The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Aflac Inc. Com 001055102   107,497 1,252 SH   SOLE 0 1,252 0 0
Aes Corp Com 00130H105   1,649,703 92,008 SH   SOLE 0 92,008 0 0
Aes Corp Com 00130H105   19,741 1,101 SH   DFND 0 1,101 0 0
AT&T Inc Com 00206R102   209,229 11,888 SH   SOLE 0 11,888 0 0
Abbott Laboratories Com 002824100   3,247,721 28,574 SH   SOLE 0 28,574 0 0
Abbott Laboratories Com 002824100   226,865 1,996 SH   DFND 0 1,996 0 0
Abbvie Inc Com 00287Y109   4,060,648 22,299 SH   SOLE 0 22,299 0 0
Abbvie Inc Com 00287Y109   317,765 1,745 SH   DFND 0 1,745 0 0
Aberdeen Standard Precious Metals ETF Com 003263100   19,100 200 SH   SOLE 0 200 0 0
Adobe Systems Inc. Com 00724F101   2,046,658 4,056 SH   SOLE 0 4,056 0 0
Adobe Systems Inc. Com 00724F101   50,460 100 SH   DFND 0 100 0 0
Advanced Micro Devices Com 007903107   36,098 200 SH   SOLE 0 200 0 0
Agnico Eagle Mines Ltd Com 008474108   81,542 1,367 SH   SOLE 0 1,367 0 0
Airbnb Inc Cl A Com 009066101   16,496 100 SH   SOLE 0 100 0 0
Albemarle Corp. Com 012653101   1,718,021 13,041 SH   SOLE 0 13,041 0 0
Albemarle Corp. Com 012653101   222,245 1,687 SH   DFND 0 1,687 0 0
Alliant Energy Corp Com 018802108   49,997 992 SH   SOLE 0 992 0 0
Allstate Corp Com 020002101   116,782 675 SH   SOLE 0 675 0 0
Alphabet Class C Com 02079K107   102,014 670 SH   SOLE 0 670 0 0
Alphabet Class A Com 02079K305   7,624,682 50,518 SH   SOLE 0 50,518 0 0
Alphabet Class A Com 02079K305   1,186,159 7,859 SH   DFND 0 7,859 0 0
Altria Group Inc Com 02209S103   227,217 5,209 SH   SOLE 0 5,209 0 0
Altria Group Inc Com 02209S103   124,753 2,860 SH   DFND 0 2,860 0 0
Amazon.com Inc. Com 023135106   5,829,521 32,318 SH   SOLE 0 32,318 0 0
Amazon.com Inc. Com 023135106   630,969 3,498 SH   DFND 0 3,498 0 0
American Express Co Com 025816109   227,690 1,000 SH   SOLE 0 1,000 0 0
American Tower Corp Cl A Com 03027X100   1,186 6 SH   SOLE 0 6 0 0
American Tower Corp Cl A Com 03027X100   69,157 350 SH   DFND 0 350 0 0
Ameriprise Financial Inc Com 03076C106   107,418 245 SH   SOLE 0 245 0 0
Amgen Inc Com 031162100   16,206 57 SH   SOLE 0 57 0 0
Apple Computer Inc Com 037833100   9,535,831 55,609 SH   SOLE 0 55,609 0 0
Apple Computer Inc Com 037833100   455,279 2,655 SH   DFND 0 2,655 0 0
Applied Materials Inc Com 038222105   18,561 90 SH   SOLE 0 90 0 0
Astrazeneca PLC Com 046353108   13,550 200 SH   SOLE 0 200 0 0
Automatic Data Processing Inc Com 053015103   60,187 241 SH   SOLE 0 241 0 0
Automatic Data Processing Inc Com 053015103   10,239 41 SH   DFND 0 41 0 0
Avalonbay Communities Inc Com 053484101   25,978 140 SH   SOLE 0 140 0 0
BCE Inc Com 05534B760   6,354 187 SH   SOLE 0 187 0 0
BJS Whsl Club Hldgs Inc Com 05550J101   22,695 300 SH   SOLE 0 300 0 0
BP Amoco PLC Sponsored ADR Com 055622104   43,897 1,165 SH   SOLE 0 1,165 0 0
Badger Meter Inc Com 056525108   2,723,424 16,831 SH   SOLE 0 16,831 0 0
Badger Meter Inc Com 056525108   149,512 924 SH   DFND 0 924 0 0
Bank America Corp Com 060505104   191,193 5,042 SH   SOLE 0 5,042 0 0
Baxter Intl Inc Com 071813109   27,567 645 SH   SOLE 0 645 0 0
Becton Dickinson & Co Com 075887109   53,449 216 SH   SOLE 0 216 0 0
Berkshire Hathaway Inc Class B Com 084670702   159,798 380 SH   SOLE 0 380 0 0
Berkshire Hathaway Inc Class B Com 084670702   111,438 265 SH   DFND 0 265 0 0
Black Hills Corp Com 092113109   3,276 60 SH   SOLE 0 60 0 0
Blackrock Inc Com 09247X101   6,044,325 7,250 SH   SOLE 0 7,250 0 0
Blackrock Inc Com 09247X101   643,616 772 SH   DFND 0 772 0 0
Blackstone Inc Com 09260D107   4,611,218 35,101 SH   SOLE 0 35,101 0 0
Blackstone Inc Com 09260D107   516,415 3,931 SH   DFND 0 3,931 0 0
Boeing Co Com 097023105   390,998 2,026 SH   SOLE 0 2,026 0 0
Boeing Co Com 097023105   13,509 70 SH   DFND 0 70 0 0
Bristol Myers Squibb Co Com 110122108   8,677 160 SH   SOLE 0 160 0 0
Broadcom Inc Com 11135F101   7,643,639 5,767 SH   SOLE 0 5,767 0 0
Broadcom Inc Com 11135F101   447,989 338 SH   DFND 0 338 0 0
CBOE Global Markes Inc. Com 12503M108   101,052 550 SH   SOLE 0 550 0 0
CF Industries Com 125269100   1,787,933 21,487 SH   SOLE 0 21,487 0 0
CF Industries Com 125269100   12,065 145 SH   DFND 0 145 0 0
CME Group Inc Com 12572Q105   284,398 1,321 SH   SOLE 0 1,321 0 0
CNA Financial Corp Com 126117100   3,634 80 SH   SOLE 0 80 0 0
CSW Industrials Inc Com 126402106   107,916 460 SH   SOLE 0 460 0 0
CSX Corp. Com 126408103   239,102 6,450 SH   SOLE 0 6,450 0 0
CVS Health Corp Com 126650100   4,148 52 SH   SOLE 0 52 0 0
Canadian Imperial Bank of Commerce Toronto Com 136069101   8,622 170 SH   SOLE 0 170 0 0
Cardinal Health Inc. Com 14149Y108   60,202 538 SH   SOLE 0 538 0 0
Carnival Corp Com 143658300   1,634 100 SH   SOLE 0 100 0 0
Carrier Global Corporation Com 14448C104   46,504 800 SH   SOLE 0 800 0 0
Carrier Global Corporation Com 14448C104   58,130 1,000 SH   DFND 0 1,000 0 0
Caterpillar Inc Com 149123101   155,366 424 SH   SOLE 0 424 0 0
Caterpillar Inc Com 149123101   304,137 830 SH   DFND 0 830 0 0
Celanese Corp Com 150870103   20,623 120 SH   SOLE 0 120 0 0
Centerpoint Energy Inc Com 15189T107   8,547 300 SH   SOLE 0 300 0 0
Charter Communications Inc CL A Com 16119P108   16,857 58 SH   SOLE 0 58 0 0
Chevron Corp Com 166764100   1,576,611 9,995 SH   SOLE 0 9,995 0 0
Chevron Corp Com 166764100   100,165 635 SH   DFND 0 635 0 0
Ciena Corp Com New Com 171779309   3,511 71 SH   SOLE 0 71 0 0
Cisco Systems Inc Com 17275R102   1,813,929 36,344 SH   SOLE 0 36,344 0 0
Cisco Systems Inc Com 17275R102   141,844 2,842 SH   DFND 0 2,842 0 0
Citigroup Inc New Com 172967424   4,111 65 SH   SOLE 0 65 0 0
Clorox Co Com 189054109   11,177 73 SH   SOLE 0 73 0 0
Coca Cola Co Com 191216100   78,800 1,288 SH   SOLE 0 1,288 0 0
Coca Cola Co Com 191216100   143,773 2,350 SH   DFND 0 2,350 0 0
Cognex Corp Com 192422103   2,376 56 SH   SOLE 0 56 0 0
Cohen & Steers Infrastructure Fund Com 19248A109   17,795 755 SH   SOLE 0 755 0 0
Comcast Corp New Class A Com 20030N101   1,223,814 28,231 SH   SOLE 0 28,231 0 0
Comcast Corp New Class A Com 20030N101   38,712 893 SH   DFND 0 893 0 0
Comerica Inc Com 200340107   433,596 7,885 SH   SOLE 0 7,885 0 0
Conagra Brands Inc Com 205887102   13,338 450 SH   SOLE 0 450 0 0
Concentrix Corp Com 20602D101   6,688 101 SH   SOLE 0 101 0 0
Conocophillips Com 20825C104   63,895 502 SH   SOLE 0 502 0 0
Constellation Energy Corp Com 21037T109   129,580 701 SH   SOLE 0 701 0 0
Corning Inc Com 219350105   1,212,203 36,778 SH   SOLE 0 36,778 0 0
Corning Inc Com 219350105   78,313 2,376 SH   DFND 0 2,376 0 0
Corteva Inc Com 22052L104   8,824 153 SH   DFND 0 153 0 0
Costco Wholesale Corp Com 22160K105   2,950,301 4,027 SH   SOLE 0 4,027 0 0
Costco Wholesale Corp Com 22160K105   210,997 288 SH   DFND 0 288 0 0
Crown Castle Inc Com 22822V101   8,043 76 SH   SOLE 0 76 0 0
Cummins Inc. Com 231021106   4,966,620 16,856 SH   SOLE 0 16,856 0 0
Cummins Inc. Com 231021106   211,264 717 SH   DFND 0 717 0 0
DTE Energy Co. Com 233331107   33,642 300 SH   SOLE 0 300 0 0
Dt Midstream Inc Com 23345M107   9,165 150 SH   SOLE 0 150 0 0
Danaher Corp Com 235851102   2,559,131 10,248 SH   SOLE 0 10,248 0 0
Danaher Corp Com 235851102   354,103 1,418 SH   DFND 0 1,418 0 0
Deere & Co Com 244199105   2,072,594 5,046 SH   SOLE 0 5,046 0 0
Deere & Co Com 244199105   150,331 366 SH   DFND 0 366 0 0
Devon Energy Corp New Com 25179M103   1,305 26 SH   SOLE 0 26 0 0
Diageo PLC ADR Com 25243Q205   29,748 200 SH   DFND 0 200 0 0
Digital Realty Trust Pfd Com 253868103   6,626 46 SH   SOLE 0 46 0 0
Walt Disney Co Com 254687106   2,103,368 17,190 SH   SOLE 0 17,190 0 0
Walt Disney Co Com 254687106   268,335 2,193 SH   DFND 0 2,193 0 0
Discover Financial Services Com 254709108   2,709,892 20,672 SH   SOLE 0 20,672 0 0
Discover Financial Services Com 254709108   124,798 952 SH   DFND 0 952 0 0
Dominion Resources Inc New Com 25746U109   4,280 87 SH   SOLE 0 87 0 0
Dominion Resources Inc New Com 25746U109   24,595 500 SH   DFND 0 500 0 0
Dow Inc Com 260557103   18,885 326 SH   SOLE 0 326 0 0
Dow Inc Com 260557103   46,518 803 SH   DFND 0 803 0 0
Duke Energy Corp Com 26441C204   56,479 584 SH   SOLE 0 584 0 0
Duke Energy Corp Com 26441C204   111,603 1,154 SH   DFND 0 1,154 0 0
EOG Resources Inc Com 26875P101   3,393,896 26,548 SH   SOLE 0 26,548 0 0
EOG Resources Inc Com 26875P101   161,078 1,260 SH   DFND 0 1,260 0 0
Emerson Electric Corp Com 291011104   108,430 956 SH   SOLE 0 956 0 0
Enbridge Inc Com 29250N105   1,765,077 48,786 SH   SOLE 0 48,786 0 0
Enbridge Inc Com 29250N105   133,359 3,686 SH   DFND 0 3,686 0 0
Entergy Corp Com 29364G103   53,051 502 SH   SOLE 0 502 0 0
Entergy Corp Com 29364G103   58,124 550 SH   DFND 0 550 0 0
Enterprise Prods Partners L P Com 293792107   53,808 1,844 SH   SOLE 0 1,844 0 0
Equinix Inc Com Com 29444U700   4,952 6 SH   SOLE 0 6 0 0
Aqua Amer Inc Com 29670G102   59,280 1,600 SH   SOLE 0 1,600 0 0
Exelon Corp Com 30161N101   104,031 2,769 SH   SOLE 0 2,769 0 0
Exxon Mobil Corp Com 30231G102   569,576 4,900 SH   SOLE 0 4,900 0 0
Exxon Mobil Corp Com 30231G102   197,608 1,700 SH   DFND 0 1,700 0 0
Meta Platforms Inc Com 30303M102   17,481 36 SH   SOLE 0 36 0 0
Meta Platforms Inc Com 30303M102   33,991 70 SH   DFND 0 70 0 0
Fastenal Co Com 311900104   46,284 600 SH   DFND 0 600 0 0
Federated Hermes ETF Total Return Com 31423L404   96,017 3,853 SH   SOLE 0 3,853 0 0
Fidelity National Financial Inc New Com 31620R303   7,328 138 SH   SOLE 0 138 0 0
Fifth Third Bancorp Com 316773100   752,609 20,226 SH   SOLE 0 20,226 0 0
First Trust Cybersecurity ETF Com 33734X846   2,056,938 36,477 SH   SOLE 0 36,477 0 0
First Trust Cybersecurity ETF Com 33734X846   75,563 1,340 SH   DFND 0 1,340 0 0
Fiserv Inc Com 337738108   241,808 1,513 SH   SOLE 0 1,513 0 0
Fiserv Inc Com 337738108   18,859 118 SH   DFND 0 118 0 0
Ford Motor Co Com 345370860   5,312 400 SH   SOLE 0 400 0 0
Fortrea Hldgs Inc Com 34965K107   4,014 100 SH   SOLE 0 100 0 0
Franklin FTSE India ETF Com 35473P769   6,939,813 188,326 SH   SOLE 0 188,326 0 0
Franklin FTSE India ETF Com 35473P769   204,997 5,563 SH   DFND 0 5,563 0 0
GE Healthcare Technologies Inc Com 36266G107   29,273 322 SH   SOLE 0 322 0 0
GE Healthcare Technologies Inc Com 36266G107   12,273 135 SH   DFND 0 135 0 0
Gaming & Leisure Pptys Inc Com Com 36467J108   3,547 77 SH   SOLE 0 77 0 0
General Dynamics Corp Com 369550108   15,819 56 SH   SOLE 0 56 0 0
General Dynamics Corp Com 369550108   84,747 300 SH   DFND 0 300 0 0
General Electric Co Com 369604301   26,330 150 SH   SOLE 0 150 0 0
General Electric Co Com 369604301   52,659 300 SH   DFND 0 300 0 0
General Mills Inc Com 370334104   111,952 1,600 SH   SOLE 0 1,600 0 0
Gilead Sciences Inc Com 375558103   5,787 79 SH   SOLE 0 79 0 0
Gilead Sciences Inc Com 375558103   21,975 300 SH   DFND 0 300 0 0
GSK PLC ADR Com 37733W204   25,722 600 SH   DFND 0 600 0 0
Global X S&P 500 Covered Call ETF Com 37954Y475   10,905,043 267,346 SH   SOLE 0 267,346 0 0
Global X S&P 500 Covered Call ETF Com 37954Y475   318,040 7,797 SH   DFND 0 7,797 0 0
Global X Preferred ETF Com 37954Y657   20,160 1,000 SH   SOLE 0 1,000 0 0
Goldman Sachs Group Inc Com 38141G104   63,071 151 SH   DFND 0 151 0 0
Hershey Co. Com 427866108   38,900 200 SH   SOLE 0 200 0 0
Home Depot Inc Com 437076102   2,571,654 6,704 SH   SOLE 0 6,704 0 0
Home Depot Inc Com 437076102   385,134 1,004 SH   DFND 0 1,004 0 0
Honeywell Intl Inc Com 438516106   1,750,783 8,530 SH   SOLE 0 8,530 0 0
Honeywell Intl Inc Com 438516106   78,611 383 SH   DFND 0 383 0 0
Huntington Bancshares Inc Com 446150104   5,994 430 SH   SOLE 0 430 0 0
Intel Corp Com 458140100   69,789 1,580 SH   SOLE 0 1,580 0 0
Intel Corp Com 458140100   66,255 1,500 SH   DFND 0 1,500 0 0
International Business Machines Corp Com 459200101   350,603 1,836 SH   SOLE 0 1,836 0 0
Invesco QQQ Trust Com 46090E103   333,008 750 SH   SOLE 0 750 0 0
Invesco BulletShares 2026 Muni Bond ETF Com 46138J510   156,708 6,650 SH   SOLE 0 6,650 0 0
Invesco BulletShares 2026 Muni Bond ETF Com 46138J510   28,914 1,227 SH   DFND 0 1,227 0 0
Invesco BulletShares 2025 Muni Bond ETF Com 46138J528   793,046 32,582 SH   SOLE 0 32,582 0 0
Invesco BulletShares 2025 Muni Bond ETF Com 46138J528   14,458 594 SH   DFND 0 594 0 0
Invesco BulletShares 2024 Muni Bond ETF Com 46138J536   781,338 31,531 SH   SOLE 0 31,531 0 0
Invesco BulletShares 2024 Muni Bond ETF Com 46138J536   49,857 2,012 SH   DFND 0 2,012 0 0
Invesco BulletShares 2026 Corp Bond ETF Com 46138J791   4,579,049 238,368 SH   SOLE 0 238,368 0 0
Invesco BulletShares 2026 Corp Bond ETF Com 46138J791   165,168 8,598 SH   DFND 0 8,598 0 0
Invesco BulletShares 2025 High Yld Bd ETF Com 46138J817   1,065,844 46,442 SH   SOLE 0 46,442 0 0
Invesco BulletShares 2025 High Yld Bd ETF Com 46138J817   54,231 2,363 SH   DFND 0 2,363 0 0
Invesco BulletShares 2025 Corporate ETF Com 46138J825   3,251,884 159,172 SH   SOLE 0 159,172 0 0
Invesco BulletShares 2025 Corporate ETF Com 46138J825   81,863 4,007 SH   DFND 0 4,007 0 0
Invesco Bulletshares 2024 High Yield C Com 46138J833   5,949,077 261,728 SH   SOLE 0 261,728 0 0
Invesco Bulletshares 2024 High Yield C Com 46138J833   177,203 7,796 SH   DFND 0 7,796 0 0
Invesco BulletShares 2024 Corporate ETF Com 46138J841   9,894,569 471,844 SH   SOLE 0 471,844 0 0
Invesco BulletShares 2024 Corporate ETF Com 46138J841   294,020 14,021 SH   DFND 0 14,021 0 0
Ishares Gold Trust Com 464285204   15,754 375 SH   SOLE 0 375 0 0
Ishares Core S&P Total Market ETF Com 464287150   239,593 2,078 SH   SOLE 0 2,078 0 0
Ishares Select Dividend ETF Com 464287168   110,862 900 SH   SOLE 0 900 0 0
Ishares S & P 500 ETF Com 464287200   948,417 1,804 SH   SOLE 0 1,804 0 0
Ishares MSCI Emerging Market ETF Com 464287234   204,127 4,969 SH   SOLE 0 4,969 0 0
Ishares Inv Grade Corp Bond ETF Com 464287242   38,013 349 SH   SOLE 0 349 0 0
Ishares MSCI EAFE ETF Com 464287465   543,367 6,804 SH   SOLE 0 6,804 0 0
Ishares Russell Midcap ETF Com 464287499   654,220 7,780 SH   SOLE 0 7,780 0 0
Ishares Core S&P Midcap ETF Com 464287507   30,035,323 494,490 SH   SOLE 0 494,490 0 0
Ishares Core S&P Midcap ETF Com 464287507   498,979 8,215 SH   DFND 0 8,215 0 0
Ishares Tr Cohen & Steers Realty Majors Com 464287564   23,772 412 SH   DFND 0 412 0 0
Ishares Russell 1000 Value Index Fund Com 464287598   50,867 284 SH   SOLE 0 284 0 0
Ishares Russell 1000 Growth ETF Com 464287614   134,820 400 SH   SOLE 0 400 0 0
Ishares Russell 1000 Growth ETF Com 464287614   114,934 341 SH   DFND 0 341 0 0
Ishares Russell 2000 ETF Com 464287655   638,261 3,035 SH   SOLE 0 3,035 0 0
Ishares S&P Mid-Cap 400 Value ETF Com 464287705   20,819 176 SH   DFND 0 176 0 0
Ishares U.S. Healthcare ETF Com 464287762   33,736 545 SH   SOLE 0 545 0 0
Ishares S&P Small-Cap 600 ETF Com 464287804   51,944 470 SH   SOLE 0 470 0 0
Ishares S&P Small-Cap 600 ETF Com 464287804   24,535 222 SH   DFND 0 222 0 0
Ishares U.S. Basic Materials EFT Com 464287838   2,955 20 SH   SOLE 0 20 0 0
Ishares International Select ETF Com 464288448   59,585 2,125 SH   SOLE 0 2,125 0 0
IShares Core US REIT ETF Com 464288521   85,703 1,593 SH   SOLE 0 1,593 0 0
Ishares US Preferred Stock E Com 464288687   7,767 241 SH   DFND 0 241 0 0
Ishares India 50 ETF Com 464289529   30,264 600 SH   DFND 0 600 0 0
Ishares Silver Tr Com 46428Q109   37,219 1,636 SH   SOLE 0 1,636 0 0
Exponential Technologies ETF Com 46434V381   30,108 505 SH   SOLE 0 505 0 0
BlackRock Ultra Short Term Bond Fund ETF Com 46434V878   493,516 9,761 SH   SOLE 0 9,761 0 0
iShares Dec 2024 Treasury ETF Com 46436E874   357,520 14,934 SH   SOLE 0 14,934 0 0
J P Morgan Chase & Co Com 46625H100   8,507,542 42,474 SH   SOLE 0 42,474 0 0
J P Morgan Chase & Co Com 46625H100   706,258 3,526 SH   DFND 0 3,526 0 0
Jacobs Solutions Inc Com 46982L108   30,746 200 SH   SOLE 0 200 0 0
Johnson & Johnson Com 478160104   4,560,301 28,828 SH   SOLE 0 28,828 0 0
Johnson & Johnson Com 478160104   483,270 3,055 SH   DFND 0 3,055 0 0
KLA Corp Com 482480100   5,425,095 7,766 SH   SOLE 0 7,766 0 0
KLA Corp Com 482480100   234,021 335 SH   DFND 0 335 0 0
Kimberly-Clark Corp Com 494368103   61,053 472 SH   SOLE 0 472 0 0
Kinder Morgan Inc Com 49456B101   1,265 69 SH   SOLE 0 69 0 0
Kraft Heinz Co Com 500754106   7,232 196 SH   SOLE 0 196 0 0
Kraft Heinz Co Com 500754106   15,314 415 SH   DFND 0 415 0 0
Kyndryl Hldgs Inc Com 50155Q100   870 40 SH   SOLE 0 40 0 0
LKQ Corporation Com 501889208   2,334,231 43,704 SH   SOLE 0 43,704 0 0
LKQ Corporation Com 501889208   42,514 796 SH   DFND 0 796 0 0
L3Harris Technologies Com 502431109   2,131 10 SH   SOLE 0 10 0 0
Laboratory Corp of America Holdings Com 50540R409   21,846 100 SH   SOLE 0 100 0 0
Eli Lilly & Co Com 532457108   6,622,773 8,513 SH   SOLE 0 8,513 0 0
Eli Lilly & Co Com 532457108   194,490 250 SH   DFND 0 250 0 0
Lockheed Martin Corp Com 539830109   260,186 572 SH   SOLE 0 572 0 0
Lowes Companies Inc Com 548661107   22,926 90 SH   SOLE 0 90 0 0
M&T Bank Com 55261F104   4,945 34 SH   SOLE 0 34 0 0
Marathon Pete Corp Com 56585A102   25,591 127 SH   SOLE 0 127 0 0
Marathon Pete Corp Com 56585A102   161,200 800 SH   DFND 0 800 0 0
Marriott International Class A Com 571903202   20,942 83 SH   SOLE 0 83 0 0
Masco Corp Com 574599106   26,188 332 SH   SOLE 0 332 0 0
Mastercard Inc. Com 57636Q104   2,976,103 6,180 SH   SOLE 0 6,180 0 0
Mastercard Inc. Com 57636Q104   610,631 1,268 SH   DFND 0 1,268 0 0
Matthews Pacific Tiger Active Intl ETF Com 577130578   11,025,638 440,673 SH   SOLE 0 440,673 0 0
Matthews Pacific Tiger Active Intl ETF Com 577130578   200,635 8,019 SH   DFND 0 8,019 0 0
McDonalds Corp Com 580135101   2,334,206 8,279 SH   SOLE 0 8,279 0 0
McDonalds Corp Com 580135101   316,912 1,124 SH   DFND 0 1,124 0 0
Merck & Co Inc Com 58933Y105   809,117 6,132 SH   SOLE 0 6,132 0 0
Merck & Co Inc Com 58933Y105   105,560 800 SH   DFND 0 800 0 0
Metlife Inc Com 59156R108   4,147,937 55,970 SH   SOLE 0 55,970 0 0
Metlife Inc Com 59156R108   228,481 3,083 SH   DFND 0 3,083 0 0
Microsoft Corp Com 594918104   14,127,778 33,580 SH   SOLE 0 33,580 0 0
Microsoft Corp Com 594918104   2,531,472 6,017 SH   DFND 0 6,017 0 0
Micron Technology, Inc Com 595112103   47,156 400 SH   SOLE 0 400 0 0
Moderna Inc Com 60770K107   10,656 100 SH   SOLE 0 100 0 0
Mondelez Intl Inc Com 609207105   244,930 3,499 SH   SOLE 0 3,499 0 0
Mondelez Intl Inc Com 609207105   166,950 2,385 SH   DFND 0 2,385 0 0
Morgan Stanley Com 617446448   4,953,193 52,604 SH   SOLE 0 52,604 0 0
Morgan Stanley Com 617446448   252,443 2,681 SH   DFND 0 2,681 0 0
NCR Voyix Corp Com 62886E108   152 12 SH   SOLE 0 12 0 0
NCR Atleos Corporation Com 63001N106   119 6 SH   SOLE 0 6 0 0
National Grid PLC SP-ADR Com 636274409   7,572 111 SH   SOLE 0 111 0 0
Nexstar Media Group Inc Com 65336K103   49,964 290 SH   SOLE 0 290 0 0
Nextera Energy Inc Com 65339F101   2,376,749 37,189 SH   SOLE 0 37,189 0 0
Nextera Energy Inc Com 65339F101   212,181 3,320 SH   DFND 0 3,320 0 0
Nordstrom Inc Com 655664100   6,081 300 SH   DFND 0 300 0 0
Norfolk Southern Corp Com 655844108   2,806,374 11,011 SH   SOLE 0 11,011 0 0
Norfolk Southern Corp Com 655844108   26,761 105 SH   DFND 0 105 0 0
Northern Trust Corp Com 665859104   9,159 103 SH   SOLE 0 103 0 0
Northrop Grumman Corp Com 666807102   1,266,056 2,645 SH   SOLE 0 2,645 0 0
Northrop Grumman Corp Com 666807102   53,610 112 SH   DFND 0 112 0 0
Gen Digital Inc Com 668771108   2,710 121 SH   SOLE 0 121 0 0
Nvidia Corporation Com 67066G104   10,043,973 11,116 SH   SOLE 0 11,116 0 0
Nvidia Corporation Com 67066G104   3,476,899 3,848 SH   DFND 0 3,848 0 0
Oge Energy Corp Com 670837103   13,720 400 SH   SOLE 0 400 0 0
Occidental Petroleum Corp. Com 674599105   7,799 120 SH   SOLE 0 120 0 0
Occidental Pete Corp Wt Exp 080327 Com 674599162   1,078 25 SH   SOLE 0 25 0 0
Oneok Inc Com 682680103   50,347 628 SH   SOLE 0 628 0 0
Oneok Inc Com 682680103   44,094 550 SH   DFND 0 550 0 0
Oracle Corp Com 68389X105   114,305 910 SH   SOLE 0 910 0 0
Oracle Corp Com 68389X105   502,440 4,000 SH   DFND 0 4,000 0 0
Organon & Co Com 68622V106   4,324 230 SH   SOLE 0 230 0 0
Otis Worldwide Corp Com 68902V107   39,708 400 SH   SOLE 0 400 0 0
Otis Worldwide Corp Com 68902V107   29,781 300 SH   DFND 0 300 0 0
PNC Financial Services Group Com 693475105   3,394 21 SH   SOLE 0 21 0 0
PPL Corp Com 69351T106   3,827 139 SH   SOLE 0 139 0 0
Packaging Corp of America Com 695156109   1,903,304 10,029 SH   SOLE 0 10,029 0 0
Packaging Corp of America Com 695156109   113,299 597 SH   DFND 0 597 0 0
Paychex Inc Com 704326107   157,307 1,281 SH   SOLE 0 1,281 0 0
Pepsico Inc. Com 713448108   3,821,518 21,836 SH   SOLE 0 21,836 0 0
Pepsico Inc. Com 713448108   257,615 1,472 SH   DFND 0 1,472 0 0
Pfizer Inc Com 717081103   14,763 532 SH   SOLE 0 532 0 0
Pfizer Inc Com 717081103   66,045 2,380 SH   DFND 0 2,380 0 0
Philip Morris Intl Inc Com 718172109   476,058 5,196 SH   SOLE 0 5,196 0 0
Philip Morris Intl Inc Com 718172109   183,240 2,000 SH   DFND 0 2,000 0 0
Pioneer Natural Resources Co Com 723787107   39,375 150 SH   SOLE 0 150 0 0
Portillos Inc Com 73642K106   4,481 316 SH   SOLE 0 316 0 0
Principal Financial Group Inc Com 74251V102   25,893 300 SH   DFND 0 300 0 0
Procter & Gamble Co Com 742718109   3,300,976 20,345 SH   SOLE 0 20,345 0 0
Procter & Gamble Co Com 742718109   553,435 3,411 SH   DFND 0 3,411 0 0
Progressive Corp Com 743315103   11,996 58 SH   SOLE 0 58 0 0
Prologis Inc Com 74340W103   1,286,053 9,876 SH   SOLE 0 9,876 0 0
Prologis Inc Com 74340W103   9,115 70 SH   DFND 0 70 0 0
Prudential Financial, Inc. Com 744320102   7,866 67 SH   SOLE 0 67 0 0
Public Service Enterprise Group Inc Com 744573106   2,018,092 30,220 SH   SOLE 0 30,220 0 0
Public Service Enterprise Group Inc Com 744573106   112,057 1,678 SH   DFND 0 1,678 0 0
Pulte Homes, Inc Com 745867101   4,344,491 36,018 SH   SOLE 0 36,018 0 0
Pulte Homes, Inc Com 745867101   1,035,643 8,586 SH   DFND 0 8,586 0 0
Qualcomm Inc Com 747525103   2,407,785 14,222 SH   SOLE 0 14,222 0 0
Qualcomm Inc Com 747525103   233,803 1,381 SH   DFND 0 1,381 0 0
Quest Diagnostics Inc Com 74834L100   62,029 466 SH   SOLE 0 466 0 0
Rpm Inc Com 749685103   48,770 410 SH   SOLE 0 410 0 0
RTX Corp Com 75513E101   43,206 443 SH   SOLE 0 443 0 0
RTX Corp Com 75513E101   48,765 500 SH   DFND 0 500 0 0
Regeneron Pharmaceuticals Inc Com 75886F107   2,587,173 2,688 SH   SOLE 0 2,688 0 0
Regeneron Pharmaceuticals Inc Com 75886F107   298,372 310 SH   DFND 0 310 0 0
Regions Financial Corp Com 7591EP100   3,829 182 SH   SOLE 0 182 0 0
Rockwell Automation Inc Com 773903109   58,266 200 SH   SOLE 0 200 0 0
Roper Industries Inc Com 776696106   2,715,026 4,841 SH   SOLE 0 4,841 0 0
Roper Industries Inc Com 776696106   492,978 879 SH   DFND 0 879 0 0
SPDR S&P 500 ETF Com 78462F103   5,264,176 10,064 SH   SOLE 0 10,064 0 0
SPDR S&P 500 ETF Com 78462F103   70,091 134 SH   DFND 0 134 0 0
SPDR Gold Shares Com 78463V107   61,716 300 SH   SOLE 0 300 0 0
SPDR Gold Shares Com 78463V107   62,745 305 SH   DFND 0 305 0 0
Spdr S&P North American Nat Res ETF Com 78463X152   8,187 150 SH   SOLE 0 150 0 0
SPDR Emerging Market ETF Com 78463X509   379,995 10,500 SH   SOLE 0 10,500 0 0
SPDR Emerging Market ETF Com 78463X509   24,464 676 SH   DFND 0 676 0 0
SPDR Developed World ETF Com 78463X889   320,876 8,953 SH   SOLE 0 8,953 0 0
SPDR Intermediate Corp Bond ETF Com 78464A375   127,360 3,896 SH   SOLE 0 3,896 0 0
Spdr Portfolio Mortage Backed Bond ETF Com 78464A383   37,467 1,725 SH   SOLE 0 1,725 0 0
SPDR S&P 500 Growth ETF Com 78464A409   192,531 2,632 SH   SOLE 0 2,632 0 0
SPDR S&P 500 Value ETF Com 78464A508   329,007 6,567 SH   SOLE 0 6,567 0 0
SPDR S&P 400 Mid Cap ETF Com 78464A847   453,283 8,498 SH   SOLE 0 8,498 0 0
SPDR S&P 500 Portfolio ETF Com 78464A854   507,130 8,242 SH   SOLE 0 8,242 0 0
SPDR S&P 500 Portfolio ETF Com 78464A854   18,213 296 SH   DFND 0 296 0 0
SPDR S&P Biotech ETF Com 78464A870   55,226 582 SH   SOLE 0 582 0 0
SPDR Dow Jones Industrial Average ETF Com 78467X109   531,407 1,336 SH   SOLE 0 1,336 0 0
SPDR S&P Midcap 400 ETF Com 78467Y107   1,907,339 3,428 SH   SOLE 0 3,428 0 0
SPDR S&P Midcap 400 ETF Com 78467Y107   298,230 536 SH   DFND 0 536 0 0
Spdr Kensho New Economies Composite ETF Com 78468R648   9,712 202 SH   SOLE 0 202 0 0
SPDR S&P 600 Small Cap ETF Com 78468R853   121,889 2,832 SH   SOLE 0 2,832 0 0
Schlumberger Ltd Com 806857108   2,302 42 SH   SOLE 0 42 0 0
SPDR Healthcare Sector ETF Com 81369Y209   27,330 185 SH   SOLE 0 185 0 0
Select Sector Spdr Tr Consumer Staples Com 81369Y308   1,587,143 20,785 SH   SOLE 0 20,785 0 0
Select Sector Spdr Tr Consumer Staples Com 81369Y308   18,632 244 SH   DFND 0 244 0 0
SPDR Discrectionary Sector ETF Com 81369Y407   36,778 200 SH   SOLE 0 200 0 0
SPDR Energy Sector ETF Com 81369Y506   3,008,847 31,870 SH   SOLE 0 31,870 0 0
SPDR Energy Sector ETF Com 81369Y506   286,534 3,035 SH   DFND 0 3,035 0 0
SPDR Financial Sector ETF Com 81369Y605   61,411 1,458 SH   SOLE 0 1,458 0 0
SPDR Industrial Sector ETF Com 81369Y704   50,384 400 SH   SOLE 0 400 0 0
SPDR Technology Sector ETF Com 81369Y803   83,308 400 SH   SOLE 0 400 0 0
SPDR Utilities Sector ETF Com 81369Y886   85,345 1,300 SH   SOLE 0 1,300 0 0
SPDR Utilities Sector ETF Com 81369Y886   105,040 1,600 SH   DFND 0 1,600 0 0
Sempra Energy Com 816851109   3,735 52 SH   SOLE 0 52 0 0
Servicenow Inc Com 81762P102   38,120 50 SH   DFND 0 50 0 0
Shopify Inc Com 82509L107   85,659 1,110 SH   DFND 0 1,110 0 0
JM Smucker Co Com 832696405   25,426 202 SH   SOLE 0 202 0 0
Snap-On Inc. Com 833034101   59,244 200 SH   DFND 0 200 0 0
Sofi Technologies Inc Com 83406F102   2,348,067 321,653 SH   SOLE 0 321,653 0 0
Sofi Technologies Inc Com 83406F102   102,945 14,102 SH   DFND 0 14,102 0 0
Southern Co. Com 842587107   244,490 3,408 SH   SOLE 0 3,408 0 0
Sprott Physical Gold & Silver Trust Com 85208R101   28,476 1,400 SH   SOLE 0 1,400 0 0
Starbucks Corp Com 855244109   2,297,545 25,140 SH   SOLE 0 25,140 0 0
Starbucks Corp Com 855244109   181,957 1,991 SH   DFND 0 1,991 0 0
Stryker Corp Com 863667101   2,598,136 7,260 SH   SOLE 0 7,260 0 0
Stryker Corp Com 863667101   196,471 549 SH   DFND 0 549 0 0
TD Synnex Corporation Com 87162W100   11,423 101 SH   SOLE 0 101 0 0
Sysco Corporation Com 871829107   16,236 200 SH   SOLE 0 200 0 0
TJX Companies Inc Com 872540109   973,632 9,600 SH   SOLE 0 9,600 0 0
T Rowe Price Floating Rate ETF Com 87283Q883   76,619 1,483 SH   SOLE 0 1,483 0 0
Taiwan Semiconductor Mfg Co Ltd ADR Com 874039100   11,700 86 SH   SOLE 0 86 0 0
Takeda Pharmaceutic Ltd ADR Com 874060205   2,014 145 SH   SOLE 0 145 0 0
Target Corp Com 87612E106   18,430 104 SH   SOLE 0 104 0 0
Target Corp Com 87612E106   141,768 800 SH   DFND 0 800 0 0
Teradata Corp Com 88076W103   464 12 SH   SOLE 0 12 0 0
Tesla Inc Com 88160R101   8,790 50 SH   SOLE 0 50 0 0
Texas Instruments Inc Com 882508104   89,718 515 SH   SOLE 0 515 0 0
Thermo Fisher Scientific Inc. Com 883556102   550,406 947 SH   SOLE 0 947 0 0
Thermo Fisher Scientific Inc. Com 883556102   144,140 248 SH   DFND 0 248 0 0
Thomson Reuters Corp. Com 884903808   61,241 393 SH   SOLE 0 393 0 0
3m Co Com 88579Y101   36,064 340 SH   SOLE 0 340 0 0
3m Co Com 88579Y101   53,035 500 SH   DFND 0 500 0 0
Truist Finl Corp Com 89832Q109   15,241 391 SH   SOLE 0 391 0 0
US Bancorp Del Com New Com 902973304   42,420 949 SH   SOLE 0 949 0 0
Unilever PLC Com 904767704   1,398,996 27,874 SH   SOLE 0 27,874 0 0
Unilever PLC Com 904767704   107,206 2,136 SH   DFND 0 2,136 0 0
Union Pacific Corp Com 907818108   110,177 448 SH   SOLE 0 448 0 0
Union Pacific Corp Com 907818108   98,372 400 SH   DFND 0 400 0 0
United Parcel Service Inc Class B Com 911312106   980,363 6,596 SH   SOLE 0 6,596 0 0
United Parcel Service Inc Class B Com 911312106   79,666 536 SH   DFND 0 536 0 0
Unitedhealth Group Inc Com 91324P102   186,997 378 SH   SOLE 0 378 0 0
Valero Energy Corp Com 91913Y100   3,760,642 22,032 SH   SOLE 0 22,032 0 0
Valero Energy Corp Com 91913Y100   295,635 1,732 SH   DFND 0 1,732 0 0
Vaneck Vectors Morningstar Wide MOAT ETF Com 92189F643   400,684 4,457 SH   SOLE 0 4,457 0 0
VanEk Vectors Semiconductor ETF Com 92189F676   87,746 390 SH   SOLE 0 390 0 0
VanEk Vectors Semiconductor ETF Com 92189F676   31,499 140 SH   DFND 0 140 0 0
Vanguard Dividend Appreciation ETF Com 921908844   43,826 240 SH   SOLE 0 240 0 0
Vanguard Dividend Appreciation ETF Com 921908844   314,820 1,724 SH   DFND 0 1,724 0 0
Vanguard S&P 500 Growth Com 921932505   25,900 85 SH   SOLE 0 85 0 0
Vanguard FTSE Developed Markets ETF Com 921943858   173,789 3,464 SH   SOLE 0 3,464 0 0
Vanguard High Dividend ETF Com 921946406   330,061 2,728 SH   SOLE 0 2,728 0 0
Vanguard High Dividend ETF Com 921946406   133,210 1,101 SH   DFND 0 1,101 0 0
Vanguard MSCI Emerging Markets ETF Com 922042858   113,531 2,718 SH   SOLE 0 2,718 0 0
Vanguard FTSE Europe ETF Com 922042874   11,981,470 177,925 SH   SOLE 0 177,925 0 0
Vanguard FTSE Europe ETF Com 922042874   345,320 5,128 SH   DFND 0 5,128 0 0
Vanguard Info Tech ETF Com 92204A702   31,460 60 SH   SOLE 0 60 0 0
Vanguard Utilities ETF Com 92204A876   1,311,023 9,195 SH   SOLE 0 9,195 0 0
Vanguard Utilities ETF Com 92204A876   54,893 385 SH   DFND 0 385 0 0
Vanguard REIT-ETF Com 922908553   101,182 1,170 SH   SOLE 0 1,170 0 0
Vanguard Extended Market ETF Com 922908652   52,230 298 SH   SOLE 0 298 0 0
Vanguard Growth ETF Com 922908736   85,017 247 SH   SOLE 0 247 0 0
Vanguard Value ETF Com 922908744   157,323 966 SH   SOLE 0 966 0 0
Vanguard Small Cap ETF Com 922908751   545,187 2,385 SH   SOLE 0 2,385 0 0
Vanguard Total Stock Market ETF Com 922908769   74,072 285 SH   SOLE 0 285 0 0
Verizon Communications Com 92343V104   1,136,780 27,092 SH   SOLE 0 27,092 0 0
Verizon Communications Com 92343V104   125,838 2,999 SH   DFND 0 2,999 0 0
Viatris Inc Com 92556V106   346 29 SH   SOLE 0 29 0 0
Viatris Inc Com 92556V106   1,600 134 SH   DFND 0 134 0 0
Vici Pptys Inc Com Com 925652109   5,898 198 SH   SOLE 0 198 0 0
Visa Inc Com 92826C839   20,931 75 SH   SOLE 0 75 0 0
WEC Energy Group Inc Com 92939U106   375,617 4,574 SH   SOLE 0 4,574 0 0
WEC Energy Group Inc Com 92939U106   49,272 600 SH   DFND 0 600 0 0
Westinghouse Air Brake Technologies Com 929740108   874 6 SH   SOLE 0 6 0 0
Wal-Mart Stores Inc Com 931142103   2,756,027 45,804 SH   SOLE 0 45,804 0 0
Wal-Mart Stores Inc Com 931142103   113,360 1,884 SH   DFND 0 1,884 0 0
Walgreens Boots Alliance Inc Com 931427108   131,615 6,068 SH   SOLE 0 6,068 0 0
Warner Bros Discovery Inc Com 934423104   30,345 3,476 SH   SOLE 0 3,476 0 0
Waste Management Co ETF Com 94106L109   229,776 1,078 SH   SOLE 0 1,078 0 0
Waste Management Co ETF Com 94106L109   298,410 1,400 SH   DFND 0 1,400 0 0
Welltower Inc Com 95040Q104   1,435,892 15,367 SH   SOLE 0 15,367 0 0
Welltower Inc Com 95040Q104   17,100 183 SH   DFND 0 183 0 0
Williams Co Inc. Com 969457100   14,341 368 SH   SOLE 0 368 0 0
Wintrust Financial Corp Com 97650W108   41,756 400 SH   SOLE 0 400 0 0
Woodward Governor Co Com 980745103   123,296 800 SH   SOLE 0 800 0 0
Xcel Energy Com 98389B100   306,268 5,698 SH   SOLE 0 5,698 0 0
Xai Octagon Floating Rate & Alternative Com 98400T106   10,635 1,500 SH   SOLE 0 1,500 0 0
Yum Brands Inc Com 988498101   49,914 360 SH   SOLE 0 360 0 0
Yum China Holdings Inc Com 98850P109   9,550 240 SH   SOLE 0 240 0 0
Zimvie Inc Com 98888T107   264 16 SH   SOLE 0 16 0 0
Zimmer Biomet Holdings Inc Com 98956P102   21,117 160 SH   SOLE 0 160 0 0
Zoetis Inc Com 98978V103   1,925,610 11,380 SH   SOLE 0 11,380 0 0
Zoetis Inc Com 98978V103   71,745 424 SH   DFND 0 424 0 0
Allegion PLC Com G0176J109   14,145 105 SH   SOLE 0 105 0 0
Atlantica Sustainable Infr Plc Com G0751N103   2,606 141 SH   SOLE 0 141 0 0
Eaton Corp PLC Com G29183103   4,158,331 13,299 SH   SOLE 0 13,299 0 0
Eaton Corp PLC Com G29183103   388,349 1,242 SH   DFND 0 1,242 0 0
Linde Plc EURO .001 share Com G54950103   116,080 250 SH   SOLE 0 250 0 0
Medtronic Holdings LTD Com G5960L103   3,165,637 36,324 SH   SOLE 0 36,324 0 0
Medtronic Holdings LTD Com G5960L103   91,072 1,045 SH   DFND 0 1,045 0 0
Aptiv PLC Com G6095L109   1,674,562 21,024 SH   SOLE 0 21,024 0 0
Aptiv PLC Com G6095L109   105,377 1,323 SH   DFND 0 1,323 0 0
Trane Technologies Plc Com G8994E103   40,527 135 SH   SOLE 0 135 0 0
Alcon Inc Com H01301128   3,481 42 SH   SOLE 0 42 0 0
Chubb LTD Com H1467J104   46,643 180 SH   DFND 0 180 0 0
On Holding AG Com H5919C104   14,152 400 SH   DFND 0 400 0 0