0001104659-13-087839.txt : 20131202 0001104659-13-087839.hdr.sgml : 20131202 20131202141238 ACCESSION NUMBER: 0001104659-13-087839 CONFORMED SUBMISSION TYPE: FWP PUBLIC DOCUMENT COUNT: 3 FILED AS OF DATE: 20131202 DATE AS OF CHANGE: 20131202 SUBJECT COMPANY: COMPANY DATA: COMPANY CONFORMED NAME: ALLSTATE CORP CENTRAL INDEX KEY: 0000899051 STANDARD INDUSTRIAL CLASSIFICATION: FIRE, MARINE & CASUALTY INSURANCE [6331] IRS NUMBER: 363871531 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: FWP SEC ACT: 1934 Act SEC FILE NUMBER: 333-181059 FILM NUMBER: 131251463 BUSINESS ADDRESS: STREET 1: 2775 SANDERS ROAD CITY: NORTHBROOK STATE: IL ZIP: 60062 BUSINESS PHONE: 8474025000 MAIL ADDRESS: STREET 1: 2775 SANDERS ROAD CITY: NORTHBROOK STATE: IL ZIP: 60062-7127 FILED BY: COMPANY DATA: COMPANY CONFORMED NAME: ALLSTATE CORP CENTRAL INDEX KEY: 0000899051 STANDARD INDUSTRIAL CLASSIFICATION: FIRE, MARINE & CASUALTY INSURANCE [6331] IRS NUMBER: 363871531 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: FWP BUSINESS ADDRESS: STREET 1: 2775 SANDERS ROAD CITY: NORTHBROOK STATE: IL ZIP: 60062 BUSINESS PHONE: 8474025000 MAIL ADDRESS: STREET 1: 2775 SANDERS ROAD CITY: NORTHBROOK STATE: IL ZIP: 60062-7127 FWP 1 a13-25233_3fwp.htm FWP

 

 

 

Free Writing Prospectus

 

 

Filed pursuant to Rule 433

 

 

Registration Statement No. 333-181059

 

 

Dated December 2, 2013

 

 

2013 Fact Sheet

 

The Allstate Corporation (NYSE: ALL) is the nation’s largest publicly held personal lines insurer, serving approximately 16 million households whose members know “You’re In Good Hands With Allstate®.” Allstate was founded in 1931 and became a publicly traded company in 1993.

 

Four distinct consumer segments provide competitively unique offerings to penetrate the market, protect people from life’s uncertainties and prepare them for the future. This customer-focused strategy drives a completely differentiated approach to the market and demonstrates a strong competitive position. The following brands provide innovative offerings to the four segments of the consumer insurance market:

 

GRAPHIC

 

Allstate’s Capital Structure at September 30, 2013

 

 

 

 

 

 

 

RATING/OUTLOOK

 

 

 

 

 

OUTSTANDING

 

Moody’s

 

Standards & Poor’s

 

A.M. Best

 

 

 

 

 

 

 

 

 

 

 

Senior Debt

 

$4.1 billion

 

A3 (Stable)

 

A- (Stable)

 

a- (Stable)

 

 

 

 

 

 

 

 

 

 

 

Subordinated Debt

 

$2.1 billion

 

Baa1

 

BBB

 

bbb+

 

 

 

 

 

 

 

 

 

 

 

Preferred Stock

 

$672.5 million

 

Baa3

 

BBB-

 

bbb

 

 

 

(26.9 million depositary shares)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Common Stock

 

$9.0 million
(456 million shares, excluding treasury shares)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Market Cap: $23 billion

 

 

 

 

 

 

 

 

Through the execution of a proactive and disciplined capital management plan Allstate has improved financial strength and strategic flexibility. In May 2013, Allstate announced the plan to use preferred stock and subordinated debt to refinance a portion of its existing debt. The comprehensive plan has or will repay or prefund approximately $3.0 billion of debt retirements in 2013 and 2014 through the issuance of new securities.

 



 

Financial Highlights

 

As of September 30, 2013, total assets were $122.3 billion. Strong results continue to reflect the benefits of a broad and comprehensive consumer segmented strategy.

 

Five-year Summary of Selected Financial Data

 

($ in millions, except per share

 

Sept. 30

 

 

 

 

 

 

 

 

 

 

 

data and ratios)

 

2013

 

2012

 

2011

 

2010

 

2009

 

2008

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated Operating Results

 

 

 

 

 

 

 

 

 

 

 

 

 

Insurance premium & contract charges

 

22,346

 

28,978

 

28,180

 

28,125

 

28,152

 

28,862

 

Net investment income

 

2,917

 

4,010

 

3,971

 

4,102

 

4,444

 

5,622

 

Total revenues

 

25,715

 

33,315

 

32,654

 

31,400

 

32,013

 

29,394

 

Net income (loss)

 

1,459

 

2,306

 

787

 

911

 

888

 

(1,542

)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated Financial Position

 

 

 

 

 

 

 

 

 

 

 

 

 

Investments

 

80,483

 

97,278

 

95,618

 

100,483

 

99,833

 

95,998

 

Total assets

 

122,285

 

126,947

 

125,193

 

130,500

 

132,209

 

134,351

 

 

2013 Operating Priorities

 

Every year, Allstate defines and reports our operating priorities. These priorities provide the framework for our cohesive corporate strategy. Below are the five 2013 operating priorities with select results through September 30, 2013.

 

Grow Insurance Premiums

 

· Overall net premiums written increased 4% from year-to-date 2012, with all brands contributing.

· Allstate brand standard auto policies in force increased over the prior year-to-date.

· Allstate brand homeowners policies in force decreased from year-to-date 2012, although the rate of decline has slowed.

· Esurance grew net written premium 29.6% and policies in force 32.0% from year-to-date 2012.

· Encompass grew net written premium 9.1% and policies in force 7.2% from year-to-date 2012.

· Allstate Financial premiums and contract charges grew 4.0% from year-to-date 2012, 5.2% for underwritten products.

 

Maintain Auto Profitability

 

· Allstate brand standard auto combined ratio of 94.7.

· Esurance standard auto combined ratio of 117.7.

· Encompass standard auto combined ratio of 103.6, 4.7 point improvement from year-to-date 2012.

· Esurance and Encompass continue to adjust pricing and underwriting to ensure growth is achieved at acceptable margins.

 

Raise Returns in Homeowners and Annuity Businesses

 

· Improved Allstate brand homeowners profitability with a combined ratio of 81.7.

· Focus turning to building a sustainable competitive advantage.

· Annuity returns improved; long-term outlook remains challenged by the interest rate environment.

 

Proactively Manage Investments

 

· Net investment income increased on strong limited partnership income; total portfolio return for year-to-date of 0.7%.

· Shortened properly-liability portfolio duration to partially mitigate impact of rising interest rates.

 

Reduce Our Cost Structure

 

· Progress in reducing the cost structure through simplification, process improvements and benefit plan changes.

 

How to contact us:

 

Corporate Headquarters/

Home Office

The Allstate Corporation

2775 Sanders Road

Northbrook, IL 60062-6127

(800) 574-3553

 

www.allstate.com

Stock Exchange Listing

The Allstate Corporation common and preferred stock are listed on the New York Stock Exchange.

Annual Reports

The Allstate Corporation’s Annual Report is available online at:

www.allstate.com/annualreport

 

For additional questions contact:

Investor Relations

The Allstate Corporation

2775 Sanders Road, Suite F3SE

Northbrook, IL 60062-6127

(800) 416-8803

Transfer Agent/ Shareholder Services

For information or assistance regarding individual records or dividend payments, contact Wells Fargo Shareholder Services, in any of the following ways:

By telephone: (800) 355-5191 within the U.S. or (651) 450-4064 outside the U.S.

By fax: (651) 450-4033

By mail: Wells Fargo Bank N.A.

Shareholder Services

1110 Centre Point Curve Suite 101

Mendota Heights, MN 55120-4100

Independent Registered

Public Accounting Firm

Deloitte & Touche LLP

111 South Wacker Drive

Chicago, IL 60606-4301

Online Information

You can access financial and other information about Allstate on our website, www.allstateinvestors.com, including executive speeches, investor conference calls and quarterly investor information.

 

Allstate has filed a registration statement (including a prospectus and related prospectus supplement) with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus in that registration statement and other documents Allstate has filed with the SEC for more complete information about Allstate and this offering. You may obtain these documents free by visiting EDGAR on the SEC website at www·sec·gov. Alternatively, you may obtain a copy of the prospectus and related prospectus supplement by contacting Incapital LLC, Attn: DCM Prospectus Department, 200 S. Wacker Drive, Suite 3700, Chicago, IL 60606, prospectus_requests@incapital.com.

 


 

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