Note 7 - Regulatory Capital Requirements (Tables)

3 Months Ended

Mar. 31, 2017

Notes Tables

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

						For Capital					To Be Well
						Adequacy Purposes					Capitalized Under
						With Capital					Prompt Corrective
	Actual					Conservation Buffer*					Action Provisions
	Amount		Ratio			Amount		Ratio			Amount		Ratio
As of March 31, 2017:
Company:
Total risk-based capital	$	336,993		11.90	%	$	262,053	>	9.25	%	$	283,300	>	10.0	%
Tier 1 risk-based capital		304,594		10.75	%		205,393	>	7.25			226,640	>	8.0
Tier 1 leverage		304,594		9.37	%		129,996	>	4.00			162,495	>	5.0
Common equity Tier 1		273,076		9.64	%		162,898	>	5.75			184,145	>	6.5
Quad City Bank & Trust:
Total risk-based capital	$	145,432		12.61	%	$	106,664	>	9.25	%	$	115,312	>	10.0	%
Tier 1 risk-based capital		131,860		11.44	%		83,601	>	7.25			92,250	>	8.0
Tier 1 leverage		131,860		9.25	%		57,045	>	4.00			71,306	>	5.0
Common equity Tier 1		131,860		11.44	%		66,304	>	5.75			74,953	>	6.5
Cedar Rapids Bank & Trust:
Total risk-based capital	$	107,776		12.79	%	$	77,956	>	9.25	%	$	84,277	>	10.0	%
Tier 1 risk-based capital		97,230		11.54	%		61,101	>	7.25			67,421	>	8.0
Tier 1 leverage		97,230		10.74	%		36,206	>	4.00			45,257	>	5.0
Common equity Tier 1		97,230		11.54	%		48,459	>	5.75			54,780	>	6.5
Community State Bank:
Total risk-based capital	$	66,300		13.50	%	$	45,426	>	9.25	%	$	49,109	>	10.0	%
Tier 1 risk-based capital		64,052		13.04	%		35,604	>	7.25			39,287	>	8.0
Tier 1 leverage		64,052		10.99	%		23,317	>	4.00			29,146	>	5.0
Common equity Tier 1		64,052		13.04	%		28,238	>	5.75			31,921	>	6.5
Rockford Bank & Trust:
Total risk-based capital	$	42,916		12.31	%	$	32,256	>	9.25	%	$	34,871	>	10.0	%
Tier 1 risk-based capital		38,548		11.05	%		25,282	>	7.25			27,897	>	8.0
Tier 1 leverage		38,548		9.82	%		15,707	>	4.00			19,634	>	5.0
Common equity Tier 1		38,548		11.05	%		20,051	>	5.75			22,666	>	6.5

						For Capital					To Be Well
						Adequacy Purposes					C apitalized Under
						With Capital					Prompt Corrective
	Actual					Conservation Buffer*					Action Provisions
	Amount		Ratio			Amount		Ratio			Amount		Ratio
As of December 31, 2016:
Company:
Total risk-based capital	$	327,440		11.56	%	$	244,289	>	8.625	%	$	283,233	>	10.0	%
Tier 1 risk-based capital		296,366		10.46	%		187,642	>	6.625			226,587	>	8.0
Tier 1 leverage		296,366		9.10	%		130,229	>	4.000			162,787	>	5.0
Common equity Tier 1		266,419		9.41	%		145,157	>	5.125			184,102	>	6.5
Quad City Bank & Trust:
Total risk-based capital	$	142,990		12.27	%	$	100,494	>	8.625	%	$	116,515	>	10.0	%
Tier 1 risk-based capital		129,524		11.12	%		77,191	>	6.625			93,212	>	8.0
Tier 1 leverage		129,524		9.18	%		56,445	>	4.000			70,556	>	5.0
Common equity Tier 1		129,524		11.12	%		59,714	>	5.125			75,735	>	6.5
Cedar Rapids Bank & Trust:
Total risk-based capital	$	106,791		12.82	%	$	71,828	>	8.625	%	$	83,279	>	10.0	%
Tier 1 risk-based capital		96,369		11.57	%		55,173	>	6.625			66,623	>	8.0
Tier 1 leverage		96,369		10.69	%		36,061	>	4.000			45,076	>	5.0
Common equity Tier 1		96,369		11.57	%		42,681	>	5.125			54,132	>	6.5
Community State Bank:
Total risk-based capital	$	68,216		13.81	%	$	42,609	>	8.625	%	$	49,402	>	10.0	%
Tier 1 risk-based capital		66,746		13.51	%		32,729	>	6.625			39,522	>	8.0
Tier 1 leverage		66,746		11.75	%		22,726	>	4.000			28,408	>	5.0
Common equity Tier 1		66,746		13.51	%		25,319	>	5.125			32,111	>	6.5
Rockford Bank & Trust:
Total risk-based capital	$	42,007		12.26	%	$	29,551	>	8.625	%	$	34,262	>	10.0	%
Tier 1 risk-based capital		37,716		11.01	%		22,699	>	6.625			27,410	>	8.0
Tier 1 leverage		37,716		9.57	%		15,772	>	4.000			19,716	>	5.0
Common equity Tier 1		37,716		11.01	%		17,559	>	5.125			22,270	>	6.5