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Condensed Consolidated Statements Of Cash Flows (USD $)
In Thousands
6 Months Ended
Jun. 30, 2011
Jun. 30, 2010
CASH FLOWS FROM OPERATING ACTIVITIES    
Net loss $ (2,576) $ (2,085)
Adjustments to reconcile net loss to net cash flow From operating activities:    
Depreciation and amortization 810 522
Accretion of premiums and discounts on available-for-sale securities (20) (29)
Provision for loan losses 2,000 1,450
Provision for losses on foreclosed assets held for sale 591 178
Deferred income taxes (144) (1,080)
Stock dividends on Federal Home Loan Bank (FHLB) stock (49) (52)
Gain on sale of available-for-sale securities   (95)
Net gain on sale of foreclosed assets (418) (41)
Restricted stock earned (forfeited) (110) 158
Compensation expense related to the Employee Stock Purchase Plan (ESPP) 2 1
Originations of loans held for sale (20,232) (48,189)
Proceeds from the sale of loans held for sale 24,151 52,348
Realized gain on loans held for sale fair value adjustment (115) (191)
Changes in:    
Interest receivable 101 63
Net fair value of loan related commitments 247 179
Prepaid expenses and other assets (777) 2,372
Interest payable and other liabilities 87 752
Net cash provided by operating activities 3,548 6,261
CASH FLOWS FROM INVESTING ACTIVITIES    
Net change in loans 18,457 26,052
Proceeds from the sale of loan participations   32
Purchase of premises and equipment (253) (107)
Proceeds from the sale of foreclosed assets, net of expenses 3,124 4,899
Purchases of available-for-sale securities (39,926) (69,942)
Proceeds from maturities of available-for-sale securities 30,000 32,000
Proceeds from sale of available-for-sale securities   5,095
Net cash provided by (used in) investing activities 11,402 (1,971)
CASH FLOWS FROM FINANCING ACTIVITIES    
Net increase (decrease) in demand deposits, money market, NOW and savings accounts (2,324) 3,679
Net increase (decrease) in time deposits (26,829) 38,669
Net increase (decrease) in federal funds purchased and other interest-bearing liabilities (483) 2,520
Net proceeds from the sale of additional stock through ESPP 21 35
Net cash provided by (used in) financing activities (29,615) 44,903
Increase (decrease) in cash and cash equivalents (14,665) 49,193
Cash and cash equivalents, beginning of period 114,781 96,984
CASH AND CASH EQUIVALENTS, END OF PERIOD 100,116 146,177
SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION    
Interest 5,173 7,565
Income taxes, net of refunds 4 (2,747)
Noncash investing and financing activities:    
Transfer of loans to foreclosed property 13,388 8,339
Restricted stock issued, net of forfeitures (7) (2)
Preferred dividends accrued but not paid $ 544 $ 544