Consolidated Statements Of Cash Flows (USD $) In Thousands, unless otherwise specified	12 Months Ended
	Dec. 31, 2011	Dec. 31, 2010	Dec. 31, 2009
OPERATING ACTIVITIES
Net loss	$ (15,823)	$ (2,742)	$ (14,610)
Adjustments to reconcile net loss to net cash flow From operating activities:
Depreciation and amortization	1,661	1,298	1,417
Amortization (accretion) of premiums and discounts on available-for-sale securities	(62)	(73)	10
Provision for loan losses	3,300	3,095	21,635
Provision for losses on foreclosed assets held for sale	3,159	734	1,363
Deferred income taxes	9,823	(1,561)	(6,126)
Stock dividends on Federal Home Loan Bank (FHLB) stock	(106)	(104)	(101)
Net realized gains on available-for-sale securities		(885)	(346)
Net gain on sale of foreclosed assets	(555)	(168)	(212)
Restricted stock earned and forfeited	77	428	287
Compensation expense related to the Employee Stock Purchase Plan	4	3	7
Originations of loans held for sale	(66,014)	(135,930)	(196,374)
Proceeds from the sale of loans held for sale	68,668	136,487	195,668
Realized (gain) loss on loans held for sale fair value adjustment	(178)	33	111
Changes in:
Interest receivable	210	520	970
Net fair value of loan related commitments	257	(128)	(236)
Income taxes receivable		2,746
Prepaid expenses and other assets	(172)	981	839
Interest payable and other liabilities	490	116	913
Net cash provided by operating activities	4,739	4,850	5,215
INVESTING ACTIVITIES
Net change in loans	28,561	42,909	57,854
Proceeds from sale of loan participations	2,854	32	4,199
Purchase of premises and equipment	(499)	(226)	(136)
Proceeds from the sale of foreclosed assets, net of expenses	5,638	9,077	16,431
Purchases of available-for-sale securities	(64,915)	(134,932)	(85,749)
Proceeds from maturities of available-for-sale securities	67,000	115,000	69,750
Proceeds from sale of available-for-sale securities		29,885	11,346
Purchases of bank owned life insurance	(4,000)
Purchases of Federal Home Loan Bank and Federal Reserve Bank stock and other securities	(100)		(521)
Proceeds from the redemption of Federal Home Loan Bank stock, Federal Reserve Bank stock, and other securities			1,451
Net cash provided by investing activities	34,539	61,745	74,625
FINANCING ACTIVITIES
Net increase in demand deposits, money market, NOW and savings accounts	4,444	23,979	29,372
Net decrease in time deposits	(55,249)	(72,871)	(40,130)
Net increase (decrease) in federal funds purchased and other interest-bearing liabilities	(3,376)	2,628	(11,425)
Repayments of long-term debt		(42,500)	(5,396)
Proceeds from long-term debt		42,500
Prepayment penalty on modification of FHLB advances		(2,569)
Discount on repayment of long-term debt			(100)
Dividends paid on preferred stock			(212)
Net proceeds from the sale of stock through Employee Stock Purchase Plan	21	35	62
Net cash used in financing activities	(54,160)	(48,798)	(27,829)
Increase (decrease) in cash and cash equivalents	(14,882)	17,797	52,011
Cash and cash equivalents, beginning of year	114,781	96,984	44,973
CASH AND CASH EQUIVALENTS, END OF YEAR	99,899	114,781	96,984
SUPPLEMENTAL CASH FLOWS INFORMATION
Interest	9,794	14,372	18,057
Income taxes, net of refunds	1	(2,750)	(3,496)
Noncash investing and financing activities:
Transfer of loans to foreclosed property, net of specific allowance	17,354	10,352	32,234
Restricted stock issued	33	22	55
Preferred dividends accrued but not paid	$ 1,088	$ 1,087	$ 815