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Consolidated Statements of Cash Flows (Unaudited) (USD $)
3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
CASH FLOWS FROM OPERATING ACTIVITIES    
Net income $ 3,265,144 $ 3,402,849
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation 584,884 591,465
Provision for loan/lease losses 1,057,782 780,446
Stock-based compensation expense 293,798 326,245
Losses on other real estate owned, net 446,630 189,204
Amortization of premiums on securities, net 974,045 983,617
Loans originated for sale (26,928,996) (24,070,517)
Proceeds on sales of loans 30,382,098 24,972,257
Gains on sales of residential real estate loans, net (291,151) (291,433)
Gains on sales of government guaranteed portions of loans, net (845,224) (107,657)
Increase in cash value of bank-owned life insurance (438,687) (438,402)
Decrease in other assets 587,964 565,316
Decrease in other liabilities (1,853,653) (1,330,446)
Net cash provided by operating activities 7,234,634 5,572,944
CASH FLOWS FROM INVESTING ACTIVITIES    
Net decrease in federal funds sold 26,560,000 20,785,000
Net (increase) decrease in interest-bearing deposits at financial institutions (11,422,165) 1,262,389
Proceeds from sales of other real estate owned 15,989 209,383
Activity in securities portfolio:    
Purchases (187,650,573) (159,077,553)
Calls, maturities and redemptions 82,114,256 98,751,724
Paydowns 12,893,508 5,720,417
Activity in restricted investment securities:    
Purchases (1,743,750) (189,400)
Redemptions 2,193,900 334,000
Net increase in loans/leases originated and held for investment (7,125,623) (12,234,648)
Purchase of premises and equipment (775,714) (539,900)
Net cash used in investing activities (84,940,172) (44,978,588)
CASH FLOWS FROM FINANCING ACTIVITIES    
Net increase in deposit accounts 46,379,158 91,291,345
Net increase (decrease) in short-term borrowings 770,510 (63,635,950)
Activity in Federal Home Loan Bank advances:    
Advances 46,000,000 4,000,000
Calls and maturities (43,000,000) (5,000,000)
Net increase in other borrowings 2,150 2,025
Payment of cash dividends on common and preferred stock (1,002,789) (1,214,611)
Cash and due from banks, beginning 61,568,446 53,136,710
Cash and due from banks, ending 33,254,137 39,239,858
Supplemental disclosure of cash flow information, cash payments for:    
Interest 4,472,977 5,141,834
Income/franchise taxes 717,300 591,000
Supplemental schedule of noncash investing activities:    
Change in accumulated other comprehensive income, unrealized losses on securities available for sale, net (836,358) (1,517,235)
Exchange of shares of common stock in connection with payroll taxes for restricted stock and in connection with stock options exercised (424,587) (2,679)
Transfers of loans to other real estate owned 187,500 185,000
Common Stock [Member]
   
Activity in Federal Home Loan Bank advances:    
Proceeds from issuance of common stock, net 242,200 65,983
Net cash provided by financing activities 49,391,229 25,508,792
Net decrease in cash and due from banks $ (28,314,309) $ (13,896,852)