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Consolidated Statements of Cash Flows (Unaudited) (USD $)
9 Months Ended
Sep. 30, 2012
Sep. 30, 2011
CASH FLOWS FROM OPERATING ACTIVITIES    
Net income $ 9,860,738 $ 7,271,299
Depreciation 1,740,621 1,866,403
Provision for loan/lease losses 3,325,109 5,196,850
Amortization of offering costs on subordinated debentures 10,738 10,738
Stock-based compensation expense 672,703 547,087
Losses on other real estate owned, net 1,324,468 90,492
Amortization of premiums on securities, net 2,950,609 2,541,408
Securities gains (104,600) (1,472,528)
Other-than-temporary impairment losses on securities 62,400 118,847
Loans originated for sale (90,563,711) (65,240,469)
Proceeds on sales of loans 90,077,297 75,960,589
Gains on sales of loans, net (1,965,957) (1,923,185)
Prepayment fees on Federal Home Loan Bank advances   832,099
Increase in cash value of bank-owned life insurance (1,196,987) (1,032,493)
Decrease in other assets 3,090,716 707,321
Increase in other liabilities 1,467,552 955,174
Net cash provided by operating activities 20,751,696 26,429,632
CASH FLOWS FROM INVESTING ACTIVITIES    
Net decrease in federal funds sold 15,060,000 56,170,000
Net (increase) decrease in interest-bearing deposits at financial institutions (22,686,336) 15,080,252
Proceeds from sales of other real estate owned 4,201,516 8,376,898
Purchases (363,501,993) (458,081,700)
Calls, maturities and redemptions 292,291,109 302,145,002
Paydowns 25,174,348 4,977,152
Sales 19,215,075 54,326,191
Purchases (3,466,800) (245,000)
Redemptions 3,939,600 1,675,700
Purchases of bank-owned life insurance   (7,000,000)
Net increase in loans/leases originated and held for investment (45,934,981) (48,043,333)
Purchase of premises and equipment (1,589,217) (1,693,870)
Net cash used in investing activities (77,297,679) (72,312,708)
Net increase in deposit accounts 137,777,646 92,653,389
Net increase (decrease) in short-term borrowings (72,647,752) 2,431,992
Advances 14,000,000 5,000,000
Calls and maturities (22,400,000) (24,000,000)
Prepayments   (15,832,099)
Net increase (decrease) in other borrowings 2,006,074 (9,941,030)
Payment of cash dividends on common and preferred stock (3,278,112) (3,274,991)
Purchase of noncontrolling interest (1,679,532)  
Net cash provided by financing activities 43,973,834 49,283,981
Net increase (decrease) in cash and due from banks (12,572,149) 3,400,905
Cash and due from banks, beginning 53,136,710 42,030,806
Cash and due from banks, ending 40,564,561 45,431,711
Interest 15,225,564 18,521,222
Income/franchise taxes 916,000 1,196,948
Change in accumulated other comprehensive income, unrealized gains on securities available for sale, net 1,367,388 3,468,469
Transfers of loans to other real estate owned 2,143,017 8,220,271
Liability for purchase of noncontrolling interest 2,847,687  
Series F Noncumulative Perpetual Preferred Stock [Member]
   
CASH FLOWS FROM INVESTING ACTIVITIES    
Redemption of Preferred Stock (10,223,000)  
Proceeds from issuance of stock   40,074,341
Series D Cumulative Perpetual Preferred Stock [Member]
   
CASH FLOWS FROM INVESTING ACTIVITIES    
Redemption of Preferred Stock   (38,237,000)
Common Stock [Member]
   
CASH FLOWS FROM INVESTING ACTIVITIES    
Proceeds from issuance of stock $ 418,510 $ 409,379