Condensed Consolidated Statements Of Operations (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
INTEREST AND DIVIDEND INCOME
Interest and fees on loans	$ 5,884	$ 6,343
Federal funds sold and other short-term investments	43	39
Available-for-sale securities	268	244
Dividends on Federal Home Loan Bank and Federal Reserve Bank stock	29	25
Total interest and dividend income	6,224	6,651
INTEREST EXPENSE
Interest-bearing demand deposits	265	474
Savings and money market deposit accounts	84	97
Other time deposits	700	1,099
Federal funds purchased and other interest-bearing liabilities	9	10
Long-term debt, net	912	860
Total interest expense	1,970	2,540
NET INTEREST INCOME	4,254	4,111
PROVISION FOR LOAN LOSSES	450
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	3,804	4,111
NON-INTEREST INCOME
Loans held for sale fee income	543	554
NSF charges and service fees	256	223
Other service charges	618	500
Other income	193	127
Total non-interest income	1,610	1,404
NON-INTEREST EXPENSE
Salaries and employee benefits	2,581	2,822
Net occupancy expense	647	663
Foreclosed assets expense	609	741
Other operating expense	1,893	1,962
Total non-interest expense	5,730	6,188
LOSS BEFORE INCOME TAXES	(316)	(673)
PROVISION (BENEFIT) FOR INCOME TAXES
Benefit for income taxes	(104)	(244)
Valuation allowance for deferred tax asset	103
Total provision (benefit) for income taxes	(1)	(244)
NET LOSS	(315)	(429)
DIVIDENDS AND ACCRETION ON PREFERRED STOCK	(272)	(272)
NET LOSS AVAILABLE TO COMMON STOCKHOLDERS	$ (587)	$ (701)
BASIC LOSS PER SHARE	$ (0.21)	$ (0.25)
DILUTED LOSS PER SHARE	$ (0.21)	$ (0.25)