Condensed Consolidated Statements Of Operations (USD $) In Thousands, except Per Share data	3 Months Ended		6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010	Jun. 30, 2011	Jun. 30, 2010
INTEREST AND DIVIDEND INCOME
Interest and fees on loans	$ 6,183	$ 6,969	$ 12,526	$ 14,102
Federal funds sold and other short-term investments	43	63	82	125
Available-for-sale securities	322	600	566	1,035
Dividends on Federal Home Loan Bank and Federal Reserve Bank stock	83	85	108	111
Total interest and dividend income	6,631	7,717	13,282	15,373
INTEREST EXPENSE
Interest-bearing demand deposits	442	585	916	1,265
Savings and money market deposit accounts	91	112	188	226
Other time deposits	997	2,212	2,096	4,456
Federal funds purchased and other interest-bearing liabilities	10	12	20	21
Long-term debt, net	870	988	1,730	1,956
Total interest expense	2,410	3,909	4,950	7,924
NET INTEREST INCOME	4,221	3,808	8,332	7,449
PROVISION FOR LOAN LOSSES	2,000	1,200	2,000	1,450
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	2,221	2,608	6,332	5,999
NON-INTEREST INCOME
Loans held for sale fee income	284	663	838	1,384
Service fees	839	796	1,562	1,533
Realized gains on available-for-sale securities		95		95
Other income	322	172	449	287
Total non-interest income	1,445	1,726	2,849	3,299
NON-INTEREST EXPENSE
Salaries and employee benefits	2,718	2,862	5,540	5,836
Net occupancy expense	618	668	1,281	1,400
Other operating expense	2,546	2,696	5,249	5,343
Total non-interest expense	5,882	6,226	12,070	12,579
LOSS BEFORE INCOME TAXES	(2,216)	(1,892)	(2,889)	(3,281)
BENEFIT FOR INCOME TAXES	(69)	(680)	(313)	(1,196)
NET LOSS	(2,147)	(1,212)	(2,576)	(2,085)
DIVIDENDS AND ACCRETION ON PREFERRED STOCK	272	272	544	544
NET LOSS AVAILABLE TO COMMON STOCKHOLDERS	$ (2,419)	$ (1,484)	$ (3,120)	$ (2,629)
BASIC LOSS PER SHARE	$ (0.86)	$ (0.54)	$ (1.11)	$ (0.95)
DILUTED LOSS PER SHARE	$ (0.86)	$ (0.54)	$ (1.11)	$ (0.95)