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Condensed Consolidated Statements Of Cash Flows (USD $)
In Thousands
9 Months Ended
Sep. 30, 2011
Sep. 30, 2010
CASH FLOWS FROM OPERATING ACTIVITIES  
Net loss$ (4,601)$ (1,703)
Adjustments to reconcile net loss to net cash flow From operating activities:  
Depreciation and amortization1,232858
Accretion of premiums and discounts on available-for-sale securities(42)(45)
Provision for loan losses2,7001,450
Provision for losses on foreclosed assets held for sale2,083303
Deferred income taxes(140)(851)
Stock dividends on Federal Home Loan Bank (FHLB) stock(78)(79)
Gain on sale of available-for-sale securities (437)
Net gain on sale of foreclosed assets(478)(194)
Restricted stock earned (forfeited)(82)230
Compensation expense related to the Employee Stock Purchase Plan (ESPP)32
Originations of loans held for sale(42,836)(90,952)
Proceeds from the sale of loans held for sale46,87690,849
Realized gain on loans held for sale fair value adjustment(181)(134)
Changes in:  
Interest receivable(167)46
Net fair value of loan related commitments264340
Prepaid expenses and other assets(610)2,553
Interest payable and other liabilities794123
Net cash provided by operating activities4,7372,359
CASH FLOWS FROM INVESTING ACTIVITIES  
Net change in loans18,67139,076
Proceeds from the sale of loan participations 32
Purchase of premises and equipment(352)(144)
Proceeds from the sale of foreclosed assets, net of expenses3,6818,352
Purchases of available-for-sale securities(39,926)(84,932)
Proceeds from maturities of available-for-sale securities39,00063,000
Proceeds from sale of available-for-sale securities 19,437
Purchase of bank owned life insurance(4,000) 
Net cash provided by investing activities17,07444,821
CASH FLOWS FROM FINANCING ACTIVITIES  
Net increase in demand deposits, money market, NOW and savings accounts14,51621,460
Net decrease in time deposits(52,715)(42,040)
Net increase (decrease) in federal funds purchased and other interest-bearing liabilities(4,242)5,380
Repayments of long-term debt (42,500)
Proceeds from long-term debt 42,500
Prepayment penalty on modification of FHLB advances (2,569)
Net proceeds from the sale of additional stock through ESPP2135
Net cash used in financing activities(42,420)(17,734)
Increase (decrease) in cash and cash equivalents(20,609)29,446
Cash and cash equivalents, beginning of period114,78196,984
CASH AND CASH EQUIVALENTS, END OF PERIOD94,172126,430
SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION  
Interest7,38111,571
Income taxes, net of refunds1(2,747)
Noncash investing and financing activities:  
Transfer of loans to foreclosed property13,85610,388
Restricted stock issued, net of forfeitures(8)(2)
Preferred dividends accrued but not paid$ 816$ 816