The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T Inc Com 00206R102   853,437 53,507 SH   SOLE 0 51,672 435 1,400
AT&T Inc Com 00206R102   623,868 39,114 SH   OTR 0 33,802 400 4,912
Abbott Labs Com 002824100   4,840,706 44,402 SH   SOLE 0 43,802 0 600
Abbott Labs Com 002824100   1,849,306 16,963 SH   OTR 0 15,377 576 1,010
Abbvie Inc Com 00287Y109   2,982,383 22,136 SH   SOLE 0 21,836 0 300
Abbvie Inc Com 00287Y109   1,757,553 13,045 SH   OTR 0 11,520 295 1,230
Activision Blizzard, Inc Com 00507V109   749,427 8,890 SH   SOLE 0 8,890 0 0
Activision Blizzard, Inc Com 00507V109   625,590 7,421 SH   OTR 0 7,421 0 0
Adobe Inc Com 00724F101   190,706 390 SH   SOLE 0 390 0 0
Adobe Inc Com 00724F101   22,005 45 SH   OTR 0 13 0 32
Air Products & Chemicals Inc Com 009158106   1,542,580 5,150 SH   SOLE 0 5,150 0 0
Air Products & Chemicals Inc Com 009158106   462,774 1,545 SH   OTR 0 1,545 0 0
Allstate Corp Com 020002101   70,767 649 SH   SOLE 0 649 0 0
Allstate Corp Com 020002101   218,080 2,000 SH   OTR 0 2,000 0 0
Alphabet Inc Cl C Com 02079K107   5,227,324 43,212 SH   SOLE 0 41,149 0 2,063
Alphabet Inc Cl C Com 02079K107   4,356,372 36,012 SH   OTR 0 33,412 0 2,600
Alphabet Inc Cl A Com 02079K305   3,460,048 28,906 SH   SOLE 0 28,246 0 660
Alphabet Inc Cl A Com 02079K305   731,128 6,108 SH   OTR 0 3,808 0 2,300
Altria Group Inc Com 02209S103   559,410 12,349 SH   SOLE 0 11,574 0 775
Altria Group Inc Com 02209S103   1,463,960 32,317 SH   OTR 0 31,617 0 700
Amazon.Com Inc Com 023135106   1,715,538 13,160 SH   SOLE 0 13,160 0 0
Amazon.Com Inc Com 023135106   1,015,504 7,790 SH   OTR 0 7,090 0 700
American Express CO Com 025816109   702,200 4,031 SH   SOLE 0 4,031 0 0
American Express CO Com 025816109   175,245 1,006 SH   OTR 0 720 0 286
American Tower Corp REIT Com 03027X100   195,298 1,007 SH   SOLE 0 1,007 0 0
American Tower Corp REIT Com 03027X100   79,903 412 SH   OTR 0 412 0 0
American Water Works CO Inc Com 030420103   1,258,912 8,819 SH   SOLE 0 8,819 0 0
American Water Works CO Inc Com 030420103   775,133 5,430 SH   OTR 0 3,900 100 1,430
Amgen Inc Com 031162100   557,270 2,510 SH   SOLE 0 2,510 0 0
Amgen Inc Com 031162100   210,919 950 SH   OTR 0 950 0 0
Amplify CWP Enhanced Dividend Com 032108409   644,076 17,891 SH   SOLE 0 17,891 0 0
Amplify CWP Enhanced Dividend Com 032108409   180,000 5,000 SH   OTR 0 5,000 0 0
APA Corporation Com 03743Q108   284,465 8,325 SH   SOLE 0 8,325 0 0
APA Corporation Com 03743Q108   32,462 950 SH   OTR 0 950 0 0
Apple Inc Com 037833100   24,990,756 128,838 SH   SOLE 0 116,636 315 11,887
Apple Inc Com 037833100   15,266,409 78,705 SH   OTR 0 71,284 2,001 5,420
Arrow Finl Corp Com 042744102   123,498 6,132 SH   SOLE 0 0 0 6,132
Arrow Finl Corp Com 042744102   106,823 5,304 SH   OTR 0 5,304 0 0
Autoliv Inc Com 052800109   798,356 9,388 SH   SOLE 0 8,344 0 1,044
Autoliv Inc Com 052800109   913,840 10,746 SH   OTR 0 10,746 0 0
Automatic Data Processing Inc Com 053015103   4,101,941 18,663 SH   SOLE 0 18,383 0 280
Automatic Data Processing Inc Com 053015103   963,340 4,383 SH   OTR 0 3,778 125 480
BP PLC Spons ADR Com 055622104   125,774 3,564 SH   SOLE 0 3,564 0 0
BP PLC Spons ADR Com 055622104   230,444 6,530 SH   OTR 0 6,530 0 0
Bank of America Corp Com 060505104   633,733 22,089 SH   SOLE 0 21,441 0 648
Bank of America Corp Com 060505104   145,458 5,070 SH   OTR 0 5,070 0 0
Bank of New York Mellon Corp Com 064058100   437,854 9,835 SH   SOLE 0 9,835 0 0
Bank of New York Mellon Corp Com 064058100   22,260 500 SH   OTR 0 0 0 500
Baxter Intl Inc Com 071813109   278,873 6,121 SH   SOLE 0 6,121 0 0
Baxter Intl Inc Com 071813109   145,564 3,195 SH   OTR 0 1,095 100 2,000
Becton Dickinson Com 075887109   433,768 1,643 SH   SOLE 0 1,643 0 0
Becton Dickinson Com 075887109   15,049 57 SH   OTR 0 57 0 0
Berkshire Hathaway Inc-Cl B Com 084670702   2,973,861 8,721 SH   SOLE 0 8,491 30 200
Berkshire Hathaway Inc-Cl B Com 084670702   2,765,851 8,111 SH   OTR 0 8,073 38 0
Best Buy Company Inc Com 086516101   265,272 3,237 SH   SOLE 0 3,237 0 0
Best Buy Company Inc Com 086516101   27,371 334 SH   OTR 0 334 0 0
BHP Group Ltd Spons ADR Com 088606108   168,747 2,828 SH   SOLE 0 2,628 0 200
BHP Group Ltd Spons ADR Com 088606108   54,598 915 SH   OTR 0 915 0 0
Biogen Inc Com 09062X103   87,734 308 SH   SOLE 0 308 0 0
Biogen Inc Com 09062X103   148,407 521 SH   OTR 0 521 0 0
Boeing CO Com 097023105   1,690,336 8,005 SH   SOLE 0 7,805 0 200
Boeing CO Com 097023105   1,836,670 8,698 SH   OTR 0 8,398 150 150
Bristol Myers Squibb CO Com 110122108   3,370,293 52,702 SH   SOLE 0 49,922 660 2,120
Bristol Myers Squibb CO Com 110122108   2,011,931 31,461 SH   OTR 0 26,851 300 4,310
Broadcom Inc Com 11135F101   150,933 174 SH   SOLE 0 174 0 0
Broadcom Inc Com 11135F101   86,743 100 SH   OTR 0 100 0 0
CDW Corp Com 12514G108   131,937 719 SH   SOLE 0 719 0 0
CDW Corp Com 12514G108   97,072 529 SH   OTR 0 529 0 0
Cigna Group Com 125523100   343,454 1,224 SH   SOLE 0 1,187 0 37
Cigna Group Com 125523100   7,015 25 SH   OTR 0 25 0 0
Csx Corp Com 126408103   278,870 8,178 SH   SOLE 0 8,178 0 0
Csx Corp Com 126408103   233,244 6,840 SH   OTR 0 6,840 0 0
CVS Health Corp Com 126650100   2,396,039 34,660 SH   SOLE 0 33,584 0 1,076
CVS Health Corp Com 126650100   1,172,652 16,963 SH   OTR 0 15,304 278 1,381
Cardinal Health Inc Com 14149Y108   167,389 1,770 SH   SOLE 0 1,770 0 0
Cardinal Health Inc Com 14149Y108   78,020 825 SH   OTR 0 825 0 0
Carrier Global Corporation Com 14448C104   992,410 19,964 SH   SOLE 0 19,170 100 694
Carrier Global Corporation Com 14448C104   633,206 12,738 SH   OTR 0 11,472 1,066 200
Caterpillar Inc Com 149123101   2,923,566 11,882 SH   SOLE 0 10,994 0 888
Caterpillar Inc Com 149123101   2,404,893 9,774 SH   OTR 0 9,444 30 300
Chevron Corporation Com 166764100   6,169,170 39,207 SH   SOLE 0 36,950 299 1,958
Chevron Corporation Com 166764100   4,377,320 27,819 SH   OTR 0 26,254 375 1,190
Chipotle Mexican Grill Inc Com 169656105   325,128 152 SH   SOLE 0 152 0 0
Chipotle Mexican Grill Inc Com 169656105   12,834 6 SH   OTR 0 6 0 0
Cisco Systems Inc Com 17275R102   3,918,144 75,728 SH   SOLE 0 71,234 0 4,494
Cisco Systems Inc Com 17275R102   2,526,982 48,840 SH   OTR 0 47,095 715 1,030
Citigroup Inc Com 172967424   339,499 7,374 SH   SOLE 0 7,374 0 0
Citigroup Inc Com 172967424   239,408 5,200 SH   OTR 0 5,050 150 0
Clorox Company Com 189054109   650,951 4,093 SH   SOLE 0 4,093 0 0
Clorox Company Com 189054109   295,814 1,860 SH   OTR 0 1,375 0 485
Coca Cola CO Com 191216100   2,795,714 46,425 SH   SOLE 0 40,648 793 4,984
Coca Cola CO Com 191216100   1,023,198 16,991 SH   OTR 0 12,036 150 4,805
Colgate Palmolive CO Com 194162103   1,003,369 13,024 SH   SOLE 0 11,238 336 1,450
Colgate Palmolive CO Com 194162103   295,063 3,830 SH   OTR 0 2,380 0 1,450
ComCast Corp-Cl A Com 20030N101   923,366 22,223 SH   SOLE 0 20,113 0 2,110
ComCast Corp-Cl A Com 20030N101   437,438 10,528 SH   OTR 0 8,545 810 1,173
Conocophillips Com 20825C104   754,074 7,278 SH   SOLE 0 7,178 100 0
Conocophillips Com 20825C104   157,694 1,522 SH   OTR 0 1,372 150 0
Corning Inc Com 219350105   418,693 11,949 SH   SOLE 0 11,949 0 0
Corning Inc Com 219350105   292,584 8,350 SH   OTR 0 5,600 900 1,850
Corteva Inc Com Com 22052L104   114,829 2,004 SH   SOLE 0 1,913 0 91
Corteva Inc Com Com 22052L104   429,521 7,496 SH   OTR 0 7,268 0 228
Costco Wholesale Corp Com 22160K105   1,047,687 1,946 SH   SOLE 0 1,946 0 0
Costco Wholesale Corp Com 22160K105   641,749 1,192 SH   OTR 0 702 0 490
DTE Energy Co Com 233331107   295,294 2,684 SH   SOLE 0 2,684 0 0
Danaher Corp Com 235851102   4,016,880 16,737 SH   SOLE 0 14,777 0 1,960
Danaher Corp Com 235851102   2,476,800 10,320 SH   OTR 0 9,143 120 1,057
Deere & CO Com 244199105   2,296,212 5,667 SH   SOLE 0 4,979 25 663
Deere & CO Com 244199105   3,978,966 9,820 SH   OTR 0 9,750 70 0
Dicks Sporting Goods Inc Com 253393102   553,803 4,189 SH   SOLE 0 3,461 0 728
Dicks Sporting Goods Inc Com 253393102   77,596 587 SH   OTR 0 587 0 0
Digital Realty Trust Inc REIT Com 253868103   206,560 1,814 SH   SOLE 0 1,814 0 0
Disney Walt CO New Com 254687106   2,729,736 30,575 SH   SOLE 0 29,358 0 1,217
Disney Walt CO New Com 254687106   1,792,207 20,074 SH   OTR 0 18,199 600 1,275
Dominion Resources Inc Com 25746U109   724,024 13,980 SH   SOLE 0 13,670 0 310
Dominion Resources Inc Com 25746U109   347,252 6,705 SH   OTR 0 4,325 80 2,300
Dow Inc Com Com 260557103   701,967 13,180 SH   SOLE 0 13,089 0 91
Dow Inc Com Com 260557103   1,018,278 19,119 SH   OTR 0 17,345 16 1,758
Duke Energy Corp Com 26441C204   392,164 4,370 SH   SOLE 0 4,085 285 0
Duke Energy Corp Com 26441C204   118,188 1,317 SH   OTR 0 1,217 100 0
Dupont De Nemours Inc Com 26614N102   967,226 13,539 SH   SOLE 0 13,448 0 91
Dupont De Nemours Inc Com 26614N102   901,501 12,619 SH   OTR 0 11,458 316 845
Ecolab Inc Com 278865100   1,143,290 6,124 SH   SOLE 0 6,124 0 0
Ecolab Inc Com 278865100   480,727 2,575 SH   OTR 0 2,085 40 450
Emerson Elec CO Com 291011104   902,363 9,983 SH   SOLE 0 9,983 0 0
Emerson Elec CO Com 291011104   315,461 3,490 SH   OTR 0 3,290 200 0
Exelon Corp Com 30161N101   186,263 4,572 SH   SOLE 0 4,572 0 0
Exelon Corp Com 30161N101   75,736 1,859 SH   OTR 0 1,509 0 350
Exxonmobil Corp Com 30231G102   8,383,411 78,167 SH   SOLE 0 74,398 648 3,121
Exxonmobil Corp Com 30231G102   6,723,610 62,691 SH   OTR 0 59,151 660 2,880
Meta Platforms Inc Com 30303M102   1,376,643 4,797 SH   SOLE 0 4,797 0 0
Meta Platforms Inc Com 30303M102   1,090,524 3,800 SH   OTR 0 3,800 0 0
Fedex Corporation Com 31428X106   202,286 816 SH   SOLE 0 816 0 0
Fiserv Inc Com 337738108   554,303 4,394 SH   SOLE 0 4,394 0 0
Fiserv Inc Com 337738108   110,255 874 SH   OTR 0 874 0 0
FlexShares Mstar Glbl Upstrm N Com 33939L407   41,490,682 1,035,455 SH   SOLE 0 1,031,474 0 3,981
FlexShares Mstar Glbl Upstrm N Com 33939L407   3,667,206 91,520 SH   OTR 0 88,630 340 2,550
Flexshares Disciplined Duratio Com 33939L779   324,223 15,905 SH   SOLE 0 15,905 0 0
FlexShares Global Quality Real Com 33939L787   734,876 13,855 SH   SOLE 0 13,855 0 0
FlexShares Global Quality Real Com 33939L787   1,061 20 SH   OTR 0 20 0 0
FlexShares STOXX Glbl Brd Infr Com 33939L795   6,157,287 117,584 SH   SOLE 0 117,584 0 0
FlexShares STOXX Glbl Brd Infr Com 33939L795   982,629 18,765 SH   OTR 0 18,525 0 240
FlexShares International Quali Com 33939L837   690,263 31,135 SH   SOLE 0 31,135 0 0
Fortive Corp Com 34959J108   289,136 3,867 SH   SOLE 0 3,567 0 300
Fortive Corp Com 34959J108   132,642 1,774 SH   OTR 0 930 50 794
Freeport-McMoran Inc Com 35671D857   200,600 5,015 SH   SOLE 0 5,015 0 0
Freeport-McMoran Inc Com 35671D857   125,400 3,135 SH   OTR 0 1,410 0 1,725
General Dynamics Corp Com 369550108   1,076,826 5,005 SH   SOLE 0 4,855 0 150
General Dynamics Corp Com 369550108   192,559 895 SH   OTR 0 895 0 0
General Electric Co New Com 369604301   677,006 6,163 SH   SOLE 0 5,809 0 354
General Electric Co New Com 369604301   249,360 2,270 SH   OTR 0 2,261 0 9
General Mls Inc Com 370334104   766,156 9,989 SH   SOLE 0 9,491 0 498
General Mls Inc Com 370334104   436,040 5,685 SH   OTR 0 5,040 100 545
Genuine Parts CO Com 372460105   220,337 1,302 SH   SOLE 0 1,302 0 0
Gilead Sciences Inc Com 375558103   361,304 4,688 SH   SOLE 0 4,688 0 0
Gilead Sciences Inc Com 375558103   132,946 1,725 SH   OTR 0 1,665 60 0
GSK PLC Sponsored ADR Com 37733W204   231,232 6,488 SH   SOLE 0 6,488 0 0
GSK PLC Sponsored ADR Com 37733W204   68,536 1,923 SH   OTR 0 1,323 0 600
Global X US Preferred ETF Com 37954Y657   232,680 12,000 SH   OTR 0 12,000 0 0
Goldman Sachs Group Inc Com 38141G104   1,165,660 3,614 SH   SOLE 0 3,594 20 0
Goldman Sachs Group Inc Com 38141G104   1,267,260 3,929 SH   OTR 0 3,929 0 0
Grainger W W Inc Com 384802104   2,460,401 3,120 SH   SOLE 0 3,120 0 0
Grainger W W Inc Com 384802104   1,118,221 1,418 SH   OTR 0 734 100 584
The Hershey Company Com 427866108   86,147 345 SH   SOLE 0 345 0 0
The Hershey Company Com 427866108   187,275 750 SH   OTR 0 750 0 0
Home Depot Inc Com 437076102   1,101,771 3,547 SH   SOLE 0 3,253 0 294
Home Depot Inc Com 437076102   1,496,664 4,818 SH   OTR 0 3,818 150 850
Honeywell International Inc Com 438516106   3,512,353 16,927 SH   SOLE 0 16,012 0 915
Honeywell International Inc Com 438516106   1,299,365 6,262 SH   OTR 0 5,143 290 829
Illinois Tool Wks Inc Com 452308109   644,162 2,575 SH   SOLE 0 2,575 0 0
Illinois Tool Wks Inc Com 452308109   110,321 441 SH   OTR 0 441 0 0
Intel Corp Com 458140100   2,550,001 76,256 SH   SOLE 0 73,853 903 1,500
Intel Corp Com 458140100   763,034 22,818 SH   OTR 0 20,253 1,440 1,125
Intercontinental Exchange Inc Com 45866F104   696,234 6,157 SH   SOLE 0 6,157 0 0
Intercontinental Exchange Inc Com 45866F104   39,239 347 SH   OTR 0 347 0 0
Intl. Business Machines Corp Com 459200101   2,514,783 18,794 SH   SOLE 0 16,676 430 1,688
Intl. Business Machines Corp Com 459200101   2,129,185 15,912 SH   OTR 0 14,329 0 1,583
Invesco SP 500 Low Volatility Com 46138E354   219,395 3,493 SH   SOLE 0 3,493 0 0
Ishares Barclays TIPS Bond ETF Com 464287176   301,982 2,806 SH   SOLE 0 2,806 0 0
Ishares Core S&P 500 ETF Com 464287200   255,392 573 SH   SOLE 0 573 0 0
Ishares Core Total U.S. Aggreg Com 464287226   214,021 2,185 SH   SOLE 0 2,185 0 0
Ishares Msci Emerging Mkt ETF Com 464287234   2,742,056 69,314 SH   SOLE 0 67,589 525 1,200
Ishares Msci Emerging Mkt ETF Com 464287234   875,415 22,129 SH   OTR 0 21,193 561 375
Ishares S&P 500 Growth ETF Com 464287309   501,465 7,115 SH   SOLE 0 7,115 0 0
Ishares S&P 500 Value ETF Com 464287408   596,725 3,702 SH   SOLE 0 3,702 0 0
Ishares Barclays 7-10 Year Tr Com 464287440   247,296 2,560 SH   SOLE 0 2,560 0 0
Ishares 1-3 Year Treasury ETF Com 464287457   1,692,545 20,875 SH   SOLE 0 20,875 0 0
Ishares Msci Eafe ETF Com 464287465   3,670,377 50,626 SH   SOLE 0 47,743 0 2,883
Ishares Msci Eafe ETF Com 464287465   1,156,738 15,955 SH   OTR 0 15,680 200 75
Ishares Core S&P Mid-Cap ETF Com 464287507   1,598,166 6,112 SH   SOLE 0 6,112 0 0
Ishares Core S&P Mid-Cap ETF Com 464287507   635,658 2,431 SH   OTR 0 2,286 0 145
Ishares Nasdaq Biotech ETF Com 464287556   2,515,497 19,813 SH   SOLE 0 19,021 96 696
Ishares Nasdaq Biotech ETF Com 464287556   1,541,167 12,139 SH   OTR 0 10,002 540 1,597
Ishares Tr Rus 1000 Val ETF Com 464287598   217,016 1,375 SH   SOLE 0 1,375 0 0
Ishares S&P Midcap 400/Grwth E Com 464287606   285,450 3,806 SH   SOLE 0 3,806 0 0
Ishares Russell 1000 Growth ET Com 464287614   300,497 1,092 SH   SOLE 0 1,092 0 0
IShares Russell 1000 ETF Com 464287622   227,897 935 SH   SOLE 0 935 0 0
Ishares Russell 2000 Value ETF Com 464287630   312,154 2,217 SH   SOLE 0 2,217 0 0
Ishares Russell 2000 Value ETF Com 464287630   23,232 165 SH   OTR 0 0 165 0
Ishares Russell 2000 ETF Com 464287655   5,244,510 28,006 SH   SOLE 0 26,324 0 1,682
Ishares Russell 2000 ETF Com 464287655   775,391 4,141 SH   OTR 0 4,006 100 35
Ishares DJ US Telcom Sector ET Com 464287713   579,329 26,214 SH   SOLE 0 26,214 0 0
Ishares DJ US Telcom Sector ET Com 464287713   571,440 25,857 SH   OTR 0 25,657 200 0
Ishares Core S&P Small-Cap ETF Com 464287804   508,016 5,098 SH   SOLE 0 5,098 0 0
Ishares Msci Eafe Small Cap ET Com 464288273   2,606,798 44,198 SH   SOLE 0 44,188 0 10
Ishares Msci Eafe Small Cap ET Com 464288273   472,430 8,010 SH   OTR 0 8,010 0 0
Ishares New York Muni Bond ETF Com 464288323   2,692,559 50,555 SH   SOLE 0 50,555 0 0
Ishares New York Muni Bond ETF Com 464288323   6,374,157 119,680 SH   OTR 0 119,680 0 0
Ishares IBoxx High Yield Corpo Com 464288513   2,334,001 31,091 SH   SOLE 0 31,091 0 0
Ishares IBoxx High Yield Corpo Com 464288513   128,370 1,710 SH   OTR 0 1,710 0 0
Ishares Barclays Mbs Bond ETF Com 464288588   662,182 7,100 SH   SOLE 0 7,100 0 0
iShares Tr Intrm Gov Cr ETF Com 464288612   696,839 6,772 SH   SOLE 0 6,772 0 0
iShares TR 1-5 Yr Inv Gr Corp Com 464288646   514,895 10,263 SH   SOLE 0 10,263 0 0
Ishares 3-7 Year Treasury Bond Com 464288661   1,041,950 9,040 SH   SOLE 0 9,040 0 0
Ishares S&P Pref Stk ETF Com 464288687   1,797,466 58,114 SH   SOLE 0 58,114 0 0
Ishares S&P Pref Stk ETF Com 464288687   266,586 8,619 SH   OTR 0 5,439 0 3,180
iShares MSCI USA ESG Select ET Com 464288802   535,059 5,714 SH   SOLE 0 5,714 0 0
Ishares MSCI EAFE Growth ETF Com 464288885   19,027,740 199,431 SH   SOLE 0 197,603 0 1,828
Ishares MSCI EAFE Growth ETF Com 464288885   3,918,937 41,075 SH   OTR 0 40,995 0 80
IShares Russell Top 200 Growth Com 464289438   274,309 1,730 SH   SOLE 0 1,730 0 0
Ishares Tr 10 Yr Invst Grd Com 464289511   319,868 6,205 SH   SOLE 0 6,205 0 0
Ishares Aaa-A Rated Corp Bond Com 46429B291   288,034 6,105 SH   SOLE 0 6,105 0 0
iShares Core High Dividend ETF Com 46429B663   923,841 9,166 SH   SOLE 0 9,166 0 0
IShares 0-5 Yr TIPs ETF Com 46429B747   4,093,832 41,945 SH   SOLE 0 41,945 0 0
IShares 0-5 Yr TIPs ETF Com 46429B747   442,128 4,530 SH   OTR 0 4,530 0 0
Ishares Core Msci Eafe ETF Com 46432F842   7,292,025 108,030 SH   SOLE 0 107,975 0 55
Ishares Core Msci Eafe ETF Com 46432F842   1,302,750 19,300 SH   OTR 0 19,300 0 0
Ishares Core Emerging Markets Com 46434G103   3,014,281 61,154 SH   SOLE 0 61,154 0 0
Ishares Core Emerging Markets Com 46434G103   822,749 16,692 SH   OTR 0 16,692 0 0
IShares Edge Intl Quality Fact Com 46434V456   88,466 2,485 SH   SOLE 0 2,485 0 0
IShares Edge Intl Quality Fact Com 46434V456   315,060 8,850 SH   OTR 0 8,850 0 0
IShares Core Intnl Agg Bond ET Com 46435G672   558,308 11,327 SH   SOLE 0 11,327 0 0
IShares Core Intnl Agg Bond ET Com 46435G672   61,120 1,240 SH   OTR 0 1,240 0 0
JP Morgan Chase & CO Com 46625H100   8,408,906 57,817 SH   SOLE 0 56,042 112 1,663
JP Morgan Chase & CO Com 46625H100   5,827,781 40,070 SH   OTR 0 34,920 571 4,579
JPMorgan Municipal ETF Com 46641Q647   1,283,377 25,550 SH   SOLE 0 25,550 0 0
JPMorgan Municipal ETF Com 46641Q647   399,077 7,945 SH   OTR 0 7,945 0 0
JPMorgan Ultra-Short Income ET Com 46641Q837   330,423 6,590 SH   SOLE 0 6,590 0 0
JPMorgan Ultra-Short Income ET Com 46641Q837   261,430 5,214 SH   OTR 0 5,214 0 0
Jacobs Solutions Inc Com 46982L108   353,698 2,975 SH   OTR 0 1,075 0 1,900
Johnson & Johnson Com 478160104   8,890,741 53,714 SH   SOLE 0 48,319 150 5,245
Johnson & Johnson Com 478160104   4,543,690 27,451 SH   OTR 0 23,828 260 3,363
Kimberly Clark Corp Com 494368103   548,512 3,973 SH   SOLE 0 3,973 0 0
Kimberly Clark Corp Com 494368103   55,224 400 SH   OTR 0 400 0 0
Kraft Heinz CO Com 500754106   184,139 5,187 SH   SOLE 0 5,187 0 0
Kraft Heinz CO Com 500754106   251,376 7,081 SH   OTR 0 7,081 0 0
Lauder Estee Cos Cl-A Com 518439104   169,280 862 SH   SOLE 0 862 0 0
Lauder Estee Cos Cl-A Com 518439104   94,852 483 SH   OTR 0 483 0 0
Lilly Eli & CO Com 532457108   654,696 1,396 SH   SOLE 0 868 0 528
Lilly Eli & CO Com 532457108   2,853,743 6,085 SH   OTR 0 5,035 25 1,025
Lockheed Martin Corp Com 539830109   3,310,172 7,190 SH   SOLE 0 6,639 0 551
Lockheed Martin Corp Com 539830109   713,589 1,550 SH   OTR 0 1,550 0 0
Lowes Cos Inc Com 548661107   8,030,632 35,581 SH   SOLE 0 35,051 25 505
Lowes Cos Inc Com 548661107   4,836,977 21,431 SH   OTR 0 20,507 315 609
Marsh & McLennan Companies Inc Com 571748102   307,511 1,635 SH   SOLE 0 1,635 0 0
Marsh & McLennan Companies Inc Com 571748102   62,066 330 SH   OTR 0 330 0 0
Marriott International Inc Com 571903202   316,498 1,723 SH   SOLE 0 1,723 0 0
Mastercard Inc Cl A Com 57636Q104   410,605 1,044 SH   SOLE 0 1,044 0 0
Mastercard Inc Cl A Com 57636Q104   124,283 316 SH   OTR 0 316 0 0
McDonalds Corp Com 580135101   8,342,947 27,958 SH   SOLE 0 27,728 75 155
McDonalds Corp Com 580135101   4,506,289 15,101 SH   OTR 0 14,288 238 575
Merck & CO Inc Com 58933Y105   4,496,287 38,966 SH   SOLE 0 37,546 620 800
Merck & CO Inc Com 58933Y105   1,994,285 17,283 SH   OTR 0 16,167 291 825
Metlife Inc Com 59156R108   361,453 6,394 SH   SOLE 0 6,394 0 0
Metlife Inc Com 59156R108   91,070 1,611 SH   OTR 0 1,300 111 200
Microsoft Corp Com 594918104   20,666,692 60,688 SH   SOLE 0 57,480 180 3,028
Microsoft Corp Com 594918104   10,754,253 31,580 SH   OTR 0 29,588 611 1,381
Microchip Technology Inc Com 595017104   2,580,282 28,801 SH   SOLE 0 28,801 0 0
Microchip Technology Inc Com 595017104   762,411 8,510 SH   OTR 0 7,460 300 750
Mondelez International Inc Com 609207105   700,151 9,599 SH   SOLE 0 9,185 0 414
Mondelez International Inc Com 609207105   1,371,418 18,802 SH   OTR 0 18,802 0 0
Morgan Stanley Com 617446448   254,663 2,982 SH   SOLE 0 2,982 0 0
NBT Bancorp Inc Com 628778102   5,234,006 164,333 SH   SOLE 0 0 0 164,333
NBT Bancorp Inc Com 628778102   768,161 24,118 SH   OTR 0 16,508 0 7,610
Netflix Inc Com 64110L106   302,617 687 SH   SOLE 0 687 0 0
Nextera Energy Inc Com 65339F101   2,089,695 28,163 SH   SOLE 0 26,363 0 1,800
Nextera Energy Inc Com 65339F101   1,512,715 20,387 SH   OTR 0 10,644 120 9,623
Nike Inc-Class B Com 654106103   1,918,672 17,384 SH   SOLE 0 17,384 0 0
Nike Inc-Class B Com 654106103   546,000 4,947 SH   OTR 0 4,947 0 0
Norfolk Southern Corp Com 655844108   520,641 2,296 SH   SOLE 0 2,296 0 0
Norfolk Southern Corp Com 655844108   692,979 3,056 SH   OTR 0 2,756 0 300
Novartis Ag Spons ADR Com 66987V109   1,220,305 12,093 SH   SOLE 0 11,943 0 150
Novartis Ag Spons ADR Com 66987V109   809,702 8,024 SH   OTR 0 7,924 100 0
Nucor Corp Com 670346105   1,090,631 6,651 SH   SOLE 0 6,651 0 0
Nucor Corp Com 670346105   188,577 1,150 SH   OTR 0 1,150 0 0
Nvidia Corp Com 67066G104   1,858,513 4,393 SH   SOLE 0 4,017 0 376
Nvidia Corp Com 67066G104   208,972 494 SH   OTR 0 494 0 0
O'Reilly Automotive Inc Com 67103H107   465,231 487 SH   SOLE 0 487 0 0
Oracle Corporation Com 68389X105   3,815,167 32,036 SH   SOLE 0 30,536 0 1,500
Oracle Corporation Com 68389X105   1,142,907 9,597 SH   OTR 0 6,827 70 2,700
Otis Worldwide Corp Com 68902V107   596,367 6,700 SH   SOLE 0 6,303 50 347
Otis Worldwide Corp Com 68902V107   520,887 5,852 SH   OTR 0 5,219 533 100
Palo Alto Networks Com 697435105   1,200,386 4,698 SH   SOLE 0 4,698 0 0
Palo Alto Networks Com 697435105   875,122 3,425 SH   OTR 0 3,425 0 0
Paypal Holdings Inc Com 70450Y103   132,793 1,990 SH   SOLE 0 1,330 0 660
Paypal Holdings Inc Com 70450Y103   167,492 2,510 SH   OTR 0 660 0 1,850
Pepsico Inc Com 713448108   7,376,387 39,825 SH   SOLE 0 39,162 90 573
Pepsico Inc Com 713448108   2,960,556 15,984 SH   OTR 0 14,850 324 810
Pfizer Inc Com 717081103   3,763,331 102,599 SH   SOLE 0 98,078 0 4,521
Pfizer Inc Com 717081103   1,759,283 47,963 SH   OTR 0 44,380 994 2,589
Philip Morris International Com 718172109   826,158 8,463 SH   SOLE 0 7,788 0 675
Philip Morris International Com 718172109   2,307,346 23,636 SH   OTR 0 23,636 0 0
T Rowe Price Group Inc Com 74144T108   2,260,228 20,177 SH   SOLE 0 20,127 50 0
T Rowe Price Group Inc Com 74144T108   1,409,660 12,584 SH   OTR 0 12,104 295 185
Procter & Gamble CO Com 742718109   8,701,227 57,343 SH   SOLE 0 52,625 331 4,387
Procter & Gamble CO Com 742718109   4,746,731 31,282 SH   OTR 0 27,002 380 3,900
Prudential Finl Inc Com 744320102   1,208,526 13,699 SH   SOLE 0 13,649 50 0
Prudential Finl Inc Com 744320102   1,177,913 13,352 SH   OTR 0 13,002 150 200
Public Service Enterprise Grou Com 744573106   95,292 1,522 SH   SOLE 0 1,522 0 0
Public Service Enterprise Grou Com 744573106   159,656 2,550 SH   OTR 0 2,550 0 0
Qualcomm Inc Com 747525103   2,963,620 24,896 SH   SOLE 0 24,471 0 425
Qualcomm Inc Com 747525103   1,518,950 12,760 SH   OTR 0 12,035 225 500
Quanta Services Incorporated Com 74762E102   858,094 4,368 SH   OTR 0 868 0 3,500
RTX CORPORATION Com 75513E101   3,567,507 36,418 SH   SOLE 0 35,448 100 870
RTX CORPORATION Com 75513E101   2,411,383 24,616 SH   OTR 0 22,225 1,186 1,205
Rockwell Automation Inc Com 773903109   174,609 530 SH   SOLE 0 530 0 0
Rockwell Automation Inc Com 773903109   49,418 150 SH   OTR 0 150 0 0
Shell PLC Spon ADS Com 780259305   6,038 100 SH   SOLE 0 100 0 0
Shell PLC Spon ADS Com 780259305   588,705 9,750 SH   OTR 0 5,150 0 4,600
S&P Global Inc Com 78409V104   210,467 525 SH   SOLE 0 525 0 0
S&P Global Inc Com 78409V104   601,335 1,500 SH   OTR 0 0 0 1,500
SPDR S&P 500 ETF Trust Com 78462F103   5,802,916 13,091 SH   SOLE 0 12,515 0 576
SPDR S&P 500 ETF Trust Com 78462F103   1,257,142 2,836 SH   OTR 0 2,516 160 160
SPDR Gold Trust Com 78463V107   353,509 1,983 SH   SOLE 0 1,916 0 67
SPDR Gold Trust Com 78463V107   206,793 1,160 SH   OTR 0 1,160 0 0
SPDR Portfolio Emerging Market Com 78463X509   244,029 7,098 SH   SOLE 0 7,098 0 0
SPDR Portfolio Emerging Market Com 78463X509   36,443 1,060 SH   OTR 0 1,060 0 0
SPDR Portfolio Developed Wld e Com 78463X889   2,577,461 79,209 SH   SOLE 0 79,209 0 0
SPDR Portfolio Developed Wld e Com 78463X889   646,309 19,862 SH   OTR 0 19,862 0 0
SPDR Preferred Stock ETF Com 78464A292   437,286 13,065 SH   SOLE 0 13,065 0 0
SPDR Portfolio Intermediate Te Com 78464A375   639,278 19,909 SH   SOLE 0 19,909 0 0
SPDR Portfolio Short Term Corp Com 78464A474   1,151,693 39,120 SH   SOLE 0 39,120 0 0
SPDR S&P Regional Banking ETF Com 78464A698   1,208,912 29,608 SH   SOLE 0 28,654 0 954
SPDR S&P Regional Banking ETF Com 78464A698   883,520 21,639 SH   OTR 0 21,439 100 100
SPDR S&P Dividend ETF Com 78464A763   10,960,981 89,419 SH   SOLE 0 89,419 0 0
SPDR S&P Dividend ETF Com 78464A763   937,737 7,650 SH   OTR 0 7,650 0 0
SPDR Dow Jones Industrial Aver Com 78467X109   1,075,219 3,127 SH   SOLE 0 3,127 0 0
SPDR Dow Jones Industrial Aver Com 78467X109   312,904 910 SH   OTR 0 810 0 100
Midcap SPDR Trust Series 1 Com 78467Y107   7,767,222 16,219 SH   SOLE 0 15,229 0 990
Midcap SPDR Trust Series 1 Com 78467Y107   887,755 1,854 SH   OTR 0 1,772 50 32
Salesforce Inc Com 79466L302   1,808,808 8,562 SH   SOLE 0 8,469 0 93
Salesforce Inc Com 79466L302   1,254,251 5,937 SH   OTR 0 5,937 0 0
Schlumberger Ltd Com 806857108   1,266,805 25,790 SH   SOLE 0 24,975 0 815
Schlumberger Ltd Com 806857108   725,453 14,769 SH   OTR 0 14,479 290 0
Charles Schwab Corp Com 808513105   229,327 4,046 SH   SOLE 0 4,046 0 0
Charles Schwab Corp Com 808513105   206,032 3,635 SH   OTR 0 3,635 0 0
Schwab US Small Cap ETF Com 808524607   1,945,027 44,407 SH   SOLE 0 44,407 0 0
Schwab US Small Cap ETF Com 808524607   332,486 7,591 SH   OTR 0 7,591 0 0
Schwab Fundamental Intl Lg Co Com 808524755   275,757 8,540 SH   SOLE 0 8,540 0 0
Schwab US Dividend Equity ETF Com 808524797   6,876,025 94,685 SH   SOLE 0 93,637 0 1,048
Schwab US Dividend Equity ETF Com 808524797   1,096,272 15,096 SH   OTR 0 15,096 0 0
Schwab International Equity ET Com 808524805   2,870,538 80,520 SH   SOLE 0 80,520 0 0
Schwab International Equity ET Com 808524805   805,833 22,604 SH   OTR 0 21,939 0 665
Schwab US Aggregate Bd ETF Com 808524839   1,112,964 24,111 SH   SOLE 0 24,111 0 0
Schwab US Aggregate Bd ETF Com 808524839   586,647 12,709 SH   OTR 0 12,709 0 0
Schwab US TIPs ETF Com 808524870   161,222 3,075 SH   SOLE 0 3,075 0 0
Schwab US TIPs ETF Com 808524870   41,053 783 SH   OTR 0 783 0 0
Materials Select SPDR Fund Com 81369Y100   1,626,297 19,625 SH   SOLE 0 17,593 0 2,032
Materials Select SPDR Fund Com 81369Y100   792,237 9,560 SH   OTR 0 8,800 315 445
Health Care Select Sector SPDR Com 81369Y209   1,149,824 8,663 SH   SOLE 0 8,140 0 523
Health Care Select Sector SPDR Com 81369Y209   139,234 1,049 SH   OTR 0 1,049 0 0
Consumer Staples Select Sector Com 81369Y308   571,334 7,703 SH   SOLE 0 6,377 0 1,326
Consumer Staples Select Sector Com 81369Y308   199,369 2,688 SH   OTR 0 2,203 305 180
Consumer Discretionary Selt Com 81369Y407   1,509,101 8,887 SH   SOLE 0 7,057 0 1,830
Consumer Discretionary Selt Com 81369Y407   246,225 1,450 SH   OTR 0 985 355 110
Energy Select Sector SPDR Com 81369Y506   930,200 11,460 SH   SOLE 0 10,074 0 1,386
Energy Select Sector SPDR Com 81369Y506   208,850 2,573 SH   OTR 0 2,353 80 140
Financial Select Sector SPDR Com 81369Y605   1,017,671 30,189 SH   SOLE 0 27,500 0 2,689
Financial Select Sector SPDR Com 81369Y605   119,974 3,559 SH   OTR 0 3,359 200 0
Industrial Select Sector SPDR Com 81369Y704   1,059,757 9,875 SH   SOLE 0 9,618 0 257
Industrial Select Sector SPDR Com 81369Y704   226,338 2,109 SH   OTR 0 2,019 0 90
Technology Select Sect SPDR Com 81369Y803   2,680,921 15,420 SH   SOLE 0 15,159 162 99
Technology Select Sect SPDR Com 81369Y803   500,543 2,879 SH   OTR 0 2,729 150 0
Real Estate Select Sect SPDR Com 81369Y860   841,995 22,340 SH   SOLE 0 20,222 105 2,013
Real Estate Select Sect SPDR Com 81369Y860   1,314,439 34,875 SH   OTR 0 34,704 46 125
Utilities Select Sector SPDR Com 81369Y886   1,804,050 27,568 SH   SOLE 0 23,405 0 4,163
Utilities Select Sector SPDR Com 81369Y886   1,123,932 17,175 SH   OTR 0 16,085 620 470
Simon Ppty Group Inc Com 828806109   8,430 73 SH   SOLE 0 73 0 0
Simon Ppty Group Inc Com 828806109   207,864 1,800 SH   OTR 0 1,800 0 0
Southern Company Com 842587107   1,167,696 16,622 SH   SOLE 0 16,622 0 0
Southern Company Com 842587107   609,349 8,674 SH   OTR 0 8,674 0 0
Starbucks Corp Com 855244109   140,269 1,416 SH   SOLE 0 1,416 0 0
Starbucks Corp Com 855244109   491,338 4,960 SH   OTR 0 4,960 0 0
State Street Corp Com 857477103   188,219 2,572 SH   SOLE 0 2,572 0 0
State Street Corp Com 857477103   42,079 575 SH   OTR 0 575 0 0
Stryker Corporation Com 863667101   283,734 930 SH   SOLE 0 930 0 0
Sysco Corp Com 871829107   533,869 7,195 SH   SOLE 0 7,195 0 0
Sysco Corp Com 871829107   316,166 4,261 SH   OTR 0 4,261 0 0
TJX Cos Inc Com 872540109   2,966,633 34,988 SH   SOLE 0 33,388 300 1,300
TJX Cos Inc Com 872540109   2,759,999 32,551 SH   OTR 0 31,742 455 354
Target Corp Com 87612E106   2,151,879 16,314 SH   SOLE 0 15,735 0 579
Target Corp Com 87612E106   1,822,858 13,820 SH   OTR 0 11,055 165 2,600
Texas Instruments Inc Com 882508104   309,454 1,719 SH   SOLE 0 1,719 0 0
Texas Instruments Inc Com 882508104   119,173 662 SH   OTR 0 530 0 132
Thermo Fisher Scientific Inc Com 883556102   63,132 121 SH   SOLE 0 121 0 0
Thermo Fisher Scientific Inc Com 883556102   469,575 900 SH   OTR 0 0 0 900
3m CO Com 88579Y101   949,884 9,490 SH   SOLE 0 8,448 330 712
3m CO Com 88579Y101   266,239 2,660 SH   OTR 0 2,025 265 370
Truist Financial Corporation Com 89832Q109   264,294 8,708 SH   SOLE 0 8,414 0 294
Truist Financial Corporation Com 89832Q109   112,507 3,707 SH   OTR 0 3,707 0 0
US Bancorp New Com 902973304   502,803 15,218 SH   SOLE 0 15,218 0 0
US Bancorp New Com 902973304   174,517 5,282 SH   OTR 0 4,511 555 216
Union Pac Corp Com 907818108   3,494,091 17,076 SH   SOLE 0 16,168 0 908
Union Pac Corp Com 907818108   3,403,854 16,635 SH   OTR 0 15,005 50 1,580
United Parcel Service Cl B Com 911312106   743,708 4,149 SH   SOLE 0 4,149 0 0
United Parcel Service Cl B Com 911312106   295,583 1,649 SH   OTR 0 1,614 35 0
Unitedhealth Group Inc Com 91324P102   3,263,546 6,790 SH   SOLE 0 6,590 0 200
Unitedhealth Group Inc Com 91324P102   1,876,419 3,904 SH   OTR 0 3,760 74 70
Vaneck ETF Trust Agribusiness Com 92189F700   908,385 11,114 SH   SOLE 0 10,284 50 780
Vaneck ETF Trust Agribusiness Com 92189F700   899,520 11,006 SH   OTR 0 10,781 125 100
Vanguard Dividend Appreciation Com 921908844   134,005 825 SH   SOLE 0 825 0 0
Vanguard Dividend Appreciation Com 921908844   162,430 1,000 SH   OTR 0 1,000 0 0
Vanguard Total Intl Stock Et Com 921909768   15,702 280 SH   SOLE 0 280 0 0
Vanguard Total Intl Stock Et Com 921909768   282,924 5,045 SH   OTR 0 5,045 0 0
Vanguard Intermediate-Term Bon Com 921937819   355,086 4,720 SH   SOLE 0 4,720 0 0
Vanguard Intermediate-Term Bon Com 921937819   110,964 1,475 SH   OTR 0 1,475 0 0
Vanguard Short Term Bond ETF Com 921937827   870,566 11,520 SH   SOLE 0 11,520 0 0
Vanguard Total Bond Market ETF Com 921937835   450,169 6,193 SH   SOLE 0 6,193 0 0
Vanguard Total Bond Market ETF Com 921937835   121,756 1,675 SH   OTR 0 1,675 0 0
Vanguard FTSE Developed Market Com 921943858   126,995 2,750 SH   SOLE 0 2,750 0 0
Vanguard FTSE Developed Market Com 921943858   158,167 3,425 SH   OTR 0 3,425 0 0
Vanguard High Dividend Yield E Com 921946406   258,493 2,437 SH   SOLE 0 2,437 0 0
Vanguard High Dividend Yield E Com 921946406   65,763 620 SH   OTR 0 620 0 0
Vanguard Ftse All-World Ex-USI Com 922042775   488,003 8,969 SH   SOLE 0 8,969 0 0
Vanguard Ftse Emerging Markets Com 922042858   1,342,033 32,990 SH   SOLE 0 32,990 0 0
Vanguard Ftse Emerging Markets Com 922042858   254,453 6,255 SH   OTR 0 5,755 0 500
Vanguard Inter Term Corp Bond Com 92206C870   957,132 12,111 SH   SOLE 0 12,111 0 0
Vanguard Inter Term Corp Bond Com 92206C870   884,188 11,188 SH   OTR 0 11,188 0 0
Vanguard S&P 500 ETF Com 922908363   2,006,669 4,927 SH   SOLE 0 4,740 0 187
Vanguard Mid-Cap Value Index F Com 922908512   450,565 3,256 SH   SOLE 0 3,256 0 0
Vanguard Mid-Cap Value Index F Com 922908512   24,908 180 SH   OTR 0 180 0 0
Vanguard Real Estate ETF Com 922908553   917,155 10,976 SH   SOLE 0 10,976 0 0
Vanguard Real Estate ETF Com 922908553   448,299 5,365 SH   OTR 0 5,070 295 0
Vanguard Index Fund Mid-Cap Com 922908629   292,593 1,329 SH   SOLE 0 1,329 0 0
Vanguard Index Fund Mid-Cap Com 922908629   84,762 385 SH   OTR 0 385 0 0
Vanguard Value ETF Com 922908744   60,535 426 SH   SOLE 0 426 0 0
Vanguard Value ETF Com 922908744   412,090 2,900 SH   OTR 0 2,900 0 0
Verizon Communications Com 92343V104   1,849,570 49,733 SH   SOLE 0 46,902 830 2,001
Verizon Communications Com 92343V104   1,179,890 31,726 SH   OTR 0 28,630 225 2,871
Visa Inc Cl A Com 92826C839   2,087,449 8,790 SH   SOLE 0 8,790 0 0
Visa Inc Cl A Com 92826C839   1,619,614 6,820 SH   OTR 0 6,720 100 0
Wal Mart Inc Com 931142103   2,303,944 14,658 SH   SOLE 0 14,258 0 400
Wal Mart Inc Com 931142103   2,120,515 13,491 SH   OTR 0 11,875 350 1,266
Waste Management Inc Com 94106L109   63,125 364 SH   SOLE 0 364 0 0
Waste Management Inc Com 94106L109   256,662 1,480 SH   OTR 0 1,250 0 230
Wells Fargo & CO Com 949746101   1,196,535 28,035 SH   SOLE 0 27,253 0 782
Wells Fargo & CO Com 949746101   417,197 9,775 SH   OTR 0 6,990 600 2,185
WisdomTree MidCap Dividend ETF Com 97717W505   2,039,467 48,501 SH   SOLE 0 47,825 0 676
WisdomTree MidCap Dividend ETF Com 97717W505   250,786 5,964 SH   OTR 0 2,954 0 3,010
WisdomTree SmallCap Dividend E Com 97717W604   690,240 23,975 SH   SOLE 0 23,854 0 121
WisdomTree SmallCap Dividend E Com 97717W604   22,226 772 SH   OTR 0 772 0 0
Xylem Inc Com 98419M100   380,205 3,376 SH   SOLE 0 3,376 0 0
Xylem Inc Com 98419M100   95,727 850 SH   OTR 0 850 0 0
Yum! Brands Inc Com 988498101   291,094 2,101 SH   SOLE 0 2,101 0 0
Yum! Brands Inc Com 988498101   55,420 400 SH   OTR 0 400 0 0
Zimmer Biomet Holdings Inc Com 98956P102   515,570 3,541 SH   SOLE 0 3,291 60 190
Zimmer Biomet Holdings Inc Com 98956P102   365,893 2,513 SH   OTR 0 2,088 100 325
Deutsche Bank Ag ADR Com D18190898   104,904 10,000 SH   SOLE 0 10,000 0 0
Eaton Corp PLC Com G29183103   1,167,184 5,804 SH   SOLE 0 5,804 0 0
Eaton Corp PLC Com G29183103   843,413 4,194 SH   OTR 0 3,119 0 1,075
Linde PLC Com G54950103   2,042,208 5,359 SH   SOLE 0 5,359 0 0
Linde PLC Com G54950103   1,160,008 3,044 SH   OTR 0 2,119 0 925
Medtronic PLC Com G5960L103   827,700 9,395 SH   SOLE 0 9,395 0 0
Medtronic PLC Com G5960L103   822,502 9,336 SH   OTR 0 8,765 71 500