XML 84 R66.htm IDEA: XBRL DOCUMENT v3.6.0.2
Note 4 - Loans and Allowance for Loan Losses - Activity in the Allowance for Loan Losses, by Portfolio Segment, for the Current Year (Details) - USD ($)
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
Balance, beginning of year $ 31,351,000    
Provision for loan losses 20,065,000 $ 9,022,000 $ 7,245,000
Balance, end of year 36,286,000 31,351,000  
Loans, Excluding Acquired Loans [Member]      
Balance, beginning of year 31,351,000 [1] 29,028,000 [1] 27,442,000
Provision for loan losses 19,439,000 [2] 8,286,000 [2] 6,882,000
Charge-offs (16,643,000) (7,774,000) (8,554,000)
Recoveries 2,139,000 1,811,000 3,258,000
Net charge-offs (14,504,000) (5,963,000) (5,296,000)
Balance, end of year 36,286,000 [2] 31,351,000 [1] 29,028,000 [1]
Loans individually evaluated for impairment 680,000 2,831,000  
Loans collectively evaluated for impairment 35,606,000 28,520,000  
Loans, Excluding Acquired Loans [Member] | Commercial Portfolio Segment [Member]      
Balance, beginning of year 5,985,000 [1] 6,962,000 [1] 3,205,000
Provision for loan losses 5,345,000 [2] 258,000 [2] 4,475,000
Charge-offs (3,956,000) (1,415,000) (1,044,000)
Recoveries 365,000 180,000 326,000
Net charge-offs (3,591,000) (1,235,000) (718,000)
Balance, end of year 7,739,000 [2] 5,985,000 [1] 6,962,000 [1]
Loans individually evaluated for impairment 262,000 432,000  
Loans collectively evaluated for impairment 7,477,000 5,553,000  
Loans, Excluding Acquired Loans [Member] | Commercial Real Estate Portfolio Segment [Member]      
Balance, beginning of year 19,522,000 [1] 15,161,000 [1] 16,885,000
Provision for loan losses 9,461,000 [2] 5,738,000 [2] (606,000)
Charge-offs (7,517,000) (1,580,000) (2,684,000)
Recoveries 351,000 203,000 1,566,000
Net charge-offs (7,166,000) (1,377,000) (1,118,000)
Balance, end of year 21,817,000 [2] 19,522,000 [1] 15,161,000 [1]
Loans individually evaluated for impairment 417,000 2,307,000  
Loans collectively evaluated for impairment 21,400,000 17,215,000  
Loans, Excluding Acquired Loans [Member] | Consumer Portfolio Segment [Member]      
Balance, beginning of year 3,893,000 [1] 5,445,000 [1] 5,430,000
Provision for loan losses 2,174,000 [2] 665,000 [2] 2,307,000
Charge-offs (3,195,000) (3,107,000) (3,188,000)
Recoveries 907,000 890,000 896,000
Net charge-offs (2,288,000) (2,217,000) (2,292,000)
Balance, end of year 3,779,000 [2] 3,893,000 [1] 5,445,000 [1]
Loans individually evaluated for impairment 7,000  
Loans collectively evaluated for impairment 3,779,000 3,886,000  
Loans, Excluding Acquired Loans [Member] | Unallocated Financing Receivables [Member]      
Balance, beginning of year 1,951,000 [1] 1,460,000 [1] 1,922,000
Provision for loan losses 2,459,000 [2] 1,625,000 [2] 706,000
Charge-offs (1,975,000) (1,672,000) (1,638,000)
Recoveries 516,000 538,000 470,000
Net charge-offs (1,459,000) (1,134,000) (1,168,000)
Balance, end of year 2,951,000 [2] 1,951,000 [1] $ 1,460,000 [1]
Loans individually evaluated for impairment 1,000 85,000  
Loans collectively evaluated for impairment $ 2,950,000 $ 1,866,000  
[1] Allowance for loan losses at December 31, 2016, 2015 and 2014 includes $954,000 allowance for loans acquired (not shown in the table above). The total allowance for loan losses at December 31, 2016, 2015 and 2014 was $37,240,000, $32,305,000 and $29,982,000, respectively.
[2] Provision for loan losses of $626,000 attributable to loans acquired was excluded from this table for the year ended December 31, 2016 (total provision for loan losses for the year ended December 31, 2016 was $20,065,000). The $626,000 was subsequently charged-off, resulting in no increase to the ending balance in the allowance related to loans acquired. Provision for loan losses of $736,000 attributable to acquired loans, covered by FDIC loss share, was excluded from this table for the year ended December 31, 2015 (total provision for loan losses for the year ended December 31, 2015 is $9,022,000).