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Consolidated Balance Sheets (USD $)
Dec. 31, 2012
Dec. 31, 2011
Cash and due from banks $ 61,568,446 $ 53,136,710
Federal funds sold 26,560,000 20,785,000
Interest-bearing deposits at financial institutions 22,359,490 26,750,602
Securities held to maturity, at amortized cost 72,079,385 200,000
Securities available for sale, at fair value 530,159,986 565,029,291
602,239,371 565,229,291
Loans receivable, held for sale 4,577,233 3,832,760
Loans/leases receivable, held for investment 1,282,810,406 1,196,912,737
1,287,387,639 1,200,745,497
Less allowance for estimated losses on loans/leases (19,925,204) (18,789,262)
1,267,462,435 1,181,956,235
Premises and equipment, net 31,262,390 31,740,751
Goodwill 3,222,688 3,222,688
Bank-owned life insurance 45,620,489 42,011,281
Restricted investment securities 15,747,850 15,253,600
Other real estate owned, net 3,954,538 8,385,758
Other assets 13,732,795 18,138,138
Total assets 2,093,730,492 1,966,610,054
Deposits:    
Noninterest-bearing 450,659,723 357,183,481
Interest-bearing 923,454,377 848,274,307
Total deposits 1,374,114,100 1,205,457,788
Short-term borrowings 171,082,961 213,536,450
Federal Home Loan Bank advances 202,350,000 204,750,000
Other borrowings 138,239,762 136,231,663
Junior subordinated debentures 36,085,000 36,085,000
Other liabilities 31,424,848 26,116,451
Total liabilities 1,953,296,671 1,822,177,352
Commitments and Contingencies 0 0
Stockholders' Equity:    
Preferred stock, $1 par value, shares authorized 250,000 54,867 65,090
Common stock, $1 par value; shares authorized 20,000,000 5,039,448 4,879,435
Additional paid-in capital 78,912,791 89,702,533
Retained earnings 53,326,542 44,585,902
Accumulated other comprehensive income 4,706,683 4,754,714
Noncontrolling interests   2,051,538
Less treasury stock, December 2012 and 2011 - 121,246 common shares, at cost (1,606,510) (1,606,510)
Total stockholders' equity 140,433,821 144,432,702
Total liabilities and stockholders' equity $ 2,093,730,492 $ 1,966,610,054