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Consolidated Balance Sheets (Unaudited) - USD ($)
Sep. 30, 2015
Dec. 31, 2014
ASSETS    
Cash and due from banks $ 41,053,241 $ 38,235,019
Federal funds sold 34,330,000 46,780,000
Interest-bearing deposits at financial institutions 32,275,631 35,334,682
Securities held to maturity, at amortized cost 238,640,598 199,879,574
Securities available for sale, at fair value 352,134,351 451,659,630
Total securities 590,774,949 651,539,204
Loans receivable held for sale 533,225 553,000
Loans/leases receivable held for investment 1,755,139,144 1,629,450,070
Gross loans/leases receivable 1,755,672,369 1,630,003,070
Less allowance for estimated losses on loans/leases (25,534,344) (23,074,365)
Net loans/leases receivable 1,730,138,025 1,606,928,705
Premises and equipment, net 38,065,241 36,021,128
Bank-owned life insurance 55,042,457 53,723,548
Restricted investment securities 14,931,025 15,559,575
Other real estate owned, net 8,140,283 12,767,636
Goodwill 3,222,688 3,222,688
Core deposit intangible 1,521,287 1,670,921
Other assets 26,359,890 23,174,994
Total assets 2,575,854,717 2,524,958,100
Deposits:    
Noninterest-bearing 585,300,296 511,991,864
Interest-bearing 1,270,018,691 1,167,676,149
Total deposits 1,855,318,987 1,679,668,013
Short-term borrowings 167,564,212 268,351,670
Federal Home Loan Bank advances 133,000,000 203,500,000
Other borrowings 115,000,000 150,282,492
Junior subordinated debentures 40,526,691 40,423,735
Other liabilities 43,329,588 38,653,681
Total liabilities 2,354,739,478 2,380,879,591
STOCKHOLDERS' EQUITY    
Common stock, $1 par value; shares authorized 20,000,000 11,728,911 8,074,443
December 2014 - 8,074,443 shares issued and 7,953,197 outstanding    
Additional paid-in capital 122,573,712 61,668,968
Retained earnings 86,649,405 77,876,824
Accumulated other comprehensive income (loss):    
Securities available for sale 1,010,014 (1,535,849)
Interest rate cap derivatives (846,803) (399,367)
Less treasury stock, at cost   (1,606,510)
December 2014 - 121,246 common shares    
Total stockholders' equity 221,115,239 144,078,509
Total liabilities and stockholders' equity $ 2,575,854,717 $ 2,524,958,100