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Consolidated Statements of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Dec. 31, 2019
INTEREST INCOME      
Loans, including fees $ 555,008 $ 687,771 $ 710,935
Interest bearing balances due from banks and federal funds sold 2,795 4,383 7,486
Investment securities 111,693 64,533 63,376
Mortgage loans held for sale 1,565 3,031 1,326
TOTAL INTEREST INCOME 671,061 759,718 783,123
INTEREST EXPENSE      
Deposits 41,172 79,860 139,011
Federal funds purchased and securities sold under agreements to repurchase 579 1,715 1,010
Other borrowings 19,495 19,652 23,008
Subordinated notes and debentures 18,283 18,757 18,341
TOTAL INTEREST EXPENSE 79,529 119,984 181,370
NET INTEREST INCOME 591,532 639,734 601,753
Provision for credit losses (32,704) 74,973 43,240
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES 624,236 564,761 558,513
NON-INTEREST INCOME      
Bank owned life insurance income 8,902 5,815 4,768
Gain on sale of securities, net 15,498 54,806 13,314
Other income 35,273 39,876 64,684
TOTAL NON-INTEREST INCOME 191,815 239,769 197,879
NON-INTEREST EXPENSE      
Salaries and employee benefits 246,335 242,474 227,795
Occupancy expense, net 38,797 37,556 32,008
Furniture and equipment expense 19,890 24,038 18,220
Other real estate and foreclosure expense 2,121 1,752 3,442
Deposit insurance 6,973 9,184 4,416
Merger related costs 15,911 4,531 36,379
Other operating expenses 153,562 165,201 131,700
TOTAL NON-INTEREST EXPENSE 483,589 484,736 453,960
INCOME BEFORE INCOME TAXES 332,462 319,794 302,432
Provision for income taxes 61,306 64,890 64,265
NET INCOME 271,156 254,904 238,167
Preferred stock dividends 47 52 339
NET INCOME AVAILABLE TO COMMON STOCKHOLDERS $ 271,109 $ 254,852 $ 237,828
Basic earnings per share (in dollars per share) $ 2.47 $ 2.32 $ 2.42
Diluted earnings per share (in dollars per share) $ 2.46 $ 2.31 $ 2.41
Wealth management fees      
NON-INTEREST INCOME      
NON-INTEREST INCOME $ 31,172 $ 30,386 $ 27,353
Service charges on deposit accounts      
NON-INTEREST INCOME      
NON-INTEREST INCOME 43,231 43,082 44,782
Other service charges and fees      
NON-INTEREST INCOME      
NON-INTEREST INCOME 7,696 6,624 5,824
Mortgage lending income      
NON-INTEREST INCOME      
NON-INTEREST INCOME 21,798 34,469 15,017
Debit and credit card fees      
NON-INTEREST INCOME      
NON-INTEREST INCOME $ 28,245 $ 24,711 $ 22,137