EXHIBIT 23.3

                       CONSENT OF INDEPENDENT ACCOUNTANTS

The Board of Directors
Blue Valley Ban Corp
Overland Park, Kansas

We consent to the incorporation by reference in Registration Statement No.
333-46022 on Form S-8 of Blue Valley Ban Corp, of our report, dated February 13,
2004, relating to the consolidated balance sheets of Blue Valley Ban Corp and
subsidiaries as of December 31, 2003 and 2002, and the related consolidated
statements of income, stockholders' equity and cash flows for each of the years
in the three-year period ended December 31, 2003, which report appears in the
December 31, 2003 Annual Report on Form 10-K of Blue Valley Ban Corp.

                                                  /s/ BKD, LLP

Kansas City, Missouri
March 18, 2004