Condensed Consolidated Statements Of Operations (USD $) In Thousands, except Per Share data	3 Months Ended		9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2011	Sep. 30, 2010
INTEREST AND DIVIDEND INCOME
Interest and fees on loans	$ 6,422	$ 7,044	$ 18,948	$ 21,146
Federal funds sold and other short-term investments	33	74	115	199
Available-for-sale securities	353	508	919	1,543
Dividends on Federal Home Loan Bank and Federal Reserve Bank stock	29	27	137	138
Total interest and dividend income	6,837	7,653	20,119	23,026
INTEREST EXPENSE
Interest-bearing demand deposits	356	536	1,272	1,801
Savings and money market deposit accounts	79	109	267	335
Other time deposits	884	1,851	2,980	6,307
Federal funds purchased and other interest-bearing liabilities	11	11	31	32
Long-term debt, net	877	966	2,607	2,922
Total interest expense	2,207	3,473	7,157	11,397
NET INTEREST INCOME	4,630	4,180	12,962	11,629
PROVISION FOR LOAN LOSSES	700		2,700	1,450
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	3,930	4,180	10,262	10,179
NON-INTEREST INCOME
Loans held for sale fee income	675	1,007	1,513	2,391
Service fees	797	795	2,359	2,328
Realized gains on available-for-sale securities		342		437
Other income	245	429	694	716
Total non-interest income	1,717	2,573	4,566	5,872
NON-INTEREST EXPENSE
Salaries and employee benefits	2,813	2,964	8,353	8,800
Net occupancy expense	682	704	1,963	2,104
Other operating expense	4,177	2,473	9,426	7,816
Total non-interest expense	7,672	6,141	19,742	18,720
INCOME (LOSS) BEFORE INCOME TAXES	(2,025)	612	(4,914)	(2,669)
PROVISION (BENEFIT) FOR INCOME TAXES		230	(313)	(966)
NET INCOME (LOSS)	(2,025)	382	(4,601)	(1,703)
DIVIDENDS AND ACCRETION ON PREFERRED STOCK	272	272	816	816
NET INCOME (LOSS) AVAILABLE TO COMMON STOCKHOLDERS	$ (2,297)	$ 110	$ (5,417)	$ (2,519)
BASIC EARNINGS (LOSS) PER SHARE	$ (0.82)	$ 0.04	$ (1.93)	$ (0.91)
DILUTED EARNINGS (LOSS) PER SHARE	$ (0.82)	$ 0.04	$ (1.93)	$ (0.91)