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Condensed Consolidated Statements Of Cash Flows (USD $)
In Thousands, unless otherwise specified
3 Months Ended
Mar. 31, 2012
Mar. 31, 2011
CASH FLOWS FROM OPERATING ACTIVITIES    
Net loss $ (315) $ (429)
Adjustments to reconcile net loss to net cash flow From operating activities:    
Depreciation and amortization 411 404
Accretion of premiums and discounts on available-for-sale securities (20) (3)
Provision for loan losses 450  
Provision for losses on foreclosed assets held for sale 128 361
Deferred income taxes (1) (107)
Stock dividends on Federal Home Loan Bank (FHLB) stock (29) (24)
Net (gain) loss on sale of foreclosed assets 79 (345)
Restricted stock earned and forfeited 17 (90)
Compensation expense related to the Employee Stock Purchase Plan (ESPP) 1 1
Originations of loans held for sale (16,111) (6,244)
Proceeds from the sale of loans held for sale 20,167 14,200
Realized (gain) loss on loans held for sale fair value adjustment 33 (146)
Changes in:    
Interest receivable (326) (36)
Net fair value of loan related commitments 61 354
Cash surrender value of life insurance (37) (6)
Prepaid expenses and other assets (231) (403)
Interest payable and other liabilities 433 101
Net cash provided by operating activities 4,710 7,588
CASH FLOWS FROM INVESTING ACTIVITIES    
Net change in loans (4,343) 14,992
Proceeds from the sale of loan participations 1,456  
Purchase of premises and equipment (183) (29)
Proceeds from the sale of foreclosed assets, net of expenses 2,167 1,768
Purchases of available-for-sale securities (9,988)  
Proceeds from maturities of available-for-sale securities 5,000 8,000
Net cash provided by (used in) investing activities (5,891) 24,731
CASH FLOWS FROM FINANCING ACTIVITIES    
Net increase (decrease) in demand deposits, money market, NOW and savings accounts 12,681 (2,243)
Net increase (decrease) in time deposits 4,310 (23,659)
Net increase (decrease) in federal funds purchased and other interest-bearing liabilities 253 (3,163)
Net proceeds from the sale of stock through ESPP 27 21
Net cash provided by (used in) financing activities 17,271 (29,044)
Increase in cash and cash equivalents 16,090 3,275
Cash and cash equivalents, beginning of period 99,899 114,781
CASH AND CASH EQUIVALENTS, END OF PERIOD 115,989 118,056
SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION    
Interest 2,093 2,466
Income taxes, net of refunds      
Noncash investing and financing activities:    
Transfer of loans to foreclosed property, net of specific allowance 997 722
Restricted stock issued, net of forfeitures (2) (2)
Preferred dividends accrued but not paid $ 272 $ 272