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Note 4 - Loans Leases Receivable - Composition of the Loan Lease Portfolio (Details) - USD ($)
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
Loans $ 2,397,414,282 $ 1,790,286,285    
Plus deferred loan/lease origination costs, net of fees 8,072,703 7,736,390    
Gross loans/leases receivable 2,405,486,985 1,798,022,675    
Less allowance (30,757,448) (26,140,906) $ (23,074,365) $ (21,448,048)
2,374,729,537 1,771,881,769    
Commercial Portfolio Segment [Member]        
Loans 827,637,263 648,159,892    
Less allowance (12,545,110) (10,484,080) (8,833,832) (5,648,774)
Commercial Real Estate Portfolio Segment [Member]        
Loans 1,093,458,860 724,368,765    
Less allowance (11,670,609) (9,375,117) (8,353,386) (10,705,434)
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Commercial Real Estate Loans [Member]        
Loans 332,387,621 252,523,164    
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]        
Loans 165,149,491 49,083,844    
Commercial Real Estate Portfolio Segment [Member] | Other Non-owner Occupied Commercial Real Estate Loans [Member]        
Loans 595,921,748 422,761,757    
Finance Leases Portfolio Segment [Member]        
Loans [1],[2] 165,419,360 173,655,605    
Plus deferred loan/lease origination costs, net of fees [1] 5,881,778 6,594,582    
Gross loans/leases receivable [1] 171,301,138 180,250,187    
Less allowance (3,111,898) [1] (3,395,088) [1] (3,359,400) (2,517,217)
[1] 168,189,240 176,855,099    
Net minimum lease payments to be received [1] 184,274,802 195,476,230    
Estimated unguaranteed residual values of leased assets [1] 1,085,154 1,165,706    
Unearned lease/residual income [1] (19,940,596) (22,986,331)    
Residential Portfolio Segment [Member]        
Loans [2],[3] 229,233,104 170,432,530    
Less allowance (2,342,344) (1,790,150) (1,525,952) (1,395,849)
Consumer Portfolio Segment [Member]        
Loans [2] 81,665,695 73,669,493    
Less allowance $ (1,087,487) $ (1,096,471) $ (1,001,795) $ (1,180,774)
[1] Management performs an evaluation of the estimated unguaranteed residual values of leased assets on an annual basis, at a minimum. The evaluation consists of discussions with reputable and current vendors and management’s expertise and understanding of the current states of particular industries to determine informal valuations of the equipment. As necessary and where available, management will utilize valuations by independent appraisers. The large majority of leases with residual values contain a lease options rider which requires the lessee to pay the residual value directly, finance the payment of the residual value, or extend the lease term to pay the residual value. In these cases, the residual value is protected and the risk of loss is minimal.
[2] Performing = loans/leases accruing and less than 90 days past due. Nonperforming = loans/leases on nonaccrual, accruing loans/leases that are greater than or equal to 90 days past due, and accruing troubled debt restructurings.
[3] Includes residential real estate loans held for sale totaling $1,135,500 and $565,850 as of December 31, 2016 and 2015, respectively.