XML 79 R63.htm IDEA: XBRL DOCUMENT v3.8.0.1
Note 5 - Loans and Allowance for Loan Losses - Activity in the Allowance for Loan Losses, by Portfolio Segment, for the Current Year (Details) - USD ($)
3 Months Ended 9 Months Ended
Sep. 30, 2017
Sep. 30, 2016
Sep. 30, 2017
Sep. 30, 2016
Dec. 31, 2016
Balance, beginning of period     $ 36,286,000    
Provision for loan losses $ 5,462,000 $ 8,294,000 16,792,000 $ 15,733,000  
Balance, end of period 42,717,000   42,717,000    
Loans, Excluding Acquired Loans [Member]          
Balance, beginning of period 41,379,000 [1] 33,523,000 [2] 36,286,000 [3] 31,351,000 [2]  
Provision for loan losses 5,462,000 [4] 8,079,000 [5] 15,327,000 [4] 15,211,000 [5]  
Charge-offs (5,174,000) (7,880,000) (12,295,000) (14,135,000)  
Recoveries 1,050,000 372,000 3,399,000 1,667,000  
Net charge-offs (4,124,000) (7,508,000) (8,896,000) (12,468,000)  
Balance, end of period 42,717,000 [1] 34,094,000 [2] 42,717,000 [1] 34,094,000 [2]  
Loans individually evaluated for impairment 6,321,000 580,000 6,321,000 580,000 $ 680,000
Loans collectively evaluated for impairment 36,396,000 33,514,000 36,396,000 33,514,000 35,606,000
Loans, Excluding Acquired Loans [Member] | Commercial Portfolio Segment [Member]          
Balance, beginning of period 8,105,000 [1] 7,832,000 [2] 7,739,000 [3] 5,985,000 [2]  
Provision for loan losses 2,310,000 [4] 680,000 [5] 3,255,000 [4] 4,961,000 [5]  
Charge-offs (2,442,000) (284,000) (3,083,000) (3,043,000)  
Recoveries 21,000 12,000 83,000 337,000  
Net charge-offs (2,421,000) (272,000) (3,000,000) (2,706,000)  
Balance, end of period 7,994,000 [1] 8,240,000 [2] 7,994,000 [1] 8,240,000 [2]  
Loans individually evaluated for impairment 3,996,000 64,000 3,996,000 64,000 262,000
Loans collectively evaluated for impairment 3,998,000 8,176,000 3,998,000 8,176,000 7,477,000
Loans, Excluding Acquired Loans [Member] | Commercial Real Estate Portfolio Segment [Member]          
Balance, beginning of period 25,731,000 [1] 19,635,000 [2] 21,817,000 [3] 19,522,000 [2]  
Provision for loan losses 2,150,000 [4] 6,066,000 [5] 7,984,000 [4] 7,009,000 [5]  
Charge-offs (896,000) (6,297,000) (3,264,000) (7,350,000)  
Recoveries 309,000 55,000 757,000 278,000  
Net charge-offs (587,000) (6,242,000) (2,507,000) (7,072,000)  
Balance, end of period 27,294,000 [1] 19,459,000 [2] 27,294,000 [1] 19,459,000 [2]  
Loans individually evaluated for impairment 2,325,000 515,000 2,325,000 515,000 417,000
Loans collectively evaluated for impairment 24,969,000 18,944,000 24,969,000 18,944,000 21,400,000
Loans, Excluding Acquired Loans [Member] | Consumer Portfolio Segment [Member]          
Balance, beginning of period 3,754,000 [1] 3,748,000 [2] 3,779,000 [3] 3,893,000 [2]  
Provision for loan losses 761,000 [4] 501,000 [5] 2,168,000 [4] 1,422,000 [5]  
Charge-offs (1,017,000) (699,000) (2,962,000) (2,260,000)  
Recoveries 275,000 199,000 788,000 694,000  
Net charge-offs (742,000) (500,000) (2,174,000) (1,566,000)  
Balance, end of period 3,773,000 [1] 3,749,000 [2] 3,773,000 [1] 3,749,000 [2]  
Loans individually evaluated for impairment
Loans collectively evaluated for impairment 3,773,000 3,749,000 3,773,000 3,749,000 3,779,000
Loans, Excluding Acquired Loans [Member] | Unallocated Financing Receivables [Member]          
Balance, beginning of period 3,789,000 [1] 2,308,000 [2] 2,951,000 [3] 1,951,000 [2]  
Provision for loan losses 241,000 [4] 832,000 [5] 1,920,000 [4] 1,819,000 [5]  
Charge-offs (819,000) (600,000) (2,986,000) (1,482,000)  
Recoveries 445,000 106,000 1,771,000 358,000  
Net charge-offs (374,000) (494,000) (1,215,000) (1,124,000)  
Balance, end of period 3,656,000 [1] 2,646,000 [2] 3,656,000 [1] 2,646,000 [2]  
Loans individually evaluated for impairment 1,000 1,000 1,000
Loans collectively evaluated for impairment $ 3,656,000 $ 2,645,000 $ 3,656,000 $ 2,645,000 $ 2,950,000
[1] Allowance for loan losses at September 30, 2017 includes $391,000 allowance for loans acquired (not shown in the table above). Allowance for loan losses at December 31, 2016 includes $954,000 allowance for loans acquired. The total allowance for loan losses at September 30, 2017, June 30, 2017 and December 31, 2016 was $43,108,000, $41,770,000 and $37,240,000, respectively.
[2] Allowance for loan losses at September 30, 2016, June 30, 2016 and December 31, 2015 includes $954,000 allowance for loans acquired. The total allowance for loan losses at September 30, 2016, June 30, 2016 and December 31, 2015 was $35,048,000, $34,477,000 and $32,305,000, respectively.
[3] Allowance for loan losses at December 31, 2016 includes $954,000 allowance for loans acquired (not shown in the table above). The total allowance for loan losses December 31, 2016 was $37,240,000.
[4] Provision for loan losses of $1,464,000 attributable to loans acquired was excluded from this table for the nine months ended September 30, 2017 (total provision for loan losses for the three and nine months ended September 30, 2017 was $5,462,000 and $16,792,000). There was $2.0 million in charge-offs for loans acquired during the nine months ended September 30, 2017 resulting in an ending balance in the allowance related to loans acquired of $391,000.
[5] Provision for loan losses of $215,000 and $522,000 attributable to loans acquired was excluded from this table for the three and nine months ended September 30, 2016 (total provision for loan losses for the three and nine months ended September 30, 2016 was $8,294,000 and $15,733,000). The $215,000 and $522,000 was subsequently charged-off, resulting in no change in the ending balance in the allowance related to loans acquired.