-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
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<SEC-DOCUMENT>0001445116-10-000015.txt : 20100420
<SEC-HEADER>0001445116-10-000015.hdr.sgml : 20100420
<ACCEPTANCE-DATETIME>20100420183302
ACCESSION NUMBER:		0001445116-10-000015
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20090505
FILED AS OF DATE:		20100420
DATE AS OF CHANGE:		20100420

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			INVESTORS OF AMERICA LIMITED PARTNERSHIP
		CENTRAL INDEX KEY:			0000904217

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-49806
		FILM NUMBER:		10760271

	BUSINESS ADDRESS:	
		STREET 1:		135 N MERAMEC
		CITY:			CLAYTON
		STATE:			MO
		ZIP:			63105
		BUSINESS PHONE:		3148544600

	FORMER NAME:	
		FORMER CONFORMED NAME:	DIERBERG FOUR LP
		DATE OF NAME CHANGE:	19930512

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			DIERBERG JAMES F
		CENTRAL INDEX KEY:			0000927387
		STATE OF INCORPORATION:			MO
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-49806
		FILM NUMBER:		10760269

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			Dierberg James Faron II
		CENTRAL INDEX KEY:			0001405167

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-49806
		FILM NUMBER:		10760268

	MAIL ADDRESS:	
		STREET 1:		135 NORTH MERAMEC
		CITY:			CLAYTON
		STATE:			MO
		ZIP:			63105

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FIRST PACTRUST BANCORP INC
		CENTRAL INDEX KEY:			0001169770
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				043639825
		STATE OF INCORPORATION:			MD
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		610 BAY BOULEVARD
		CITY:			CHULA VISTA
		STATE:			CA
		ZIP:			91910
		BUSINESS PHONE:		6196911519

	MAIL ADDRESS:	
		STREET 1:		610 BAY BOULEVARD
		CITY:			CHULA VISTA
		STATE:			CA
		ZIP:			91910

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			First Capital America, Inc.
		CENTRAL INDEX KEY:			0001405170
		STATE OF INCORPORATION:			NV
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-49806
		FILM NUMBER:		10760270

	BUSINESS ADDRESS:	
		STREET 1:		135 NORTH MERAMEC
		CITY:			CLAYTON
		STATE:			MO
		ZIP:			63105
		BUSINESS PHONE:		314-854-4600

	MAIL ADDRESS:	
		STREET 1:		135 NORTH MERAMEC
		CITY:			CLAYTON
		STATE:			MO
		ZIP:			63105
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>primary_doc.xml
<DESCRIPTION>PRIMARY DOCUMENT
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>

    <schemaVersion>X0303</schemaVersion>

    <documentType>4</documentType>

    <periodOfReport>2009-05-05</periodOfReport>

    <notSubjectToSection16>0</notSubjectToSection16>

    <issuer>
        <issuerCik>0001169770</issuerCik>
        <issuerName>FIRST PACTRUST BANCORP INC</issuerName>
        <issuerTradingSymbol>FPTB</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0000904217</rptOwnerCik>
            <rptOwnerName>INVESTORS OF AMERICA LIMITED PARTNERSHIP</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>135 NORTH MERAMEC</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>CLAYTON</rptOwnerCity>
            <rptOwnerState>MO</rptOwnerState>
            <rptOwnerZipCode>63105</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>0</isDirector>
            <isOfficer>0</isOfficer>
            <isTenPercentOwner>1</isTenPercentOwner>
            <isOther>0</isOther>
        </reportingOwnerRelationship>
    </reportingOwner>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001405170</rptOwnerCik>
            <rptOwnerName>First Capital America, Inc.</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>135 NORTH MERAMEC</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>CLAYTON</rptOwnerCity>
            <rptOwnerState>MO</rptOwnerState>
            <rptOwnerZipCode>63105</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>0</isDirector>
            <isOfficer>0</isOfficer>
            <isTenPercentOwner>1</isTenPercentOwner>
            <isOther>0</isOther>
        </reportingOwnerRelationship>
    </reportingOwner>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0000927387</rptOwnerCik>
            <rptOwnerName>DIERBERG JAMES F</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>135 NORTH MERAMEC</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>CLAYTON</rptOwnerCity>
            <rptOwnerState>MO</rptOwnerState>
            <rptOwnerZipCode>63105</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>0</isDirector>
            <isOfficer>0</isOfficer>
            <isTenPercentOwner>1</isTenPercentOwner>
            <isOther>0</isOther>
        </reportingOwnerRelationship>
    </reportingOwner>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001405167</rptOwnerCik>
            <rptOwnerName>Dierberg James Faron II</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>135 NORTH MERAMEC</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>CLAYTON</rptOwnerCity>
            <rptOwnerState>MO</rptOwnerState>
            <rptOwnerZipCode>63105</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>0</isDirector>
            <isOfficer>0</isOfficer>
            <isTenPercentOwner>1</isTenPercentOwner>
            <isOther>0</isOther>
        </reportingOwnerRelationship>
    </reportingOwner>

    <nonDerivativeTable>
        <nonDerivativeTransaction>
            <securityTitle>
                <value>Common Stock</value>
            </securityTitle>
            <transactionDate>
                <value>2009-05-05</value>
            </transactionDate>
            <transactionCoding>
                <transactionFormType>4</transactionFormType>
                <transactionCode>S</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
            </transactionCoding>
            <transactionTimeliness>
                <value></value>
            </transactionTimeliness>
            <transactionAmounts>
                <transactionShares>
                    <value>2500</value>
                </transactionShares>
                <transactionPricePerShare>
                    <value>8.3836</value>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>D</value>
                </transactionAcquiredDisposedCode>
            </transactionAmounts>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>1800</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>I</value>
                </directOrIndirectOwnership>
                <natureOfOwnership>
                    <value>See Note</value>
                    <footnoteId id="F4"/>
                </natureOfOwnership>
            </ownershipNature>
        </nonDerivativeTransaction>
        <nonDerivativeTransaction>
            <securityTitle>
                <value>Common Stock</value>
            </securityTitle>
            <transactionDate>
                <value>2009-05-07</value>
            </transactionDate>
            <transactionCoding>
                <transactionFormType>4</transactionFormType>
                <transactionCode>S</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
            </transactionCoding>
            <transactionTimeliness>
                <value></value>
            </transactionTimeliness>
            <transactionAmounts>
                <transactionShares>
                    <value>1800</value>
                </transactionShares>
                <transactionPricePerShare>
                    <value>8.25</value>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>D</value>
                </transactionAcquiredDisposedCode>
            </transactionAmounts>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>0</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>I</value>
                </directOrIndirectOwnership>
                <natureOfOwnership>
                    <value>See Note</value>
                    <footnoteId id="F4"/>
                </natureOfOwnership>
            </ownershipNature>
        </nonDerivativeTransaction>
        <nonDerivativeHolding>
            <securityTitle>
                <value>Common Stock</value>
            </securityTitle>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>122000</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>I</value>
                </directOrIndirectOwnership>
                <natureOfOwnership>
                    <value>See Note</value>
                    <footnoteId id="F1"/>
                </natureOfOwnership>
            </ownershipNature>
        </nonDerivativeHolding>
        <nonDerivativeHolding>
            <securityTitle>
                <value>Common Stock</value>
            </securityTitle>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>268000</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>I</value>
                </directOrIndirectOwnership>
                <natureOfOwnership>
                    <value>See Note</value>
                    <footnoteId id="F2"/>
                </natureOfOwnership>
            </ownershipNature>
        </nonDerivativeHolding>
        <nonDerivativeHolding>
            <securityTitle>
                <value>Common Stock</value>
            </securityTitle>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>43680</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>I</value>
                </directOrIndirectOwnership>
                <natureOfOwnership>
                    <value>See Note</value>
                    <footnoteId id="F3"/>
                </natureOfOwnership>
            </ownershipNature>
        </nonDerivativeHolding>
    </nonDerivativeTable>

    <footnotes>
        <footnote id="F1">These securities are owned by Investors of America, Limited Partnership (&quot;Investors&quot;) and may be deemed to be indirectly owned by First Capital America, Inc. (&quot;First Capital&quot;), James F. Dierberg, Trustee of the James F. Dierberg Living Trust Dated 10/8/85 (&quot;JFD Lvg Trust&quot;) and James F. Dierberg II (&quot;JFD II&quot;).  Members of the Dierberg Family and the Dierberg Family Trusts are shareholders of First Capital and First Securities America, Inc. (&quot;FSA&quot;), the General Partner of Investors.  JFD II is the son of James F. Dierberg, the Trustee of JFD Lvg Trust.  First Capital, JFD Lvg Trust and JFD II disclaim beneficial ownership of these securities.</footnote>
        <footnote id="F2">These securities are owned by First Capital and may be deemed to be indirectly owned by Investors, JFD Lvg Trust and JFD II.  Members of the Dierberg Family and the Dierberg Family Trusts are shareholders of First Capital and FSA, the General Partner of Investors.  JFD II is the son of James F. Dierberg, the Trustee of JFD Lvg Trust.  Investors, JFD  Lvg Trust and JFD II disclaim beneficial ownership of these securities.</footnote>
        <footnote id="F3">These securities are owned by JFD Lvg Trust and may be deemed to be indirectly owned by Investors, First Capital and JFD II.  Members of the Dierberg Family and the Dierberg Family Trusts are shareholders of First Capital and FSA, the General Partner of Investors.  JFD II is the son of James F. Dierberg, the Trustee of JFD Lvg Trust.  Investors, First Capital and JFD II disclaim beneficial ownership of these securities.</footnote>
        <footnote id="F4">These securities are owned by JFD II and may be deemed to be indirectly owned by Investors, First Capital and JFD Lvg Trust.  Members of the Dierberg Family and Dierberg Family Trusts are shareholders of First Capital and FSA, General Partner of Investors.  JFD II is the son of James F. Dierberg, the Trustee of JFD Lvg Trust;   Investors, First Capital and JFD Lvg Trust disclaim beneficial ownership of these securities.</footnote>
    </footnotes>

    <remarks>Explanation of Response - Item 1:  This Form 4 is filed jointly by Investors of America, Limited Partnership (&quot;Investors&quot;), First Capital America, Inc. (&quot;First Capital&quot;), James F. Dierberg, Trustee of the James F. Dierberg Living Trust dated 10/8/85 (&quot;JFD Lvg Trust&quot;) and James F. Dierberg II (&quot;JFD II&quot;) (collectively, the &quot;Reporting Persons&quot;).  Each of the Reporting persons is a member of a Section 13(d) group with respect to the securities of the Issuer that beneficially owns in excess of 10% of the Issuer's outstanding common stock.  As members of the group, each of the Reporting Persons may be deemed to beneficially own the securities of the Issuer beneficially owned by the other members of the group.  Each of the reporting persons disclaims beneficial ownership of the securities of the Issuer beneficially owned by the other members of the group except to the extent of his or its pecuniary interest therein.</remarks>

    <ownerSignature>
        <signatureName>James F. Dierberg, President of First Securities America, Inc., General Partner of Investors of America, Limited Partnership</signatureName>
        <signatureDate>2010-04-20</signatureDate>
    </ownerSignature>

    <ownerSignature>
        <signatureName>James F. Dierberg, President of First Capital America, Inc.</signatureName>
        <signatureDate>2010-04-20</signatureDate>
    </ownerSignature>

    <ownerSignature>
        <signatureName>James F. Dierberg, Trustee of the James F. Dierberg Living Trust Dated 10/8/85</signatureName>
        <signatureDate>2010-04-20</signatureDate>
    </ownerSignature>

    <ownerSignature>
        <signatureName>James F. Dierberg II</signatureName>
        <signatureDate>2010-04-20</signatureDate>
    </ownerSignature>
</ownershipDocument>
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</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
-----END PRIVACY-ENHANCED MESSAGE-----