-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 Epqhm+vFctJwLRd/rsU/NtjIix/HJ4HZEL3yfEYCGHKRn3sCmj9kS/y1XU60GBFM
 vd2A9k22jLT/06we776ZDw==

<SEC-DOCUMENT>0001209191-09-037297.txt : 20090721
<SEC-HEADER>0001209191-09-037297.hdr.sgml : 20090721
<ACCEPTANCE-DATETIME>20090721175331
ACCESSION NUMBER:		0001209191-09-037297
CONFORMED SUBMISSION TYPE:	3
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20090721
FILED AS OF DATE:		20090721
DATE AS OF CHANGE:		20090721

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			YARBROUGH JAMES D
		CENTRAL INDEX KEY:			0001342899

	FILING VALUES:
		FORM TYPE:		3
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-34280
		FILM NUMBER:		09955795

	MAIL ADDRESS:	
		STREET 1:		ONE MOODY PLAZA
		CITY:			GALVESTON
		STATE:			TX
		ZIP:			77550

	FORMER NAME:	
		FORMER CONFORMED NAME:	Yarbrough James D
		DATE OF NAME CHANGE:	20051028

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			AMERICAN NATIONAL INSURANCE CO /TX/
		CENTRAL INDEX KEY:			0000904163
		STANDARD INDUSTRIAL CLASSIFICATION:	FIRE, MARINE & CASUALTY INSURANCE [6331]
		IRS NUMBER:				740484030
		STATE OF INCORPORATION:			TX
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		ONE MOODY PLAZA, 14TH FL
		STREET 2:		SEC UNIT - 8TH FLOOR
		CITY:			GALVESTON
		STATE:			TX
		ZIP:			77550
		BUSINESS PHONE:		409-766-6480

	MAIL ADDRESS:	
		STREET 1:		ONE MOODY PLZ
		CITY:			GALVESTON
		STATE:			TX
		ZIP:			77550
</SEC-HEADER>
<DOCUMENT>
<TYPE>3
<SEQUENCE>1
<FILENAME>c88067_3x0.xml
<DESCRIPTION>MAIN DOCUMENT DESCRIPTION
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>

    <schemaVersion>X0203</schemaVersion>

    <documentType>3</documentType>

    <periodOfReport>2009-07-21</periodOfReport>

    <noSecuritiesOwned>0</noSecuritiesOwned>

    <issuer>
        <issuerCik>0000904163</issuerCik>
        <issuerName>AMERICAN NATIONAL INSURANCE CO /TX/</issuerName>
        <issuerTradingSymbol>ANAT</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001342899</rptOwnerCik>
            <rptOwnerName>YARBROUGH JAMES D</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>ONE MOODY PLAZA</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>GALVESTON</rptOwnerCity>
            <rptOwnerState>TX</rptOwnerState>
            <rptOwnerZipCode>77550</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>1</isDirector>
            <isOfficer>0</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>0</isOther>
        </reportingOwnerRelationship>
    </reportingOwner>

    <nonDerivativeTable>
        <nonDerivativeHolding>
            <securityTitle>
                <value>Common Stock</value>
            </securityTitle>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>8000</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </nonDerivativeHolding>
    </nonDerivativeTable>

    <derivativeTable></derivativeTable>

    <ownerSignature>
        <signatureName>James D. Yarbrough</signatureName>
        <signatureDate>2009-07-14</signatureDate>
    </ownerSignature>
</ownershipDocument>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
-----END PRIVACY-ENHANCED MESSAGE-----