 11.90% 11.56%
Total risk-based capital for capital adquacy purposes, amount [1] $ 262,053 $ 244,289
Total risk-based capital for capital adquacy purposes, ratio [1] 9.25% 8.625%
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 283,300 $ 283,233
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 10.00% 10.00%
Tier 1 risk-based capital, actual, amount $ 304,594 $ 296,366
Tier 1 risk-based capital, actual, ratio 10.75% 10.46%
Tier 1 risk-based capital for capital adequacy purposes, amount [1] $ 205,393 $ 187,642
Tier 1 risk-based capital for capital adequacy purposes, ratio [1] 7.25% 6.625%
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 226,640 $ 226,587
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 8.00% 8.00%
Tier 1 leverage, actual, amount $ 304,594 $ 296,366
Tier 1 leverage, actual, ratio 9.37% 9.10%
Tier 1 leverage for capital adequacy purposes, amount [1] $ 129,996 $ 130,229
Tier 1 leverage for capital adequacy purposes, ratio [1] 4.00% 4.00%
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 162,495 $ 162,787
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 5.00% 5.00%
Common equity Tier 1, actual, amount $ 273,076 $ 266,419
Common equity Tier 1, actual ratio 9.64% 9.41%
Common equity Tier 1 for capital adequacy purposes, amount [1] $ 162,898 $ 145,157
Common equity Tier 1 for capital adequacy purposes, ratio [1] 5.75% 5.125%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 184,145 $ 184,102
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
Quad City Bank and Trust Company [Member]    
Total risk-based capital, actual, amount $ 145,432 $ 142,990
Total risk-based capital, actual, ratio 12.61% 12.27%
Total risk-based capital for capital adquacy purposes, amount [1] $ 106,664 $ 100,494
Total risk-based capital for capital adquacy purposes, ratio [1] 9.25% 8.625%
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 115,312 $ 116,515
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 10.00% 10.00%
Tier 1 risk-based capital, actual, amount $ 131,860 $ 129,524
Tier 1 risk-based capital, actual, ratio 11.44% 11.12%
Tier 1 risk-based capital for capital adequacy purposes, amount [1] $ 83,601 $ 77,191
Tier 1 risk-based capital for capital adequacy purposes, ratio [1] 7.25% 6.625%
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 92,250 $ 93,212
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 8.00% 8.00%
Tier 1 leverage, actual, amount $ 131,860 $ 129,524
Tier 1 leverage, actual, ratio 9.25% 9.18%
Tier 1 leverage for capital adequacy purposes, amount [1] $ 57,045 $ 56,445
Tier 1 leverage for capital adequacy purposes, ratio [1] 4.00% 4.00%
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 71,306 $ 70,556
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 5.00% 5.00%
Common equity Tier 1, actual, amount $ 131,860 $ 129,524
Common equity Tier 1, actual ratio 11.44% 11.12%
Common equity Tier 1 for capital adequacy purposes, amount [1] $ 66,304 $ 59,714
Common equity Tier 1 for capital adequacy purposes, ratio [1] 5.75% 5.125%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 74,953 $ 75,735
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
Cedar Rapids Bank and Trust [Member]    
Total risk-based capital, actual, amount $ 107,776 $ 106,791
Total risk-based capital, actual, ratio 12.79% 12.82%
Total risk-based capital for capital adquacy purposes, amount [1] $ 77,956 $ 71,828
Total risk-based capital for capital adquacy purposes, ratio [1] 9.25% 8.625%
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 84,277 $ 83,279
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 10.00% 10.00%
Tier 1 risk-based capital, actual, amount $ 97,230 $ 96,369
Tier 1 risk-based capital, actual, ratio 11.54% 11.57%
Tier 1 risk-based capital for capital adequacy purposes, amount [1] $ 61,101 $ 55,173
Tier 1 risk-based capital for capital adequacy purposes, ratio [1] 7.25% 6.625%
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 67,421 $ 66,623
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 8.00% 8.00%
Tier 1 leverage, actual, amount $ 97,230 $ 96,369
Tier 1 leverage, actual, ratio 10.74% 10.69%
Tier 1 leverage for capital adequacy purposes, amount [1] $ 36,206 $ 36,061
Tier 1 leverage for capital adequacy purposes, ratio [1] 4.00% 4.00%
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 45,257 $ 45,076
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 5.00% 5.00%
Common equity Tier 1, actual, amount $ 97,230 $ 96,369
Common equity Tier 1, actual ratio 11.54% 11.57%
Common equity Tier 1 for capital adequacy purposes, amount [1] $ 48,459 $ 42,681
Common equity Tier 1 for capital adequacy purposes, ratio [1] 5.75% 5.125%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 54,780 $ 54,132
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
Community State Bank [Member]    
Total risk-based capital, actual, amount $ 66,300 $ 68,216
Total risk-based capital, actual, ratio 13.50% 13.81%
Total risk-based capital for capital adquacy purposes, amount [1] $ 45,426 $ 42,609
Total risk-based capital for capital adquacy purposes, ratio [1] 9.25% 8.625%
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 49,109 $ 49,402
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 10.00% 10.00%
Tier 1 risk-based capital, actual, amount $ 64,052 $ 66,746
Tier 1 risk-based capital, actual, ratio 13.04% 13.51%
Tier 1 risk-based capital for capital adequacy purposes, amount [1] $ 35,604 $ 32,729
Tier 1 risk-based capital for capital adequacy purposes, ratio [1] 7.25% 6.625%
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 39,287 $ 39,522
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 8.00% 8.00%
Tier 1 leverage, actual, amount $ 64,052 $ 66,746
Tier 1 leverage, actual, ratio 10.99% 11.75%
Tier 1 leverage for capital adequacy purposes, amount [1] $ 23,317 $ 22,726
Tier 1 leverage for capital adequacy purposes, ratio [1] 4.00% 4.00%
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 29,146 $ 28,408
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 5.00% 5.00%
Common equity Tier 1, actual, amount $ 64,052 $ 66,746
Common equity Tier 1, actual ratio 13.04% 13.51%
Common equity Tier 1 for capital adequacy purposes, amount [1] $ 28,238 $ 25,319
Common equity Tier 1 for capital adequacy purposes, ratio [1] 5.75% 5.125%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 31,921 $ 32,111
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
Rockford Bank and Trust [Member]    
Total risk-based capital, actual, amount $ 42,916 $ 42,007
Total risk-based capital, actual, ratio 12.31% 12.26%
Total risk-based capital for capital adquacy purposes, amount [1] $ 32,256 $ 29,551
Total risk-based capital for capital adquacy purposes, ratio [1] 9.25% 8.625%
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 34,871 $ 34,262
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 10.00% 10.00%
Tier 1 risk-based capital, actual, amount $ 38,548 $ 37,716
Tier 1 risk-based capital, actual, ratio 11.05% 11.01%
Tier 1 risk-based capital for capital adequacy purposes, amount [1] $ 25,282 $ 22,699
Tier 1 risk-based capital for capital adequacy purposes, ratio [1] 7.25% 6.625%
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 27,897 $ 27,410
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 8.00% 8.00%
Tier 1 leverage, actual, amount $ 38,548 $ 37,716
Tier 1 leverage, actual, ratio 9.82% 9.57%
Tier 1 leverage for capital adequacy purposes, amount [1] $ 15,707 $ 15,772
Tier 1 leverage for capital adequacy purposes, ratio [1] 4.00% 4.00%
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 19,634 $ 19,716
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 5.00% 5.00%
Common equity Tier 1, actual, amount $ 38,548 $ 37,716
Common equity Tier 1, actual ratio 11.05% 11.01%
Common equity Tier 1 for capital adequacy purposes, amount [1] $ 20,051 $ 17,559
Common equity Tier 1 for capital adequacy purposes, ratio [1] 5.75% 5.125%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 22,666 $ 22,270
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
[1] The minimums under Basel III increase by .625% (the capital conservation buffer) annually until 2019. The fully phased-in minimums are 10.5% (Total risk-based capital), 8.5% (Tier 1 risk-based capital), and 7.0% (Common equity Tier 1).