The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABB Ltd SA ADR Com 000375204 1 49 SH   SOLE 0 49 0 0
Aflac Inc. Com 001055102 76 1,379 SH   SOLE 0 1,379 0 0
Aes Corp Com 00130H105 2,251 107,143 SH   SOLE 0 107,143 0 0
Aes Corp Com 00130H105 14 665 SH   DFND 0 665 0 0
AT&T Inc Com 00206R102 426 20,316 SH   SOLE 0 20,316 0 0
AT&T Inc Com 00206R102 16 756 SH   DFND 0 756 0 0
ATT Inc Preferred Pfd Stk 00206R508 41 2,000 SH   SOLE 0 2,000 0 0
Abbott Laboratories Com 002824100 3,755 34,561 SH   SOLE 0 34,561 0 0
Abbott Laboratories Com 002824100 339 3,123 SH   DFND 0 3,123 0 0
Abbvie Inc Com 00287Y109 4,275 27,915 SH   SOLE 0 27,915 0 0
Abbvie Inc Com 00287Y109 395 2,578 SH   DFND 0 2,578 0 0
Aberdeen Standard Precious Metals ETF Com 003263100 17 200 SH   SOLE 0 200 0 0
Adobe Systems Inc. Com 00724F101 80 218 SH   SOLE 0 218 0 0
Advance Auto Parts Inc Com 00751Y106 3 18 SH   SOLE 0 18 0 0
Advanced Micro Devices Com 007903107 8 100 SH   SOLE 0 100 0 0
Agnico Eagle Mines Ltd Com 008474108 63 1,367 SH   SOLE 0 1,367 0 0
Air Products & Chemicals Inc Com 009158106 1,379 5,736 SH   SOLE 0 5,736 0 0
Air Products & Chemicals Inc Com 009158106 259 1,079 SH   DFND 0 1,079 0 0
Albemarle Corp. Com 012653101 3,327 15,922 SH   SOLE 0 15,922 0 0
Albemarle Corp. Com 012653101 391 1,870 SH   DFND 0 1,870 0 0
Alibaba Group Holding Com 01609W102 34 299 SH   SOLE 0 299 0 0
Alibaba Group Holding Com 01609W102 23 200 SH   DFND 0 200 0 0
Alico Inc Com 016230104 15 429 SH   SOLE 0 429 0 0
Alliant Energy Corp Com 018802108 86 1,467 SH   SOLE 0 1,467 0 0
Allstate Corp Com 020002101 38 300 SH   SOLE 0 300 0 0
Allstate Corp Pfd Stk 020002838 67 3,000 SH   DFND 0 3,000 0 0
Alphabet Class C Com 02079K107 28 13 SH   SOLE 0 13 0 0
Alphabet Class A Com 02079K305 6,697 3,073 SH   SOLE 0 3,073 0 0
Alphabet Class A Com 02079K305 1,116 512 SH   DFND 0 512 0 0
Altria Group Inc Com 02209S103 259 6,209 SH   SOLE 0 6,209 0 0
Altria Group Inc Com 02209S103 117 2,800 SH   DFND 0 2,800 0 0
Amazon.com Inc. Com 023135106 4,454 41,935 SH   SOLE 0 41,935 0 0
Amazon.com Inc. Com 023135106 681 6,415 SH   DFND 0 6,415 0 0
America Movil Com 02364W105 258 12,622 SH   SOLE 0 12,622 0 0
American Express Co Com 025816109 10 69 SH   DFND 0 69 0 0
American Tower Corp Cl A Com 03027X100 2 6 SH   SOLE 0 6 0 0
American Tower Corp Cl A Com 03027X100 89 350 SH   DFND 0 350 0 0
American Water Works Co Com 030420103 149 1,000 SH   DFND 0 1,000 0 0
Amgen Inc Com 031162100 9 37 SH   SOLE 0 37 0 0
Amgen Inc Com 031162100 82 336 SH   DFND 0 336 0 0
Analog Devices, Inc. Com 032654105 11 74 SH   SOLE 0 74 0 0
Anheuser Busch Cos Inc Com 03524A108 1 20 SH   SOLE 0 20 0 0
Apple Computer Inc Com 037833100 11,939 87,324 SH   SOLE 0 87,324 0 0
Apple Computer Inc Com 037833100 963 7,044 SH   DFND 0 7,044 0 0
Applied Materials Inc Com 038222105 10 108 SH   SOLE 0 108 0 0
Applied Materials Inc Com 038222105 22 247 SH   DFND 0 247 0 0
Asahi Kasei Corp Unsponsored ADR Com 043400100 3 164 SH   SOLE 0 164 0 0
Astrazeneca PLC Com 046353108 20 300 SH   SOLE 0 300 0 0
Automatic Data Processing Inc Com 053015103 95 450 SH   SOLE 0 450 0 0
Avalonbay Communities Inc Com 053484101 27 140 SH   SOLE 0 140 0 0
BCE Inc Com 05534B760 9 187 SH   SOLE 0 187 0 0
BP Amoco PLC Sponsored ADR Com 055622104 77 2,725 SH   SOLE 0 2,725 0 0
Badger Meter Inc Com 056525108 2,212 27,342 SH   SOLE 0 27,342 0 0
Badger Meter Inc Com 056525108 82 1,013 SH   DFND 0 1,013 0 0
Bank America Corp Com 060505104 160 5,142 SH   SOLE 0 5,142 0 0
Bank of Americal Corp Prfd Pfd Stk 06055H202 42 2,000 SH   SOLE 0 2,000 0 0
Barrick Gold Corp Com 067901108 4 200 SH   SOLE 0 200 0 0
Baxter Intl Inc Com 071813109 51 795 SH   SOLE 0 795 0 0
Becton Dickinson & Co Com 075887109 178 723 SH   SOLE 0 723 0 0
Becton Dickinson & Co Com 075887109 53 215 SH   DFND 0 215 0 0
Berkshire Hathaway Inc Class B Com 084670702 102 375 SH   SOLE 0 375 0 0
Berkshire Hathaway Inc Class B Com 084670702 55 200 SH   DFND 0 200 0 0
Biotricity Inc Com 09074H104 27 15,000 SH   DFND 0 15,000 0 0
Black Hills Corp Com 092113109 4 60 SH   SOLE 0 60 0 0
Blackrock Inc Com 09247X101 5,441 8,933 SH   SOLE 0 8,933 0 0
Blackrock Inc Com 09247X101 447 734 SH   DFND 0 734 0 0
Boeing Co Com 097023105 582 4,255 SH   SOLE 0 4,255 0 0
Boeing Co Com 097023105 40 295 SH   DFND 0 295 0 0
Bristol Myers Squibb Co Com 110122108 2,832 36,777 SH   SOLE 0 36,777 0 0
Bristol Myers Squibb Co Com 110122108 174 2,259 SH   DFND 0 2,259 0 0
Broadcom Inc Com 11135F101 6,781 13,958 SH   SOLE 0 13,958 0 0
Broadcom Inc Com 11135F101 366 753 SH   DFND 0 753 0 0
Brunswick Corp Com 117043109 41 632 SH   SOLE 0 632 0 0
CBOE Global Markes Inc. Com 12503M108 260 2,300 SH   SOLE 0 2,300 0 0
CF Industries Com 125269100 2,256 26,316 SH   SOLE 0 26,316 0 0
CF Industries Com 125269100 82 961 SH   DFND 0 961 0 0
CME Group Inc Com 12572Q105 284 1,385 SH   SOLE 0 1,385 0 0
CNA Financial Corp Com 126117100 4 80 SH   SOLE 0 80 0 0
CSW Industrials Inc Com 126402106 47 460 SH   SOLE 0 460 0 0
CSX Corp. Com 126408103 202 6,955 SH   SOLE 0 6,955 0 0
CVS Health Corp Com 126650100 5 52 SH   SOLE 0 52 0 0
Canadian Imperial Bank of Commerce Toronto Com 136069101 8 170 SH   SOLE 0 170 0 0
Cardinal Health Inc. Com 14149Y108 26 502 SH   DFND 0 502 0 0
Carnival Corp Com 143658300 1 100 SH   SOLE 0 100 0 0
Carrier Global Corporation Com 14448C104 36 1,000 SH   DFND 0 1,000 0 0
Caterpillar Inc Com 149123101 269 1,505 SH   SOLE 0 1,505 0 0
Caterpillar Inc Com 149123101 164 920 SH   DFND 0 920 0 0
Celanese Corp Com 150870103 635 5,396 SH   SOLE 0 5,396 0 0
Celanese Corp Com 150870103 32 270 SH   DFND 0 270 0 0
Charter Communications Inc CL A Com 16119P108 14 30 SH   DFND 0 30 0 0
Chemed Corp Com 16359R103 141 300 SH   SOLE 0 300 0 0
Chevron Corp Com 166764100 1,565 10,812 SH   SOLE 0 10,812 0 0
Chevron Corp Com 166764100 84 577 SH   DFND 0 577 0 0
Cisco Systems Inc Com 17275R102 1,770 41,515 SH   SOLE 0 41,515 0 0
Cisco Systems Inc Com 17275R102 235 5,505 SH   DFND 0 5,505 0 0
Clorox Co Com 189054109 14 100 SH   SOLE 0 100 0 0
Coca Cola Co Com 191216100 91 1,444 SH   SOLE 0 1,444 0 0
Coca Cola Co Com 191216100 171 2,712 SH   DFND 0 2,712 0 0
Cognex Corp Com 192422103 2 56 SH   SOLE 0 56 0 0
Cohen & Steers Infrastructure Fund Com 19248A109 19 755 SH   SOLE 0 755 0 0
Comcast Corp New Class A Com 20030N101 1,595 40,646 SH   SOLE 0 40,646 0 0
Comcast Corp New Class A Com 20030N101 40 1,030 SH   DFND 0 1,030 0 0
Comerica Inc Com 200340107 584 7,964 SH   SOLE 0 7,964 0 0
Compagnie Financiere Richemont ADR Com 204319107 4 333 SH   SOLE 0 333 0 0
Conagra Brands Inc Com 205887102 15 450 SH   SOLE 0 450 0 0
Conocophillips Com 20825C104 4 50 SH   SOLE 0 50 0 0
Constellation Brands Inc Com 21036P108 133 570 SH   SOLE 0 570 0 0
Constellation Brands Inc Com 21036P108 8 36 SH   DFND 0 36 0 0
Constellation Energy Corp Com 21037T109 64 1,117 SH   SOLE 0 1,117 0 0
Corning Inc Com 219350105 1,350 42,843 SH   SOLE 0 42,843 0 0
Corning Inc Com 219350105 96 3,046 SH   DFND 0 3,046 0 0
Corteva Inc Com 22052L104 30 553 SH   DFND 0 553 0 0
Costco Wholesale Corp Com 22160K105 2,197 4,585 SH   SOLE 0 4,585 0 0
Costco Wholesale Corp Com 22160K105 134 280 SH   DFND 0 280 0 0
Crown Castle Inc Com 22822V101 13 76 SH   SOLE 0 76 0 0
Crown Castle Inc Com 22822V101 16 95 SH   DFND 0 95 0 0
Cummins Inc. Com 231021106 4,158 21,485 SH   SOLE 0 21,485 0 0
Cummins Inc. Com 231021106 159 824 SH   DFND 0 824 0 0
Danaher Corp Com 235851102 3,245 12,799 SH   SOLE 0 12,799 0 0
Danaher Corp Com 235851102 371 1,463 SH   DFND 0 1,463 0 0
Deere & Co Com 244199105 96 320 SH   SOLE 0 320 0 0
Deere & Co Com 244199105 63 210 SH   DFND 0 210 0 0
Diageo PLC ADR Com 25243Q205 35 200 SH   DFND 0 200 0 0
Digital Realty Trust Pfd Com 253868103 6 46 SH   SOLE 0 46 0 0
Digital Rlty Tr Inc Prrd Pfd Stk 253868822 142 6,000 SH   SOLE 0 6,000 0 0
Digital Rlty Tr Inc Prrd Pfd Stk 253868822 47 2,000 SH   DFND 0 2,000 0 0
Walt Disney Co Com 254687106 2,100 22,250 SH   SOLE 0 22,250 0 0
Walt Disney Co Com 254687106 268 2,840 SH   DFND 0 2,840 0 0
Discover Financial Services Com 254709108 2,356 24,913 SH   SOLE 0 24,913 0 0
Discover Financial Services Com 254709108 109 1,155 SH   DFND 0 1,155 0 0
Dominion Resources Inc New Com 25746U109 7 87 SH   SOLE 0 87 0 0
Dominion Resources Inc New Com 25746U109 40 500 SH   DFND 0 500 0 0
Dow Inc Com 260557103 5 88 SH   SOLE 0 88 0 0
Dow Inc Com 260557103 49 953 SH   DFND 0 953 0 0
Duke Energy Corp Com 26441C204 200 1,865 SH   SOLE 0 1,865 0 0
Duke Energy Corp Com 26441C204 124 1,154 SH   DFND 0 1,154 0 0
Dupont De Nemours Inc Com 26614N102 9 153 SH   DFND 0 153 0 0
EOG Resources Inc Com 26875P101 2,848 25,792 SH   SOLE 0 25,792 0 0
EOG Resources Inc Com 26875P101 127 1,147 SH   DFND 0 1,147 0 0
Embecta Corp Com 29082K105 4 144 SH   SOLE 0 144 0 0
Embecta Corp Com 29082K105 1 43 SH   DFND 0 43 0 0
Emerson Electric Corp Com 291011104 76 956 SH   SOLE 0 956 0 0
Enbridge Inc Com 29250N105 2,253 53,301 SH   SOLE 0 53,301 0 0
Enbridge Inc Com 29250N105 168 3,980 SH   DFND 0 3,980 0 0
Entergy Corp Com 29364G103 57 502 SH   SOLE 0 502 0 0
Entergy Corp Com 29364G103 62 550 SH   DFND 0 550 0 0
Enterprise Prods Partners L P Com 293792107 74 3,044 SH   SOLE 0 3,044 0 0
Equinix Inc Com Com 29444U700 4 6 SH   SOLE 0 6 0 0
Aqua Amer Inc Com 29670G102 73 1,600 SH   SOLE 0 1,600 0 0
Exelon Corp Com 30161N101 152 3,354 SH   SOLE 0 3,354 0 0
Exxon Mobil Corp Com 30231G102 175 2,048 SH   SOLE 0 2,048 0 0
Exxon Mobil Corp Com 30231G102 146 1,700 SH   DFND 0 1,700 0 0
Meta Platforms Inc Com 30303M102 1,804 11,189 SH   SOLE 0 11,189 0 0
Meta Platforms Inc Com 30303M102 308 1,907 SH   DFND 0 1,907 0 0
Fastenal Co Com 311900104 30 600 SH   DFND 0 600 0 0
Fidelity National Financial Inc New Com 31620R303 5 138 SH   SOLE 0 138 0 0
Fifth Third Bancorp Com 316773100 723 21,526 SH   SOLE 0 21,526 0 0
First Quantum Minerals Ltd. Com 335934105 9 475 SH   SOLE 0 475 0 0
First Trust Cybersecurity ETF Com 33734X846 890 22,106 SH   SOLE 0 22,106 0 0
First Trust Cybersecurity ETF Com 33734X846 14 347 SH   DFND 0 347 0 0
Fiserv Inc Com 337738108 2,138 24,031 SH   SOLE 0 24,031 0 0
Fiserv Inc Com 337738108 31 348 SH   DFND 0 348 0 0
Franklin Templeton ETF TR Com 35473P595 15 665 SH   SOLE 0 665 0 0
Gaming & Leisure Pptys Inc Com Com 36467J108 4 77 SH   SOLE 0 77 0 0
General Dynamics Corp Com 369550108 6 26 SH   SOLE 0 26 0 0
General Dynamics Corp Com 369550108 66 300 SH   DFND 0 300 0 0
General Electric Co Com 369604301 52 817 SH   SOLE 0 817 0 0
General Electric Co Com 369604301 32 499 SH   DFND 0 499 0 0
General Mills Inc Com 370334104 128 1,700 SH   SOLE 0 1,700 0 0
Genuine Parts Co Com 372460105 7 49 SH   SOLE 0 49 0 0
Gilead Sciences Inc Com 375558103 9 139 SH   SOLE 0 139 0 0
Gilead Sciences Inc Com 375558103 19 300 SH   DFND 0 300 0 0
Glaxosmithkline PLC ADR Com 37733W105 33 750 SH   DFND 0 750 0 0
Global X S&P 500 Covered Call ETF Com 37954Y475 10,533 246,794 SH   SOLE 0 246,794 0 0
Global X S&P 500 Covered Call ETF Com 37954Y475 220 5,164 SH   DFND 0 5,164 0 0
Global X Preferred ETF Com 37954Y657 7,079 333,760 SH   SOLE 0 333,760 0 0
Global X Preferred ETF Com 37954Y657 66 3,133 SH   DFND 0 3,133 0 0
Goldman Sachs Group Inc Com 38141G104 45 151 SH   DFND 0 151 0 0
Groen Bros Aviation Inc Com 398743104 0 20,000 SH   SOLE 0 20,000 0 0
H-Entertainment Inc. Com 40417A100 0 5 SH   SOLE 0 5 0 0
Hanesbrands Inc. Com 410345102 16 1,600 SH   DFND 0 1,600 0 0
Hasbro Inc. Com 418056107 8 93 SH   SOLE 0 93 0 0
Heritage Crystal Clean Inc. Com 42726M106 9 347 SH   SOLE 0 347 0 0
Hershey Co. Com 427866108 43 200 SH   SOLE 0 200 0 0
Home Depot Inc Com 437076102 2,384 8,691 SH   SOLE 0 8,691 0 0
Home Depot Inc Com 437076102 405 1,477 SH   DFND 0 1,477 0 0
Honeywell Intl Inc Com 438516106 1,193 6,862 SH   SOLE 0 6,862 0 0
Honeywell Intl Inc Com 438516106 106 607 SH   DFND 0 607 0 0
Huntington Bancshares Inc Com 446150104 5 430 SH   SOLE 0 430 0 0
IPG Photonics Corp Com 44980X109 22 230 SH   DFND 0 230 0 0
Iberdrola SA Sponsored ADR Com 450737101 2 46 SH   SOLE 0 46 0 0
Idacorp Inc Com 451107106 4 41 SH   SOLE 0 41 0 0
Illumina Inc Com 452327109 13 70 SH   DFND 0 70 0 0
Indexiq Merger Arbitrage ETF Com 45409B800 27 859 SH   SOLE 0 859 0 0
Ingersoll Rand Inc Com 45687V106 8 192 SH   SOLE 0 192 0 0
Innovative Inducstrial Properties Inc Com 45781V101 244 2,219 SH   SOLE 0 2,219 0 0
Intel Corp Com 458140100 253 6,761 SH   SOLE 0 6,761 0 0
Intel Corp Com 458140100 99 2,650 SH   DFND 0 2,650 0 0
International Business Machines Corp Com 459200101 344 2,435 SH   SOLE 0 2,435 0 0
Interpublic Group Cos Com 460690100 4 136 SH   SOLE 0 136 0 0
Invesco QQQ Trust Com 46090E103 701 2,500 SH   SOLE 0 2,500 0 0
Invesco Municipal Income Trust II Com 46132E103 10 1,059 SH   SOLE 0 1,059 0 0
Invesco Bond Fund Com 46132L107 50 3,045 SH   SOLE 0 3,045 0 0
Invesco Senior Loan ETF Com 46138G508 29 1,409 SH   SOLE 0 1,409 0 0
Ishares Gold Trust Com 464285204 13 375 SH   SOLE 0 375 0 0
Ishares MSCI Brazil ETF Com 464286400 11,030 402,692 SH   SOLE 0 402,692 0 0
Ishares MSCI Brazil ETF Com 464286400 232 8,480 SH   DFND 0 8,480 0 0
Ishares Core S&P Total Market ETF Com 464287150 73 866 SH   SOLE 0 866 0 0
Ishares Select Dividend ETF Com 464287168 106 900 SH   SOLE 0 900 0 0
Ishares TIPS Bond ETF Com 464287176 11 100 SH   SOLE 0 100 0 0
Ishares TIPS Bond ETF Com 464287176 10 85 SH   DFND 0 85 0 0
Ishares S & P 500 ETF Com 464287200 682 1,800 SH   SOLE 0 1,800 0 0
Ishares Core Total US Bond Com 464287226 24 235 SH   SOLE 0 235 0 0
Ishares MSCI Emerging Market ETF Com 464287234 85 2,116 SH   SOLE 0 2,116 0 0
Ishares Inv Grade Corp Bond ETF Com 464287242 46 420 SH   SOLE 0 420 0 0
Ishares MSCI EAFE ETF Com 464287465 404 6,473 SH   SOLE 0 6,473 0 0
Ishares Russell Midcap ETF Com 464287499 503 7,780 SH   SOLE 0 7,780 0 0
Ishares Core S&P Midcap ETF Com 464287507 23,008 101,702 SH   SOLE 0 101,702 0 0
Ishares Core S&P Midcap ETF Com 464287507 677 2,993 SH   DFND 0 2,993 0 0
Ishares Tr Cohen & Steers Realty Majors Com 464287564 25 412 SH   DFND 0 412 0 0
Ishares Russell 1000 Growth ETF Com 464287614 87 400 SH   SOLE 0 400 0 0
Ishares Russell 1000 Growth ETF Com 464287614 149 681 SH   DFND 0 681 0 0
Ishares Russell 1000 ETF Com 464287622 27 131 SH   SOLE 0 131 0 0
Ishares Russell 2000 ETF Com 464287655 514 3,035 SH   SOLE 0 3,035 0 0
Ishares S&P Mid-Cap 400 Value ETF Com 464287705 17 176 SH   DFND 0 176 0 0
Ishares U.S. Healthcare ETF Com 464287762 29 109 SH   SOLE 0 109 0 0
Ishares S&P Small-Cap 600 ETF Com 464287804 47 512 SH   SOLE 0 512 0 0
Ishares S&P Small-Cap 600 ETF Com 464287804 21 222 SH   DFND 0 222 0 0
Ishares U.S. Basic Materials EFT Com 464287838 2 20 SH   SOLE 0 20 0 0
MFC S&P Small Cap 600 Ishares Com 464287887 8 78 SH   SOLE 0 78 0 0
Ishares International Select ETF Com 464288448 73 2,673 SH   SOLE 0 2,673 0 0
IShares Core US REIT ETF Com 464288521 46 861 SH   SOLE 0 861 0 0
Ishares US Preferred Stock E Com 464288687 8,029 244,193 SH   SOLE 0 244,193 0 0
Ishares US Preferred Stock E Com 464288687 360 10,941 SH   DFND 0 10,941 0 0
Ishares US Regional Banks ETF Com 464288778 31 633 SH   SOLE 0 633 0 0
Ishares MSCI EAFE ETF Com 464288885 8 96 SH   SOLE 0 96 0 0
Ishares India 50 ETF Com 464289529 25 600 SH   DFND 0 600 0 0
Ishares Silver Tr Com 46428Q109 17 886 SH   SOLE 0 886 0 0
Ishares Quality Factor EFT Com 46432F339 11 95 SH   SOLE 0 95 0 0
Ishares Core Emerging Markets ETF Com 46434G103 241 4,903 SH   SOLE 0 4,903 0 0
BlackRock Ultra Short Term Bond Fund ETF Com 46434V878 1,088 21,750 SH   SOLE 0 21,750 0 0
BlackRock Ultra Short Term Bond Fund ETF Com 46434V878 52 1,033 SH   DFND 0 1,033 0 0
J P Morgan Chase & Co Com 46625H100 6,538 58,061 SH   SOLE 0 58,061 0 0
J P Morgan Chase & Co Com 46625H100 535 4,754 SH   DFND 0 4,754 0 0
Jacobs Engineering Group Inc Com 469814107 25 200 SH   SOLE 0 200 0 0
Janus Enterprise Fund Com 471023804 8 61 SH   SOLE 0 61 0 0
Johnson & Johnson Com 478160104 5,693 32,072 SH   SOLE 0 32,072 0 0
Johnson & Johnson Com 478160104 617 3,478 SH   DFND 0 3,478 0 0
KLA Corp Com 482480100 6,521 20,438 SH   SOLE 0 20,438 0 0
KLA Corp Com 482480100 235 738 SH   DFND 0 738 0 0
Kimberly-Clark Corp Com 494368103 68 503 SH   SOLE 0 503 0 0
Kimberly-Clark Corp Com 494368103 14 100 SH   DFND 0 100 0 0
Kinder Morgan Inc Com 49456B101 6 375 SH   SOLE 0 375 0 0
Kraft Heinz Co Com 500754106 7 196 SH   SOLE 0 196 0 0
Kraft Heinz Co Com 500754106 16 415 SH   DFND 0 415 0 0
Kraneshares CSI China ETF Com 500767306 6 198 SH   SOLE 0 198 0 0
Kyndryl Hldgs Inc Com 50155Q100 5 482 SH   SOLE 0 482 0 0
LKQ Corporation Com 501889208 3,018 61,483 SH   SOLE 0 61,483 0 0
LKQ Corporation Com 501889208 31 629 SH   DFND 0 629 0 0
L3Harris Technologies Com 502431109 2 10 SH   SOLE 0 10 0 0
Laboratory Corp of America Holdings Com 50540R409 23 100 SH   SOLE 0 100 0 0
Lam Research Corp Com 512807108 21 50 SH   DFND 0 50 0 0
Eli Lilly & Co Com 532457108 1,049 3,236 SH   SOLE 0 3,236 0 0
Lockheed Martin Corp Com 539830109 304 706 SH   SOLE 0 706 0 0
Lowes Companies Inc Com 548661107 36 204 SH   SOLE 0 204 0 0
Lowes Companies Inc Com 548661107 11 61 SH   DFND 0 61 0 0
M&T Bank Com 55261F104 5 34 SH   SOLE 0 34 0 0
MGT Capital Investments Inc. Com 55302P202 0 37,974 SH   DFND 0 37,974 0 0
Magna Intl Inc Com 559222401 3 57 SH   SOLE 0 57 0 0
Marathon Pete Corp Com 56585A102 18 216 SH   SOLE 0 216 0 0
Marathon Pete Corp Com 56585A102 66 800 SH   DFND 0 800 0 0
Marriott International Class A Com 571903202 68 500 SH   SOLE 0 500 0 0
Marvell Technology Inc Com 573874104 23 525 SH   SOLE 0 525 0 0
Masco Corp Com 574599106 51 1,000 SH   SOLE 0 1,000 0 0
Mastercard Inc. Com 57636Q104 3,378 10,709 SH   SOLE 0 10,709 0 0
Mastercard Inc. Com 57636Q104 509 1,612 SH   DFND 0 1,612 0 0
McDonalds Corp Com 580135101 2,809 11,380 SH   SOLE 0 11,380 0 0
McDonalds Corp Com 580135101 426 1,724 SH   DFND 0 1,724 0 0
Merck & Co Inc Com 58933Y105 768 8,426 SH   SOLE 0 8,426 0 0
Merck & Co Inc Com 58933Y105 73 800 SH   DFND 0 800 0 0
Metlife Inc Com 59156R108 4,463 71,073 SH   SOLE 0 71,073 0 0
Metlife Inc Com 59156R108 198 3,147 SH   DFND 0 3,147 0 0
Microsoft Corp Com 594918104 11,148 43,408 SH   SOLE 0 43,408 0 0
Microsoft Corp Com 594918104 1,760 6,852 SH   DFND 0 6,852 0 0
Micron Technology, Inc Com 595112103 22 400 SH   SOLE 0 400 0 0
Moderna Inc Com 60770K107 32 225 SH   SOLE 0 225 0 0
Mondelez Intl Inc Com 609207105 238 3,831 SH   SOLE 0 3,831 0 0
Mondelez Intl Inc Com 609207105 148 2,385 SH   DFND 0 2,385 0 0
Morgan Stanley Com 617446448 4,813 63,283 SH   SOLE 0 63,283 0 0
Morgan Stanley Com 617446448 238 3,128 SH   DFND 0 3,128 0 0
NCR Corporation Com 62886E108 6 200 SH   SOLE 0 200 0 0
National Grid PLC SP-ADR Com 636274409 65 1,011 SH   SOLE 0 1,011 0 0
Nestle ADR Com 641069406 5 43 SH   SOLE 0 43 0 0
Netapp Inc. Com 64110D104 2 35 SH   SOLE 0 35 0 0
Nextera Energy Inc Com 65339F101 69 896 SH   SOLE 0 896 0 0
Nextera Energy Inc Com 65339F101 207 2,668 SH   DFND 0 2,668 0 0
Nordstrom Inc Com 655664100 6 300 SH   DFND 0 300 0 0
Norfolk Southern Corp Com 655844108 3,014 13,260 SH   SOLE 0 13,260 0 0
Norfolk Southern Corp Com 655844108 29 128 SH   DFND 0 128 0 0
Northern Trust Corp Com 665859104 10 103 SH   SOLE 0 103 0 0
NortonLifeLock Inc Com 668771108 3 121 SH   SOLE 0 121 0 0
Nvidia Corporation Com 67066G104 3,579 23,609 SH   SOLE 0 23,609 0 0
Nvidia Corporation Com 67066G104 810 5,343 SH   DFND 0 5,343 0 0
Odyssey Marine Exploration Inc Com 676118201 0 42 SH   SOLE 0 42 0 0
Oneok Inc Com 682680103 102 1,829 SH   SOLE 0 1,829 0 0
Oneok Inc Com 682680103 25 450 SH   DFND 0 450 0 0
Oracle Corp Com 68389X105 85 1,223 SH   SOLE 0 1,223 0 0
Oracle Corp Com 68389X105 279 4,000 SH   DFND 0 4,000 0 0
Organon & Co Com 68622V106 8 230 SH   SOLE 0 230 0 0
Orion Office Reit Inc Com 68629Y103 0 5 SH   SOLE 0 5 0 0
Otis Worldwide Corp Com 68902V107 21 300 SH   DFND 0 300 0 0
PNC Financial Services Group Com 693475105 51 326 SH   SOLE 0 326 0 0
PPL Corp Com 69351T106 4 139 SH   SOLE 0 139 0 0
Packaging Corp of America Com 695156109 1,697 12,342 SH   SOLE 0 12,342 0 0
Packaging Corp of America Com 695156109 75 548 SH   DFND 0 548 0 0
Paychex Inc Com 704326107 146 1,281 SH   SOLE 0 1,281 0 0
Paychex Inc Com 704326107 20 176 SH   DFND 0 176 0 0
Paypal Holdings Inc Com 70450Y103 2,210 31,643 SH   SOLE 0 31,643 0 0
Paypal Holdings Inc Com 70450Y103 204 2,914 SH   DFND 0 2,914 0 0
Pepsico Inc. Com 713448108 3,192 19,152 SH   SOLE 0 19,152 0 0
Pepsico Inc. Com 713448108 177 1,061 SH   DFND 0 1,061 0 0
Pfizer Inc Com 717081103 5,029 95,925 SH   SOLE 0 95,925 0 0
Pfizer Inc Com 717081103 451 8,604 SH   DFND 0 8,604 0 0
Philip Morris Intl Inc Com 718172109 561 5,685 SH   SOLE 0 5,685 0 0
Philip Morris Intl Inc Com 718172109 199 2,015 SH   DFND 0 2,015 0 0
Portillos Inc Com 73642K106 18 1,086 SH   SOLE 0 1,086 0 0
Portillos Inc Com 73642K106 2 100 SH   DFND 0 100 0 0
Principal Financial Group Inc Com 74251V102 20 300 SH   DFND 0 300 0 0
Procter & Gamble Co Com 742718109 3,314 23,048 SH   SOLE 0 23,048 0 0
Procter & Gamble Co Com 742718109 491 3,414 SH   DFND 0 3,414 0 0
Progressive Corp Com 743315103 7 58 SH   SOLE 0 58 0 0
Public Service Enterprise Group Inc Com 744573106 2,376 37,553 SH   SOLE 0 37,553 0 0
Public Service Enterprise Group Inc Com 744573106 124 1,966 SH   DFND 0 1,966 0 0
Public Storage Pfd Pfd Stk 74460W578 450 19,960 SH   SOLE 0 19,960 0 0
Public Storage Pfd Pfd Stk 74460W628 273 11,900 SH   SOLE 0 11,900 0 0
Public Storage Pfd Pfd Stk 74460W628 46 2,000 SH   DFND 0 2,000 0 0
Pulte Homes, Inc Com 745867101 2,396 60,451 SH   SOLE 0 60,451 0 0
Pulte Homes, Inc Com 745867101 335 8,453 SH   DFND 0 8,453 0 0
Qualcomm Inc Com 747525103 2,036 15,937 SH   SOLE 0 15,937 0 0
Qualcomm Inc Com 747525103 240 1,881 SH   DFND 0 1,881 0 0
Quantum Fuel Sys Tech Worldwde Com 74765E307 0 50 SH   SOLE 0 50 0 0
Quest Diagnostics Inc Com 74834L100 62 466 SH   SOLE 0 466 0 0
Rpm Inc Com 749685103 32 410 SH   SOLE 0 410 0 0
Raytheon Technologies Corp Com 75513E101 159 1,659 SH   SOLE 0 1,659 0 0
Raytheon Technologies Corp Com 75513E101 48 500 SH   DFND 0 500 0 0
Regeneron Pharmaceuticals Inc Com 75886F107 1,992 3,370 SH   SOLE 0 3,370 0 0
Regeneron Pharmaceuticals Inc Com 75886F107 187 316 SH   DFND 0 316 0 0
Regions Financial Corp Com 7591EP100 3 182 SH   SOLE 0 182 0 0
Roper Industries Inc Com 776696106 2,469 6,257 SH   SOLE 0 6,257 0 0
Roper Industries Inc Com 776696106 427 1,081 SH   DFND 0 1,081 0 0
Shell Plc Com 780259305 31 600 SH   DFND 0 600 0 0
Koninklijke Kpn Nv Sponsored ADR Com 780641205 3 931 SH   SOLE 0 931 0 0
SPDR S&P 500 ETF Com 78462F103 4,980 13,202 SH   SOLE 0 13,202 0 0
SPDR S&P 500 ETF Com 78462F103 40 105 SH   DFND 0 105 0 0
SPDR Gold Shares Com 78463V107 53 312 SH   SOLE 0 312 0 0
SPDR Gold Shares Com 78463V107 77 455 SH   DFND 0 455 0 0
SPDR Emerging Market ETF Com 78463X509 556 16,004 SH   SOLE 0 16,004 0 0
SPDR Emerging Market ETF Com 78463X509 24 676 SH   DFND 0 676 0 0
SPDR Developed World ETF Com 78463X889 237 8,225 SH   SOLE 0 8,225 0 0
SPDR Nuveen High Yield ETF Com 78464A284 6 124 SH   SOLE 0 124 0 0
SPDR Intermediate Corp Bond ETF Com 78464A375 16,480 505,045 SH   SOLE 0 505,045 0 0
SPDR Intermediate Corp Bond ETF Com 78464A375 537 16,449 SH   DFND 0 16,449 0 0
Bloomberg Emerging Mkt Local Bond ETF Com 78464A391 0 11 SH   SOLE 0 11 0 0
SPDR S&P 500 Growth ETF Com 78464A409 84 1,609 SH   SOLE 0 1,609 0 0
SPDR S&P 500 Growth ETF Com 78464A409 27 516 SH   DFND 0 516 0 0
SPDR S&P 500 Value ETF Com 78464A508 180 4,896 SH   SOLE 0 4,896 0 0
SPDR Aggregate Bond ETF Com 78464A649 34 1,282 SH   SOLE 0 1,282 0 0
SPDR S&P 400 Mid Cap ETF Com 78464A847 87 2,203 SH   SOLE 0 2,203 0 0
SPDR S&P 500 Portfolio ETF Com 78464A854 34 760 SH   SOLE 0 760 0 0
SPDR S&P Biotech ETF Com 78464A870 43 582 SH   SOLE 0 582 0 0
SPDR Dow Jones Industrial Average ETF Com 78467X109 422 1,370 SH   SOLE 0 1,370 0 0
SPDR S&P Midcap 400 ETF Com 78467Y107 380 919 SH   SOLE 0 919 0 0
SPDR S&P Midcap 400 ETF Com 78467Y107 10 25 SH   DFND 0 25 0 0
SPDR S&P 600 Small Cap ETF Com 78468R853 64 1,767 SH   SOLE 0 1,767 0 0
Schlumberger Ltd Com 806857108 2 42 SH   SOLE 0 42 0 0
Schwab U.S. TIPS ETF Com 808524870 0 6 SH   SOLE 0 6 0 0
SPDR Materials Sector ETF Com 81369Y100 18 238 SH   SOLE 0 238 0 0
SPDR Healthcare Sector ETF Com 81369Y209 24 185 SH   SOLE 0 185 0 0
SPDR Discrectionary Sector ETF Com 81369Y407 27 200 SH   SOLE 0 200 0 0
SPDR Discrectionary Sector ETF Com 81369Y407 106 773 SH   DFND 0 773 0 0
SPDR Energy Sector ETF Com 81369Y506 3,142 43,939 SH   SOLE 0 43,939 0 0
SPDR Energy Sector ETF Com 81369Y506 230 3,211 SH   DFND 0 3,211 0 0
SPDR Financial Sector ETF Com 81369Y605 70 2,238 SH   SOLE 0 2,238 0 0
SPDR Financial Sector ETF Com 81369Y605 14 431 SH   DFND 0 431 0 0
SPDR Industrial Sector ETF Com 81369Y704 35 400 SH   SOLE 0 400 0 0
SPDR Technology Sector ETF Com 81369Y803 51 400 SH   SOLE 0 400 0 0
SPDR Utilities Sector ETF Com 81369Y886 155 2,214 SH   SOLE 0 2,214 0 0
SPDR Utilities Sector ETF Com 81369Y886 121 1,731 SH   DFND 0 1,731 0 0
Sempra Energy Com 816851109 4 26 SH   SOLE 0 26 0 0
Servicenow Inc Com 81762P102 24 50 SH   DFND 0 50 0 0
Shopify Inc Com 82509L107 35 1,110 SH   DFND 0 1,110 0 0
Smith & Nephew PLC Com 83175M205 7 250 SH   DFND 0 250 0 0
JM Smucker Co Com 832696405 29 223 SH   SOLE 0 223 0 0
Snap-On Inc. Com 833034101 39 200 SH   DFND 0 200 0 0
Sofi Technologies Inc Com 83406F102 1,408 267,265 SH   SOLE 0 267,265 0 0
Sofi Technologies Inc Com 83406F102 45 8,542 SH   DFND 0 8,542 0 0
Southern Co. Com 842587107 337 4,726 SH   SOLE 0 4,726 0 0
Sprott Physical Gold & Silver Trust Com 85208R101 25 1,500 SH   SOLE 0 1,500 0 0
Stanley Black & Decker Inc Com 854502101 1,364 13,006 SH   SOLE 0 13,006 0 0
Stanley Black & Decker Inc Com 854502101 15 140 SH   DFND 0 140 0 0
Starbucks Corp Com 855244109 2,321 30,388 SH   SOLE 0 30,388 0 0
Starbucks Corp Com 855244109 164 2,151 SH   DFND 0 2,151 0 0
Store Capital Corp Com 862121100 19 729 SH   DFND 0 729 0 0
Stryker Corp Com 863667101 2,072 10,417 SH   SOLE 0 10,417 0 0
Stryker Corp Com 863667101 106 534 SH   DFND 0 534 0 0
Sysco Corporation Com 871829107 6 73 SH   SOLE 0 73 0 0
Taiwan Semiconductor Mfg Co Ltd ADR Com 874039100 7 86 SH   SOLE 0 86 0 0
Target Corp Com 87612E106 82 584 SH   SOLE 0 584 0 0
Target Corp Com 87612E106 113 800 SH   DFND 0 800 0 0
Tencent Holdings Com 88032Q109 9 207 SH   SOLE 0 207 0 0
Teradata Corp Com 88076W103 7 200 SH   SOLE 0 200 0 0
Texas Instruments Inc Com 882508104 67 435 SH   SOLE 0 435 0 0
Thermo Fisher Scientific Inc. Com 883556102 706 1,300 SH   SOLE 0 1,300 0 0
Thermo Fisher Scientific Inc. Com 883556102 236 435 SH   DFND 0 435 0 0
Thomson Reuters Corp Com 884903709 43 408 SH   SOLE 0 408 0 0
3m Co Com 88579Y101 60 460 SH   SOLE 0 460 0 0
3m Co Com 88579Y101 65 500 SH   DFND 0 500 0 0
Total SA ADR Com 89151E109 3 55 SH   SOLE 0 55 0 0
Truist Finl Corp Com 89832Q109 36 763 SH   SOLE 0 763 0 0
Truist Finl Corp Com 89832Q109 19 400 SH   DFND 0 400 0 0
Twilio Inc-A Com 90138F102 2 20 SH   DFND 0 20 0 0
Tyson Foods Inc Class A Com 902494103 4,386 50,970 SH   SOLE 0 50,970 0 0
Tyson Foods Inc Class A Com 902494103 111 1,291 SH   DFND 0 1,291 0 0
US Bancorp Del Com New Com 902973304 2,543 55,248 SH   SOLE 0 55,248 0 0
US Bancorp Del Com New Com 902973304 12 261 SH   DFND 0 261 0 0
Us Bancorp Del Pfd Stk 902973866 781 1,050 SH   SOLE 0 1,050 0 0
Unilever PLC Com 904767704 1,657 36,151 SH   SOLE 0 36,151 0 0
Unilever PLC Com 904767704 153 3,328 SH   DFND 0 3,328 0 0
Union Pacific Corp Com 907818108 109 513 SH   SOLE 0 513 0 0
Union Pacific Corp Com 907818108 85 400 SH   DFND 0 400 0 0
United Parcel Service Inc Class B Com 911312106 74 405 SH   SOLE 0 405 0 0
United Parcel Service Inc Class B Com 911312106 41 225 SH   DFND 0 225 0 0
Unitedhealth Group Inc Com 91324P102 194 378 SH   SOLE 0 378 0 0
Valero Energy Corp Com 91913Y100 3,243 30,514 SH   SOLE 0 30,514 0 0
Valero Energy Corp Com 91913Y100 191 1,795 SH   DFND 0 1,795 0 0
Vaneck Vectors Morningstar Wide MOAT ETF Com 92189F643 523 8,200 SH   SOLE 0 8,200 0 0
Vanguard Dividend Appreciation ETF Com 921908844 34 240 SH   SOLE 0 240 0 0
Vanguard Dividend Appreciation ETF Com 921908844 224 1,560 SH   DFND 0 1,560 0 0
Vanguard FTSE Developed Markets ETF Com 921943858 143 3,509 SH   SOLE 0 3,509 0 0
Vanguard High Dividend ETF Com 921946406 206 2,029 SH   SOLE 0 2,029 0 0
Vanguard High Dividend ETF Com 921946406 218 2,144 SH   DFND 0 2,144 0 0
Vanguard GNMA Fund Com 922031307 30 3,134 SH   SOLE 0 3,134 0 0
Vanguard MSCI Emerging Markets ETF Com 922042858 74 1,771 SH   SOLE 0 1,771 0 0
Vanguard FTSE Europe ETF Com 922042874 8,319 157,503 SH   SOLE 0 157,503 0 0
Vanguard FTSE Europe ETF Com 922042874 168 3,184 SH   DFND 0 3,184 0 0
Vanguard Utilities ETF Com 92204A876 1,753 11,505 SH   SOLE 0 11,505 0 0
Vanguard Utilities ETF Com 92204A876 59 386 SH   DFND 0 386 0 0
Vanguard REIT Com 922908553 2,546 27,942 SH   SOLE 0 27,942 0 0
Vanguard REIT Com 922908553 31 339 SH   DFND 0 339 0 0
Vanguard Small Cap Value ETF Com 922908611 4 28 SH   SOLE 0 28 0 0
Vanguard Mid-Cap ETF Com 922908629 38 192 SH   SOLE 0 192 0 0
Vanguard Value ETF Com 922908744 127 966 SH   SOLE 0 966 0 0
Vanguard Small Cap ETF Com 922908751 421 2,390 SH   SOLE 0 2,390 0 0
Verizon Communications Com 92343V104 2,412 47,518 SH   SOLE 0 47,518 0 0
Verizon Communications Com 92343V104 196 3,871 SH   DFND 0 3,871 0 0
Viatris Inc Com 92556V106 8 734 SH   DFND 0 734 0 0
Vici Pptys Inc Com Com 925652109 6 198 SH   SOLE 0 198 0 0
Vodafone Group PLC Com 92857W308 7 468 SH   SOLE 0 468 0 0
WEC Energy Group Inc Com 92939U106 529 5,258 SH   SOLE 0 5,258 0 0
WEC Energy Group Inc Com 92939U106 60 600 SH   DFND 0 600 0 0
Wal-Mart Stores Inc Com 931142103 2,494 20,513 SH   SOLE 0 20,513 0 0
Wal-Mart Stores Inc Com 931142103 72 589 SH   DFND 0 589 0 0
Walgreens Boots Alliance Inc Com 931427108 4 118 SH   SOLE 0 118 0 0
Warner Bros Discovery Inc Com 934423104 64 4,732 SH   SOLE 0 4,732 0 0
Warner Bros Discovery Inc Com 934423104 2 182 SH   DFND 0 182 0 0
Waste Management Co ETF Com 94106L109 170 1,114 SH   SOLE 0 1,114 0 0
Waste Management Co ETF Com 94106L109 285 1,864 SH   DFND 0 1,864 0 0
Wells Fargo Co Com 949746101 24 600 SH   DFND 0 600 0 0
Welltower Inc Com 95040Q104 60 730 SH   SOLE 0 730 0 0
Welltower Inc Com 95040Q104 6 78 SH   DFND 0 78 0 0
Weyerhaeuser Company Com 962166104 12 366 SH   SOLE 0 366 0 0
Williams Co Inc. Com 969457100 11 368 SH   SOLE 0 368 0 0
Wintrust Financial Corp Com 97650W108 32 400 SH   SOLE 0 400 0 0
Woodward Governor Co Com 980745103 74 800 SH   SOLE 0 800 0 0
Xcel Energy Com 98389B100 587 8,298 SH   SOLE 0 8,298 0 0
Yum Brands Inc Com 988498101 14 120 SH   SOLE 0 120 0 0
Yum China Holdings Inc Com 98850P109 6 120 SH   SOLE 0 120 0 0
Zimvie Inc Com 98888T107 0 26 SH   SOLE 0 26 0 0
Zimmer Biomet Holdings Inc Com 98956P102 28 262 SH   SOLE 0 262 0 0
Zoetis Inc Com 98978V103 2,427 14,120 SH   SOLE 0 14,120 0 0
Zoetis Inc Com 98978V103 68 395 SH   DFND 0 395 0 0
Daimler Truck Holding NPV Com D1T3RZ100 6 225 SH   SOLE 0 225 0 0
Allegion PLC Com G0176J109 30 305 SH   SOLE 0 305 0 0
Atlantica Sustainable Infr Plc Com G0751N103 5 141 SH   SOLE 0 141 0 0
Eaton Corp PLC Com G29183103 2,988 23,717 SH   SOLE 0 23,717 0 0
Eaton Corp PLC Com G29183103 218 1,731 SH   DFND 0 1,731 0 0
Johnson Controls International PLC Com G51502105 29 600 SH   SOLE 0 600 0 0
Linde PLC Com G5494J103 72 250 SH   SOLE 0 250 0 0
Medtronic Holdings LTD Com G5960L103 3,730 41,558 SH   SOLE 0 41,558 0 0
Medtronic Holdings LTD Com G5960L103 137 1,528 SH   DFND 0 1,528 0 0
Aptiv PLC Com G6095L109 2,168 24,345 SH   SOLE 0 24,345 0 0
Aptiv PLC Com G6095L109 139 1,564 SH   DFND 0 1,564 0 0
Trane Technologies Plc Com G8994E103 51 390 SH   SOLE 0 390 0 0
Alcon Inc Com H01301128 3 42 SH   SOLE 0 42 0 0
Chubb LTD Com H1467J104 6 33 SH   SOLE 0 33 0 0
Chubb LTD Com H1467J104 35 180 SH   DFND 0 180 0 0
On Holding AG Com H5919C104 7 400 SH   DFND 0 400 0 0
NPX Semiconductors NV Com N6596X109 9 58 SH   SOLE 0 58 0 0