Note 4 - Loans and Allowance for Loan Losses (Tables)

3 Months Ended

6 Months Ended

Jun. 30, 2014

Jun. 30, 2014

Receivables [Abstract]

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

(In thousands)	June 30,  2014		December 31,  2013
Consumer:
Credit cards	$	176,239	$	184,935
Student loans		398		25,906
Other consumer		105,998		98,851
Total consumer		282,635		309,692
Real Estate:
Construction		163,412		146,458
Single family residential		417,187		392,285
Other commercial		653,734		626,333
Total real estate		1,234,333		1,165,076
Commercial:
Commercial		233,510		164,329
Agricultural		111,567		98,886
Total commercial		345,077		263,215
Other		6,797		4,655
Loans		1,868,842		1,742,638
Loans acquired, not covered by FDIC loss share (net of discount)		398,967		515,644
Loans acquired, covered by FDIC loss share (net of discount)		121,524		146,653
Total loans before allowance for loan losses	$	2,389,333	$	2,404,935

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

(In thousands)	June 30,  2014		December 31,  2013
Consumer:
Credit cards	$	226	$	290
Other consumer		650		677
Total consumer		876		967
Real estate:
Construction		905		116
Single family residential		3,792		2,957
Other commercial		3,470		1,726
Total real estate		8,167		4,799
Commercial:
Commercial		676		378
Agricultural		434		117
Total commercial		1,110		495
Total	$	10,153	$	6,261

Past Due Financing Receivables [Table Text Block]

(In thousands)	Gross 30-89 Days Past Due		90 Days or More Past Due		Total Past Due		Current		Total Loans		90 Days Past Due & Accruing
June 30, 2014
Consumer:
Credit cards	$	660	$	424	$	1,084	$	175,155	$	176,239	$	197
Student loans		--		323		323		75		398		323
Other consumer		1,097		426		1,523		104,472		105,998		102
Total consumer		1,757		1,173		2,930		279,705		282,635		622
Real estate:
Construction		453		28		481		162,931		163,412		--
Single family residential		1,360		642		2,002		415,185		417,187		172
Other commercial		725		1,063		1,788		651,946		653,734		--
Total real estate		2,538		1,733		4,271		1,230,062		1,234,333		172
Commercial:
Commercial		573		496		1,069		232,441		233,510		49
Agricultural		423		507		930		110,637		111,567		237
Total commercial		996		1,003		1,999		343,078		345,077		286
Other		--		--		--		6,797		6,797		--
Total	$	5,291	$	3,909	$	9,200	$	1,859,642	$	1,868,842	$	1,080
December 31, 2013
Consumer:
Credit cards	$	712	$	520	$	1,232	$	183,703	$	184,935	$	230
Student loans		627		2,264		2,891		23,015		25,906		2,264
Other consumer		911		458		1,369		97,482		98,851		185
Total consumer		2,250		3,242		5,492		304,200		309,692		2,679
Real estate:
Construction		583		30		613		145,845		146,458		--
Single family residential		2,793		1,114		3,907		388,378		392,285		94
Other commercial		1,019		1,533		2,552		623,781		626,333		82
Total real estate		4,395		2,677		7,072		1,158,004		1,165,076		176
Commercial:
Commercial		357		376		733		163,596		164,329		96
Agricultural		42		37		79		98,807		98,886		--
Total commercial		399		413		812		262,403		263,215		96
Other		--		--		--		4,655		4,655		--
Total	$	7,044	$	6,332	$	13,376	$	1,729,262	$	1,742,638	$	2,951

Impaired Financing Receivables [Table Text Block]

(In thousands)	Unpaid Contractual Principal Balance		Recorded Investment With No Allowance		Recorded Investment With Allowance		Total Recorded Investment		Related Allowance		Average Investment inImpaired Loans		Interest Income Recognized		Average Investment in Impaired Loans		Interest Income Recognized
June 30, 2014											Three Months Ended June 30, 2014				Six Months Ended June 30, 2014
Consumer:
Credit cards	$	423	$	424	$	--	$	424	$	13	$	446	$	4	$	470	$	9
Other consumer		771		706		41		747		166		778		7		823		16
Total consumer		1,194		1,130		41		1,171		179		1,224		11		1,293		25
Real estate:
Construction		2,929		2,825		60		2,885		76		2,840		24		2,962		58
Single family residential		4,683		3,387		1,108		4,495		973		4,254		36		4,153		81
Other commercial		9,392		7,875		1,303		9,178		648		9,562		80		9,437		185
Total real estate		17,004		14,087		2,471		16,558		1,697		16,656		140		16,552		324
Commercial:
Commercial		869		714		1		715		121		765		6		664		13
Agricultural		329		112		--		112		15		98		1		92		2
Total commercial		1,198		826		1		827		136		863		7		756		15
Total	$	19,396	$	16,043	$	2,513	$	18,556	$	2,012	$	18,743	$	158	$	18,601	$	364

December 31, 2013											Three Months Ended June 30, 2013				Six Months Ended June 30, 2013
Consumer:
Credit cards	$	520	$	520	$	--	$	520	$	16	$	501	$	$3	$	516	$	8
Other consumer		925		878		32		910		171		1,026		10		1,061		22
Total consumer		1,445		1,398		32		1,430		187		1,527		13		1,577		30
Real estate:
Construction		3,251		2,036		1,171		3,207		371		3,350		34		4,020		84
Single family residential		4,497		2,306		1,645		3,951		745		3,744		37		3,835		80
Other commercial		10,328		6,868		2,319		9,187		564		11,826		118		14,212		295
Total real estate		18,076		11,210		5,135		16,345		1,680		18,920		189		22,067		459
Commercial:
Commercial		547		383		78		461		80		664		7		669		14
Agricultural		117		80		--		80		13		90		1		90		2
Total commercial		664		463		78		541		93		754		8		759		16
Total	$	20,185	$	13,071	$	5,245	$	18,316	$	1,960	$	21,201	$	$210	$	24,403	$	505

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

	Accruing TDR Loans				Nonaccrual TDR Loans				Total TDR Loans
(Dollars in thousands)	Number		Balance		Number		Balance		Number		Balance
June 30, 2014
Real estate:
Construction		--	$	--		1	$	499		1	$	499
Single-family residential		2		395		1		2		3		397
Other commercial		3		1,782		1		630		4		2,412
Total real estate		5		2,177		3		1,131		8		3,308
Commercial:
Commercial		1		599		--		--		1		599
Total commercial		1		599		--		--		1		599
Total		6	$	2,776		3	$	1,131		9	$	3,907
December 31, 2013
Real estate:
Construction		1	$	988		--	$	--		1	$	988
Single-family residential		4		862		--		--		4		862
Other commercial		9		6,974		1		608		10		7,582
Total real estate		14		8,824		1		608		15		9,432
Commercial:
Commercial		1		39		1		60		2		99
Agricultural		1		635		--		--		1		635
Total commercial		2		674		1		60		3		734
Total		16	$	9,498		2	$	668		18	$	10,166

Schedule of Loans Restructured as TDRs [Table Text Block]

							Modification Type
(Dollars in thousands)	Number of  Loans		Balance Prior  to TDR		Balance at  June 30		Change in  Maturity  Date		Change in  Rate		Financial Impact on Date of  Restructure
Three Months Ended June 30, 2014
Commercial:
Commercial		1	$	599	$	599	$	599	$	--	$	--
Total commercial		1		599		599		599		--		--
Total		1	$	599	$	599	$	599	$	--	$	--
Six Months Ended June 30, 2014
Real estate:
Single-family residential		1	$	1,031	$	1,031	$	1,031	$	--	$	--
Total real estate		1		1,031		1,031		1,031		--		--
Commercial:
Commercial		1		599		599		--		--		--
Total commercial		1		599		599		--		--		--
Total		2	$	1,630	$	1,630	$	--	$	--	$	--
Six Months Ended June 30, 2013
Real estate:
Single-family residential		1	$	321	$	318	$	--	$	318	$	--
Total real estate		1		321		318		--		318		--
Total		1	$	321	$	318	$	--	$	318	$	--

Financing Receivable Credit Quality Indicators [Table Text Block]

(In thousands)	Risk Rate  1-4		Risk Rate  5		Risk Rate  6		Risk Rate  7		Risk Rate  8		Total
June 30, 2014
Consumer:
Credit cards	$	175,772	$	--	$	467	$	--	$	--	$	176,239
Student loans		--		--		398		--		--		398
Other consumer		104,886		4		1,041		52		15		105,998
Total consumer		280,658		4		1,906		52		15		282,635
Real estate:
Construction		159,825		45		3,542		--		--		163,412
Single family residential		408,160		1,641		7,386		--		--		417,187
Other commercial		629,094		4,511		20,129		--		--		653,734
Total real estate		1,197,079		6,197		31,057		--		--		1,234,333
Commercial:
Commercial		227,909		2,077		3,514		10		--		233,510
Agricultural		111,242		--		325		--		--		111,567
Total commercial		339,151		2,077		3,839		10		--		345,077
Other		6,797		--		--		--		--		6,797
Loans acquired, not covered by FDIC loss share		352,082		--		45,885		1,000		--		398,967
Loans acquired, covered by FDIC loss share		121,524		--		--		--		--		121,524
Total	$	2,297,291	$	8,278	$	82,687	$	1,062	$	15	$	2,389,333

(In thousands)	Risk Rate  1-4		Risk Rate  5		Risk Rate  6		Risk Rate  7		Risk Rate  8		Total
December 31, 2013
Consumer:
Credit cards	$	184,415	$	--	$	520	$	--	$	--	$	184,935
Student loans		23,642		--		2,264		--		--		25,906
Other consumer		97,655		2		1,121		56		17		98,851
Total consumer		305,712		2		3,905		56		17		309,692
Real estate:
Construction		142,213		71		4,174		--		--		146,458
Single family residential		383,934		1,412		6,939		--		--		392,285
Other commercial		600,045		7,597		18,691		--		--		626,333
Total real estate		1,126,192		9,080		29,804		--		--		1,165,076
Commercial:
Commercial		162,118		200		2,001		10		--		164,329
Agricultural		98,761		--		125		--		--		98,886
Total commercial		260,879		200		2,126		10		--		263,215
Other		4,655		--		--		--		--		4,655
Loans acquired, not covered by FDIC loss share		457,097		--		58,547		--		--		515,644
Loans acquired, covered by FDIC loss share		146,653		--		--		--		--		146,653
Total	$	2,301,188	$	9,282	$	94,382	$	66	$	17	$	2,404,935

Schedule of Net (charge-offs)/recoveries, excluding loans acquired [Table Text Block]

	Three Months Ended June 30,						Six Months Ended June 30,
(In thousands)	2014			2013			2014			2013
Consumer:
Credit cards	$	(510	)	$	(539	)	$	(1,055	)	$	(1,212	)
Student loans		(20	)		(17	)		(29	)		(30	)
Other consumer		(273	)		(177	)		(291	)		(343	)
Total consumer		(803	)		(733	)		(1,375	)		(1,585	)
Real estate:
Construction		(24	)		(7	)		(444	)		(119	)
Single-family residential		(47	)		(54	)		(358	)		(89	)
Other commercial		(11	)		(531	)		(7	)		(555	)
Total real estate		(82	)		(592	)		(809	)		(763	)
Commercial:
Commercial		(170	)		(28	)		(220	)		(57	)
Agriculture		--			(18	)		(18	)		(32	)
Total commercial		(170	)		(46	)		(238	)		(89	)
Total	$	(1,055	)	$	(1,371	)	$	(2,422	)	$	(2,437	)

Allowance for Credit Losses on Financing Receivables [Table Text Block]

(In thousands)	Commercial			Real Estate			Credit Card			Other Consumer and Other			Total
Three Months Ended June 30, 2014
Balance, beginning of period	$	3,508		$	16,393		$	5,444		$	1,638		$	26,983
Provision for loan losses		613			(142	)		576			555			1,602
Charge-offs		(186	)		(1,144	)		(725	)		(426	)		(2,481	)
Recoveries		16			1,062			215			133			1,426
Net charge-offs		(170	)		(82	)		(510	)		(293	)		(1,055	)
Balance, June 30, 2014	$	3,951		$	16,169		$	5,510		$	1,900		$	27,530
Six Months Ended June 30, 2014
Balance, beginning of period	$	3,205		$	16,885		$	5,430		$	1,922		$	27,442
Provision for loan losses		984			93			1,135			298			2,510
Charge-offs		(268	)		(2,179	)		(1,541	)		(574	)		(4,562	)
Recoveries		30			1,370			486			254			2,140
Net charge-offs		(238	)		(809	)		(1,055	)		(320	)		(2,422	)
Balance, June 30, 2014	$	3,951		$	16,169		$	5,510		$	1900		$	27,530
Period-end amount allocated to:
Loans individually evaluated for impairment	$	136		$	1,697		$	13		$	166		$	2,012
Loans collectively evaluated for impairment		3,815			14,472			5,497			1,734			25,518
Balance, June 30, 2014	$	3,951		$	16,169		$	5,510		$	1,900		$	27,530

(In thousands)	Commercial			Real Estate			Credit Card			Other Consumer and Other			Total
Three Months Ended June 30, 2013
Balance, beginning of period	$	3,532		$	16,131		$	6,799		$	1,273		$	27,735
Provision for loan losses		233			(64	)		616			249			1,034
Charge-offs		(133	)		(887	)		(743	)		(310	)		(2,073	)
Recoveries		87			295			204			116			702
Net charge-offs		(46	)		(592	)		(539	)		(194	)		(1,371	)
Balance, June 30, 2013	$	3,719		$	15,475		$	6,876		$	1,328		$	27,398
Six Months Ended June 30, 2013
Balance, beginning of period	$	3,446		$	15,453		$	7,211		$	1,772		$	27,882
Provision for loan losses		362			785			877			(71	)		1,953
Charge-offs		(229	)		(1,126	)		(1,652	)		(684	)		(3,691	)
Recoveries		140			363			440			311			1,254
Net charge-offs		(89	)		(763	)		(1,212	)		(373	)		(2,437	)
Balance, June 30, 2013	$	3,719		$	15,475		$	6,876		$	1,328		$	27,398
Period-end amount allocated to:
Loans individually evaluated for impairment	$	114		$	1,509		$	76		$	196		$	1,895
Loans collectively evaluated for impairment		3,605			13,966			6,800			1,132			25,503
Balance, June 30, 2013	$	3,719		$	15,475		$	6,876		$	1,328		$	27,398
Period-end amount allocated to:
Loans individually evaluated for impairment	$	93		$	1,680		$	16		$	171		$	1,960
Loans collectively evaluated for impairment		3,112			15,205			5,414			1,751			25,482
Balance, December 31, 2013	$	3,205		$	16,885		$	5,430		$	1,922		$	27,442

Schedule of Loans by impairment evaluation [Table Text Block]

(In thousands)	Commercial		Real Estate		Credit Card		Other Consumer and Other		Total
June 30, 2014
Loans individually evaluated for impairment	$	827	$	16,558	$	424	$	747	$	18,556
Loans collectively evaluated for impairment		344,250		1,217,775		175,815		112,446		1,850,286
Balance, end of period	$	345,077	$	1,234,333	$	176,239	$	113,193	$	1,868,842
December 31, 2013
Loans individually evaluated for impairment	$	541	$	16,345	$	520	$	910	$	18,316
Loans collectively evaluated for impairment		262,674		1,148,731		184,415		128,502		1,724,322
Balance, end of period	$	263,215	$	1,165,076	$	184,935	$	129,412	$	1,742,638