Condensed Consolidated Balance Sheets (USD $) In Thousands	Jun. 30, 2011	Dec. 31, 2010
ASSETS
Cash and due from banks	$ 22,564	$ 37,255
Interest-bearing deposits in other financial institutions	67,552	67,526
Federal funds sold	10,000	10,000
Cash and cash equivalents	100,116	114,781
Available-for-sale securities	74,178	63,640
Mortgage loans held for sale, fair value	4,358	8,162
Loans, net of allowance for loan losses of $13,596 and $14,731 in 2011 and 2010, respectively	443,878	477,723
Premises and equipment, net	16,092	16,239
Foreclosed assets held for sale, net	30,225	20,144
Interest receivable	1,682	1,783
Deferred income taxes	10,883	10,976
Prepaid expenses and other assets	2,563	2,026
Federal Home Loan Bank stock, Federal Reserve Bank stock, and other securities	7,212	7,163
Core deposit intangible asset, at amortized cost	393	464
Total assets	691,580	723,101
LIABILITIES
Demand	98,407	100,975
Savings, NOW and money market	218,651	218,407
Time	195,007	221,836
Total deposits	512,065	541,218
Other interest-bearing liabilities	18,265	18,748
Long-term debt	100,096	99,757
Interest payable and other liabilities	6,844	6,214
Total liabilities	637,270	665,937
STOCKHOLDERS' EQUITY
Preferred stock, $1 par value, $1,000 liquidation preference; authorized 15,000,000 shares; issued and outstanding 2011 - 21,750 shares; 2010 - 21,750 shares	22	22
Common stock, par value $1 per share; authorized 15,000,000 shares; issued and outstanding 2011 - 2,838,976 shares; 2010 - 2,843,301 shares	2,839	2,843
Additional paid-in capital	38,346	38,431
Retained earnings	12,718	15,838
Accumulated other comprehensive income, net of income tax of $257 in 2011 and $20 in 2010	385	30
Total stockholders' equity	54,310	57,164
Total liabilities and stockholders' equity	$ 691,580	$ 723,101