Note 4 - Loans/Leases Receivable (Tables)

12 Months Ended

Dec. 31, 2014

Receivables [Abstract]

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

	2014			2013
Commercial and industrial loans	$	523,927,140		$	431,688,129
Commercial real estate loans
Owner-occupied commercial real estate		260,069,080			261,215,912
Commercial construction, land development, and other land		68,118,989			57,844,902
Other non owner-occupied commercial real estate		373,952,353			352,692,115
		702,140,422			671,752,929
Direct financing leases *		166,032,416			128,901,442
Residential real estate loans **		158,632,492			147,356,323
Installment and other consumer loans		72,606,480			76,033,810
		1,623,338,950			1,455,732,633
Plus deferred loan/lease orgination costs, net of fees		6,664,120			4,546,925
		1,630,003,070			1,460,279,558
Less allowance for estimated losses on loans/leases		(23,074,365	)		(21,448,048	)
	$	1,606,928,705		$	1,438,831,510
* Direct financing leases:
Net minimum lease payments to be received	$	188,181,432		$	145,662,254
Estimated unguaranteed residual values of leased assets		1,488,342			1,694,499
Unearned lease/residual income		(23,637,358	)		(18,455,311	)
		166,032,416			128,901,442
Plus deferred lease origination costs, net of fees		6,639,244			4,814,183
		172,671,660			133,715,625
Less allowance for estimated losses on leases		(3,442,915	)		(2,517,217	)
	$	169,228,745		$	131,198,408

Past Due Financing Receivables [Table Text Block]

	2014
Classes of Loans/Leases	Current			30-59 Days Past Due			60-89 Days Past Due			Accruing Past Due 90 Days or More			Nonaccrual Loans/Leases			Total
Commercial and Industrial	$	515,616,752		$	323,145		$	-		$	822		$	7,986,421		$	523,927,140
Commercial Real Estate
Owner-Occupied Commercial Real Estate		259,166,743			239,771			-			-			662,566			260,069,080
Commercial Construction, Land Development, and Other Land		67,021,157			729,983			111,837			-			256,012			68,118,989
Other Non Owner-Occupied Commercial Real Estate		360,970,551			3,448,902			2,840,862			60,000			6,632,038			373,952,353
Direct Financing Leases		164,059,914			573,575			293,212			-			1,105,715			166,032,416
Residential Real Estate		154,303,644			2,528,287			475,343			25,673			1,299,545			158,632,492
Installment and Other Consumer		71,534,329			172,872			246,882			6,916			645,481			72,606,480
	$	1,592,673,090		$	8,016,535		$	3,968,136		$	93,411		$	18,587,778		$	1,623,338,950
As a percentage of total loan/lease portfolio		98.11	%		0.49	%		0.24	%		0.01	%		1.15	%		100.00	%

	2013
Classes of Loans/Leases	Current			30-59 Days Past Due			60-89 Days Past Due			Accruing Past Due 90 Days or More			Nonaccrual Loans/Leases			Total
Commercial and Industrial	$	429,557,699		$	199,949		$	185,500		$	-		$	1,744,981		$	431,688,129
Commercial Real Estate
Owner-Occupied Commercial Real Estate		258,557,660			465,418			993,163			60,286			1,139,385			261,215,912
Commercial Construction, Land Development, and Other Land		56,301,186			358,626			-			-			1,185,090			57,844,902
Other Non Owner-Occupied Commercial Real Estate		341,743,730			476,877			151,017			-			10,320,491			352,692,115
Direct Financing Leases		126,878,515			714,464			414,005			-			894,458			128,901,442
Residential Real Estate		142,353,936			3,088,516			275,262			20,126			1,618,483			147,356,323
Installment and Other Consumer		74,811,489			127,082			116,468			3,762			975,009			76,033,810
	$	1,430,204,215		$	5,430,932		$	2,135,415		$	84,174		$	17,877,897		$	1,455,732,633
As a percentage of total loan/lease portfolio		98.25	%		0.37	%		0.15	%		0.01	%		1.23	%		100.00	%

Schedule of Nonperforming Loans Leases [Table Text Block]

	2014
Classes of Loans/Leases	Accruing Past Due 90 Days or More		Nonaccrual Loans/Leases *		Troubled Debt Restructurings - Accruing		Total Nonperforming Loans/Leases		Percentage of Total Nonperforming Loans/Leases
Commercial and Industrial	$	822	$	7,986,421	$	235,926	$	8,223,169		40.91	%
Commercial Real Estate
Owner-Occupied Commercial Real Estate		-		662,566		-		662,566		3.30	%
Commercial Construction, Land Development, and Other Land		-		256,012		-		256,012		1.27	%
Other Non Owner-Occupied Commercial Real Estate		60,000		6,632,038		-		6,692,038		33.29	%
Direct Financing Leases		-		1,105,715		233,557		1,339,272		6.66	%
Residential Real Estate		25,673		1,299,545		489,183		1,814,401		9.02	%
Installment and Other Consumer		6,916		645,481		462,552		1,114,949		5.55	%
	$	93,411	$	18,587,778	$	1,421,218	$	20,102,407		100.00	%

	2013
Classes of Loans/Leases	Accruing Past Due 90 Days or More		Nonaccrual Loans/Leases *		Troubled Debt Restructurings - Accruing		Total Nonperforming Loans/Leases		Percentage of Total Nonperforming Loans/Leases
Commercial and Industrial	$	-	$	1,744,981	$	878,381	$	2,623,362		12.81	%
Commercial Real Estate
Owner-Occupied Commercial Real Estate		60,286		1,139,385		-		1,199,671		5.86	%
Commercial Construction, Land Development, and Other Land		-		1,185,090		-		1,185,090		5.79	%
Other Non Owner-Occupied Commercial Real Estate		-		10,320,491		905,205		11,225,696		54.80	%
Direct Financing Leases		-		894,458		-		894,458		4.37	%
Residential Real Estate		20,126		1,618,483		371,995		2,010,604		9.82	%
Installment and Other Consumer		3,762		975,009		367,000		1,345,771		6.57	%
	$	84,174	$	17,877,897	$	2,522,581	$	20,484,652		100.00	%

Allowance for Credit Losses on Financing Receivables [Table Text Block]

	Year Ended December 31, 2014
	Commercial and Industrial			Commercial Real Estate			Direct Financing Leases			Residential Real Estate			Installment and Other Consumer			Total
Balance, beginning	$	5,648,774		$	10,705,434		$	2,517,217		$	1,395,849		$	1,180,774		$	21,448,048
Provisions charged to expense		4,213,738			(13,326	)		2,361,647			251,030			(6,089	)		6,807,000
Loans/leases charged off		(1,475,885	)		(2,756,083	)		(1,504,181	)		(130,900	)		(268,656	)		(6,135,705	)
Recoveries on loans/leases previously charged off		363,690			417,361			68,232			9,973			95,766			955,022
Balance, ending	$	8,750,317		$	8,353,386		$	3,442,915		$	1,525,952		$	1,001,795		$	23,074,365

	Year Ended December 31, 2013
	Commercial and Industrial			Commercial Real Estate			Direct Financing Leases			Residential Real Estate			Installment and Other Consumer			Total
Balance, beginning	$	4,531,545		$	11,069,502		$	1,990,395		$	1,070,328		$	1,263,434		$	19,925,204
Provisions charged to expense		1,453,455			2,635,327			1,431,246			471,060			(60,668	)		5,930,420
Loans/leases charged off		(962,607	)		(3,573,006	)		(916,836	)		(162,010	)		(229,447	)		(5,843,906	)
Recoveries on loans/leases previously charged off		626,381			573,611			12,412			16,471			207,455			1,436,330
Balance, ending	$	5,648,774		$	10,705,434		$	2,517,217		$	1,395,849		$	1,180,774		$	21,448,048

	Year Ended December 31, 2012
	Commercial and Industrial			Commercial Real Estate			Direct Financing Leases			Residential Real Estate			Installment and Other Consumer			Total
Balance, beginning	$	4,878,006		$	10,596,958		$	1,339,496		$	704,946		$	1,269,856		$	18,789,262
Provisions charged to expense		(327,045	)		2,482,327			1,313,767			370,140			531,578			4,370,767
Loans/leases charged off		(682,877	)		(2,232,004	)		(739,755	)		(4,758	)		(717,035	)		(4,376,429	)
Recoveries on loans/leases previously charged off		663,461			222,221			76,887			-			179,035			1,141,604
Balance, ending	$	4,531,545		$	11,069,502		$	1,990,395		$	1,070,328		$	1,263,434		$	19,925,204

	2014
	Commercial and Industrial			Commercial Real Estate			Direct Financing Leases			Residential Real Estate			Installment and Other Consumer			Total
Allowance for impaired loans/leases	$	3,300,199		$	1,170,020		$	356,996		$	151,663		$	265,795		$	5,244,673
Allowance for nonimpaired loans/leases		5,450,118			7,183,366			3,085,919			1,374,289			736,000			17,829,692
	$	8,750,317		$	8,353,386		$	3,442,915		$	1,525,952		$	1,001,795		$	23,074,365
Impaired loans/leases	$	7,279,709		$	7,433,383		$	1,339,272		$	1,788,729		$	1,165,548		$	19,006,641
Nonimpaired loans/leases		516,647,431			694,707,039			164,693,144			156,843,763			71,440,932			1,604,332,309
	$	523,927,140		$	702,140,422		$	166,032,416		$	158,632,492		$	72,606,480		$	1,623,338,950
Allowance as a percentage of impaired loans/leases		45.33	%		15.74	%		26.66	%		8.48	%		22.80	%		27.59	%
Allowance as a percentage of nonimpaired loans/leases		1.05	%		1.03	%		1.87	%		0.88	%		1.03	%		1.11	%
Total allowance as a percentage of total loans/leaess		1.67	%		1.19	%		2.07	%		0.96	%		1.38	%		1.42	%

	2013
	Commercial and Industrial			Commercial Real Estate			Direct Financing Leases			Residential Real Estate			Installment and Other Consumer			Total
Allowance for impaired loans/leases	$	927,453		$	3,174,704		$	192,847		$	246,266		$	467,552		$	5,008,822
Allowance for nonimpaired loans/leases		4,721,321			7,530,730			2,324,370			1,149,583			713,222			16,439,226
	$	5,648,774		$	10,705,434		$	2,517,217		$	1,395,849		$	1,180,774		$	21,448,048
Impaired loans/leases	$	1,761,850		$	12,956,915		$	894,458		$	2,116,747		$	1,350,450		$	19,080,420
Nonimpaired loans/leases		429,926,279			658,796,014			128,006,984			145,239,576			74,683,360			1,436,652,213
	$	431,688,129		$	671,752,929		$	128,901,442		$	147,356,323		$	76,033,810		$	1,455,732,633
Allowance as a percentage of impaired loans/leases		52.64	%		24.50	%		21.56	%		11.63	%		34.62	%		26.25	%
Allowance as a percentage of nonimpaired loans/leases		1.10	%		1.14	%		1.82	%		0.79	%		0.95	%		1.14	%
Total allowance as a percentage of total loans/leaess		1.31	%		1.59	%		1.95	%		0.95	%		1.55	%		1.47	%

Impaired Financing Receivables [Table Text Block]

	2014
Classes of Loans/Leases	Recorded Investment		Unpaid Principal Balance		Related Allowance		Average Recorded Investment		Interest Income Recognized		Interest Income Recognized for Cash Payments Received
Impaired Loans/Leases with No Specific Allowance Recorded:
Commercial and Industrial	$	246,308	$	342,391	$	-	$	525,543	$	7,599	$	7,599
Commercial Real Estate
Owner-Occupied Commercial Real Estate		67,415		163,638		-		548,464		-		-
Commercial Construction, Land Development, and Other Land		31,936		143,136		-		1,656,401		-		-
Other Non Owner-Occupied Commercial Real Estate		491,717		491,717		-		4,925,681		13,283		13,283
Direct Financing Leases		561,414		561,414		-		867,657		31,911		31,911
Residential Real Estate		1,060,770		1,060,770		-		1,269,213		3,032		3,032
Installment and Other Consumer		671,319		671,319		-		898,764		-		-
	$	3,130,879	$	3,434,385	$	-	$	10,691,723	$	55,825	$	55,825
Impaired Loans/Leases with Specific Allowance Recorded:
Commercial and Industrial	$	7,033,401	$	8,190,495	$	3,300,199	$	3,159,985	$	14,837	$	14,837
Commercial Real Estate
Owner-Occupied Commercial Real Estate		620,896		620,896		4,462		316,743		-		-
Commercial Construction, Land Development, and Other Land		337,076		577,894		12,087		528,564		-		-
Other Non Owner-Occupied Commercial Real Estate		5,884,343		6,583,934		1,153,471		4,240,000		-		-
Direct Financing Leases		777,858		777,858		356,996		514,144		-		-
Residential Real Estate		727,959		763,537		151,663		538,678		2,967		2,967
Installment and Other Consumer		494,229		494,229		265,795		386,009		3,564		3,564
	$	15,875,762	$	18,008,843	$	5,244,673	$	9,684,123	$	21,368	$	21,368
Total Impaired Loans/Leases:
Commercial and Industrial	$	7,279,709	$	8,532,886	$	3,300,199	$	3,685,528	$	22,436	$	22,436
Commercial Real Estate
Owner-Occupied Commercial Real Estate		688,311		784,534		4,462		865,207		-		-
Commercial Construction, Land Development, and Other Land		369,012		721,030		12,087		2,184,965		-		-
Other Non Owner-Occupied Commercial Real Estate		6,376,060		7,075,651		1,153,471		9,165,681		13,283		13,283
Direct Financing Leases		1,339,272		1,339,272		356,996		1,381,801		31,911		31,911
Residential Real Estate		1,788,729		1,824,307		151,663		1,807,891		5,999		5,999
Installment and Other Consumer		1,165,548		1,165,548		265,795		1,284,773		3,564		3,564
	$	19,006,641	$	21,443,228	$	5,244,673	$	20,375,846	$	77,193	$	77,193

	2013
Classes of Loans/Leases	Recorded Investment		Unpaid Principal Balance		Related Allowance		Average Recorded Investment		Interest Income Recognized		Interest Income Recognized for Cash Payments Received
Impaired Loans/Leases with No Specific Allowance Recorded:
Commercial and Industrial	$	492,622	$	568,951	$	-	$	747,134	$	7,749	$	7,749
Commercial Real Estate
Owner-Occupied Commercial Real Estate		392,542		392,542		-		1,881,823		-		-
Commercial Construction, Land Development, and Other Land		1,943,168		2,054,368		-		2,666,039		-		-
Other Non Owner-Occupied Commercial Real Estate		1,790,279		1,902,279		-		3,869,493		58,534		58,534
Direct Financing Leases		557,469		557,469		-		802,825		-		-
Residential Real Estate		1,071,927		1,071,927		-		1,010,027		4,235		4,235
Installment and Other Consumer		509,667		509,667		-		606,282		4,464		4,464
	$	6,757,674	$	7,057,203	$	-	$	11,583,623	$	74,982	$	74,982
Impaired Loans/Leases with Specific Allowance Recorded:
Commercial and Industrial	$	1,269,228	$	1,956,755	$	927,453	$	1,222,449	$	33,703	$	33,703
Commercial Real Estate
Owner-Occupied Commercial Real Estate		159,247		159,247		67,498		87,035		-		-
Commercial Construction, Land Development, and Other Land		888,547		1,011,747		503,825		1,137,489		10,862		10,862
Other Non Owner-Occupied Commercial Real Estate		7,783,132		8,488,414		2,603,381		7,426,299		45,926		45,926
Direct Financing Leases		336,989		336,989		192,847		97,846		-		-
Residential Real Estate		1,044,820		1,044,820		246,266		641,217		1,883		1,883
Installment and Other Consumer		840,783		840,783		467,552		640,557		-		-
	$	12,322,746	$	13,838,755	$	5,008,822	$	11,252,892	$	92,374	$	92,374
Total Impaired Loans/Leases:
Commercial and Industrial	$	1,761,850	$	2,525,706	$	927,453	$	1,969,583	$	41,452	$	41,452
Commercial Real Estate
Owner-Occupied Commercial Real Estate		551,789		551,789		67,498		1,968,858		-		-
Commercial Construction, Land Development, and Other Land		2,831,715		3,066,115		503,825		3,803,528		10,862		10,862
Other Non Owner-Occupied Commercial Real Estate		9,573,411		10,390,693		2,603,381		11,295,792		104,460		104,460
Direct Financing Leases		894,458		894,458		192,847		900,671		-		-
Residential Real Estate		2,116,747		2,116,747		246,266		1,651,244		6,118		6,118
Installment and Other Consumer		1,350,450		1,350,450		467,552		1,246,839		4,464		4,464
	$	19,080,420	$	20,895,958	$	5,008,822	$	22,836,515	$	167,356	$	167,356

	2012
Classes of Loans/Leases	Recorded Investment		Unpaid Principal Balance		Related Allowance		Average Recorded Investment		Interest Income Recognized		Interest Income Recognized for Cash Payments Received
Impaired Loans/Leases with No Specific Allowance Recorded:
Commercial and Industrial	$	438,355	$	1,203,710	$	-	$	757,286	$	7,910	$	7,910
Commercial Real Estate
Owner-Occupied Commercial Real Estate		503,321		503,321		-		624,766		-		-
Commercial Construction, Land Development, and Other Land		678,523		678,523		-		3,359,435		3,549		3,549
Other Non Owner-Occupied Commercial Real Estate		495,702		495,702		-		5,288,820		2,017		2,017
Direct Financing Leases		777,645		777,645		-		871,076		-		-
Residential Real Estate		944,211		1,127,242		-		1,050,160		6,728		6,728
Installment and Other Consumer		534,368		534,368		-		815,720		629		629
	$	4,372,125	$	5,320,511	$	-	$	12,767,263	$	20,833	$	20,833
Impaired Loans/Leases with Specific Allowance Recorded:
Commercial and Industrial	$	568,597	$	590,849	$	280,170	$	499,036	$	-	$	-
Commercial Real Estate
Owner-Occupied Commercial Real Estate		-		-		-		-		-		-
Commercial Construction, Land Development, and Other Land		3,967,583		3,967,583		1,105,795		2,311,845		5,749		5,749
Other Non Owner-Occupied Commercial Real Estate		14,738,717		14,991,676		2,899,247		10,949,295		308,339		308,339
Direct Financing Leases		221,157		221,157		125,000		90,610		-		-
Residential Real Estate		273,045		273,045		105,565		258,677		-		-
Installment and Other Consumer		152,987		152,987		71,992		101,075		-		-
	$	19,922,086	$	20,197,297	$	4,587,769	$	14,210,538	$	314,088	$	314,088
Total Impaired Loans/Leases:
Commercial and Industrial	$	1,006,952	$	1,794,559	$	280,170	$	1,256,322	$	7,910	$	7,910
Commercial Real Estate
Owner-Occupied Commercial Real Estate		503,321		503,321		-		624,766		-		-
Commercial Construction, Land Development, and Other Land		4,646,106		4,646,106		1,105,795		5,671,280		9,298		9,298
Other Non Owner-Occupied Commercial Real Estate		15,234,419		15,487,378		2,899,247		16,238,115		310,356		310,356
Direct Financing Leases		998,802		998,802		125,000		961,686		-		-
Residential Real Estate		1,217,256		1,400,287		105,565		1,308,837		6,728		6,728
Installment and Other Consumer		687,355		687,355		71,992		916,795		629		629
	$	24,294,211	$	25,517,808	$	4,587,769	$	26,977,801	$	334,921	$	334,921

Financing Receivable Credit Quality Indicators [Table Text Block]

	2014
			Commercial Real Estate
					Non Owner-Occupied
Internally Assigned Risk Rating	Commercial and Industrial		Owner-Occupied Commercial Real Estate		Commercial Construction, Land Development, and Other Land		Other Commercial Real Estate		Total
Pass (Ratings 1 through 5)	$	491,883,568	$	245,237,462	$	65,691,737	$	354,581,419	$	1,157,394,186
Special Mention (Rating 6)		17,034,909		12,637,930		-		3,285,191		32,958,030
Substandard (Rating 7)		15,008,663		2,193,688		2,427,252		16,085,743		35,715,346
Doubtful (Rating 8)		-		-		-		-		-
	$	523,927,140	$	260,069,080	$	68,118,989	$	373,952,353	$	1,226,067,562

	2013
			Commercial Real Estate
					Non Owner-Occupied
Internally Assigned Risk Rating	Commercial and Industrial		Owner-Occupied Commercial Real Estate		Commercial Construction, Land Development, and Other Land		Other Commercial Real Estate		Total
Pass (Ratings 1 through 5)	$	407,294,743	$	250,028,731	$	51,868,919	$	326,168,882	$	1,035,361,275
Special Mention (Rating 6)		11,355,713		8,318,232		1,588,086		3,310,017		24,572,048
Substandard (Rating 7)		13,037,673		2,868,949		4,387,897		23,213,216		43,507,735
Doubtful (Rating 8)		-		-		-		-		-
	$	431,688,129	$	261,215,912	$	57,844,902	$	352,692,115	$	1,103,441,058

Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent [Table Text Block]

	2014
Delinquency Status *	Direct Financing Leases		Residential Real Estate		Installment and Other Consumer		Total
Performing	$	164,693,144	$	156,818,091	$	71,491,531	$	393,002,766
Nonperforming		1,339,272		1,814,401		1,114,949		4,268,622
	$	166,032,416	$	158,632,492	$	72,606,480	$	397,271,388

	2013
Delinquency Status *	Direct Financing Leases		Residential Real Estate		Installment and Other Consumer		Total
Performing	$	128,006,984	$	145,345,719	$	74,688,039	$	348,040,742
Nonperforming		894,458		2,010,604		1,345,771		4,250,833
	$	128,901,442	$	147,356,323	$	76,033,810	$	352,291,575

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

	2014
Classes of Loans/Leases	Number of Loans/Leases		Pre-Modification Recorded Investment		Post-Modification Recorded Investment		Specific Allowance
CONCESSION - Extension of maturity
Commercial and Industrial		1	$	58,987	$	58,987	$	58,987
Direct Financing Leases		2		303,701		303,701		12,644
Residential Real Estate		1		159,680		159,680		25,360
Installment and Other Consumer		1		113,653		113,653		113,653
		5	$	636,021	$	636,021	$	210,644
CONCESSION - Significant payment delay
Commercial and Industrial		3	$	889,154	$	889,154	$	217,524
		3	$	889,154	$	889,154	$	217,524
CONCESSION - Foregiveness of principal
Commercial and Industrial		1		96,439		71,760		6,948
		1	$	96,439	$	71,760	$	6,948
CONCESSION - Other
Commercial and Industrial		1	$	427,849	$	427,849	$	60,429
		1	$	427,849	$	427,849	$	60,429
TOTAL		10	$	2,049,463	$	2,024,784	$	495,545

	2013
Classes of Loans/Leases	Number of Loans/Leases		Pre-Modification Recorded Investment		Post-Modification Recorded Investment		Specific Allowance
CONCESSION - Extension of maturity
Commercial and Industrial		3	$	809,494	$	809,494	$	182,498
Owner-Occupied Commercial Real Estate		1		61,517		61,517		10,260
Other Non Owner-Occupied Commercial Real Estate *		8		6,637,835		6,637,835		1,535,154
		12	$	7,508,846	$	7,508,846	$	1,727,912
CONCESSION - Significant payment delay
Residential Real Estate		1	$	91,581	$	91,581	$	-
Installment and Other Consumer		1		370,000		370,000		300
		2	$	461,581	$	461,581	$	300
CONCESSION - Interest rate adjusted below market
Commercial Construction, Land Development, and Other Land		1	$	337,500	$	337,500	$	-
Other Non Owner-Occupied Commercial Real Estate **		1		-		-		4,837
Residential Real Estate		3		394,838		394,838		108,121
		5	$	732,338	$	732,338	$	112,958
TOTAL		19	$	8,702,765	$	8,702,765	$	1,841,170

Schedule of Related Party Transactions [Table Text Block]

	2014			2013			2012
Balance, beginning	$	39,192,966		$	20,502,058		$	19,155,542
Net increase due to change in related parties		1,040,278			17,124,702			2,784,143
Advances		13,284,475			6,213,381			6,754,970
Repayments		(11,048,608	)		(4,647,175	)		(8,192,597	)
Balance, ending	$	42,469,111		$	39,192,966		$	20,502,058

Schedule of Loan Concentration by Industry Segment [Table Text Block]

	2014					2013
Industry Name	Balance		Percentage of Total Loans/Leases			Balance		Percentage of Total Loans/Leases
Lessors of Non-Residential Buildings	$	256,436,213		16	%	$	237,049,149		16	%
Lessors of Residential Buildings		74,667,674		5	%		69,087,354		5	%
Bank Holding Companies		60,910,570		4	%		56,716,875		4	%