Note 8 - Regulatory Capital Requirements (Tables)

9 Months Ended

Sep. 30, 2016

Notes Tables

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

						For Capital					To Be Well
						Adequacy Purposes					Capitalized Under
						With Capital					Prompt Corrective
	Actual					Conservation Buffer*					Action Provisions
	Amount		Ratio			Amount		Ratio			Amount		Ratio
As of September 30, 2016:
Company:
Total risk-based capital	$	316,063		11.33	%	$	240,629	>	8.625	%	$	278,991	>	10.0	%
Tier 1 risk-based capital		287,015		10.29	%		184,831	>	6.625			223,192	>	8.0
Tier 1 leverage		287,015		10.09	%		113,737	>	4.000			142,172	>	5.0
Common equity Tier 1		257,119		9.22	%		142,983	>	5.125			181,344	>	6.5
Quad City Bank & Trust:
Total risk-based capital	$	138,333		11.71	%	$	101,861	>	8.625	%	$	118,100	>	10.0	%
Tier 1 risk-based capital		125,410		10.62	%		78,241	>	6.625			94,480	>	8.0
Tier 1 leverage		125,410		8.86	%		56,628	>	4.000			70,785	>	5.0
Common equity Tier 1		125,410		10.62	%		60,526	>	5.125			76,765	>	6.5
Cedar Rapids Bank & Trust:
Total risk-based capital	$	104,206		13.13	%	$	68,474	>	8.625	%	$	79,390	>	10.0	%
Tier 1 risk-based capital		94,266		11.87	%		52,596	>	6.625			63,512	>	8.0
Tier 1 leverage		94,266		10.36	%		36,407	>	4.000			45,509	>	5.0
Common equity Tier 1		94,266		11.87	%		40,687	>	5.125			51,604	>	6.5
Community State Bank:
Total risk-based capital	$	67,008		14.09	%	$	41,031	>	8.625	%	$	47,572	>	10.0	%
Tier 1 risk-based capital		66,735		14.03	%		31,516	>	6.625			38,058	>	8.0
Tier 1 leverage		66,735		11.74	%		22,745	>	4.000			28,431	>	5.0
Common equity Tier 1		66,735		14.03	%		24,381	>	5.125			30,922	>	6.5
Rockford Bank & Trust:
Total risk-based capital	$	41,130		11.95	%	$	29,680	>	8.625	%	$	34,412	>	10.0	%
Tier 1 risk-based capital		36,821		10.70	%		22,798	>	6.625			27,529	>	8.0
Tier 1 leverage		36,821		9.45	%		15,587	>	4.000			19,484	>	5.0
Common equity Tier 1		36,821		10.70	%		17,636	>	5.125			22,367	>	6.5

												To Be Well Capitalized Under
						For Capital						Prompt Corrective
	Actual					Adequacy Purposes*						Action Provisions
	Amount		Ratio			Amount			Ratio			Amount			Ratio
As of December 31, 2015:
Company:
Total risk-based capital	$	280,273		13.11	%	$	170,969	>		8.0	%	$	213,711	>		10.0	%
Tier 1 risk-based capital		253,891		11.88	%		128,227	>		6.0			170,969	>		8.0
Tier 1 leverage		253,891		9.75	%		104,163	>		4.0			130,203	>		5.0
Common equity Tier 1		220,800		10.33	%		96,170	>		4.5			138,912	>		6.5
Quad City Bank & Trust:
Total risk-based capital	$	135,477		12.50	%	$	86,726	>		8.0	%	$	108,407	>		10.0	%
Tier 1 risk-based capital		123,498		11.39	%		65,044	>		6.0			86,726	>		8.0
Tier 1 leverage		123,498		8.87	%		55,718	>		4.0			69,648	>		5.0
Common equity Tier 1		123,498		11.39	%		48,783	>		4.5			70,465	>		6.5
Cedar Rapids Bank & Trust:
Total risk-based capital	$	105,285		14.39	%	$	58,537	>		8.0	%	$	73,172	>		10.0	%
Tier 1 risk-based capital		96,118		13.14	%		43,903	>		6.0			58,537	>		8.0
Tier 1 leverage		96,118		10.96	%		35,079	>		4.0			43,848	>		5.0
Common equity Tier 1		96,118		13.14	%		32,927	>		4.5			47,562	>		6.5
Rockford Bank & Trust:
Total risk-based capital	$	38,544		11.96	%	$	25,772	>		8.0	%	$	32,216	>		10.0	%
Tier 1 risk-based capital		34,514		10.71	%		19,329	>		6.0			25,772	>		8.0
Tier 1 leverage		34,514		9.59	%		14,401	>		4.0			18,001	>		5.0
Common equity Tier 1		34,514		10.71	%		14,497	>		4.5			20,940	>		6.5