XML 59 R48.htm IDEA: XBRL DOCUMENT v3.5.0.2
Note 8 - Capital Requirements (Details) - USD ($)
Jun. 30, 2016
Dec. 31, 2015
Parent Company [Member]    
Total risk-based capital, actual, amount $ 322,562 $ 280,273
Total risk-based capital, actual, ratio 14.29% 13.11%
Total risk-based capital for capital adequacy purposes, amount [1] $ 194,670 $ 170,969
Total risk-based capital for capital adequacy purposes, ratio [1] 8.625% 8.00%
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 225,705 $ 213,711
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 10.00% 10.00%
Tier 1 risk-based capital, actual, amount $ 294,265 $ 253,891
Tier 1 risk-based capital, actual, ratio 13.04% 11.88%
Tier 1 risk-based capital for capital adequacy purposes, amount [1] $ 149,529 $ 128,227
Tier 1 risk-based capital for capital adequacy purposes, ratio [1] 6.625% 6.00%
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 180,564 $ 170,969
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 8.00% 8.00%
Tier 1 leverage, actual, amount $ 294,265 $ 253,891
Tier 1 leverage, actual, ratio 11.18% 9.75%
Tier 1 leverage for capital adequacy purposes, amount [1] $ 105,263 $ 104,163
Tier 1 leverage for capital adequacy purposes, ratio [1] 4.00% 4.00%
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 131,578 $ 130,203
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 5.00% 5.00%
Common equity Tier 1, actual, amount $ 264,422 $ 220,800
Common equity Tier 1, actual ratio 11.72% 10.33%
Common equity Tier 1 capital adequacy purposes, amount [1] $ 115,674 $ 96,170
Common equity Tier 1 capital adequacy purposes, ratio [1] 5.125% 4.50%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 146,708 $ 138,912
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
Quad City Bank and Trust Company [Member]    
Total risk-based capital, actual, amount $ 143,744 $ 135,477
Total risk-based capital, actual, ratio 12.76% 12.50%
Total risk-based capital for capital adequacy purposes, amount [1] $ 97,131 $ 86,726
Total risk-based capital for capital adequacy purposes, ratio [1] 8.625% 8.00%
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 112,616 $ 108,407
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 10.00% 10.00%
Tier 1 risk-based capital, actual, amount $ 131,003 $ 123,498
Tier 1 risk-based capital, actual, ratio 11.63% 11.39%
Tier 1 risk-based capital for capital adequacy purposes, amount [1] $ 74,608 $ 65,044
Tier 1 risk-based capital for capital adequacy purposes, ratio [1] 6.625% 6.00%
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 90,093 $ 86,726
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 8.00% 8.00%
Tier 1 leverage, actual, amount $ 131,003 $ 123,498
Tier 1 leverage, actual, ratio 9.42% 8.87%
Tier 1 leverage for capital adequacy purposes, amount [1] $ 55,618 $ 55,718
Tier 1 leverage for capital adequacy purposes, ratio [1] 4.00% 4.00%
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 69,523 $ 69,648
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 5.00% 5.00%
Common equity Tier 1, actual, amount $ 131,003 $ 123,498
Common equity Tier 1, actual ratio 11.63% 11.39%
Common equity Tier 1 capital adequacy purposes, amount [1] $ 57,716 $ 48,783
Common equity Tier 1 capital adequacy purposes, ratio [1] 5.125% 4.50%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 73,200 $ 70,465
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
Cedar Rapids Bank and Trust [Member]    
Total risk-based capital, actual, amount $ 110,325 $ 105,285
Total risk-based capital, actual, ratio 13.82% 14.39%
Total risk-based capital for capital adequacy purposes, amount [1] $ 68,850 $ 58,537
Total risk-based capital for capital adequacy purposes, ratio [1] 8.625% 8.00%
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 79,826 $ 73,172
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 10.00% 10.00%
Tier 1 risk-based capital, actual, amount $ 100,331 $ 96,118
Tier 1 risk-based capital, actual, ratio 12.57% 13.14%
Tier 1 risk-based capital for capital adequacy purposes, amount [1] $ 52,885 $ 43,903
Tier 1 risk-based capital for capital adequacy purposes, ratio [1] 6.625% 6.00%
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 63,861 $ 58,537
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 8.00% 8.00%
Tier 1 leverage, actual, amount $ 100,331 $ 96,118
Tier 1 leverage, actual, ratio 11.20% 10.96%
Tier 1 leverage for capital adequacy purposes, amount [1] $ 35,830 $ 35,079
Tier 1 leverage for capital adequacy purposes, ratio [1] 4.00% 4.00%
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 44,788 $ 43,848
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 5.00% 5.00%
Common equity Tier 1, actual, amount $ 100,331 $ 96,118
Common equity Tier 1, actual ratio 12.57% 13.14%
Common equity Tier 1 capital adequacy purposes, amount [1] $ 40,911 $ 32,927
Common equity Tier 1 capital adequacy purposes, ratio [1] 5.125% 4.50%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 51,887 $ 47,562
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
Rockford Bank and Trust [Member]    
Total risk-based capital, actual, amount $ 40,108 $ 38,544
Total risk-based capital, actual, ratio 11.87% 11.96%
Total risk-based capital for capital adequacy purposes, amount [1] $ 29,154 $ 25,772
Total risk-based capital for capital adequacy purposes, ratio [1] 8.625% 8.00%
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 33,801 $ 32,216
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 10.00% 10.00%
Tier 1 risk-based capital, actual, amount $ 35,877 $ 34,514
Tier 1 risk-based capital, actual, ratio 10.61% 10.71%
Tier 1 risk-based capital for capital adequacy purposes, amount [1] $ 22,393 $ 19,329
Tier 1 risk-based capital for capital adequacy purposes, ratio [1] 6.625% 6.00%
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 27,041 $ 25,772
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 8.00% 8.00%
Tier 1 leverage, actual, amount $ 35,877 $ 34,514
Tier 1 leverage, actual, ratio 9.50% 9.59%
Tier 1 leverage for capital adequacy purposes, amount [1] $ 15,099 $ 14,401
Tier 1 leverage for capital adequacy purposes, ratio [1] 4.00% 4.00%
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 18,874 $ 18,001
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 5.00% 5.00%
Common equity Tier 1, actual, amount $ 35,877 $ 34,514
Common equity Tier 1, actual ratio 10.61% 10.71%
Common equity Tier 1 capital adequacy purposes, amount [1] $ 17,323 $ 14,497
Common equity Tier 1 capital adequacy purposes, ratio [1] 5.125% 4.50%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 21,971 $ 20,940
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
[1] The minimums under Basel III phase in higher by .625% (the capital conservation buffer) annually until 2019. The fully phased-in minimums are 10.5% (Total risk-based capital), 8.5% (Tier 1 risk-based capital), and 7.0% (Common equity Tier 1). At December 31, 2015, the New Basel III minimums mirrored the minimums required for capital adequacy purposes. The first phase-in of the Basel III capital conservation buffer occured in 2016.