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Consolidated Balance Sheets (Unaudited) (USD $)
Mar. 31, 2014
Dec. 31, 2013
ASSETS    
Cash and due from banks $ 55,444,302 $ 41,950,790
Federal funds sold 11,570,000 39,435,000
Interest-bearing deposits at financial institutions 44,389,277 33,044,917
Securities held to maturity, at amortized cost 161,629,152 145,451,895
Securities available for sale, at fair value 545,477,537 551,758,458
Total securities 707,106,689 697,210,353
Loans receivable held for sale 291,600 1,358,290
Loans/leases receivable held for investment 1,492,287,942 1,458,921,268
Gross loans/leases receivable 1,492,579,542 1,460,279,558
Less allowance for estimated losses on loans/leases (22,653,270) (21,448,048)
Net loans/leases receivable 1,469,926,272 1,438,831,510
Premises and equipment, net 36,625,837 36,755,364
Goodwill 3,222,688 3,222,688
Core deposit intangible 1,820,555 1,870,433
Bank-owned life insurance 52,456,205 52,002,041
Restricted investment securities 17,252,725 17,027,625
Other real estate owned, net 9,674,635 9,729,053
Other assets 16,830,025 23,873,150
Total assets 2,426,319,210 2,394,952,924
Deposits:    
Noninterest-bearing 579,109,614 542,566,087
Interest-bearing 1,092,784,029 1,104,425,156
Total deposits 1,671,893,643 1,646,991,243
Short-term borrowings 165,569,112 149,292,967
Federal Home Loan Bank advances 235,700,000 231,350,000
Other borrowings 142,250,644 142,448,362
Junior subordinated debentures 40,322,765 40,289,830
Other liabilities 29,226,019 37,003,742
Total liabilities 2,284,962,183 2,247,376,144
STOCKHOLDERS' EQUITY    
Preferred stock, $1 par value; shares authorized 250,000 14,867 29,867
Common stock, $1 par value; shares authorized 20,000,000 8,038,608 8,005,708
Additional paid-in capital 75,504,884 90,154,528
Retained earnings 67,818,380 64,637,173
Accumulated other comprehensive loss (8,413,202) (13,643,986)
Less treasury stock, March 2014 and December 2013 - 121,246 common shares, at cost (1,606,510) (1,606,510)
Total stockholders' equity 141,357,027 147,576,780
Total liabilities and stockholders' equity $ 2,426,319,210 $ 2,394,952,924