Note 5 - Loans Acquired (Tables)

12 Months Ended

Dec. 31, 2014

Note 5 - Loans Acquired (Tables) [Line Items]

Carrying Value Of All Acquired Impaired Loans [Table Text Block]

	Loans Acquired At December 31,
(in thousands)	2014		2013
Consumer:
Credit cards	$	-	$	8,116
Other consumer		8,514		15,242
Total consumer		8,514		23,358
Real estate:
Construction		46,911		29,936
Single family residential		175,970		87,861
Other commercial		390,877		449,285
Total real estate		613,758		567,082
Commercial:
Commercial		56,134		71,857
Agricultural		4,507		-
Total commercial		60,641		71,857
Total loans acquired (1)	$	682,913	$	662,297

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

(In thousands)	2014		2013
Consumer:
Credit cards	$	197	$	290
Other consumer		405		677
Total consumer		602		967
Real estate:
Construction		4,863		116
Single family residential		4,010		2,957
Other commercial		1,522		1,726
Total real estate		10,395		4,799
Commercial:
Commercial		585		378
Agricultural		456		117
Total commercial		1,041		495
Total	$	12,038	$	6,261

Past Due Financing Receivables [Table Text Block]

(In thousands)	Gross 30-89 Days Past Due		90 Days or More Past Due		Total Past Due		Current		Total Loans		90 Days Past Due & Accruing
December 31, 2014
Consumer:
Credit cards	$	687	$	457	$	1,144	$	184,236	$	185,380	$	-
Other consumer		1,349		447		1,796		101,606		103,402		223
Total consumer		2,036		904		2,940		285,842		288,782		223
Real estate:
Construction		760		570		1,330		180,638		181,968		177
Single family residential		4,913		2,213		7,126		448,437		455,563		248
Other commercial		1,987		847		2,834		711,963		714,797		-
Total real estate		7,660		3,630		11,290		1,341,038		1,352,328		425
Commercial:
Commercial		381		354		735		291,085		291,820		-
Agricultural		119		109		228		115,430		115,658		40
Total commercial		500		463		963		406,515		407,478		40
Other		-		-		-		5,133		5,133		-
Total	$	10,196	$	4,997	$	15,193	$	2,038,528	$	2,053,721	$	688
December 31, 2013
Consumer:
Credit cards	$	712	$	520	$	1,232	$	183,703	$	184,935	$	230
Student loans		627		2,264		2,891		23,015		25,906		2,264
Other consumer		911		458		1,369		97,482		98,851		185
Total consumer		2,250		3,242		5,492		304,200		309,692		2,679
Real estate:
Construction		583		30		613		145,845		146,458		-
Single family residential		2,793		1,114		3,907		388,378		392,285		94
Other commercial		1,019		1,533		2,552		623,781		626,333		82
Total real estate		4,395		2,677		7,072		1,158,004		1,165,076		176
Commercial:
Commercial		357		376		733		163,596		164,329		96
Agricultural		42		37		79		98,807		98,886		-
Total commercial		399		413		812		262,403		263,215		96
Other		-		-		-		4,655		4,655		-
Total	$	7,044	$	6,332	$	13,376	$	1,729,262	$	1,742,638	$	2,951

Financing Receivable Credit Quality Indicators [Table Text Block]

(In thousands)	Risk Rate 1-4		Risk Rate 5		Risk Rate 6		Risk Rate 7		Risk Rate 8		Total
December 31, 2014
Consumer:
Credit cards	$	184,923	$	-	$	457	$	-	$	-	$	185,380
Other consumer		102,515		5		839		43		-		103,402
Total consumer		287,438		5		1,296		43		-		288,782
Real estate:
Construction		176,825		84		5,059		-		-		181,968
Single family residential		446,040		1,776		7,665		82		-		455,563
Other commercial		698,329		7,074		9,394		-		-		714,797
Total real estate		1,321,194		8,934		22,118		82		-		1,352,328
Commercial:
Commercial		271,017		1,544		19,248		11		-		291,820
Agricultural		115,106		20		532		-		-		115,658
Total commercial		386,123		1,564		19,780		11		-		407,478
Other		5,133		-		-		-		-		5,133
Loans acquired, not covered by FDIC loss share		535,728		1,435		36,958		1,854		5		575,980
Loans acquired, covered by FDIC loss share		106,933		-		-		-		-		106,933
Total	$	2,642,549	$	11,938	$	80,152	$	1,990	$	5	$	2,736,634

(In thousands)	Risk Rate 1-4		Risk Rate 5		Risk Rate 6		Risk Rate 7		Risk Rate 8		Total
December 31, 2013
Consumer:
Credit cards	$	184,415	$	-	$	520	$	-	$	-	$	184,935
Student loans		23,642		-		2,264		-		-		25,906
Other consumer		97,655		2		1,121		56		17		98,851
Total consumer		305,712		2		3,905		56		17		309,692
Real estate:
Construction		142,213		71		4,174		-		-		146,458
Single family residential		383,934		1,412		6,939		-		-		392,285
Other commercial		600,045		7,597		18,691		-		-		626,333
Total real estate		1,126,192		9,080		29,804		-		-		1,165,076
Commercial:
Commercial		162,118		200		2,001		10		-		164,329
Agricultural		98,761		-		125		-		-		98,886
Total commercial		260,879		200		2,126		10		-		263,215
Other		4,655		-		-		-		-		4,655
Loans acquired, not covered by FDIC loss share		457,097		-		58,547		-		-		515,644
Loans acquired, covered by FDIC loss share		146,653		-		-		-		-		146,653
Total	$	2,301,188	$	9,282	$	94,382	$	66	$	17	$	2,404,935

Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Table Text Block]

(in thousands)	Not Impaired			Impaired
Contractually required principal and interest at acquisition	$	316,103		$	10,726
Non-accretable difference (expected losses and foregone interest)		-			(7,023	)
Cash flows expected to be collected at acquisition		316,103			3,703
Accretable yield		(7,949	)		(177	)
Basis in acquired loans at acquisition	$	308,154		$	3,526

(in thousands)	Not Impaired			Impaired
Contractually required principal and interest at acquisition	$	442,009		$	52,830
Non-accretable difference (expected losses and foregone interest)		-			(21,962	)
Cash flows expected to be collected at acquisition		442,009			30,868
Accretable yield		(12,989	)		(2,516	)
Basis in acquired loans at acquisition	$	429,020		$	28,352

(in thousands)	Truman			Excel
Contractually required principal and interest at acquisition	$	90,227		$	121,850
Non-accretable difference (expected losses and foregone interest)		(25,308	)		(29,258	)
Cash flows expected to be collected at acquisition		64,919			92,592
Accretable yield		(7,778	)		(14,445	)
Basis in acquired loans at acquisition	$	57,141		$	78,147

(in thousands)	Truman			Excel
Contractually required principal and interest at acquisition	$	99,065		$	30,048
Non-accretable difference (expected losses and foregone interest)		(12,248	)		(5,170	)
Cash flows expected to be collected at acquisition		86,817			24,878
Accretable yield		(13,422	)		(3,726	)
Basis in acquired loans at acquisition	$	73,395		$	21,152

Tabular Temporal Display of Adjustments Related to Purchased Covered Impaired Loans [Table Text Block]

(In thousands)	2014			2013
Impact on net interest income	$	26,400		$	18,905
Non-interest income		(20,540	)		(18,106	)
Net impact to pre-tax income		5,860			799
Net impact, net of taxes	$	3,561		$	486

Tabular Temporal Display of Accretable Yield [Table Text Block]

(in thousands)	Accretable Yield			Carrying Amount of Loans
Balance, January 1, 2012	$	42,833		$	158,075
Additions		39,371			229,835
Accretion		(24,138	)		24,138
Payments and other reductions, net		-			(118,442	)
Balance, December 31, 2012		58,066			293,606
Additions		2,516			28,352
Accretable yield adjustments		17,380			-
Accretion		(36,577	)		36,577
Payments and other reductions, net		-			(123,750	)
Balance, December 31, 2013		41,385			234,785
Additions		177			3,526
Accretable yield adjustments		9,104			-
Accretion		(30,031	)		30,031
Payments and other reductions, net		-			(99,122	)
Balance, December 31, 2014	$	20,635		$	169,098

Summary of the Changes in the FDIC True-Up Provision [Table Text Block]

(in thousands)	FDIC True-up Provision
Balance, January 1, 2012	$	3,419
FDIC true-up provision recorded on new acquisitions		328
Amortization expense		138
Adjustments related to changes in expected losses		969
Balance, December 31, 2012		4,854
Amortization expense		160
Adjustments related to changes in expected losses		1,754
Balance, December 31, 2013		6,768
Amortization expense		168
Adjustments related to changes in expected losses		1,372
Balance, December 31, 2014	$	8,308

Acquired Loans [Member]

Note 5 - Loans Acquired (Tables) [Line Items]

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

(In thousands)	2014
Consumer:
Other consumer	$	29
Total consumer		29
Real estate:
Construction		105
Single family residential		2,018
Other commercial		271
Total real estate		2,394
Commercial:
Commercial		291
Agricultural		3
Total commercial		294
Total	$	2,717

Past Due Financing Receivables [Table Text Block]

(In thousands)	Gross 30-89 Days Past Due		90 Days or More Past Due		Total Past Due		Current		Total Loans		90 Days Past Due & Accruing
December 31, 2014
Consumer:
Other consumer	$	70	$	34	$	104	$	8,407	$	8,511	$	5
Total consumer		70		34		104		8,407		8,511		5
Real estate:
Construction		292		105		397		36,450		36,847		-
Single family residential		3,804		2,906		6,710		138,383		145,093		594
Other commercial		1,415		5,994		7,409		326,759		334,168		-
Total real estate		5,511		9,005		14,516		501,592		516,108		594
Commercial:
Commercial		110		421		531		46,730		47,261		-
Agricultural		-		-		-		4,100		4,100		-
Total commercial		110		421		531		50,830		51,361		-
Other		-		-		-		-				-
Total	$	5,691	$	9,460	$	15,151	$	560,829	$	575,980	$	599

Financing Receivable Credit Quality Indicators [Table Text Block]

(In thousands)	Risk Rate 1-4		Risk Rate 5		Risk Rate 6		Risk Rate 7		Risk Rate 8		Total
December 31, 2014
Consumer:
Other consumer	$	8,479	$	-	$	32	$	-	$	-	$	8,511
Total consumer		8,479		-		32		-		-		8,511
Real estate:
Construction		27,430		78		9,339		-		-		36,847
Single family residential		135,240		683		7,311		1,854		5		145,093
Other commercial		317,965		605		15,598		-		-		334,168
Total real estate		480,635		1,366		32,248		1,854		5		516,108
Commercial:
Commercial		43,585		69		3,607		-		-		47,261
Agricultural		3,030		-		1,070		-		-		4,100
Total commercial		46,615		69		4,677		-		-		51,361
Total	$	535,729	$	1,435	$	36,957	$	1,854	$	5	$	575,980