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Consolidated Statements of Cash Flows (USD $)
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Dec. 31, 2012
Common Stock [Member]
Dec. 31, 2011
Common Stock [Member]
Dec. 31, 2010
Common Stock [Member]
Cash Flows from Operating Activities:            
Net income $ 13,106,240 $ 10,129,869 $ 6,807,726      
Adjustments to reconcile net income to net cash provided by operating activities            
Depreciation 2,350,303 2,442,896 2,533,597      
Provision for loan/lease losses 4,370,767 6,616,014 7,463,618      
Deferred income taxes 2,684,367 3,952,046 1,256,004      
Amortization of offering costs on subordinated debentures 14,317 14,317 14,317      
Stock-based compensation expense 849,760 696,407 488,112      
Losses on other real estate owned, net 1,332,972 374,910 835,163      
Amortization of premiums on securities, net 3,946,551 3,487,361 3,411,202      
Securities gains, net (104,600) (1,472,528) 0      
Other-than-temporary impairment losses on securities 62,400 118,847 113,800      
Loans originated for sale (120,430,173) (100,789,010) (172,623,744)      
Proceeds on sales of loans 122,143,407 113,606,152 167,843,529      
Gains on sales of loans, net (2,457,707) (2,565,043) (3,169,514)      
Prepayment fees on Federal Home Loan Bank advances   832,099        
Losses on lease residual values     617,000      
Increase in cash value of bank-owned life insurance (1,609,208) (1,445,891) (1,331,085)      
Decrease (increase) in other assets 757,107 (1,881,557) 2,248,856      
Increase in other liabilities 3,638,414 2,523,387 1,406,270      
Net cash provided by operating activities 30,654,917 36,640,276 17,914,851      
Cash Flows from Investing Activities:            
Net (increase) decrease in federal funds sold (5,775,000) 41,175,000 (55,361,667)      
Net decrease (increase) in interest-bearing deposits at financial institutions 4,391,112 12,995,009 (10,416,198)      
Proceeds from sales of other real estate owned 5,241,265 9,220,631 6,038,825      
Activity in securities portfolio:            
Purchases (474,461,164) (622,245,920) (383,018,764)      
Calls, maturities and redemptions 374,292,050 422,870,000 325,649,238      
Paydowns 39,956,569 9,094,080 435,149      
Sales 19,215,075 54,326,191        
Activity in restricted investment securities:            
Purchases (4,584,300) (292,800) (1,710,800)      
Redemptions 4,090,050 1,707,900 252,200      
Activity in bank-owned life insurance:            
Purchases (2,000,000) (7,000,000) (3,150,000)      
Surrender of policy     609,772      
Net (increase) decrease in loans/leases originated and held for investment (91,275,511) (56,096,989) 63,387,668      
Purchase of premises and equipment (1,871,942) (3,064,903) (2,197,448)      
Net cash used in investing activities (132,781,796) (137,311,801) (59,482,025)      
Cash Flows from Financing Activities:            
Net increase in deposits 168,656,312 90,641,931 25,493,131      
Net (decrease) increase in short-term borrowings (42,453,489) 72,381,951 (9,745,072)      
Activity in Federal Home Loan Bank advances:            
Advances 23,000,000 5,000,000 36,000,000      
Calls and maturities (25,400,000) (24,000,000) (13,100,000)      
Prepayments   (15,832,099)        
Net increase (decrease) in other borrowings 2,008,099 (13,839,122) 7,395,184      
Proceeds from issuance of Series A Subordinated Notes and detachable warrants to purchase 54,000 shares of common stock     2,700,000      
Payment of cash dividends on common and preferred stock (4,088,949) (3,712,493) (4,052,089)      
Repurchase of 521,888 shares of common stock warrants issued in conjunction with Series D Cumulative Perpetual Preferred Stock   (1,100,000)        
Proceeds from issuance of stock     3,187,233 994,174 477,339 261,547
Purchase of noncontrolling interests (1,934,532)   (420,000)      
Net cash provided by financing activities 110,558,615 111,777,429 47,719,934      
Net increase in cash and due from banks 8,431,736 11,105,904 6,152,760      
Cash and due from banks, beginning 53,136,710 42,030,806 35,878,046      
Cash and due from banks, ending 61,568,446 53,136,710 42,030,806      
Supplemental Disclosures of Cash Flow Information, cash payments for:            
Interest 19,962,937 24,194,198 31,017,369      
Income and franchise taxes 1,345,000 1,246,489 3,236,558      
Change in accumulated other comprehensive income (loss), unrealized gains (losses) on on securities available for sale, net (48,031) 4,050,549 568,557      
Exchange of shares of common stock in connection with payroll taxes for restricted stock and options exercised (10,415)   (3,097)      
Transfers of loans to other real estate owned 2,143,017 9,446,588 6,122,328      
Liability established for purchase of noncontrolling interest $ 2,847,687