Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Dec. 31, 2011	Dec. 31, 2010
ASSETS
Cash and due from banks	$ 23,480	$ 37,255
Interest bearing deposits in other financial institutions	76,419	67,526
Federal funds sold		10,000
Cash and cash equivalents	99,899	114,781
Available-for-sale securities	61,790	63,640
Mortgage loans held for sale, fair value	5,686	8,162
Loans, net of allowance for loan losses of $13,189 and $14,731 in 2011 and 2010, respectively	425,654	477,723
Premises and equipment, net	15,897	16,239
Foreclosed assets held for sale, net	29,246	20,144
Interest receivable	1,573	1,783
Deferred income taxes	911	10,976
Prepaid expenses and other assets	6,106	2,026
Federal Home Loan Bank stock, Federal Reserve Bank stock, and other securities	7,369	7,163
Core deposit intangible asset, at amortized cost	321	464
Total assets	654,452	723,101
LIABILITIES
Demand	100,842	100,975
Savings, NOW and money market	222,984	218,407
Time	166,587	221,836
Total deposits	490,413	541,218
Other interest-bearing liabilities	15,372	18,748
Long-term debt	100,434	99,757
Interest payable and other liabilities	7,778	6,214
Total liabilities	613,997	665,937
STOCKHOLDERS' EQUITY
Preferred stock, $1 par value, $1,000 liquidation preference Authorized 15,000,000 shares; issued and outstanding 2011 - 21,750 shares; 2010 - 21,750 shares	22	22
Common stock, par value $1 per share; Authorized 15,000,000 shares; issued and outstanding 2011 - 2,879,158 shares; 2010 - 2,843,301 shares	2,879	2,843
Additional paid-in capital	38,511	38,431
Retained earnings (Accumulated deficit)	(1,091)	15,838
Accumulated other comprehensive income, net of income tax of $89 in 2011 and $20 in 2010	134	30
Total stockholders' equity	40,455	57,164
Total liabilities and stockholders' equity	$ 654,452	$ 723,101