<DOCUMENT>
<TYPE>EX-1
<SEQUENCE>3
<FILENAME>ex-1.txt
<DESCRIPTION>TERMINATION OF JOINT FILING AGREEMENT
<TEXT>
                                    EXHIBIT 1

                      TERMINATION OF JOINT FILING AGREEMENT

The  undersigned,  hereby agree to terminate  the Joint Filing  Agreement  dated
March 2, 2001, effective May 24, 2002.


                                        /s/ Mark S. Howells
                                        ----------------------------------------
                                        Mark S. Howells


                                        /s/ Bruce W. Derrick
                                        ----------------------------------------
                                        Bruce W. Derrick

</TEXT>
</DOCUMENT>