Note 5 - Loans Acquired (Tables)

9 Months Ended

Sep. 30, 2015

Note 5 - Loans Acquired (Tables) [Line Items]

Carrying Value Of All Acquired Impaired Loans [Table Text Block]

	Loans Acquired
(in thousands)	September 30, 2015		December 31, 2014
Consumer:
Other consumer	$	100,080	$	8,514
Total consumer		100,080		8,514
Real estate:
Construction		116,302		46,911
Single family residential		618,031		175,970
Other commercial		988,831		390,877
Total real estate		1,723,164		613,758
Commercial:
Commercial		164,942		56,134
Agricultural		25,630		4,507
Total commercial		190,572		60,641
Other		-		-
Total loans acquired (1)	$	2,013,816	$	682,913

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

(In thousands)	September 30, 2015		December 31, 2014
Consumer:
Credit cards	$	231	$	197
Other consumer		334		405
Total consumer		565		602
Real estate:
Construction		4,625		4,863
Single family residential		4,912		4,010
Other commercial		3,349		1,522
Total real estate		12,886		10,395
Commercial:
Commercial		1,766		585
Agricultural		88		456
Total commercial		1,854		1,041
Total	$	15,305	$	12,038

Past Due Financing Receivables [Table Text Block]

(In thousands)	Gross 30-89 Days Past Due		90 Days or More Past Due		Total Past Due		Current		Total Loans		90 Days Past Due & Accruing
September 30, 2015
Consumer:
Credit cards	$	765	$	231	$	996	$	170,705	$	171,701	$	-
Other consumer		1,411		699		2,110		180,362		182,472		327
Total consumer		2,176		930		3,106		351,067		354,173		327
Real estate:
Construction		3,772		1,979		5,751		248,010		253,761		239
Single family residential		3,922		3,066		6,988		616,101		623,089		388
Other commercial		3,162		2,085		5,247		1,032,312		1,037,559		-
Total real estate		10,856		7,130		17,986		1,896,423		1,914,409		627
Commercial:
Commercial		3,106		652		3,758		390,664		394,422		202
Agricultural		204		191		395		169,862		170,257		119
Total commercial		3,310		843		4,153		560,526		564,679		321
Other		-		-		-		6,017		6,017		-
Total	$	16,342	$	8,903	$	25,245	$	2,814,033	$	2,839,278	$	1,275
December 31, 2014
Consumer:
Credit cards	$	687	$	457	$	1,144	$	184,236	$	185,380	$	-
Other consumer		1,349		447		1,796		101,606		103,402		223
Total consumer		2,036		904		2,940		285,842		288,782		223
Real estate:
Construction		760		570		1,330		180,638		181,968		177
Single family residential		4,913		2,213		7,126		448,437		455,563		248
Other commercial		1,987		847		2,834		711,963		714,797		-
Total real estate		7,660		3,630		11,290		1,341,038		1,352,328		425
Commercial:
Commercial		381		354		735		291,085		291,820		-
Agricultural		119		109		228		115,430		115,658		40
Total commercial		500		463		963		406,515		407,478		40
Other		-		-		-		5,133		5,133		-
Total	$	10,196	$	4,997	$	15,193	$	2,038,528	$	2,053,721	$	688

Financing Receivable Credit Quality Indicators [Table Text Block]

(In thousands)	Risk Rate 1-4		Risk Rate 5		Risk Rate 6		Risk Rate 7		Risk Rate 8		Total
September 30, 2015
Consumer:
Credit cards	$	171,239	$	-	$	462	$	-	$	-	$	171,701
Other consumer		181,551		-		883		38		-		182,472
Total consumer		352,790		-		1,345		38		-		354,173
Real estate:
Construction		247,457		476		5,812		16		-		253,761
Single family residential		610,347		2,064		10,505		173		-		623,089
Other commercial		996,692		4,869		34,815		1,183		-		1,037,559
Total real estate		1,854,496		7,409		51,132		1,372		-		1,914,409
Commercial:
Commercial		384,393		1,483		8,538		8		-		394,422
Agricultural		169,615		-		642		-		-		170,257
Total commercial		554,008		2,074		9,180		8		-		564,679
Other		6,017		-		-		-		-		6,017
Loans acquired, not covered by FDIC loss share		1,952,157		8,372		51,175		2,108		4		2,013,816
Loans acquired, covered by FDIC loss share		-		-		-		-		-		-
Total	$	4,719,468	$	17,264	$	112,832	$	3,526	$	4	$	4,853,094

(In thousands)	Risk Rate 1-4		Risk Rate 5		Risk Rate 6		Risk Rate 7		Risk Rate 8		Total
December 31, 2014
Consumer:
Credit cards	$	184,923	$	-	$	457	$	-	$	-	$	185,380
Other consumer		102,515		5		839		43		-		103,402
Total consumer		287,438		5		1,296		43		-		288,782
Real estate:
Construction		176,825		84		5,059		-		-		181,968
Single family residential		446,040		1,776		7,665		82		-		455,563
Other commercial		698,329		7,074		9,394		-		-		714,797
Total real estate		1,321,194		8,934		22,118		82		-		1,352,328
Commercial:
Commercial		271,017		1,544		19,248		11		-		291,820
Agricultural		115,106		20		532		-		-		115,658
Total commercial		386,123		1,564		19,780		11		-		407,478
Other		5,133		-		-		-		-		5,133
Loans acquired, not covered by FDIC loss share		535,728		1,435		36,958		1,854		5		575,980
Loans acquired, covered by FDIC loss share		106,933		-		-		-		-		106,933
Total	$	2,642,549	$	11,938	$	80,152	$	1,990	$	5	$	2,736,634

Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Table Text Block]

(in thousands)	Not Impaired			Impaired
Contractually required principal and interest at acquisition	$	774,777		$	15,716
Non-accretable difference (expected losses and foregone interest)		-			(4,978	)
Cash flows expected to be collected at acquisition		774,777			10,738
Accretable yield		(4,869	)		12
Basis in acquired loans at acquisition	$	769,908		$	10,750

(in thousands)	Not Impaired			Impaired
Contractually required principal and interest at acquisition	$	1,153,255		$	10,143
Non-accretable difference (expected losses and foregone interest)		-			(3,247	)
Cash flows expected to be collected at acquisition		1,153,255			6,896
Accretable yield		(23,712	)		104
Basis in acquired loans at acquisition	$	1,129,543		$	7,000

Tabular Temporal Display of Adjustments Related to Purchased Covered Impaired Loans [Table Text Block]

	Three Months Ended September 30,						Nine Months Ended September 30,
(In thousands)	2015			2014			2015			2014
Impact on net interest income	$	9,699		$	4,974		$	19,024		$	18,216
Non-interest income (1)		(2,033	)		(3,724	)		(7,718	)		(17,570	)
Net impact to pre-tax income		7,666			1,250			11,306			646
Net impact, net of taxes	$	4,658		$	760		$	6,871		$	393

Tabular Temporal Display of Accretable Yield [Table Text Block]

	Three Months Ended September 30, 2015						Nine Months Ended September 30, 2015
(In thousands)	Accretable Yield			Carrying Amount of Loans			Accretable Yield			Carrying Amount of Loans
Beginning balance	$	15,048		$	160,094		$	20,635		$	169,098
Additions		-			-			(116	)		17,750
Accretable yield adjustments		575			-			6,018			-
Accretion		(9,744	)		9,744			(20,658	)		20,658
Payments and other reductions, net		(4,476	)		(129,985	)		(4,476	)		(167,633	)
Balance, ending	$	1,403		$	39,853		$	1,403		$	39,853

	Three Months Ended September 30, 2014						Nine Months Ended September 30, 2014
(In thousands)	Accretable Yield			Carrying Amount of Loans			Accretable Yield			Carrying Amount of Loans
Beginning balance	$	31,290		$	192,093		$	41,385		$	234,785
Additions		234			3,404			234			3,404
Accretable yield adjustments		(877	)		-			4,534			-
Accretion		(6,063	)		6,063			(21,569	)		21,569
Payments and other reductions, net		-			(12,960	)		-			(71,158	)
Balance, ending	$	24,584		$	188,600		$	24,584		$	188,600

Summary of the Changes in the FDIC True-Up Provision [Table Text Block]

	Three Months Ended September 30,					Nine Months Ended September 30,
(In thousands)	2015			2014		2015			2014
Beginning balance	$	8,921		$	7,768	$	8,308		$	6,768
Amortization expense		27			42		107			126
Adjustments related to changes in expected losses		187			278		720			1,194
Loss share termination agreement		(9,135	)		-		(9,135	)		-
Balance, ending	$	-		$	8,088	$	-		$	8,088

Acquired Loans [Member]

Note 5 - Loans Acquired (Tables) [Line Items]

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

(In thousands)	September 30, 2015		December 31, 2014
Consumer:
Other consumer	$	167	$	29
Total consumer		167		29
Real estate:
Construction		133		105
Single family residential		5,274		2,018
Other commercial		6,836		271
Total real estate		12,243		2,394
Commercial:
Commercial		1,165		291
Agricultural		13		3
Total commercial		1,178		294
Other		-		-
Total	$	13,588	$	2,717

Past Due Financing Receivables [Table Text Block]

(In thousands)	Gross 30-89 Days Past Due		90 Days or More Past Due		Total Past Due		Current		Total Loans		90 Days Past Due & Accruing
September 30, 2015
Consumer:
Other consumer	$	992	$	123	$	1,115	$	98,965	$	100,080	$	44
Total consumer		992		123		1,115		98,965		100,080		44
Real estate:
Construction		6,229		4,671		10,900		105,402		116,302		442
Single family residential		8,560		3,965		12,525		605,506		618,031		1,022
Other commercial		10,007		7,813		17,820		971,011		988,831		904
Total real estate		24,796		16,449		41,245		1,681,919		1,723,164		2,368
Commercial:
Commercial		3,503		3,858		7,361		157,581		164,942		379
Agricultural		412		10		422		25,208		25,630		10
Total commercial		3,915		3,868		7,783		182,789		190,572		389
Other		-		-		-		-		-		-
Total	$	29,703	$	20,440	$	50,143	$	1,963,673	$	2,013,816	$	2,801
December 31, 2014
Consumer:
Other consumer	$	70	$	34	$	104	$	8,407	$	8,511	$	5
Total consumer		70		34		104		8,407		8,511		5
Real estate:
Construction		292		105		397		36,450		36,847		-
Single family residential		3,804		2,906		6,710		138,383		145,093		594
Other commercial		1,415		5,994		7,409		326,759		334,168		-
Total real estate		5,511		9,005		14,516		501,592		516,108		594
Commercial:
Commercial		110		421		531		46,730		47,261		-
Agricultural		-		-		-		4,100		4,100		-
Total commercial		110		421		531		50,830		51,361		-
Total	$	5,691	$	9,460	$	15,151	$	560,829	$	575,980	$	599

Financing Receivable Credit Quality Indicators [Table Text Block]

(In thousands)	Risk Rate 1-4		Risk Rate 5		Risk Rate 6		Risk Rate 7		Risk Rate 8		Total
September 30, 2015
Consumer:
Other consumer	$	99,732	$	-	$	-	$	348	$	-	$	100,080
Total consumer		99,732		-		-		348		-		100,080
Real estate:
Construction		109,987		78		6,237		-		-		116,302
Single family residential		603,543		1,791		10,953		1,739		4		618,031
Other commercial		957,247		6,370		25,214		-		-		988,831
Total real estate		1,670,778		8,239		42,404		1,739		4		1,723,164
Commercial:
Commercial		156,319		133		8,469		21		-		164,942
Agricultural		25,328		-		302		-		-		25,630
Total commercial		181,647		133		8,771		21		-		190,572
Other		-		-		-		-		-		-
Total	$	1,952,157	$	8,372	$	51,175	$	2,108	$	4	$	2,013,816
December 31, 2014
Consumer:
Other consumer	$	8,479	$	-	$	32	$	-	$	-	$	8,511
Total consumer		8,479		-		32		-		-		8,511
Real estate:
Construction		27,430		78		9,339		-		-		36,847
Single family residential		135,240		683		7,311		1,854		5		145,093
Other commercial		317,965		605		15,598		-		-		334,168
Total real estate		480,635		1,366		32,248		1,854		5		516,108
Commercial:
Commercial		43,585		69		3,607		-		-		47,261
Agricultural		3,030		-		1,070		-		-		4,100
Total commercial		46,615		69		4,677		-		-		51,361
Total	$	535,729	$	1,435	$	36,957	$	1,854	$	5	$	575,980