Insurance Reserves

12 Months Ended

Dec. 29, 2013

Insurance Reserves

Insurance Reserves

12. Insurance Reserves

The following table summarizes changes in our insurance program reserves (in thousands):

Balance as of December 25, 2011	$	19,278
Expense	27,728
Payments	(24,703		)
Balance as of December 30, 2012	22,303
Expense	23,187
Payments	(26,025		)
Balance as of December 29, 2013	$	19,465

We are a party to standby letters of credit with off-balance sheet risk associated with our insurance programs. The total amount committed under letters of credit for these programs was $20.6 million at December 29, 2013.