<ARTICLE>                                  OPUR1
<LEGEND>
THIS  SCHEDULE  CONTAINS  SUMMARY  FINANCIAL   INFORMATION  EXTRACTED  FROM  THE
CONSOLIDATED BALANCE SHEETS,  CONSOLIDATED STATEMENTS OF INCOME AND CONSOLIDATED
STATEMENTS  OF CASH FLOWS AND IS  QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.


  <NUMBER>                                 12
  <NAME>                                   TRI-STATE IMPROVEMENT CO.
<MULTIPLIER>                                                           1,000

                                                        
<PERIOD-TYPE>                                              12-MOS
<FISCAL-YEAR-END>                                          DEC-31-1999
<PERIOD-START>                                             JAN-01-1999
<PERIOD-END>                                               DEC-31-1999
<BOOK-VALUE>                                               PER-BOOK
<TOTAL-NET-UTILITY-PLANT>                                                  0
<OTHER-PROPERTY-AND-INVEST>                                                0
<TOTAL-CURRENT-ASSETS>                                                   796
<TOTAL-DEFERRED-CHARGES>                                                   0
<OTHER-ASSETS>                                                        43,605
<TOTAL-ASSETS>                                                        44,401
<COMMON>                                                                  25
<CAPITAL-SURPLUS-PAID-IN>                                                  0
<RETAINED-EARNINGS>                                                    1,774
<TOTAL-COMMON-STOCKHOLDERS-EQ>                                         1,799
<PREFERRED-MANDATORY>                                                      0
<PREFERRED>                                                                0
<LONG-TERM-DEBT-NET>                                                  38,143
<SHORT-TERM-NOTES>                                                         0
<LONG-TERM-NOTES-PAYABLE>                                                  0
<COMMERCIAL-PAPER-OBLIGATIONS>                                             0
<LONG-TERM-DEBT-CURRENT-PORT>                                              0
<PREFERRED-STOCK-CURRENT>                                                  0
<CAPITAL-LEASE-OBLIGATIONS>                                                0
<LEASES-CURRENT>                                                           0
<OTHER-ITEMS-CAPITAL-AND-LIAB>                                         4,459
<TOT-CAPITALIZATION-AND-LIAB>                                         44,401
<GROSS-OPERATING-REVENUE>                                                  0
<INCOME-TAX-EXPENSE>                                                     298
<OTHER-OPERATING-EXPENSES>                                               205
<TOTAL-OPERATING-EXPENSES>                                               503
<OPERATING-INCOME-LOSS>                                                 (503)
<OTHER-INCOME-NET>                                                     1,979
<INCOME-BEFORE-INTEREST-EXPEN>                                         1,476
<TOTAL-INTEREST-EXPENSE>                                                 623
<NET-INCOME>                                                             853
<PREFERRED-STOCK-DIVIDENDS>                                                0
<EARNINGS-AVAILABLE-FOR-COMM>                                            853
<COMMON-STOCK-DIVIDENDS>                                                   0
<TOTAL-INTEREST-ON-BONDS>                                                  0
<CASH-FLOW-OPERATIONS>                                                 1,116
<EPS-BASIC>                                                           0.00
<EPS-DILUTED>                                                           0.00