0001140361-23-035858.txt : 20230724 0001140361-23-035858.hdr.sgml : 20230724 20230724160455 ACCESSION NUMBER: 0001140361-23-035858 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20230630 FILED AS OF DATE: 20230724 DATE AS OF CHANGE: 20230724 EFFECTIVENESS DATE: 20230724 FILER: COMPANY DATA: COMPANY CONFORMED NAME: NBT BANK N A /NY CENTRAL INDEX KEY: 0000898413 IRS NUMBER: 150395735 STATE OF INCORPORATION: NY FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-03594 FILM NUMBER: 231105085 BUSINESS ADDRESS: STREET 1: 52 SOUTH BROAD STREET CITY: NORWICH STATE: NY ZIP: 13815 BUSINESS PHONE: 6073376259 MAIL ADDRESS: STREET 1: 52 SOUTH BROAD STREET CITY: NORWICH STATE: NY ZIP: 13815 FORMER COMPANY: FORMER CONFORMED NAME: NBT BANK N A/NY TRUST CO /NY DATE OF NAME CHANGE: 19950804 FORMER COMPANY: FORMER CONFORMED NAME: NATIONAL BANK & TRUST CO /NY DATE OF NAME CHANGE: 19950804 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE 0000898413 XXXXXXXX 06-30-2023 06-30-2023 false NBT BANK N A /NY

52 South Broad Street Norwich NY 13815

13F HOLDINGS REPORT 028-03594 N Todd Wilcox (607) 337-6421 /s/ Todd Wilcox Norwich NY 07-24-2023 0 464 700277844 INFORMATION TABLE 2 informationtable.xml AT&T Inc Com 00206R102 853437 53507 SH SOLE 0 51672 435 1400 AT&T Inc Com 00206R102 623868 39114 SH OTR 0 33802 400 4912 Abbott Labs Com 002824100 4840706 44402 SH SOLE 0 43802 0 600 Abbott Labs Com 002824100 1849306 16963 SH OTR 0 15377 576 1010 Abbvie Inc Com 00287Y109 2982383 22136 SH SOLE 0 21836 0 300 Abbvie Inc Com 00287Y109 1757553 13045 SH OTR 0 11520 295 1230 Activision Blizzard, Inc Com 00507V109 749427 8890 SH SOLE 0 8890 0 0 Activision Blizzard, Inc Com 00507V109 625590 7421 SH OTR 0 7421 0 0 Adobe Inc Com 00724F101 190706 390 SH SOLE 0 390 0 0 Adobe Inc Com 00724F101 22005 45 SH OTR 0 13 0 32 Air Products & Chemicals Inc Com 009158106 1542580 5150 SH SOLE 0 5150 0 0 Air Products & Chemicals Inc Com 009158106 462774 1545 SH OTR 0 1545 0 0 Allstate Corp Com 020002101 70767 649 SH SOLE 0 649 0 0 Allstate Corp Com 020002101 218080 2000 SH OTR 0 2000 0 0 Alphabet Inc Cl C Com 02079K107 5227324 43212 SH SOLE 0 41149 0 2063 Alphabet Inc Cl C Com 02079K107 4356372 36012 SH OTR 0 33412 0 2600 Alphabet Inc Cl A Com 02079K305 3460048 28906 SH SOLE 0 28246 0 660 Alphabet Inc Cl A Com 02079K305 731128 6108 SH OTR 0 3808 0 2300 Altria Group Inc Com 02209S103 559410 12349 SH SOLE 0 11574 0 775 Altria Group Inc Com 02209S103 1463960 32317 SH OTR 0 31617 0 700 Amazon.Com Inc Com 023135106 1715538 13160 SH SOLE 0 13160 0 0 Amazon.Com Inc Com 023135106 1015504 7790 SH OTR 0 7090 0 700 American Express CO Com 025816109 702200 4031 SH SOLE 0 4031 0 0 American Express CO Com 025816109 175245 1006 SH OTR 0 720 0 286 American Tower Corp REIT Com 03027X100 195298 1007 SH SOLE 0 1007 0 0 American Tower Corp REIT Com 03027X100 79903 412 SH OTR 0 412 0 0 American Water Works CO Inc Com 030420103 1258912 8819 SH SOLE 0 8819 0 0 American Water Works CO Inc Com 030420103 775133 5430 SH OTR 0 3900 100 1430 Amgen Inc Com 031162100 557270 2510 SH SOLE 0 2510 0 0 Amgen Inc Com 031162100 210919 950 SH OTR 0 950 0 0 Amplify CWP Enhanced Dividend Com 032108409 644076 17891 SH SOLE 0 17891 0 0 Amplify CWP Enhanced Dividend Com 032108409 180000 5000 SH OTR 0 5000 0 0 APA Corporation Com 03743Q108 284465 8325 SH SOLE 0 8325 0 0 APA Corporation Com 03743Q108 32462 950 SH OTR 0 950 0 0 Apple Inc Com 037833100 24990756 128838 SH SOLE 0 116636 315 11887 Apple Inc Com 037833100 15266409 78705 SH OTR 0 71284 2001 5420 Arrow Finl Corp Com 042744102 123498 6132 SH SOLE 0 0 0 6132 Arrow Finl Corp Com 042744102 106823 5304 SH OTR 0 5304 0 0 Autoliv Inc Com 052800109 798356 9388 SH SOLE 0 8344 0 1044 Autoliv Inc Com 052800109 913840 10746 SH OTR 0 10746 0 0 Automatic Data Processing Inc Com 053015103 4101941 18663 SH SOLE 0 18383 0 280 Automatic Data Processing Inc Com 053015103 963340 4383 SH OTR 0 3778 125 480 BP PLC Spons ADR Com 055622104 125774 3564 SH SOLE 0 3564 0 0 BP PLC Spons ADR Com 055622104 230444 6530 SH OTR 0 6530 0 0 Bank of America Corp Com 060505104 633733 22089 SH SOLE 0 21441 0 648 Bank of America Corp Com 060505104 145458 5070 SH OTR 0 5070 0 0 Bank of New York Mellon Corp Com 064058100 437854 9835 SH SOLE 0 9835 0 0 Bank of New York Mellon Corp Com 064058100 22260 500 SH OTR 0 0 0 500 Baxter Intl Inc Com 071813109 278873 6121 SH SOLE 0 6121 0 0 Baxter Intl Inc Com 071813109 145564 3195 SH OTR 0 1095 100 2000 Becton Dickinson Com 075887109 433768 1643 SH SOLE 0 1643 0 0 Becton Dickinson Com 075887109 15049 57 SH OTR 0 57 0 0 Berkshire Hathaway Inc-Cl B Com 084670702 2973861 8721 SH SOLE 0 8491 30 200 Berkshire Hathaway Inc-Cl B Com 084670702 2765851 8111 SH OTR 0 8073 38 0 Best Buy Company Inc Com 086516101 265272 3237 SH SOLE 0 3237 0 0 Best Buy Company Inc Com 086516101 27371 334 SH OTR 0 334 0 0 BHP Group Ltd Spons ADR Com 088606108 168747 2828 SH SOLE 0 2628 0 200 BHP Group Ltd Spons ADR Com 088606108 54598 915 SH OTR 0 915 0 0 Biogen Inc Com 09062X103 87734 308 SH SOLE 0 308 0 0 Biogen Inc Com 09062X103 148407 521 SH OTR 0 521 0 0 Boeing CO Com 097023105 1690336 8005 SH SOLE 0 7805 0 200 Boeing CO Com 097023105 1836670 8698 SH OTR 0 8398 150 150 Bristol Myers Squibb CO Com 110122108 3370293 52702 SH SOLE 0 49922 660 2120 Bristol Myers Squibb CO Com 110122108 2011931 31461 SH OTR 0 26851 300 4310 Broadcom Inc Com 11135F101 150933 174 SH SOLE 0 174 0 0 Broadcom Inc Com 11135F101 86743 100 SH OTR 0 100 0 0 CDW Corp Com 12514G108 131937 719 SH SOLE 0 719 0 0 CDW Corp Com 12514G108 97072 529 SH OTR 0 529 0 0 Cigna Group Com 125523100 343454 1224 SH SOLE 0 1187 0 37 Cigna Group Com 125523100 7015 25 SH OTR 0 25 0 0 Csx Corp Com 126408103 278870 8178 SH SOLE 0 8178 0 0 Csx Corp Com 126408103 233244 6840 SH OTR 0 6840 0 0 CVS Health Corp Com 126650100 2396039 34660 SH SOLE 0 33584 0 1076 CVS Health Corp Com 126650100 1172652 16963 SH OTR 0 15304 278 1381 Cardinal Health Inc Com 14149Y108 167389 1770 SH SOLE 0 1770 0 0 Cardinal Health Inc Com 14149Y108 78020 825 SH OTR 0 825 0 0 Carrier Global Corporation Com 14448C104 992410 19964 SH SOLE 0 19170 100 694 Carrier Global Corporation Com 14448C104 633206 12738 SH OTR 0 11472 1066 200 Caterpillar Inc Com 149123101 2923566 11882 SH SOLE 0 10994 0 888 Caterpillar Inc Com 149123101 2404893 9774 SH OTR 0 9444 30 300 Chevron Corporation Com 166764100 6169170 39207 SH SOLE 0 36950 299 1958 Chevron Corporation Com 166764100 4377320 27819 SH OTR 0 26254 375 1190 Chipotle Mexican Grill Inc Com 169656105 325128 152 SH SOLE 0 152 0 0 Chipotle Mexican Grill Inc Com 169656105 12834 6 SH OTR 0 6 0 0 Cisco Systems Inc Com 17275R102 3918144 75728 SH SOLE 0 71234 0 4494 Cisco Systems Inc Com 17275R102 2526982 48840 SH OTR 0 47095 715 1030 Citigroup Inc Com 172967424 339499 7374 SH SOLE 0 7374 0 0 Citigroup Inc Com 172967424 239408 5200 SH OTR 0 5050 150 0 Clorox Company Com 189054109 650951 4093 SH SOLE 0 4093 0 0 Clorox Company Com 189054109 295814 1860 SH OTR 0 1375 0 485 Coca Cola CO Com 191216100 2795714 46425 SH SOLE 0 40648 793 4984 Coca Cola CO Com 191216100 1023198 16991 SH OTR 0 12036 150 4805 Colgate Palmolive CO Com 194162103 1003369 13024 SH SOLE 0 11238 336 1450 Colgate Palmolive CO Com 194162103 295063 3830 SH OTR 0 2380 0 1450 ComCast Corp-Cl A Com 20030N101 923366 22223 SH SOLE 0 20113 0 2110 ComCast Corp-Cl A Com 20030N101 437438 10528 SH OTR 0 8545 810 1173 Conocophillips Com 20825C104 754074 7278 SH SOLE 0 7178 100 0 Conocophillips Com 20825C104 157694 1522 SH OTR 0 1372 150 0 Corning Inc Com 219350105 418693 11949 SH SOLE 0 11949 0 0 Corning Inc Com 219350105 292584 8350 SH OTR 0 5600 900 1850 Corteva Inc Com Com 22052L104 114829 2004 SH SOLE 0 1913 0 91 Corteva Inc Com Com 22052L104 429521 7496 SH OTR 0 7268 0 228 Costco Wholesale Corp Com 22160K105 1047687 1946 SH SOLE 0 1946 0 0 Costco Wholesale Corp Com 22160K105 641749 1192 SH OTR 0 702 0 490 DTE Energy Co Com 233331107 295294 2684 SH SOLE 0 2684 0 0 Danaher Corp Com 235851102 4016880 16737 SH SOLE 0 14777 0 1960 Danaher Corp Com 235851102 2476800 10320 SH OTR 0 9143 120 1057 Deere & CO Com 244199105 2296212 5667 SH SOLE 0 4979 25 663 Deere & CO Com 244199105 3978966 9820 SH OTR 0 9750 70 0 Dicks Sporting Goods Inc Com 253393102 553803 4189 SH SOLE 0 3461 0 728 Dicks Sporting Goods Inc Com 253393102 77596 587 SH OTR 0 587 0 0 Digital Realty Trust Inc REIT Com 253868103 206560 1814 SH SOLE 0 1814 0 0 Disney Walt CO New Com 254687106 2729736 30575 SH SOLE 0 29358 0 1217 Disney Walt CO New Com 254687106 1792207 20074 SH OTR 0 18199 600 1275 Dominion Resources Inc Com 25746U109 724024 13980 SH SOLE 0 13670 0 310 Dominion Resources Inc Com 25746U109 347252 6705 SH OTR 0 4325 80 2300 Dow Inc Com Com 260557103 701967 13180 SH SOLE 0 13089 0 91 Dow Inc Com Com 260557103 1018278 19119 SH OTR 0 17345 16 1758 Duke Energy Corp Com 26441C204 392164 4370 SH SOLE 0 4085 285 0 Duke Energy Corp Com 26441C204 118188 1317 SH OTR 0 1217 100 0 Dupont De Nemours Inc Com 26614N102 967226 13539 SH SOLE 0 13448 0 91 Dupont De Nemours Inc Com 26614N102 901501 12619 SH OTR 0 11458 316 845 Ecolab Inc Com 278865100 1143290 6124 SH SOLE 0 6124 0 0 Ecolab Inc Com 278865100 480727 2575 SH OTR 0 2085 40 450 Emerson Elec CO Com 291011104 902363 9983 SH SOLE 0 9983 0 0 Emerson Elec CO Com 291011104 315461 3490 SH OTR 0 3290 200 0 Exelon Corp Com 30161N101 186263 4572 SH SOLE 0 4572 0 0 Exelon Corp Com 30161N101 75736 1859 SH OTR 0 1509 0 350 Exxonmobil Corp Com 30231G102 8383411 78167 SH SOLE 0 74398 648 3121 Exxonmobil Corp Com 30231G102 6723610 62691 SH OTR 0 59151 660 2880 Meta Platforms Inc Com 30303M102 1376643 4797 SH SOLE 0 4797 0 0 Meta Platforms Inc Com 30303M102 1090524 3800 SH OTR 0 3800 0 0 Fedex Corporation Com 31428X106 202286 816 SH SOLE 0 816 0 0 Fiserv Inc Com 337738108 554303 4394 SH SOLE 0 4394 0 0 Fiserv Inc Com 337738108 110255 874 SH OTR 0 874 0 0 FlexShares Mstar Glbl Upstrm N Com 33939L407 41490682 1035455 SH SOLE 0 1031474 0 3981 FlexShares Mstar Glbl Upstrm N Com 33939L407 3667206 91520 SH OTR 0 88630 340 2550 Flexshares Disciplined Duratio Com 33939L779 324223 15905 SH SOLE 0 15905 0 0 FlexShares Global Quality Real Com 33939L787 734876 13855 SH SOLE 0 13855 0 0 FlexShares Global Quality Real Com 33939L787 1061 20 SH OTR 0 20 0 0 FlexShares STOXX Glbl Brd Infr Com 33939L795 6157287 117584 SH SOLE 0 117584 0 0 FlexShares STOXX Glbl Brd Infr Com 33939L795 982629 18765 SH OTR 0 18525 0 240 FlexShares International Quali Com 33939L837 690263 31135 SH SOLE 0 31135 0 0 Fortive Corp Com 34959J108 289136 3867 SH SOLE 0 3567 0 300 Fortive Corp Com 34959J108 132642 1774 SH OTR 0 930 50 794 Freeport-McMoran Inc Com 35671D857 200600 5015 SH SOLE 0 5015 0 0 Freeport-McMoran Inc Com 35671D857 125400 3135 SH OTR 0 1410 0 1725 General Dynamics Corp Com 369550108 1076826 5005 SH SOLE 0 4855 0 150 General Dynamics Corp Com 369550108 192559 895 SH OTR 0 895 0 0 General Electric Co New Com 369604301 677006 6163 SH SOLE 0 5809 0 354 General Electric Co New Com 369604301 249360 2270 SH OTR 0 2261 0 9 General Mls Inc Com 370334104 766156 9989 SH SOLE 0 9491 0 498 General Mls Inc Com 370334104 436040 5685 SH OTR 0 5040 100 545 Genuine Parts CO Com 372460105 220337 1302 SH SOLE 0 1302 0 0 Gilead Sciences Inc Com 375558103 361304 4688 SH SOLE 0 4688 0 0 Gilead Sciences Inc Com 375558103 132946 1725 SH OTR 0 1665 60 0 GSK PLC Sponsored ADR Com 37733W204 231232 6488 SH SOLE 0 6488 0 0 GSK PLC Sponsored ADR Com 37733W204 68536 1923 SH OTR 0 1323 0 600 Global X US Preferred ETF Com 37954Y657 232680 12000 SH OTR 0 12000 0 0 Goldman Sachs Group Inc Com 38141G104 1165660 3614 SH SOLE 0 3594 20 0 Goldman Sachs Group Inc Com 38141G104 1267260 3929 SH OTR 0 3929 0 0 Grainger W W Inc Com 384802104 2460401 3120 SH SOLE 0 3120 0 0 Grainger W W Inc Com 384802104 1118221 1418 SH OTR 0 734 100 584 The Hershey Company Com 427866108 86147 345 SH SOLE 0 345 0 0 The Hershey Company Com 427866108 187275 750 SH OTR 0 750 0 0 Home Depot Inc Com 437076102 1101771 3547 SH SOLE 0 3253 0 294 Home Depot Inc Com 437076102 1496664 4818 SH OTR 0 3818 150 850 Honeywell International Inc Com 438516106 3512353 16927 SH SOLE 0 16012 0 915 Honeywell International Inc Com 438516106 1299365 6262 SH OTR 0 5143 290 829 Illinois Tool Wks Inc Com 452308109 644162 2575 SH SOLE 0 2575 0 0 Illinois Tool Wks Inc Com 452308109 110321 441 SH OTR 0 441 0 0 Intel Corp Com 458140100 2550001 76256 SH SOLE 0 73853 903 1500 Intel Corp Com 458140100 763034 22818 SH OTR 0 20253 1440 1125 Intercontinental Exchange Inc Com 45866F104 696234 6157 SH SOLE 0 6157 0 0 Intercontinental Exchange Inc Com 45866F104 39239 347 SH OTR 0 347 0 0 Intl. Business Machines Corp Com 459200101 2514783 18794 SH SOLE 0 16676 430 1688 Intl. Business Machines Corp Com 459200101 2129185 15912 SH OTR 0 14329 0 1583 Invesco SP 500 Low Volatility Com 46138E354 219395 3493 SH SOLE 0 3493 0 0 Ishares Barclays TIPS Bond ETF Com 464287176 301982 2806 SH SOLE 0 2806 0 0 Ishares Core S&P 500 ETF Com 464287200 255392 573 SH SOLE 0 573 0 0 Ishares Core Total U.S. Aggreg Com 464287226 214021 2185 SH SOLE 0 2185 0 0 Ishares Msci Emerging Mkt ETF Com 464287234 2742056 69314 SH SOLE 0 67589 525 1200 Ishares Msci Emerging Mkt ETF Com 464287234 875415 22129 SH OTR 0 21193 561 375 Ishares S&P 500 Growth ETF Com 464287309 501465 7115 SH SOLE 0 7115 0 0 Ishares S&P 500 Value ETF Com 464287408 596725 3702 SH SOLE 0 3702 0 0 Ishares Barclays 7-10 Year Tr Com 464287440 247296 2560 SH SOLE 0 2560 0 0 Ishares 1-3 Year Treasury ETF Com 464287457 1692545 20875 SH SOLE 0 20875 0 0 Ishares Msci Eafe ETF Com 464287465 3670377 50626 SH SOLE 0 47743 0 2883 Ishares Msci Eafe ETF Com 464287465 1156738 15955 SH OTR 0 15680 200 75 Ishares Core S&P Mid-Cap ETF Com 464287507 1598166 6112 SH SOLE 0 6112 0 0 Ishares Core S&P Mid-Cap ETF Com 464287507 635658 2431 SH OTR 0 2286 0 145 Ishares Nasdaq Biotech ETF Com 464287556 2515497 19813 SH SOLE 0 19021 96 696 Ishares Nasdaq Biotech ETF Com 464287556 1541167 12139 SH OTR 0 10002 540 1597 Ishares Tr Rus 1000 Val ETF Com 464287598 217016 1375 SH SOLE 0 1375 0 0 Ishares S&P Midcap 400/Grwth E Com 464287606 285450 3806 SH SOLE 0 3806 0 0 Ishares Russell 1000 Growth ET Com 464287614 300497 1092 SH SOLE 0 1092 0 0 IShares Russell 1000 ETF Com 464287622 227897 935 SH SOLE 0 935 0 0 Ishares Russell 2000 Value ETF Com 464287630 312154 2217 SH SOLE 0 2217 0 0 Ishares Russell 2000 Value ETF Com 464287630 23232 165 SH OTR 0 0 165 0 Ishares Russell 2000 ETF Com 464287655 5244510 28006 SH SOLE 0 26324 0 1682 Ishares Russell 2000 ETF Com 464287655 775391 4141 SH OTR 0 4006 100 35 Ishares DJ US Telcom Sector ET Com 464287713 579329 26214 SH SOLE 0 26214 0 0 Ishares DJ US Telcom Sector ET Com 464287713 571440 25857 SH OTR 0 25657 200 0 Ishares Core S&P Small-Cap ETF Com 464287804 508016 5098 SH SOLE 0 5098 0 0 Ishares Msci Eafe Small Cap ET Com 464288273 2606798 44198 SH SOLE 0 44188 0 10 Ishares Msci Eafe Small Cap ET Com 464288273 472430 8010 SH OTR 0 8010 0 0 Ishares New York Muni Bond ETF Com 464288323 2692559 50555 SH SOLE 0 50555 0 0 Ishares New York Muni Bond ETF Com 464288323 6374157 119680 SH OTR 0 119680 0 0 Ishares IBoxx High Yield Corpo Com 464288513 2334001 31091 SH SOLE 0 31091 0 0 Ishares IBoxx High Yield Corpo Com 464288513 128370 1710 SH OTR 0 1710 0 0 Ishares Barclays Mbs Bond ETF Com 464288588 662182 7100 SH SOLE 0 7100 0 0 iShares Tr Intrm Gov Cr ETF Com 464288612 696839 6772 SH SOLE 0 6772 0 0 iShares TR 1-5 Yr Inv Gr Corp Com 464288646 514895 10263 SH SOLE 0 10263 0 0 Ishares 3-7 Year Treasury Bond Com 464288661 1041950 9040 SH SOLE 0 9040 0 0 Ishares S&P Pref Stk ETF Com 464288687 1797466 58114 SH SOLE 0 58114 0 0 Ishares S&P Pref Stk ETF Com 464288687 266586 8619 SH OTR 0 5439 0 3180 iShares MSCI USA ESG Select ET Com 464288802 535059 5714 SH SOLE 0 5714 0 0 Ishares MSCI EAFE Growth ETF Com 464288885 19027740 199431 SH SOLE 0 197603 0 1828 Ishares MSCI EAFE Growth ETF Com 464288885 3918937 41075 SH OTR 0 40995 0 80 IShares Russell Top 200 Growth Com 464289438 274309 1730 SH SOLE 0 1730 0 0 Ishares Tr 10 Yr Invst Grd Com 464289511 319868 6205 SH SOLE 0 6205 0 0 Ishares Aaa-A Rated Corp Bond Com 46429B291 288034 6105 SH SOLE 0 6105 0 0 iShares Core High Dividend ETF Com 46429B663 923841 9166 SH SOLE 0 9166 0 0 IShares 0-5 Yr TIPs ETF Com 46429B747 4093832 41945 SH SOLE 0 41945 0 0 IShares 0-5 Yr TIPs ETF Com 46429B747 442128 4530 SH OTR 0 4530 0 0 Ishares Core Msci Eafe ETF Com 46432F842 7292025 108030 SH SOLE 0 107975 0 55 Ishares Core Msci Eafe ETF Com 46432F842 1302750 19300 SH OTR 0 19300 0 0 Ishares Core Emerging Markets Com 46434G103 3014281 61154 SH SOLE 0 61154 0 0 Ishares Core Emerging Markets Com 46434G103 822749 16692 SH OTR 0 16692 0 0 IShares Edge Intl Quality Fact Com 46434V456 88466 2485 SH SOLE 0 2485 0 0 IShares Edge Intl Quality Fact Com 46434V456 315060 8850 SH OTR 0 8850 0 0 IShares Core Intnl Agg Bond ET Com 46435G672 558308 11327 SH SOLE 0 11327 0 0 IShares Core Intnl Agg Bond ET Com 46435G672 61120 1240 SH OTR 0 1240 0 0 JP Morgan Chase & CO Com 46625H100 8408906 57817 SH SOLE 0 56042 112 1663 JP Morgan Chase & CO Com 46625H100 5827781 40070 SH OTR 0 34920 571 4579 JPMorgan Municipal ETF Com 46641Q647 1283377 25550 SH SOLE 0 25550 0 0 JPMorgan Municipal ETF Com 46641Q647 399077 7945 SH OTR 0 7945 0 0 JPMorgan Ultra-Short Income ET Com 46641Q837 330423 6590 SH SOLE 0 6590 0 0 JPMorgan Ultra-Short Income ET Com 46641Q837 261430 5214 SH OTR 0 5214 0 0 Jacobs Solutions Inc Com 46982L108 353698 2975 SH OTR 0 1075 0 1900 Johnson & Johnson Com 478160104 8890741 53714 SH SOLE 0 48319 150 5245 Johnson & Johnson Com 478160104 4543690 27451 SH OTR 0 23828 260 3363 Kimberly Clark Corp Com 494368103 548512 3973 SH SOLE 0 3973 0 0 Kimberly Clark Corp Com 494368103 55224 400 SH OTR 0 400 0 0 Kraft Heinz CO Com 500754106 184139 5187 SH SOLE 0 5187 0 0 Kraft Heinz CO Com 500754106 251376 7081 SH OTR 0 7081 0 0 Lauder Estee Cos Cl-A Com 518439104 169280 862 SH SOLE 0 862 0 0 Lauder Estee Cos Cl-A Com 518439104 94852 483 SH OTR 0 483 0 0 Lilly Eli & CO Com 532457108 654696 1396 SH SOLE 0 868 0 528 Lilly Eli & CO Com 532457108 2853743 6085 SH OTR 0 5035 25 1025 Lockheed Martin Corp Com 539830109 3310172 7190 SH SOLE 0 6639 0 551 Lockheed Martin Corp Com 539830109 713589 1550 SH OTR 0 1550 0 0 Lowes Cos Inc Com 548661107 8030632 35581 SH SOLE 0 35051 25 505 Lowes Cos Inc Com 548661107 4836977 21431 SH OTR 0 20507 315 609 Marsh & McLennan Companies Inc Com 571748102 307511 1635 SH SOLE 0 1635 0 0 Marsh & McLennan Companies Inc Com 571748102 62066 330 SH OTR 0 330 0 0 Marriott International Inc Com 571903202 316498 1723 SH SOLE 0 1723 0 0 Mastercard Inc Cl A Com 57636Q104 410605 1044 SH SOLE 0 1044 0 0 Mastercard Inc Cl A Com 57636Q104 124283 316 SH OTR 0 316 0 0 McDonalds Corp Com 580135101 8342947 27958 SH SOLE 0 27728 75 155 McDonalds Corp Com 580135101 4506289 15101 SH OTR 0 14288 238 575 Merck & CO Inc Com 58933Y105 4496287 38966 SH SOLE 0 37546 620 800 Merck & CO Inc Com 58933Y105 1994285 17283 SH OTR 0 16167 291 825 Metlife Inc Com 59156R108 361453 6394 SH SOLE 0 6394 0 0 Metlife Inc Com 59156R108 91070 1611 SH OTR 0 1300 111 200 Microsoft Corp Com 594918104 20666692 60688 SH SOLE 0 57480 180 3028 Microsoft Corp Com 594918104 10754253 31580 SH OTR 0 29588 611 1381 Microchip Technology Inc Com 595017104 2580282 28801 SH SOLE 0 28801 0 0 Microchip Technology Inc Com 595017104 762411 8510 SH OTR 0 7460 300 750 Mondelez International Inc Com 609207105 700151 9599 SH SOLE 0 9185 0 414 Mondelez International Inc Com 609207105 1371418 18802 SH OTR 0 18802 0 0 Morgan Stanley Com 617446448 254663 2982 SH SOLE 0 2982 0 0 NBT Bancorp Inc Com 628778102 5234006 164333 SH SOLE 0 0 0 164333 NBT Bancorp Inc Com 628778102 768161 24118 SH OTR 0 16508 0 7610 Netflix Inc Com 64110L106 302617 687 SH SOLE 0 687 0 0 Nextera Energy Inc Com 65339F101 2089695 28163 SH SOLE 0 26363 0 1800 Nextera Energy Inc Com 65339F101 1512715 20387 SH OTR 0 10644 120 9623 Nike Inc-Class B Com 654106103 1918672 17384 SH SOLE 0 17384 0 0 Nike Inc-Class B Com 654106103 546000 4947 SH OTR 0 4947 0 0 Norfolk Southern Corp Com 655844108 520641 2296 SH SOLE 0 2296 0 0 Norfolk Southern Corp Com 655844108 692979 3056 SH OTR 0 2756 0 300 Novartis Ag Spons ADR Com 66987V109 1220305 12093 SH SOLE 0 11943 0 150 Novartis Ag Spons ADR Com 66987V109 809702 8024 SH OTR 0 7924 100 0 Nucor Corp Com 670346105 1090631 6651 SH SOLE 0 6651 0 0 Nucor Corp Com 670346105 188577 1150 SH OTR 0 1150 0 0 Nvidia Corp Com 67066G104 1858513 4393 SH SOLE 0 4017 0 376 Nvidia Corp Com 67066G104 208972 494 SH OTR 0 494 0 0 O'Reilly Automotive Inc Com 67103H107 465231 487 SH SOLE 0 487 0 0 Oracle Corporation Com 68389X105 3815167 32036 SH SOLE 0 30536 0 1500 Oracle Corporation Com 68389X105 1142907 9597 SH OTR 0 6827 70 2700 Otis Worldwide Corp Com 68902V107 596367 6700 SH SOLE 0 6303 50 347 Otis Worldwide Corp Com 68902V107 520887 5852 SH OTR 0 5219 533 100 Palo Alto Networks Com 697435105 1200386 4698 SH SOLE 0 4698 0 0 Palo Alto Networks Com 697435105 875122 3425 SH OTR 0 3425 0 0 Paypal Holdings Inc Com 70450Y103 132793 1990 SH SOLE 0 1330 0 660 Paypal Holdings Inc Com 70450Y103 167492 2510 SH OTR 0 660 0 1850 Pepsico Inc Com 713448108 7376387 39825 SH SOLE 0 39162 90 573 Pepsico Inc Com 713448108 2960556 15984 SH OTR 0 14850 324 810 Pfizer Inc Com 717081103 3763331 102599 SH SOLE 0 98078 0 4521 Pfizer Inc Com 717081103 1759283 47963 SH OTR 0 44380 994 2589 Philip Morris International Com 718172109 826158 8463 SH SOLE 0 7788 0 675 Philip Morris International Com 718172109 2307346 23636 SH OTR 0 23636 0 0 T Rowe Price Group Inc Com 74144T108 2260228 20177 SH SOLE 0 20127 50 0 T Rowe Price Group Inc Com 74144T108 1409660 12584 SH OTR 0 12104 295 185 Procter & Gamble CO Com 742718109 8701227 57343 SH SOLE 0 52625 331 4387 Procter & Gamble CO Com 742718109 4746731 31282 SH OTR 0 27002 380 3900 Prudential Finl Inc Com 744320102 1208526 13699 SH SOLE 0 13649 50 0 Prudential Finl Inc Com 744320102 1177913 13352 SH OTR 0 13002 150 200 Public Service Enterprise Grou Com 744573106 95292 1522 SH SOLE 0 1522 0 0 Public Service Enterprise Grou Com 744573106 159656 2550 SH OTR 0 2550 0 0 Qualcomm Inc Com 747525103 2963620 24896 SH SOLE 0 24471 0 425 Qualcomm Inc Com 747525103 1518950 12760 SH OTR 0 12035 225 500 Quanta Services Incorporated Com 74762E102 858094 4368 SH OTR 0 868 0 3500 RTX CORPORATION Com 75513E101 3567507 36418 SH SOLE 0 35448 100 870 RTX CORPORATION Com 75513E101 2411383 24616 SH OTR 0 22225 1186 1205 Rockwell Automation Inc Com 773903109 174609 530 SH SOLE 0 530 0 0 Rockwell Automation Inc Com 773903109 49418 150 SH OTR 0 150 0 0 Shell PLC Spon ADS Com 780259305 6038 100 SH SOLE 0 100 0 0 Shell PLC Spon ADS Com 780259305 588705 9750 SH OTR 0 5150 0 4600 S&P Global Inc Com 78409V104 210467 525 SH SOLE 0 525 0 0 S&P Global Inc Com 78409V104 601335 1500 SH OTR 0 0 0 1500 SPDR S&P 500 ETF Trust Com 78462F103 5802916 13091 SH SOLE 0 12515 0 576 SPDR S&P 500 ETF Trust Com 78462F103 1257142 2836 SH OTR 0 2516 160 160 SPDR Gold Trust Com 78463V107 353509 1983 SH SOLE 0 1916 0 67 SPDR Gold Trust Com 78463V107 206793 1160 SH OTR 0 1160 0 0 SPDR Portfolio Emerging Market Com 78463X509 244029 7098 SH SOLE 0 7098 0 0 SPDR Portfolio Emerging Market Com 78463X509 36443 1060 SH OTR 0 1060 0 0 SPDR Portfolio Developed Wld e Com 78463X889 2577461 79209 SH SOLE 0 79209 0 0 SPDR Portfolio Developed Wld e Com 78463X889 646309 19862 SH OTR 0 19862 0 0 SPDR Preferred Stock ETF Com 78464A292 437286 13065 SH SOLE 0 13065 0 0 SPDR Portfolio Intermediate Te Com 78464A375 639278 19909 SH SOLE 0 19909 0 0 SPDR Portfolio Short Term Corp Com 78464A474 1151693 39120 SH SOLE 0 39120 0 0 SPDR S&P Regional Banking ETF Com 78464A698 1208912 29608 SH SOLE 0 28654 0 954 SPDR S&P Regional Banking ETF Com 78464A698 883520 21639 SH OTR 0 21439 100 100 SPDR S&P Dividend ETF Com 78464A763 10960981 89419 SH SOLE 0 89419 0 0 SPDR S&P Dividend ETF Com 78464A763 937737 7650 SH OTR 0 7650 0 0 SPDR Dow Jones Industrial Aver Com 78467X109 1075219 3127 SH SOLE 0 3127 0 0 SPDR Dow Jones Industrial Aver Com 78467X109 312904 910 SH OTR 0 810 0 100 Midcap SPDR Trust Series 1 Com 78467Y107 7767222 16219 SH SOLE 0 15229 0 990 Midcap SPDR Trust Series 1 Com 78467Y107 887755 1854 SH OTR 0 1772 50 32 Salesforce Inc Com 79466L302 1808808 8562 SH SOLE 0 8469 0 93 Salesforce Inc Com 79466L302 1254251 5937 SH OTR 0 5937 0 0 Schlumberger Ltd Com 806857108 1266805 25790 SH SOLE 0 24975 0 815 Schlumberger Ltd Com 806857108 725453 14769 SH OTR 0 14479 290 0 Charles Schwab Corp Com 808513105 229327 4046 SH SOLE 0 4046 0 0 Charles Schwab Corp Com 808513105 206032 3635 SH OTR 0 3635 0 0 Schwab US Small Cap ETF Com 808524607 1945027 44407 SH SOLE 0 44407 0 0 Schwab US Small Cap ETF Com 808524607 332486 7591 SH OTR 0 7591 0 0 Schwab Fundamental Intl Lg Co Com 808524755 275757 8540 SH SOLE 0 8540 0 0 Schwab US Dividend Equity ETF Com 808524797 6876025 94685 SH SOLE 0 93637 0 1048 Schwab US Dividend Equity ETF Com 808524797 1096272 15096 SH OTR 0 15096 0 0 Schwab International Equity ET Com 808524805 2870538 80520 SH SOLE 0 80520 0 0 Schwab International Equity ET Com 808524805 805833 22604 SH OTR 0 21939 0 665 Schwab US Aggregate Bd ETF Com 808524839 1112964 24111 SH SOLE 0 24111 0 0 Schwab US Aggregate Bd ETF Com 808524839 586647 12709 SH OTR 0 12709 0 0 Schwab US TIPs ETF Com 808524870 161222 3075 SH SOLE 0 3075 0 0 Schwab US TIPs ETF Com 808524870 41053 783 SH OTR 0 783 0 0 Materials Select SPDR Fund Com 81369Y100 1626297 19625 SH SOLE 0 17593 0 2032 Materials Select SPDR Fund Com 81369Y100 792237 9560 SH OTR 0 8800 315 445 Health Care Select Sector SPDR Com 81369Y209 1149824 8663 SH SOLE 0 8140 0 523 Health Care Select Sector SPDR Com 81369Y209 139234 1049 SH OTR 0 1049 0 0 Consumer Staples Select Sector Com 81369Y308 571334 7703 SH SOLE 0 6377 0 1326 Consumer Staples Select Sector Com 81369Y308 199369 2688 SH OTR 0 2203 305 180 Consumer Discretionary Selt Com 81369Y407 1509101 8887 SH SOLE 0 7057 0 1830 Consumer Discretionary Selt Com 81369Y407 246225 1450 SH OTR 0 985 355 110 Energy Select Sector SPDR Com 81369Y506 930200 11460 SH SOLE 0 10074 0 1386 Energy Select Sector SPDR Com 81369Y506 208850 2573 SH OTR 0 2353 80 140 Financial Select Sector SPDR Com 81369Y605 1017671 30189 SH SOLE 0 27500 0 2689 Financial Select Sector SPDR Com 81369Y605 119974 3559 SH OTR 0 3359 200 0 Industrial Select Sector SPDR Com 81369Y704 1059757 9875 SH SOLE 0 9618 0 257 Industrial Select Sector SPDR Com 81369Y704 226338 2109 SH OTR 0 2019 0 90 Technology Select Sect SPDR Com 81369Y803 2680921 15420 SH SOLE 0 15159 162 99 Technology Select Sect SPDR Com 81369Y803 500543 2879 SH OTR 0 2729 150 0 Real Estate Select Sect SPDR Com 81369Y860 841995 22340 SH SOLE 0 20222 105 2013 Real Estate Select Sect SPDR Com 81369Y860 1314439 34875 SH OTR 0 34704 46 125 Utilities Select Sector SPDR Com 81369Y886 1804050 27568 SH SOLE 0 23405 0 4163 Utilities Select Sector SPDR Com 81369Y886 1123932 17175 SH OTR 0 16085 620 470 Simon Ppty Group Inc Com 828806109 8430 73 SH SOLE 0 73 0 0 Simon Ppty Group Inc Com 828806109 207864 1800 SH OTR 0 1800 0 0 Southern Company Com 842587107 1167696 16622 SH SOLE 0 16622 0 0 Southern Company Com 842587107 609349 8674 SH OTR 0 8674 0 0 Starbucks Corp Com 855244109 140269 1416 SH SOLE 0 1416 0 0 Starbucks Corp Com 855244109 491338 4960 SH OTR 0 4960 0 0 State Street Corp Com 857477103 188219 2572 SH SOLE 0 2572 0 0 State Street Corp Com 857477103 42079 575 SH OTR 0 575 0 0 Stryker Corporation Com 863667101 283734 930 SH SOLE 0 930 0 0 Sysco Corp Com 871829107 533869 7195 SH SOLE 0 7195 0 0 Sysco Corp Com 871829107 316166 4261 SH OTR 0 4261 0 0 TJX Cos Inc Com 872540109 2966633 34988 SH SOLE 0 33388 300 1300 TJX Cos Inc Com 872540109 2759999 32551 SH OTR 0 31742 455 354 Target Corp Com 87612E106 2151879 16314 SH SOLE 0 15735 0 579 Target Corp Com 87612E106 1822858 13820 SH OTR 0 11055 165 2600 Texas Instruments Inc Com 882508104 309454 1719 SH SOLE 0 1719 0 0 Texas Instruments Inc Com 882508104 119173 662 SH OTR 0 530 0 132 Thermo Fisher Scientific Inc Com 883556102 63132 121 SH SOLE 0 121 0 0 Thermo Fisher Scientific Inc Com 883556102 469575 900 SH OTR 0 0 0 900 3m CO Com 88579Y101 949884 9490 SH SOLE 0 8448 330 712 3m CO Com 88579Y101 266239 2660 SH OTR 0 2025 265 370 Truist Financial Corporation Com 89832Q109 264294 8708 SH SOLE 0 8414 0 294 Truist Financial Corporation Com 89832Q109 112507 3707 SH OTR 0 3707 0 0 US Bancorp New Com 902973304 502803 15218 SH SOLE 0 15218 0 0 US Bancorp New Com 902973304 174517 5282 SH OTR 0 4511 555 216 Union Pac Corp Com 907818108 3494091 17076 SH SOLE 0 16168 0 908 Union Pac Corp Com 907818108 3403854 16635 SH OTR 0 15005 50 1580 United Parcel Service Cl B Com 911312106 743708 4149 SH SOLE 0 4149 0 0 United Parcel Service Cl B Com 911312106 295583 1649 SH OTR 0 1614 35 0 Unitedhealth Group Inc Com 91324P102 3263546 6790 SH SOLE 0 6590 0 200 Unitedhealth Group Inc Com 91324P102 1876419 3904 SH OTR 0 3760 74 70 Vaneck ETF Trust Agribusiness Com 92189F700 908385 11114 SH SOLE 0 10284 50 780 Vaneck ETF Trust Agribusiness Com 92189F700 899520 11006 SH OTR 0 10781 125 100 Vanguard Dividend Appreciation Com 921908844 134005 825 SH SOLE 0 825 0 0 Vanguard Dividend Appreciation Com 921908844 162430 1000 SH OTR 0 1000 0 0 Vanguard Total Intl Stock Et Com 921909768 15702 280 SH SOLE 0 280 0 0 Vanguard Total Intl Stock Et Com 921909768 282924 5045 SH OTR 0 5045 0 0 Vanguard Intermediate-Term Bon Com 921937819 355086 4720 SH SOLE 0 4720 0 0 Vanguard Intermediate-Term Bon Com 921937819 110964 1475 SH OTR 0 1475 0 0 Vanguard Short Term Bond ETF Com 921937827 870566 11520 SH SOLE 0 11520 0 0 Vanguard Total Bond Market ETF Com 921937835 450169 6193 SH SOLE 0 6193 0 0 Vanguard Total Bond Market ETF Com 921937835 121756 1675 SH OTR 0 1675 0 0 Vanguard FTSE Developed Market Com 921943858 126995 2750 SH SOLE 0 2750 0 0 Vanguard FTSE Developed Market Com 921943858 158167 3425 SH OTR 0 3425 0 0 Vanguard High Dividend Yield E Com 921946406 258493 2437 SH SOLE 0 2437 0 0 Vanguard High Dividend Yield E Com 921946406 65763 620 SH OTR 0 620 0 0 Vanguard Ftse All-World Ex-USI Com 922042775 488003 8969 SH SOLE 0 8969 0 0 Vanguard Ftse Emerging Markets Com 922042858 1342033 32990 SH SOLE 0 32990 0 0 Vanguard Ftse Emerging Markets Com 922042858 254453 6255 SH OTR 0 5755 0 500 Vanguard Inter Term Corp Bond Com 92206C870 957132 12111 SH SOLE 0 12111 0 0 Vanguard Inter Term Corp Bond Com 92206C870 884188 11188 SH OTR 0 11188 0 0 Vanguard S&P 500 ETF Com 922908363 2006669 4927 SH SOLE 0 4740 0 187 Vanguard Mid-Cap Value Index F Com 922908512 450565 3256 SH SOLE 0 3256 0 0 Vanguard Mid-Cap Value Index F Com 922908512 24908 180 SH OTR 0 180 0 0 Vanguard Real Estate ETF Com 922908553 917155 10976 SH SOLE 0 10976 0 0 Vanguard Real Estate ETF Com 922908553 448299 5365 SH OTR 0 5070 295 0 Vanguard Index Fund Mid-Cap Com 922908629 292593 1329 SH SOLE 0 1329 0 0 Vanguard Index Fund Mid-Cap Com 922908629 84762 385 SH OTR 0 385 0 0 Vanguard Value ETF Com 922908744 60535 426 SH SOLE 0 426 0 0 Vanguard Value ETF Com 922908744 412090 2900 SH OTR 0 2900 0 0 Verizon Communications Com 92343V104 1849570 49733 SH SOLE 0 46902 830 2001 Verizon Communications Com 92343V104 1179890 31726 SH OTR 0 28630 225 2871 Visa Inc Cl A Com 92826C839 2087449 8790 SH SOLE 0 8790 0 0 Visa Inc Cl A Com 92826C839 1619614 6820 SH OTR 0 6720 100 0 Wal Mart Inc Com 931142103 2303944 14658 SH SOLE 0 14258 0 400 Wal Mart Inc Com 931142103 2120515 13491 SH OTR 0 11875 350 1266 Waste Management Inc Com 94106L109 63125 364 SH SOLE 0 364 0 0 Waste Management Inc Com 94106L109 256662 1480 SH OTR 0 1250 0 230 Wells Fargo & CO Com 949746101 1196535 28035 SH SOLE 0 27253 0 782 Wells Fargo & CO Com 949746101 417197 9775 SH OTR 0 6990 600 2185 WisdomTree MidCap Dividend ETF Com 97717W505 2039467 48501 SH SOLE 0 47825 0 676 WisdomTree MidCap Dividend ETF Com 97717W505 250786 5964 SH OTR 0 2954 0 3010 WisdomTree SmallCap Dividend E Com 97717W604 690240 23975 SH SOLE 0 23854 0 121 WisdomTree SmallCap Dividend E Com 97717W604 22226 772 SH OTR 0 772 0 0 Xylem Inc Com 98419M100 380205 3376 SH SOLE 0 3376 0 0 Xylem Inc Com 98419M100 95727 850 SH OTR 0 850 0 0 Yum! Brands Inc Com 988498101 291094 2101 SH SOLE 0 2101 0 0 Yum! Brands Inc Com 988498101 55420 400 SH OTR 0 400 0 0 Zimmer Biomet Holdings Inc Com 98956P102 515570 3541 SH SOLE 0 3291 60 190 Zimmer Biomet Holdings Inc Com 98956P102 365893 2513 SH OTR 0 2088 100 325 Deutsche Bank Ag ADR Com D18190898 104904 10000 SH SOLE 0 10000 0 0 Eaton Corp PLC Com G29183103 1167184 5804 SH SOLE 0 5804 0 0 Eaton Corp PLC Com G29183103 843413 4194 SH OTR 0 3119 0 1075 Linde PLC Com G54950103 2042208 5359 SH SOLE 0 5359 0 0 Linde PLC Com G54950103 1160008 3044 SH OTR 0 2119 0 925 Medtronic PLC Com G5960L103 827700 9395 SH SOLE 0 9395 0 0 Medtronic PLC Com G5960L103 822502 9336 SH OTR 0 8765 71 500