<DOCUMENT>
<TYPE>EX-21
<SEQUENCE>8
<FILENAME>0008.txt
<TEXT>

                                                                            21.1


                    Exhibit 21 Subsidiaries of the Registrant


               Subsidiaries                               State of Incorporation
-----------------------------------------------------     ----------------------

Quad City Bank and Trust Company ....................              Iowa
Quad City Bancard, Inc. .............................             Delaware
Quad City Holdings Capital Trust I ..................             Delaware


</TEXT>
</DOCUMENT>