0001752724-24-216500.txt : 20240925 0001752724-24-216500.hdr.sgml : 20240925 20240925110113 ACCESSION NUMBER: 0001752724-24-216500 CONFORMED SUBMISSION TYPE: NPORT-P PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20240731 FILED AS OF DATE: 20240925 DATE AS OF CHANGE: 20240925 PERIOD START: 20241031 FILER: COMPANY DATA: COMPANY CONFORMED NAME: SCHWAB CAPITAL TRUST CENTRAL INDEX KEY: 0000904333 ORGANIZATION NAME: IRS NUMBER: 000000000 STATE OF INCORPORATION: MA FISCAL YEAR END: 1031 FILING VALUES: FORM TYPE: NPORT-P SEC ACT: 1940 Act SEC FILE NUMBER: 811-07704 FILM NUMBER: 241321958 BUSINESS ADDRESS: STREET 1: 211 MAIN STREET CITY: SAN FRANCISCO STATE: CA ZIP: 94105 BUSINESS PHONE: 1-415-667-7000 MAIL ADDRESS: STREET 1: 211 MAIN STREET CITY: SAN FRANCISCO STATE: CA ZIP: 94105 0000904333 S000020935 Schwab Target 2015 Fund C000059131 Schwab Target 2015 Fund SWGRX NPORT-P 1 primary_doc.xml NPORT-P false 0000904333 XXXXXXXX S000020935 C000059131 SCHWAB CAPITAL TRUST 811-07704 0000904333 549300PEK1H7N1HLC797 211 MAIN STREET SAN FRANCISCO 94105 800-648-5300 Schwab Target 2015 Fund S000020935 549300QVB1LXDLW3I336 2024-10-31 2024-07-31 N 49757073.27 17507.48 49739565.79 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 199921.50000000 N Baird Aggregate Bond Fund 549300NWEXVVDQ3ROW37 Baird Aggregate Bond Fund 057071854 674863.34000000 NS USD 6647403.93000000 13.36441889755 Long EC RF US N 1 N N N Schwab International Core Equity Fund 549300O8SH1VZD5EOI67 Schwab International Core Equity Fund 808509210 145780.70000000 NS USD 1781440.13000000 3.581535346571 Long EC RF US N 1 N N N Schwab Small-Cap Equity Fund 54930086LYMXICNS1162 Schwab Small-Cap Equity Fund 808509673 36554.23000000 NS USD 829415.37000000 1.667516305835 Long EC RF US N 1 N N N Schwab Global Real Estate Fund 54930056NJ1FRH4T9924 Schwab Global Real Estate Fund 808517759 183428.17000000 NS USD 1177608.86000000 2.367549537870 Long EC RF US N 1 N N N ClearBridge Small Cap Growth Fund 5493003T8SLPG056ZG32 ClearBridge Small Cap Growth Fund 52470H666 5558.49000000 NS USD 231622.19000000 0.465669907489 Long EC RF US N 1 N N N Schwab Core Equity Fund 549300L2MFZ33S0CO521 Schwab Core Equity Fund 808509806 39704.62000000 NS USD 926308.69000000 1.862317604280 Long EC RF US N 1 N N N Schwab Select Large Cap Growth Fund 54930017OMFIVKDL2J78 Schwab Select Large Cap Growth Fund 51855Q549 49835.25000000 NS USD 1259336.84000000 2.531861346190 Long EC RF US N 1 N N N ClearBridge Large Cap Growth Fund 549300PO07BEBIPVM094 ClearBridge Large Cap Growth Fund 52469H255 17070.87000000 NS USD 1233711.56000000 2.480342440480 Long EC RF US N 1 N N N Schwab International Opportunities Fund 5493000Y9R7KH3YK4711 Schwab International Opportunities Fund 808509640 113397.20000000 NS USD 2374537.28000000 4.773940508498 Long EC RF US N 1 N N N Loomis Sayles Investment Grade Bond Fund LXBMZ6T88WCKRZUWOE84 Loomis Sayles Investment Grade Bond Fund 543487136 44065.88000000 NS USD 437133.52000000 0.878844664317 Long EC RF US N 1 N N N PIMCO International Bond Fund U.S. Dollar-Hedged 549300NKY72DZUNDF872 PIMCO International Bond Fund U.S. Dollar-Hedged 693390882 102565.13000000 NS USD 1016420.45000000 2.043484766817 Long EC RF US N 1 N N N Schwab Fundamental International Equity Index Fund 549300LG0X7BXJAT9753 Schwab Fundamental International Equity Index Fund 808509376 19968.78000000 NS USD 226845.35000000 0.456066204835 Long EC RF US N 1 N N N Schwab S&P 500 Index Fund 549300QXTQYX6BJFPP75 Schwab S&P 500 Index Fund 808509855 77868.17000000 NS USD 6640597.54000000 13.35073484162 Long EC RF US N 1 N N N Schwab U.S. Aggregate Bond Index Fund 549300TE25ZKVNXKCS55 Schwab U.S. Aggregate Bond Index Fund 808517718 1391227.19000000 NS USD 12465395.63000000 25.06132780215 Long EC RF US N 1 N N N Dodge & Cox Stock Fund 549300N2LAR50107F166 Dodge & Cox Stock Fund 256219106 5746.57000000 NS USD 1540941.67000000 3.098019947552 Long EC RF US N 1 N N N Western Asset Core Plus Bond Fund 549300M92SFKO7RZX103 Western Asset Core Plus Bond Fund 957663669 111191.27000000 NS USD 1040750.30000000 2.092399246897 Long EC RF US N 1 N N N Schwab U.S. Mid-Cap Index Fund 54930023JW7XDBK5VU88 Schwab U.S. Mid-Cap Index Fund 80850L726 10730.18000000 NS USD 696495.85000000 1.400285344147 Long EC RF US N 1 N N N Schwab Treasury Inflation Protected Securities Index Fund 5493000LZN1FM8F1C238 Schwab Treasury Inflation Protected Securities Index Fund 808517817 303412.30000000 NS USD 3128180.85000000 6.289119738614 Long EC RF US N 1 N N N Schwab Short-Term Bond Index Fund 549300P4KD6GXEL7FV90 Schwab Short-Term Bond Index Fund 808517692 386584.05000000 NS USD 3703475.19000000 7.445732851058 Long EC RF US N 1 N N N Schwab Fundamental U.S. Large Company Index Fund 5493000DZZS8PWI2NO50 Schwab Fundamental U.S. Large Company Index Fund 808509442 39604.48000000 NS USD 1089123.06000000 2.189651322245 Long EC RF US N 1 N N N Schwab Variable Share Price Money Fund 5493007W93Q67BM3O338 Schwab Variable Share Price Money Fund 808515597 1036258.14000000 NS USD 1036569.02000000 2.083992900895 Long EC RF US N 1 N N N 2024-08-27 SCHWAB CAPITAL TRUST Dana Smith Dana Smith CFO XXXX NPORT-EX 2 NPORT_2MQ1_63957877_0724.htm EDGAR HTML
Schwab Capital Trust
Schwab Target 2010 Fund
Portfolio Holdings as of July 31, 2024 (Unaudited)
  
SECURITY
VALUE AT
10/31/23
PURCHASES
SALES
REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/24
BALANCE
OF SHARES
HELD AT
7/31/24
DISTRIBUTIONS
RECEIVED (a)
AFFILIATED UNDERLYING FUNDS 74.8% OF NET ASSETS
 
U.S. Stocks 20.9%
Large-Cap 18.1%
Schwab Core Equity Fund
$696,522
$21,896
($201,708
)
$56,518
$111,703
$684,931
29,358
$21,896
Schwab Fundamental US Large Company
Index Fund
864,797
17,978
(246,251
)
20,548
187,972
845,044
30,729
17,978
Schwab S&P 500 Index Fund
5,404,074
122,968
(1,889,471
)
1,134,117
349,155
5,120,843
60,047
82,968
Schwab Select Large Cap Growth Fund *
922,814
158,966
(231,664
)
(50,633
)
218,827
1,018,310
40,297
158,966
 
7,669,128
Mid-Cap 1.3%
Schwab U.S. Mid-Cap Index Fund
545,289
8,855
(152,246
)
16,636
124,999
543,533
8,374
8,855
Small-Cap 1.5%
Schwab Small-Cap Equity Fund
615,495
42,283
(216,386
)
31,057
162,774
635,223
27,996
2,284
 
8,847,884
 
International Stocks 7.5%
Developed Markets 7.5%
Schwab Fundamental International Large
Company Index Fund
129,077
4,613
—
—
24,343
158,033
13,911
4,613
Schwab International Core Equity Fund
1,307,705
38,553
(335,647
)
42,902
247,345
1,300,858
106,453
38,553
Schwab International Opportunities Fund
1,872,303
34,660
(505,000
)
(17,465
)
361,149
1,745,647
83,364
34,660
 
3,204,538
 
Real Estate 2.1%
Global Real Estate 2.1%
Schwab Global Real Estate Fund
1,033,398
61,221
(380,491
)
(80,283
)
241,917
875,762
136,411
26,222
 
Fixed Income 41.7%
Inflation-Protected Bond 6.6%
Schwab Treasury Inflation Protected
Securities Index Fund
2,904,874
116,377
(365,000
)
(42,056
)
184,437
2,798,632
271,448
80,772
Intermediate-Term Bond 27.1%
Schwab U.S. Aggregate Bond Index Fund
11,197,786
788,203
(1,303,000
)
(191,176
)
975,908
11,467,721
1,279,880
323,860
Short-Term Bond 8.0%
Schwab Short-Term Bond Index Fund
3,530,392
234,306
(450,000
)
(28,565
)
125,382
3,411,515
356,108
101,452
 
17,677,868
 
Money Market Funds 2.6%
Schwab Variable Share Price Money Fund,
Ultra Shares, 5.22% (b)
1,790,671
52,970
(750,000
)
235
(104
)
1,093,772
1,093,444
51,400
Total Affiliated Underlying Funds
(Cost $26,635,905)
$32,815,197
$1,703,849
($7,026,864
)
$891,835
$3,315,807
$31,699,824
$954,479
 
  
1
Schwab Target 2010 Fund
Portfolio Holdings (Unaudited) continued
SECURITY
VALUE AT
10/31/23
PURCHASES
SALES
REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/24
BALANCE
OF SHARES
HELD AT
7/31/24
DISTRIBUTIONS
RECEIVED (a)
UNAFFILIATED UNDERLYING FUNDS 24.7% OF NET ASSETS
 
U.S. Stocks 5.5%
Large-Cap 5.0%
ClearBridge Large Cap Growth Fund, Class IS
*
$928,778
12,852
Dodge & Cox Stock Fund, Class I
1,174,340
4,379
 
2,103,118
Small-Cap 0.5%
ClearBridge Small Cap Growth Fund, Class IS
*
208,288
4,999
 
2,311,406
 
Fixed Income 19.2%
Intermediate-Term Bond 17.2%
Baird Aggregate Bond Fund, Institutional
Class
6,391,675
648,901
Loomis Sayles Investment Grade Bond Fund,
Class Y
336,375
33,909
Western Asset Core Plus Bond Fund, Class I
577,024
61,648
 
7,305,074
International Bond 2.0%
PIMCO International Bond Fund
(U.S. Dollar-Hedged), Institutional Class
848,555
85,626
 
8,153,629
Total Unaffiliated Underlying Funds
(Cost $10,116,437)
$10,465,035
Total Investments in Securities
(Cost $36,752,342)
$42,164,859
 
*
Non-income producing security.
(a)
Distributions received include distributions from net investment income and capital gains, if any, from the underlying funds. Amounts shown are only
presented for affiliated underlying funds.
(b)
The rate shown is the annualized 7-day yield.
At July 31, 2024, all of the fund’s investment securities were classified as Level 1 (see notes to portfolio holdings for additional information).
2
  
Schwab Capital Trust
Schwab Target 2015 Fund
Portfolio Holdings as of July 31, 2024 (Unaudited)
  
SECURITY
VALUE AT
10/31/23
PURCHASES
SALES
REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/24
BALANCE
OF SHARES
HELD AT
7/31/24
DISTRIBUTIONS
RECEIVED (a)
AFFILIATED UNDERLYING FUNDS 75.2% OF NET ASSETS
 
U.S. Stocks 23.0%
Large-Cap 19.9%
Schwab Core Equity Fund
$898,561
$26,800
($218,185
)
$77,102
$142,031
$926,309
39,705
$26,800
Schwab Fundamental US Large Company
Index Fund
1,070,958
21,318
(267,918
)
26,894
237,871
1,089,123
39,604
21,318
Schwab S&P 500 Index Fund
6,649,359
103,610
(2,002,529
)
1,493,056
397,101
6,640,597
77,868
103,610
Schwab Select Large Cap Growth Fund *
1,106,101
191,888
(250,000
)
(48,137
)
259,485
1,259,337
49,835
191,888
 
9,915,366
Mid-Cap 1.4%
Schwab U.S. Mid-Cap Index Fund
640,834
11,149
(131,697
)
12,167
164,043
696,496
10,730
11,149
Small-Cap 1.7%
Schwab Small-Cap Equity Fund
715,135
2,932
(130,000
)
32,242
209,106
829,415
36,554
2,932
 
11,441,277
 
International Stocks 8.8%
Developed Markets 8.8%
Schwab Fundamental International Large
Company Index Fund
185,282
6,621
—
—
34,943
226,846
19,969
6,621
Schwab International Core Equity Fund
1,765,110
50,313
(428,360
)
55,819
338,558
1,781,440
145,781
50,313
Schwab International Opportunities Fund
2,343,895
44,318
(462,493
)
42,580
406,237
2,374,537
113,397
44,318
 
4,382,823
 
Real Estate 2.4%
Global Real Estate 2.4%
Schwab Global Real Estate Fund
1,279,836
34,273
(345,999
)
(1,233
)
210,732
1,177,609
183,428
34,273
 
Fixed Income 38.9%
Inflation-Protected Bond 6.3%
Schwab Treasury Inflation Protected
Securities Index Fund
3,129,036
203,882
(360,292
)
(34,434
)
189,989
3,128,181
303,412
88,882
Intermediate-Term Bond 25.1%
Schwab U.S. Aggregate Bond Index Fund
11,920,212
907,730
(1,160,945
)
(171,219
)
1,010,465
12,506,243
1,395,786
348,769
Short-Term Bond 7.5%
Schwab Short-Term Bond Index Fund
3,780,174
247,676
(417,032
)
(25,869
)
131,180
3,716,129
387,905
109,473
 
19,350,553
 
Money Market Funds 2.1%
Schwab Variable Share Price Money Fund,
Ultra Shares, 5.22% (b)
2,002,488
53,922
(1,020,000
)
449
(290
)
1,036,569
1,036,258
51,713
Total Affiliated Underlying Funds
(Cost $30,828,398)
$37,486,981
$1,906,432
($7,195,450
)
$1,459,417
$3,731,451
$37,388,831
$1,092,059
 
  
3
Schwab Target 2015 Fund
Portfolio Holdings (Unaudited) continued
SECURITY
VALUE AT
10/31/23
PURCHASES
SALES
REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/24
BALANCE
OF SHARES
HELD AT
7/31/24
DISTRIBUTIONS
RECEIVED (a)
UNAFFILIATED UNDERLYING FUNDS 24.4% OF NET ASSETS
 
U.S. Stocks 6.0%
Large-Cap 5.6%
ClearBridge Large Cap Growth Fund, Class IS
*
$1,233,711
17,071
Dodge & Cox Stock Fund, Class I
1,540,942
5,747
 
2,774,653
Small-Cap 0.4%
ClearBridge Small Cap Growth Fund, Class IS
*
231,622
5,558
 
3,006,275
 
Fixed Income 18.4%
Intermediate-Term Bond 16.3%
Baird Aggregate Bond Fund, Institutional
Class
6,647,404
674,863
Loomis Sayles Investment Grade Bond Fund,
Class Y
437,134
44,066
Western Asset Core Plus Bond Fund, Class I
1,044,995
111,645
 
8,129,533
International Bond 2.1%
PIMCO International Bond Fund
(U.S. Dollar-Hedged), Institutional Class
1,020,428
102,970
 
9,149,961
Total Unaffiliated Underlying Funds
(Cost $11,749,195)
$12,156,236
Total Investments in Securities
(Cost $42,577,593)
$49,545,067
 
*
Non-income producing security.
(a)
Distributions received include distributions from net investment income and capital gains, if any, from the underlying funds. Amounts shown are only
presented for affiliated underlying funds.
(b)
The rate shown is the annualized 7-day yield.
At July 31, 2024, all of the fund’s investment securities were classified as Level 1 (see notes to portfolio holdings for additional information).
4
  
Schwab Capital Trust
Schwab Target 2020 Fund
Portfolio Holdings as of July 31, 2024 (Unaudited)
  
SECURITY
VALUE AT
10/31/23
PURCHASES
SALES
REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/24
BALANCE
OF SHARES
HELD AT
7/31/24
DISTRIBUTIONS
RECEIVED (a)
AFFILIATED UNDERLYING FUNDS 75.4% OF NET ASSETS
 
U.S. Stocks 24.1%
Large-Cap 20.9%
Schwab Core Equity Fund
$6,574,804
$191,570
($2,120,618
)
$698,944
$874,702
$6,219,402
266,584
$191,570
Schwab Fundamental US Large Company
Index Fund
6,754,892
140,423
(1,411,985
)
182,458
1,570,404
7,236,192
263,134
140,423
Schwab S&P 500 Index Fund
46,319,918
1,063,554
(14,952,793
)
11,550,240
1,568,628
45,549,547
534,118
713,554
Schwab Select Large Cap Growth Fund *
7,895,948
1,354,415
(2,053,153
)
(437,217
)
1,876,900
8,636,893
341,784
1,354,415
 
67,642,034
Mid-Cap 1.5%
Schwab U.S. Mid-Cap Index Fund
4,482,021
77,974
(944,436
)
93,679
1,144,808
4,854,046
74,781
77,974
Small-Cap 1.7%
Schwab Small-Cap Equity Fund
4,782,101
20,914
(850,000
)
181,963
1,468,661
5,603,639
246,965
20,914
 
78,099,719
 
International Stocks 9.8%
Developed Markets 9.8%
Schwab Fundamental International Large
Company Index Fund
1,687,098
60,289
(429,524
)
37,117
260,080
1,615,060
142,171
60,289
Schwab International Core Equity Fund
12,544,720
349,505
(3,032,739
)
418,119
2,411,283
12,690,888
1,038,534
349,505
Schwab International Opportunities Fund
16,743,158
572,477
(3,002,252
)
250,745
2,962,911
17,527,039
837,012
322,477
 
31,832,987
 
Real Estate 2.6%
Global Real Estate 2.6%
Schwab Global Real Estate Fund
8,684,495
241,322
(1,862,925
)
(360,967
)
1,815,165
8,517,090
1,326,650
241,322
 
Fixed Income 37.1%
Inflation-Protected Bond 6.0%
Schwab Treasury Inflation Protected
Securities Index Fund
19,638,546
1,176,320
(2,225,000
)
(223,381
)
1,199,440
19,565,925
1,897,762
565,269
Intermediate-Term Bond 23.9%
Schwab U.S. Aggregate Bond Index Fund
73,955,359
3,665,386
(5,244,919
)
(796,137
)
6,016,858
77,596,547
8,660,329
2,159,151
Short-Term Bond 7.2%
Schwab Short-Term Bond Index Fund
23,322,277
1,452,740
(2,250,762
)
(133,205
)
789,034
23,180,084
2,419,633
676,537
 
120,342,556
 
Money Market Funds 1.8%
Schwab Variable Share Price Money Fund,
Ultra Shares, 5.22% (b)
12,045,067
317,164
(6,450,000
)
2,773
(1,710
)
5,913,294
5,911,520
303,104
Total Affiliated Underlying Funds
(Cost $197,426,860)
$245,430,404
$10,684,053
($46,831,106
)
$11,465,131
$23,957,164
$244,705,646
$7,176,504
 
  
5
Schwab Target 2020 Fund
Portfolio Holdings (Unaudited) continued
SECURITY
VALUE AT
10/31/23
PURCHASES
SALES
REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/24
BALANCE
OF SHARES
HELD AT
7/31/24
DISTRIBUTIONS
RECEIVED (a)
UNAFFILIATED UNDERLYING FUNDS 24.2% OF NET ASSETS
 
U.S. Stocks 6.3%
Large-Cap 5.8%
ClearBridge Large Cap Growth Fund,
Class IS *
$8,514,752
117,819
Dodge & Cox Stock Fund, Class I
10,323,718
38,500
 
18,838,470
Small-Cap 0.5%
ClearBridge Small Cap Growth Fund,
Class IS *
1,681,097
40,343
 
20,519,567
 
Fixed Income 17.9%
Intermediate-Term Bond 15.8%
Baird Aggregate Bond Fund, Institutional
Class
38,943,972
3,953,703
Loomis Sayles Investment Grade Bond
Fund, Class Y
4,110,953
414,411
Western Asset Core Plus Bond Fund,
Class I
8,274,067
883,982
 
51,328,992
International Bond 2.1%
PIMCO International Bond Fund
(U.S. Dollar-Hedged), Institutional
Class
6,712,536
677,350
 
58,041,528
Total Unaffiliated Underlying Funds
(Cost $76,073,328)
$78,561,095
Total Investments in Securities
(Cost $273,500,188)
$323,266,741
 
*
Non-income producing security.
(a)
Distributions received include distributions from net investment income and capital gains, if any, from the underlying funds. Amounts shown are only
presented for affiliated underlying funds.
(b)
The rate shown is the annualized 7-day yield.
At July 31, 2024, all of the fund’s investment securities were classified as Level 1 (see notes to portfolio holdings for additional information).
6
  
Schwab Capital Trust
Schwab Target 2025 Fund
Portfolio Holdings as of July 31, 2024 (Unaudited)
  
SECURITY
VALUE AT
10/31/23
PURCHASES
SALES
REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/24
BALANCE
OF SHARES
HELD AT
7/31/24
DISTRIBUTIONS
RECEIVED (a)
AFFILIATED UNDERLYING FUNDS 74.8% OF NET ASSETS
 
U.S. Stocks 26.0%
Large-Cap 22.5%
Schwab Core Equity Fund
$11,017,365
$334,698
($3,853,142
)
$975,065
$1,591,050
$10,065,036
431,420
$334,698
Schwab Fundamental US Large Company
Index Fund
9,970,719
207,275
(1,662,531
)
243,968
2,403,318
11,162,749
405,918
207,275
Schwab S&P 500 Index Fund
70,842,643
1,079,557
(23,081,396
)
13,203,049
6,520,144
68,563,997
803,987
1,079,557
Schwab Select Large Cap Growth Fund *
12,088,560
2,102,243
(3,321,618
)
(950,388
)
3,163,351
13,082,148
517,695
2,102,243
 
102,873,930
Mid-Cap 1.5%
Schwab U.S. Mid-Cap Index Fund
5,210,346
90,645
—
—
1,498,788
6,799,779
104,757
90,645
Small-Cap 2.0%
Schwab Small-Cap Equity Fund
8,210,775
35,910
(1,941,120
)
427,111
2,302,226
9,034,902
398,189
35,910
 
118,708,611
 
International Stocks 11.9%
Developed Markets 11.9%
Schwab Fundamental International Large
Company Index Fund
2,897,948
103,559
(467,311
)
18,844
481,588
3,034,628
267,133
103,559
Schwab International Core Equity Fund
23,027,458
634,936
(6,951,031
)
842,897
4,120,861
21,675,121
1,773,742
634,936
Schwab International Opportunities Fund
29,379,192
978,512
(6,010,451
)
(676,229
)
6,242,842
29,913,866
1,428,551
578,513
 
54,623,615
 
Real Estate 2.9%
Global Real Estate 2.9%
Schwab Global Real Estate Fund
14,866,550
392,178
(4,417,420
)
(909,504
)
3,381,763
13,313,567
2,073,764
392,178
 
Fixed Income 32.5%
Inflation-Protected Bond 4.9%
Schwab Treasury Inflation Protected
Securities Index Fund
18,662,483
4,654,791
(1,675,000
)
(341,156
)
1,289,206
22,590,324
2,191,108
616,090
Intermediate-Term Bond 21.3%
Schwab U.S. Aggregate Bond Index Fund
85,090,151
8,881,263
(2,825,000
)
(514,276
)
6,604,916
97,237,054
10,852,350
2,620,368
Short-Term Bond 6.3%
Schwab Short-Term Bond Index Fund
26,893,365
4,072,190
(2,744,724
)
(169,053
)
925,407
28,977,185
3,024,758
823,693
 
148,804,563
 
Money Market Funds 1.5%
Schwab Variable Share Price Money Fund,
Ultra Shares, 5.22% (b)
13,377,675
363,450
(6,960,000
)
1,443
(242
)
6,782,326
6,780,292
348,356
Total Affiliated Underlying Funds
(Cost $273,152,722)
$331,535,230
$23,931,207
($65,910,744
)
$12,151,771
$40,525,218
$342,232,682
$9,968,021
 
  
7
Schwab Target 2025 Fund
Portfolio Holdings (Unaudited) continued
SECURITY
VALUE AT
10/31/23
PURCHASES
SALES
REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/24
BALANCE
OF SHARES
HELD AT
7/31/24
DISTRIBUTIONS
RECEIVED (a)
UNAFFILIATED UNDERLYING FUNDS 24.8% OF NET ASSETS
 
U.S. Stocks 7.0%
Large-Cap 6.4%
ClearBridge Large Cap Growth Fund,
Class IS *
$13,234,543
183,126
Dodge & Cox Stock Fund, Class I
16,143,554
60,203
 
29,378,097
Small-Cap 0.6%
ClearBridge Small Cap Growth Fund,
Class IS *
2,623,176
62,951
 
32,001,273
 
International Stocks 0.1%
Emerging Markets 0.1%
Goldman Sachs Emerging Markets Equity
Insights Fund, Institutional Class
443,466
49,439
 
Fixed Income 17.7%
Intermediate-Term Bond 15.1%
Baird Aggregate Bond Fund, Institutional
Class
47,135,441
4,785,324
Loomis Sayles Investment Grade Bond
Fund, Class Y
7,228,580
728,688
Western Asset Core Plus Bond Fund,
Class I
14,851,942
1,586,746
 
69,215,963
International Bond 2.6%
PIMCO International Bond Fund
(U.S. Dollar-Hedged), Institutional
Class
12,073,072
1,218,272
 
81,289,035
Total Unaffiliated Underlying Funds
(Cost $108,880,212)
$113,733,774
Total Investments in Securities
(Cost $382,032,934)
$455,966,456
 
*
Non-income producing security.
(a)
Distributions received include distributions from net investment income and capital gains, if any, from the underlying funds. Amounts shown are only
presented for affiliated underlying funds.
(b)
The rate shown is the annualized 7-day yield.
At July 31, 2024, all of the fund’s investment securities were classified as Level 1 (see notes to portfolio holdings for additional information).
8
  
Schwab Capital Trust
Schwab Target 2030 Fund
Portfolio Holdings as of July 31, 2024 (Unaudited)
  
SECURITY
VALUE AT
10/31/23
PURCHASES
SALES
REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/24
BALANCE
OF SHARES
HELD AT
7/31/24
DISTRIBUTIONS
RECEIVED (a)
AFFILIATED UNDERLYING FUNDS 73.3% OF NET ASSETS
 
U.S. Stocks 32.1%
Large-Cap 27.7%
Schwab Core Equity Fund
$30,597,308
$921,469
($7,555,266
)
$2,044,254
$5,536,964
$31,544,729
1,352,110
$921,469
Schwab Fundamental US Large Company
Index Fund
22,808,021
474,142
—
—
6,195,910
29,478,073
1,071,930
474,142
Schwab S&P 500 Index Fund
163,455,782
2,574,955
(38,890,806
)
21,892,513
25,648,674
174,681,118
2,048,325
2,574,955
Schwab Select Large Cap Growth Fund *
35,523,998
6,129,004
(9,859,158
)
(2,595,487
)
9,070,427
38,268,784
1,514,396
6,129,004
 
273,972,704
Mid-Cap 1.5%
Schwab U.S. Mid-Cap Index Fund
11,573,644
201,347
—
—
3,329,231
15,104,222
232,695
201,347
Small-Cap 2.9%
Schwab Small-Cap Equity Fund
24,722,458
108,124
(4,397,976
)
911,131
7,638,551
28,982,288
1,277,315
108,124
 
318,059,214
 
International Stocks 15.9%
Developed Markets 15.9%
Schwab Fundamental International Large
Company Index Fund
7,671,890
274,156
(870,843
)
32,175
1,328,779
8,436,157
742,619
274,156
Schwab International Core Equity Fund
57,973,490
1,709,157
(9,387,202
)
952,087
12,452,247
63,699,779
5,212,748
1,709,157
Schwab International Opportunities Fund
74,970,383
1,476,261
(5,725,660
)
(792,165
)
15,578,286
85,507,105
4,083,434
1,476,261
 
157,643,041
 
Real Estate 3.9%
Global Real Estate 3.9%
Schwab Global Real Estate Fund
35,934,062
1,063,668
(4,741,718
)
(1,380,286
)
7,629,794
38,505,520
5,997,745
1,063,668
 
Fixed Income 20.4%
Inflation-Protected Bond 1.9%
Schwab Treasury Inflation Protected
Securities Index Fund
12,655,801
5,148,725
—
—
685,435
18,489,961
1,793,401
475,973
Intermediate-Term Bond 14.3%
Schwab U.S. Aggregate Bond Index Fund
115,450,990
20,408,590
(2,200,000
)
(487,833
)
8,846,819
142,018,566
15,850,286
3,714,214
Short-Term Bond 4.2%
Schwab Short-Term Bond Index Fund
35,929,245
7,524,942
(3,300,000
)
(207,792
)
1,222,943
41,169,338
4,297,426
1,136,118
 
201,677,865
 
Money Market Funds 1.0%
Schwab Variable Share Price Money Fund,
Ultra Shares, 5.22% (b)
18,056,147
521,740
(8,670,000
)
2,094
(404
)
9,909,577
9,906,605
503,199
Total Affiliated Underlying Funds
(Cost $517,448,472)
$647,323,219
$48,536,280
($95,598,629
)
$20,370,691
$105,163,656
$725,795,217
$20,761,787
 
  
9
Schwab Target 2030 Fund
Portfolio Holdings (Unaudited) continued
SECURITY
VALUE AT
10/31/23
PURCHASES
SALES
REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/24
BALANCE
OF SHARES
HELD AT
7/31/24
DISTRIBUTIONS
RECEIVED (a)
UNAFFILIATED UNDERLYING FUNDS 26.2% OF NET ASSETS
 
U.S. Stocks 8.9%
Large-Cap 8.0%
ClearBridge Large Cap Growth Fund,
Class IS *
$34,214,228
473,422
Dodge & Cox Stock Fund, Class I
44,875,970
167,354
 
79,090,198
Small-Cap 0.9%
ClearBridge Small Cap Growth Fund,
Class IS *
9,204,027
220,879
 
88,294,225
 
International Stocks 0.9%
Emerging Markets 0.9%
Goldman Sachs Emerging Markets Equity
Insights Fund, Institutional Class
9,280,903
1,034,660
 
Fixed Income 16.4%
Intermediate-Term Bond 12.6%
Baird Aggregate Bond Fund, Institutional
Class
62,933,795
6,389,218
Loomis Sayles Investment Grade Bond
Fund, Class Y
24,426,151
2,462,314
Western Asset Core Plus Bond Fund,
Class I
37,014,791
3,954,572
 
124,374,737
International Bond 3.8%
PIMCO International Bond Fund
(U.S. Dollar-Hedged), Institutional
Class
37,780,936
3,812,405
 
162,155,673
Total Unaffiliated Underlying Funds
(Cost $244,022,875)
$259,730,801
Total Investments in Securities
(Cost $761,471,347)
$985,526,018
 
*
Non-income producing security.
(a)
Distributions received include distributions from net investment income and capital gains, if any, from the underlying funds. Amounts shown are only
presented for affiliated underlying funds.
(b)
The rate shown is the annualized 7-day yield.
At July 31, 2024, all of the fund’s investment securities were classified as Level 1 (see notes to portfolio holdings for additional information).
10
  
Schwab Capital Trust
Schwab Target 2035 Fund
Portfolio Holdings as of July 31, 2024 (Unaudited)
  
SECURITY
VALUE AT
10/31/23
PURCHASES
SALES
REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/24
BALANCE
OF SHARES
HELD AT
7/31/24
DISTRIBUTIONS
RECEIVED (a)
AFFILIATED UNDERLYING FUNDS 73.3% OF NET ASSETS
 
U.S. Stocks 36.6%
Large-Cap 31.2%
Schwab Core Equity Fund
$19,214,257
$586,798
($2,912,941
)
$334,410
$4,570,261
$21,792,785
934,110
$586,798
Schwab Fundamental US Large Company
Index Fund
21,285,325
442,488
(2,620,633
)
234,073
5,268,670
24,609,923
894,906
442,488
Schwab S&P 500 Index Fund
95,209,261
1,532,017
(12,202,124
)
4,429,198
24,483,211
113,451,563
1,330,342
1,532,017
Schwab Select Large Cap Growth Fund *
23,044,554
4,048,250
(3,759,032
)
(1,023,114
)
5,552,663
27,863,321
1,102,624
4,048,250
 
187,717,592
Mid-Cap 1.7%
Schwab U.S. Mid-Cap Index Fund
7,830,282
136,223
—
—
2,252,430
10,218,935
157,432
136,223
Small-Cap 3.7%
Schwab Small-Cap Equity Fund
16,703,087
73,050
(889,334
)
129,971
5,940,516
21,957,290
967,708
73,050
 
219,893,817
 
International Stocks 18.6%
Developed Markets 18.6%
Schwab Fundamental International Large
Company Index Fund
4,885,973
174,601
—
—
921,456
5,982,030
526,587
174,601
Schwab International Core Equity Fund
38,431,082
1,133,015
(3,920,798
)
378,447
8,804,933
44,826,679
3,668,304
1,133,015
Schwab International Opportunities Fund
50,227,617
989,044
—
—
9,987,843
61,204,504
2,922,851
989,044
 
112,013,213
 
Real Estate 4.6%
Global Real Estate 4.6%
Schwab Global Real Estate Fund
23,523,708
723,475
(500,001
)
(161,251
)
4,355,569
27,941,500
4,352,259
723,475
 
Fixed Income 12.8%
Intermediate-Term Bond 9.9%
Schwab U.S. Aggregate Bond Index Fund
45,364,622
10,421,018
—
—
3,329,697
59,115,337
6,597,694
1,500,559
Short-Term Bond 2.9%
Schwab Short-Term Bond Index Fund
14,351,870
2,787,796
—
—
432,078
17,571,744
1,834,211
469,741
 
76,687,081
 
Money Market Funds 0.7%
Schwab Variable Share Price Money Fund,
Ultra Shares, 5.22% (b)
7,366,320
211,085
(3,610,000
)
477
227
3,968,109
3,966,918
203,339
Total Affiliated Underlying Funds
(Cost $321,720,746)
$367,437,958
$23,258,860
($30,414,863
)
$4,322,211
$75,899,554
$440,503,720
$12,012,600
 
  
11
Schwab Target 2035 Fund
Portfolio Holdings (Unaudited) continued
SECURITY
VALUE AT
10/31/23
PURCHASES
SALES
REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/24
BALANCE
OF SHARES
HELD AT
7/31/24
DISTRIBUTIONS
RECEIVED (a)
UNAFFILIATED UNDERLYING FUNDS 26.1% OF NET ASSETS
 
U.S. Stocks 10.1%
Large-Cap 9.0%
ClearBridge Large Cap Growth Fund,
Class IS *
$24,583,369
340,160
Dodge & Cox Stock Fund, Class I
29,913,304
111,554
 
54,496,673
Small-Cap 1.1%
ClearBridge Small Cap Growth Fund,
Class IS *
6,443,439
154,630
 
60,940,112
 
International Stocks 1.9%
Emerging Markets 1.9%
Goldman Sachs Emerging Markets Equity
Insights Fund, Institutional Class
11,383,319
1,269,043
 
Fixed Income 14.1%
Intermediate-Term Bond 10.2%
Baird Aggregate Bond Fund, Institutional
Class
23,577,205
2,393,625
Loomis Sayles Investment Grade Bond
Fund, Class Y
17,083,018
1,722,078
Western Asset Core Plus Bond Fund,
Class I
20,321,645
2,171,116
 
60,981,868
International Bond 3.9%
PIMCO International Bond Fund
(U.S. Dollar-Hedged), Institutional
Class
23,590,686
2,380,493
 
84,572,554
Total Unaffiliated Underlying Funds
(Cost $145,055,732)
$156,895,985
Total Investments in Securities
(Cost $466,776,478)
$597,399,705
 
*
Non-income producing security.
(a)
Distributions received include distributions from net investment income and capital gains, if any, from the underlying funds. Amounts shown are only
presented for affiliated underlying funds.
(b)
The rate shown is the annualized 7-day yield.
At July 31, 2024, all of the fund’s investment securities were classified as Level 1 (see notes to portfolio holdings for additional information).
12
  
Schwab Capital Trust
Schwab Target 2040 Fund
Portfolio Holdings as of July 31, 2024 (Unaudited)
  
SECURITY
VALUE AT
10/31/23
PURCHASES
SALES
REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/24
BALANCE
OF SHARES
HELD AT
7/31/24
DISTRIBUTIONS
RECEIVED (a)
AFFILIATED UNDERLYING FUNDS 74.5% OF NET ASSETS
 
U.S. Stocks 39.6%
Large-Cap 33.4%
Schwab Core Equity Fund
$42,905,831
$1,348,801
($8,122,229
)
$1,342,148
$9,325,667
$46,800,218
2,006,010
$1,348,801
Schwab Fundamental US Large
Company Index Fund
42,471,374
882,911
—
—
11,537,554
54,891,839
1,996,067
882,911
Schwab S&P 500 Index Fund
196,624,321
3,163,889
(31,377,287
)
14,313,772
44,590,474
227,315,169
2,665,516
3,163,889
Schwab Select Large Cap Growth Fund *
55,208,972
9,736,058
(10,527,810
)
(2,783,259
)
13,308,578
64,942,539
2,569,946
9,736,058
 
393,949,765
Mid-Cap 1.8%
Schwab U.S. Mid-Cap Index Fund
15,551,496
1,270,550
—
—
4,526,705
21,348,751
328,898
270,550
Small-Cap 4.4%
Schwab Small-Cap Equity Fund
38,654,439
169,056
(781,389
)
106,972
14,019,751
52,168,829
2,299,199
169,056
 
467,467,345
 
International Stocks 21.0%
Developed Markets 21.0%
Schwab Fundamental International
Large Company Index Fund
10,780,472
385,242
—
—
2,033,113
13,198,827
1,161,869
385,242
Schwab International Core Equity Fund
84,354,423
2,486,912
(6,982,702
)
864,556
19,623,466
100,346,655
8,211,674
2,486,912
Schwab International Opportunities
Fund
107,881,670
4,624,326
—
—
21,446,489
133,952,485
6,396,967
2,124,325
 
247,497,967
 
Real Estate 5.2%
Global Real Estate 5.2%
Schwab Global Real Estate Fund
48,984,436
3,517,851
—
—
8,887,100
61,389,387
9,562,210
1,517,851
 
Fixed Income 8.3%
Intermediate-Term Bond 6.4%
Schwab U.S. Aggregate Bond Index Fund
59,127,698
14,119,875
(2,500,000
)
(592,858
)
4,865,971
75,020,686
8,372,844
1,901,657
Short-Term Bond 1.9%
Schwab Short-Term Bond Index Fund
18,999,539
5,348,754
(2,000,000
)
(127,717
)
676,052
22,896,628
2,390,045
602,747
 
97,917,314
 
Money Market Funds 0.4%
Schwab Variable Share Price Money
Fund, Ultra Shares, 5.22% (b)
8,510,295
252,851
(3,800,000
)
1,030
(290
)
4,963,886
4,962,398
244,826
Total Affiliated Underlying Funds
(Cost $586,967,327)
$730,054,966
$47,307,076
($66,091,417
)
$13,124,644
$154,840,630
$879,235,899
$24,834,825
 
  
13
Schwab Target 2040 Fund
Portfolio Holdings (Unaudited) continued
SECURITY
VALUE AT
10/31/23
PURCHASES
SALES
REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/24
BALANCE
OF SHARES
HELD AT
7/31/24
DISTRIBUTIONS
RECEIVED (a)
UNAFFILIATED UNDERLYING FUNDS 25.0% OF NET ASSETS
 
U.S. Stocks 11.6%
Large-Cap 10.3%
ClearBridge Large Cap Growth Fund,
Class IS *
$55,195,043
763,734
Dodge & Cox Stock Fund, Class I
65,834,803
245,515
 
121,029,846
Small-Cap 1.3%
ClearBridge Small Cap Growth Fund,
Class IS *
15,661,020
375,834
 
136,690,866
 
International Stocks 2.8%
Emerging Markets 2.8%
Goldman Sachs Emerging Markets
Equity Insights Fund, Institutional
Class
32,456,082
3,618,292
 
Fixed Income 10.6%
Intermediate-Term Bond 7.8%
Baird Aggregate Bond Fund, Institutional
Class
31,770,751
3,225,457
Loomis Sayles Investment Grade Bond
Fund, Class Y
34,006,735
3,428,098
Western Asset Core Plus Bond Fund,
Class I
26,392,672
2,819,730
 
92,170,158
International Bond 2.8%
PIMCO International Bond Fund
(U.S. Dollar-Hedged), Institutional
Class
33,192,830
3,349,428
 
125,362,988
Total Unaffiliated Underlying Funds
(Cost $264,282,263)
$294,509,936
Total Investments in Securities
(Cost $851,249,590)
$1,173,745,835
 
*
Non-income producing security.
(a)
Distributions received include distributions from net investment income and capital gains, if any, from the underlying funds. Amounts shown are only
presented for affiliated underlying funds.
(b)
The rate shown is the annualized 7-day yield.
At July 31, 2024, all of the fund’s investment securities were classified as Level 1 (see notes to portfolio holdings for additional information).
14
  
Schwab Capital Trust
Schwab Target 2045 Fund
Portfolio Holdings as of July 31, 2024 (Unaudited)
  
SECURITY
VALUE AT
10/31/23
PURCHASES
SALES
REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/24
BALANCE
OF SHARES
HELD AT
7/31/24
DISTRIBUTIONS
RECEIVED (a)
AFFILIATED UNDERLYING FUNDS 77.0% OF NET ASSETS
 
U.S. Stocks 43.2%
Large-Cap 36.4%
Schwab Core Equity Fund
$10,062,252
$316,320
($400,000
)
$14,294
$2,688,230
$12,681,096
543,553
$316,320
Schwab Fundamental US Large Company
Index Fund
11,448,767
238,001
—
—
3,110,113
14,796,881
538,068
238,001
Schwab S&P 500 Index Fund
47,875,368
765,832
(3,566,584
)
307,578
14,230,650
59,612,844
699,025
765,832
Schwab Select Large Cap Growth Fund *
16,926,076
2,998,810
(2,531,769
)
(839,553
)
4,091,236
20,644,800
816,969
2,998,810
 
107,735,621
Mid-Cap 1.9%
Schwab U.S. Mid-Cap Index Fund
4,245,948
73,867
—
—
1,221,374
5,541,189
85,367
73,867
Small-Cap 4.9%
Schwab Small-Cap Equity Fund
10,622,768
46,459
—
—
3,905,621
14,574,848
642,347
46,459
 
127,851,658
 
International Stocks 22.7%
Developed Markets 22.7%
Schwab Fundamental International Large
Company Index Fund
2,589,862
92,549
—
—
488,428
3,170,839
279,123
92,549
Schwab International Core Equity Fund
21,403,189
631,003
—
—
5,273,223
27,307,415
2,234,649
631,003
Schwab International Opportunities Fund
28,878,682
2,148,658
—
—
5,738,165
36,765,505
1,755,755
568,657
 
67,243,759
 
Real Estate 5.7%
Global Real Estate 5.7%
Schwab Global Real Estate Fund
13,017,321
1,417,187
—
—
2,392,684
16,827,192
2,621,058
417,186
 
Fixed Income 5.2%
Intermediate-Term Bond 4.0%
Schwab U.S. Aggregate Bond Index Fund
8,561,779
3,285,467
(800,001
)
(191,089
)
828,079
11,684,235
1,304,044
282,679
Short-Term Bond 1.2%
Schwab Short-Term Bond Index Fund
2,915,054
951,037
(300,000
)
(31,536
)
114,699
3,649,254
380,924
94,188
 
15,333,489
 
Money Market Funds 0.2%
Schwab Variable Share Price Money Fund,
Ultra Shares, 5.22% (b)
1,455,186
34,205
(840,000
)
135
(39
)
649,487
649,293
32,350
Total Affiliated Underlying Funds
(Cost $177,182,769)
$180,002,252
$12,999,395
($8,438,354
)
($740,171
)
$44,082,463
$227,905,585
$6,557,901
 
  
15
Schwab Target 2045 Fund
Portfolio Holdings (Unaudited) continued
SECURITY
VALUE AT
10/31/23
PURCHASES
SALES
REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/24
BALANCE
OF SHARES
HELD AT
7/31/24
DISTRIBUTIONS
RECEIVED (a)
UNAFFILIATED UNDERLYING FUNDS 22.5% OF NET ASSETS
 
U.S. Stocks 11.8%
Large-Cap 10.4%
ClearBridge Large Cap Growth Fund,
Class IS *
$12,391,898
171,467
Dodge & Cox Stock Fund, Class I
18,384,337
68,560
 
30,776,235
Small-Cap 1.4%
ClearBridge Small Cap Growth Fund,
Class IS *
4,086,733
98,074
 
34,862,968
 
International Stocks 3.6%
Emerging Markets 3.6%
Goldman Sachs Emerging Markets Equity
Insights Fund, Institutional Class
10,508,172
1,171,480
 
Fixed Income 7.1%
Intermediate-Term Bond 5.3%
Baird Aggregate Bond Fund, Institutional
Class
4,474,703
454,285
Loomis Sayles Investment Grade Bond
Fund, Class Y
7,201,513
725,959
Western Asset Core Plus Bond Fund,
Class I
4,150,174
443,395
 
15,826,390
International Bond 1.8%
PIMCO International Bond Fund
(U.S. Dollar-Hedged), Institutional
Class
5,264,830
531,264
 
21,091,220
Total Unaffiliated Underlying Funds
(Cost $58,828,492)
$66,462,360
Total Investments in Securities
(Cost $236,011,261)
$294,367,945
 
*
Non-income producing security.
(a)
Distributions received include distributions from net investment income and capital gains, if any, from the underlying funds. Amounts shown are only
presented for affiliated underlying funds.
(b)
The rate shown is the annualized 7-day yield.
At July 31, 2024, all of the fund’s investment securities were classified as Level 1 (see notes to portfolio holdings for additional information).
16
  
Schwab Capital Trust
Schwab Target 2050 Fund
Portfolio Holdings as of July 31, 2024 (Unaudited)
  
SECURITY
VALUE AT
10/31/23
PURCHASES
SALES
REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/24
BALANCE
OF SHARES
HELD AT
7/31/24
DISTRIBUTIONS
RECEIVED (a)
AFFILIATED UNDERLYING FUNDS 78.7% OF NET ASSETS
 
U.S. Stocks 45.9%
Large-Cap 38.6%
Schwab Core Equity Fund
$10,771,769
$338,625
$—
$—
$2,908,684
$14,019,078
600,903
$338,625
Schwab Fundamental US Large Company
Index Fund
12,648,413
517,746
—
—
3,480,056
16,646,215
605,317
267,747
Schwab S&P 500 Index Fund
45,964,192
739,611
—
—
14,467,938
61,171,741
717,305
739,611
Schwab Select Large Cap Growth Fund *
20,644,563
3,699,860
(1,337,118
)
(542,560
)
4,750,192
27,214,937
1,076,966
3,699,860
 
119,051,971
Mid-Cap 1.9%
Schwab U.S. Mid-Cap Index Fund
4,510,975
78,478
—
—
1,297,610
5,887,063
90,696
78,478
Small-Cap 5.4%
Schwab Small-Cap Equity Fund
12,038,788
52,651
—
—
4,426,243
16,517,682
727,972
52,651
 
141,456,716
 
International Stocks 23.9%
Developed Markets 23.9%
Schwab Fundamental International Large
Company Index Fund
2,712,446
296,929
—
—
531,702
3,541,077
311,715
96,930
Schwab International Core Equity Fund
22,664,587
1,436,464
—
—
5,633,744
29,734,795
2,433,289
676,464
Schwab International Opportunities Fund
30,970,472
3,059,848
—
—
6,206,328
40,236,648
1,921,521
609,847
 
73,512,520
 
Real Estate 5.7%
Global Real Estate 5.7%
Schwab Global Real Estate Fund
13,950,532
1,147,264
—
—
2,555,129
17,652,925
2,749,677
447,264
 
Fixed Income 3.1%
Intermediate-Term Bond 2.4%
Schwab U.S. Aggregate Bond Index Fund
5,428,219
1,380,741
—
—
417,376
7,226,336
806,511
170,206
Short-Term Bond 0.7%
Schwab Short-Term Bond Index Fund
1,847,955
360,258
—
—
54,512
2,262,725
236,193
61,019
 
9,489,061
 
Money Market Funds 0.1%
Schwab Variable Share Price Money Fund,
Ultra Shares, 5.22% (b)
632,912
16,685
(370,000
)
106
(33
)
279,670
279,586
15,872
Total Affiliated Underlying Funds
(Cost $189,971,709)
$184,785,823
$13,125,160
($1,707,118
)
($542,454
)
$46,729,481
$242,390,892
$7,254,574
 
  
17
Schwab Target 2050 Fund
Portfolio Holdings (Unaudited) continued
SECURITY
VALUE AT
10/31/23
PURCHASES
SALES
REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/24
BALANCE
OF SHARES
HELD AT
7/31/24
DISTRIBUTIONS
RECEIVED (a)
UNAFFILIATED UNDERLYING FUNDS 20.8% OF NET ASSETS
 
U.S. Stocks 11.2%
Large-Cap 9.5%
ClearBridge Large Cap Growth Fund,
Class IS *
$10,814,915
149,646
Dodge & Cox Stock Fund, Class I
18,439,059
68,764
 
29,253,974
Small-Cap 1.7%
ClearBridge Small Cap Growth Fund,
Class IS *
5,305,423
127,320
 
34,559,397
 
International Stocks 4.6%
Emerging Markets 4.6%
Goldman Sachs Emerging Markets Equity
Insights Fund, Institutional Class
14,032,095
1,564,336
 
Fixed Income 5.0%
Intermediate-Term Bond 3.8%
Baird Aggregate Bond Fund, Institutional
Class
2,671,153
271,183
Loomis Sayles Investment Grade Bond
Fund, Class Y
6,147,656
619,723
Western Asset Core Plus Bond Fund,
Class I
2,757,493
294,604
 
11,576,302
International Bond 1.2%
PIMCO International Bond Fund
(U.S. Dollar-Hedged), Institutional
Class
3,813,985
384,862
 
15,390,287
Total Unaffiliated Underlying Funds
(Cost $56,059,258)
$63,981,779
Total Investments in Securities
(Cost $246,030,967)
$306,372,671
 
*
Non-income producing security.
(a)
Distributions received include distributions from net investment income and capital gains, if any, from the underlying funds. Amounts shown are only
presented for affiliated underlying funds.
(b)
The rate shown is the annualized 7-day yield.
At July 31, 2024, all of the fund’s investment securities were classified as Level 1 (see notes to portfolio holdings for additional information).
18
  
Schwab Capital Trust
Schwab Target 2055 Fund
Portfolio Holdings as of July 31, 2024 (Unaudited)
  
SECURITY
VALUE AT
10/31/23
PURCHASES
SALES
REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/24
BALANCE
OF SHARES
HELD AT
7/31/24
DISTRIBUTIONS
RECEIVED (a)
AFFILIATED UNDERLYING FUNDS 79.8% OF NET ASSETS
 
U.S. Stocks 47.1%
Large-Cap 39.5%
Schwab Core Equity Fund
$7,498,275
$235,718
$—
$—
$2,024,749
$9,758,742
418,292
$235,718
Schwab Fundamental US Large Company
Index Fund
9,454,173
396,537
—
—
2,596,487
12,447,197
452,625
196,537
Schwab S&P 500 Index Fund
31,364,164
2,500,883
(676,000
)
56,210
10,047,462
43,292,719
507,654
515,883
Schwab Select Large Cap Growth Fund *
15,261,893
2,735,193
(800,000
)
(373,329
)
3,474,094
20,297,851
803,239
2,735,193
 
85,796,509
Mid-Cap 1.9%
Schwab U.S. Mid-Cap Index Fund
3,157,764
54,936
—
—
908,350
4,121,050
63,489
54,936
Small-Cap 5.7%
Schwab Small-Cap Equity Fund
8,507,687
793,552
(123,000
)
(18,856
)
3,274,511
12,433,894
547,990
38,551
 
102,351,453
 
International Stocks 24.2%
Developed Markets 24.2%
Schwab Fundamental International Large
Company Index Fund
1,995,714
271,317
—
—
395,470
2,662,501
234,375
71,317
Schwab International Core Equity Fund
15,984,339
1,802,644
(630,000
)
(40,456
)
4,057,561
21,174,088
1,732,740
482,644
Schwab International Opportunities Fund
21,742,468
2,704,950
—
—
4,409,529
28,856,947
1,378,078
434,950
 
52,693,536
 
Real Estate 6.3%
Global Real Estate 6.3%
Schwab Global Real Estate Fund
10,063,672
1,972,468
(200,000
)
(63,886
)
1,952,333
13,724,587
2,137,786
337,468
 
Fixed Income 2.2%
Intermediate-Term Bond 1.6%
Schwab U.S. Aggregate Bond Index Fund
2,893,538
291,085
—
—
208,433
3,393,056
378,689
90,800
Short-Term Bond 0.6%
Schwab Short-Term Bond Index Fund
936,183
441,216
—
—
27,749
1,405,148
146,675
31,127
 
4,798,204
Total Affiliated Underlying Funds
(Cost $138,412,027)
$128,859,870
$14,200,499
($2,429,000
)
($440,317
)
$33,376,728
$173,567,780
$5,225,124
 
UNAFFILIATED UNDERLYING FUNDS 19.7% OF NET ASSETS
 
U.S. Stocks 11.2%
Large-Cap 9.3%
ClearBridge Large Cap Growth Fund,
Class IS *
$6,943,085
96,071
  
19
Schwab Target 2055 Fund
Portfolio Holdings (Unaudited) continued
SECURITY
VALUE AT
10/31/23
PURCHASES
SALES
REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/24
BALANCE
OF SHARES
HELD AT
7/31/24
DISTRIBUTIONS
RECEIVED (a)
Dodge & Cox Stock Fund, Class I
$13,337,456
49,739
 
20,280,541
Small-Cap 1.9%
ClearBridge Small Cap Growth Fund,
Class IS *
4,012,835
96,300
 
24,293,376
 
International Stocks 5.1%
Emerging Markets 5.1%
Goldman Sachs Emerging Markets Equity
Insights Fund, Institutional Class
11,127,120
1,240,482
 
Fixed Income 3.4%
Intermediate-Term Bond 2.6%
Baird Aggregate Bond Fund, Institutional
Class
667,846
67,802
Loomis Sayles Investment Grade Bond
Fund, Class Y
3,420,073
344,765
Western Asset Core Plus Bond Fund,
Class I
1,462,233
156,221
 
5,550,152
International Bond 0.8%
PIMCO International Bond Fund
(U.S. Dollar-Hedged), Institutional
Class
1,816,464
183,296
 
7,366,616
Total Unaffiliated Underlying Funds
(Cost $37,623,784)
$42,787,112
Total Investments in Securities
(Cost $176,035,811)
$216,354,892
 
*
Non-income producing security.
(a)
Distributions received include distributions from net investment income and capital gains, if any, from the underlying funds. Amounts shown are only
presented for affiliated underlying funds.
At July 31, 2024, all of the fund’s investment securities were classified as Level 1 (see notes to portfolio holdings for additional information).
20
  
Schwab Capital Trust
Schwab Target 2060 Fund
Portfolio Holdings as of July 31, 2024 (Unaudited)
  
SECURITY
VALUE AT
10/31/23
PURCHASES
SALES
REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/24
BALANCE
OF SHARES
HELD AT
7/31/24
DISTRIBUTIONS
RECEIVED (a)
AFFILIATED UNDERLYING FUNDS 80.9% OF NET ASSETS
 
U.S. Stocks 47.6%
Large-Cap 39.5%
Schwab Core Equity Fund
$2,513,046
$651,942
($100,000
)
($666
)
$735,820
$3,800,142
162,887
$81,942
Schwab Fundamental US Large Company
Index Fund
3,252,899
662,622
—
—
921,749
4,837,270
175,901
67,622
Schwab S&P 500 Index Fund
10,798,358
1,721,303
(50,000
)
1,805
3,522,017
15,993,483
187,541
176,303
Schwab Select Large Cap Growth Fund *
5,231,858
1,625,712
(140,000
)
(77,707
)
1,206,802
7,846,665
310,513
930,712
 
32,477,560
Mid-Cap 2.0%
Schwab U.S. Mid-Cap Index Fund
1,088,306
243,934
—
—
329,570
1,661,810
25,602
18,933
Small-Cap 6.1%
Schwab Small-Cap Equity Fund
2,964,767
1,018,511
(150,000
)
(9,941
)
1,210,512
5,033,849
221,853
13,512
 
39,173,219
 
International Stocks 25.4%
Developed Markets 25.4%
Schwab Fundamental International Large
Company Index Fund
638,893
219,498
—
—
131,934
990,325
87,176
24,498
Schwab International Core Equity Fund
5,604,520
1,514,231
(120,000
)
3,388
1,419,654
8,421,793
689,181
165,231
Schwab International Opportunities Fund
7,319,619
2,600,816
—
—
1,551,079
11,471,514
547,828
148,816
 
20,883,632
 
Real Estate 6.4%
Global Real Estate 6.4%
Schwab Global Real Estate Fund
3,465,840
1,246,921
(60,000
)
(26,769
)
693,511
5,319,503
828,583
120,921
 
Fixed Income 1.5%
Intermediate-Term Bond 1.1%
Schwab U.S. Aggregate Bond Index Fund
619,239
198,107
—
—
47,334
864,680
96,504
22,046
Short-Term Bond 0.4%
Schwab Short-Term Bond Index Fund
281,318
74,902
—
—
8,391
364,611
38,060
9,875
 
1,229,291
Total Affiliated Underlying Funds
(Cost $55,794,186)
$43,778,663
$11,778,499
($620,000
)
($109,890
)
$11,778,373
$66,605,645
$1,780,411
 
UNAFFILIATED UNDERLYING FUNDS 18.6% OF NET ASSETS
 
U.S. Stocks 10.9%
Large-Cap 8.9%
ClearBridge Large Cap Growth Fund, Class IS
*
$1,981,700
27,421
  
21
Schwab Target 2060 Fund
Portfolio Holdings (Unaudited) continued
SECURITY
VALUE AT
10/31/23
PURCHASES
SALES
REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/24
BALANCE
OF SHARES
HELD AT
7/31/24
DISTRIBUTIONS
RECEIVED (a)
Dodge & Cox Stock Fund, Class I
$5,343,058
19,926
 
7,324,758
Small-Cap 2.0%
ClearBridge Small Cap Growth Fund,
Class IS *
1,630,853
39,137
 
8,955,611
 
International Stocks 5.4%
Emerging Markets 5.4%
Goldman Sachs Emerging Markets Equity
Insights Fund, Institutional Class
4,475,245
498,912
 
Fixed Income 2.3%
Intermediate-Term Bond 1.7%
Loomis Sayles Investment Grade Bond Fund,
Class Y
1,229,303
123,922
Western Asset Core Plus Bond Fund, Class I
153,553
16,405
 
1,382,856
International Bond 0.6%
PIMCO International Bond Fund
(U.S. Dollar-Hedged), Institutional Class
464,407
46,862
 
1,847,263
Total Unaffiliated Underlying Funds
(Cost $13,529,341)
$15,278,119
Total Investments in Securities
(Cost $69,323,527)
$81,883,764
 
*
Non-income producing security.
(a)
Distributions received include distributions from net investment income and capital gains, if any, from the underlying funds. Amounts shown are only
presented for affiliated underlying funds.
At July 31, 2024, all of the fund’s investment securities were classified as Level 1 (see notes to portfolio holdings for additional information).
22
  
Schwab Capital Trust
Schwab Target 2065 Fund
Portfolio Holdings as of July 31, 2024 (Unaudited)
  
SECURITY
VALUE AT
10/31/23
PURCHASES
SALES
REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/24
BALANCE
OF SHARES
HELD AT
7/31/24
DISTRIBUTIONS
RECEIVED (a)
AFFILIATED UNDERLYING FUNDS 82.0% OF NET ASSETS
 
U.S. Stocks 48.7%
Large-Cap 40.3%
Schwab Core Equity Fund
$582,206
$280,466
$—
$—
$181,960
$1,044,632
44,776
$20,200
Schwab Fundamental US Large Company
Index Fund
748,089
398,555
(30,000
)
776
235,669
1,353,089
49,203
16,555
Schwab S&P 500 Index Fund
2,486,454
1,165,652
(180,001
)
2,982
880,956
4,356,043
51,079
41,652
Schwab Select Large Cap Growth Fund *
1,244,400
799,370
(120,000
)
(36,360
)
340,496
2,227,906
88,164
229,370
 
8,981,670
Mid-Cap 2.1%
Schwab U.S. Mid-Cap Index Fund
261,864
124,822
—
—
82,971
469,657
7,236
4,556
Small-Cap 6.3%
Schwab Small-Cap Equity Fund
706,178
383,369
—
—
315,806
1,405,353
61,937
3,368
 
10,856,680
 
International Stocks 25.9%
Developed Markets 25.9%
Schwab Fundamental International Large
Company Index Fund
156,185
97,981
—
—
34,331
288,497
25,396
5,980
Schwab International Core Equity Fund
1,260,255
764,959
(74,999
)
(381
)
358,964
2,308,798
188,936
39,693
Schwab International Opportunities Fund
1,737,438
1,135,526
(90,000
)
(39,150
)
425,507
3,169,321
151,353
36,261
 
5,766,616
 
Real Estate 6.6%
Global Real Estate 6.6%
Schwab Global Real Estate Fund
791,831
520,495
—
—
168,183
1,480,509
230,609
32,495
 
Fixed Income 0.8%
Intermediate-Term Bond 0.3%
Schwab U.S. Aggregate Bond Index Fund
63,104
42,915
(40,000
)
(1,602
)
5,986
70,403
7,857
1,908
Short-Term Bond 0.5%
Schwab Short-Term Bond Index Fund
69,925
37,532
—
—
2,305
109,762
11,457
2,527
 
180,165
Total Affiliated Underlying Funds
(Cost $16,224,253)
$10,107,929
$5,751,642
($535,000
)
($73,735
)
$3,033,134
$18,283,970
$434,565
 
UNAFFILIATED UNDERLYING FUNDS 17.6% OF NET ASSETS
 
U.S. Stocks 10.6%
Large-Cap 8.6%
ClearBridge Large Cap Growth Fund, Class IS
*
$488,858
6,764
  
23
Schwab Target 2065 Fund
Portfolio Holdings (Unaudited) continued
SECURITY
VALUE AT
10/31/23
PURCHASES
SALES
REALIZED
GAINS (LOSSES)
NET CHANGE IN
UNREALIZED
APPRECIATION
(DEPRECIATION)
VALUE AT
7/31/24
BALANCE
OF SHARES
HELD AT
7/31/24
DISTRIBUTIONS
RECEIVED (a)
Dodge & Cox Stock Fund, Class I
$1,437,478
5,361
 
1,926,336
Small-Cap 2.0%
ClearBridge Small Cap Growth Fund, Class IS
*
435,099
10,442
 
2,361,435
 
International Stocks 5.8%
Emerging Markets 5.8%
Goldman Sachs Emerging Markets Equity
Insights Fund, Institutional Class
1,284,750
143,227
 
Fixed Income 1.2%
Intermediate-Term Bond 0.9%
Loomis Sayles Investment Grade Bond Fund,
Class Y
194,563
19,613
International Bond 0.3%
PIMCO International Bond Fund
(U.S. Dollar-Hedged), Institutional Class
76,167
7,686
 
270,730
Total Unaffiliated Underlying Funds
(Cost $3,598,504)
$3,916,915
Total Investments in Securities
(Cost $19,822,757)
$22,200,885
 
*
Non-income producing security.
(a)
Distributions received include distributions from net investment income and capital gains, if any, from the underlying funds. Amounts shown are only
presented for affiliated underlying funds.
At July 31, 2024, all of the fund’s investment securities were classified as Level 1 (see notes to portfolio holdings for additional information).
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Schwab Target Funds
Notes to Portfolio Holdings (Unaudited)
Pursuant to Rule 2a-5 under the Investment Company Act of 1940, as amended (the 1940 Act), the Board of Trustees (the Board) has designated authority to a Valuation Designee, the funds’ investment adviser, to make fair valuation determinations under adopted procedures, subject to Board oversight. The investment adviser has formed a Pricing Committee to administer the pricing and valuation of portfolio securities and other assets and liabilities as well as to ensure that prices used for internal purposes or provided by third parties reasonably reflect fair value. The Valuation Designee may utilize independent pricing services, quotations from securities and financial instrument dealers and other market sources to determine fair value.
Securities held in the funds’ portfolio are valued every business day. The following valuation policies and procedures are used by the Valuation Designee to value various types of securities:
● Securities traded on an exchange or over-the-counter: Traded securities are valued at the closing value for the day, or, on days when no closing value has been reported, at the mean of the most recent bid and ask quotes.
● Mutual funds: Mutual funds are valued at their respective net asset values (NAVs).
● Securities for which no quoted value is available: The Valuation Designee has adopted procedures to fair value a fund’s securities when market prices are not “readily available” or are unreliable. For example, a security may be fair valued when it’s de-listed or its trading is halted or suspended; when a security’s primary pricing source is unable or unwilling to provide a price; or when a security’s primary trading market is closed during regular market hours. Fair value determinations are made in good faith in accordance with adopted valuation procedures. The Valuation Designee considers a number of factors, including unobservable market inputs, when arriving at fair value. The Valuation Designee may employ methods such as the review of related or comparable assets or liabilities, related market activities, recent transactions, market multiples, book values, transactional back-testing, disposition analysis and other relevant information. Due to the subjective and variable nature of fair value pricing, there can be no assurance that a fund could obtain the fair value assigned to the security upon the sale of such security.
In accordance with the authoritative guidance on fair value measurements and disclosures under generally accepted accounting principles in the United States of America (GAAP), the funds disclose the fair value of their investments in a hierarchy that prioritizes the significant inputs to valuation methods used to measure the fair value. The hierarchy gives the highest priority to valuations based upon unadjusted quoted prices in active markets for identical assets or liabilities (Level 1 measurements) and the lowest priority to valuations based upon unobservable inputs that are significant to the valuation (Level 3 measurements). If inputs used to measure the financial instruments fall within different levels of the hierarchy, the categorization is based on the lowest level input that is significant to the valuation. If it is determined that either the volume and/or level of activity for an asset or liability has significantly decreased (from normal conditions for that asset or liability) or price quotations or observable inputs are not associated with orderly transactions, increased analysis and the Valuation Designee’s judgment will be required to estimate fair value.
The three levels of the fair value hierarchy are as follows:
● Level 1 — quoted prices in active markets for identical investments — Investments whose values are based on quoted market prices in active markets. These generally include active listed equities, mutual funds, exchange-traded funds (ETFs) and futures contracts. Mutual funds and ETFs are classified as Level 1 prices, without consideration to the classification level of the underlying securities held which could be Level 1, Level 2 or Level 3 in the fair value hierarchy.
● Level 2 — other significant observable inputs (including quoted prices for similar securities, interest rates, prepayment speeds, credit risk, etc.) — Investments that trade in markets that are not considered to be active, but whose values are based on quoted market prices, dealer quotations or valuations provided by alternative pricing sources supported by observable inputs are classified as Level 2 prices. These generally include forward foreign currency exchange contracts, U.S. government and sovereign obligations, most government agency securities, investment-grade corporate bonds, certain mortgage products, less liquid listed equities, and state, municipal and provincial obligations.
● Level 3 — significant unobservable inputs (including the Valuation Designee’s assumptions in determining the fair value of investments) — Investments whose values are classified as Level 3 prices have significant unobservable inputs, as they may trade infrequently or not at all. When observable prices are not readily available for these securities, one or more valuation methods are used for which sufficient and reliable data is available. The inputs used in estimating the value of Level 3 prices may include the original transaction price, quoted prices for similar securities or assets in active markets, completed or pending third-party transactions in the underlying investment or comparable issuers, and changes in financial ratios or cash flows. Level 3 prices may also be adjusted to reflect illiquidity and/or non-transferability, with the amount of such discount estimated in the absence of market information. Assumptions used due to the lack of observable inputs may significantly impact the resulting fair value and therefore a fund’s results of operations.
The inputs or methodology used for valuing securities are not necessarily an indication of the risk associated with investing in those securities.
The levels associated with valuing the funds’ investments as of July 31, 2024, are disclosed in each fund’s Portfolio Holdings.
REG87628JUL24
  
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