Assistant Vice President and Compliance Officer

0001140361-23-005932.txt : 20230210 0001140361-23-005932.hdr.sgml : 20230210 20230210160954 ACCESSION NUMBER: 0001140361-23-005932 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20221231 FILED AS OF DATE: 20230210 DATE AS OF CHANGE: 20230210 EFFECTIVENESS DATE: 20230210 FILER: COMPANY DATA: COMPANY CONFORMED NAME: NBT BANK N A /NY CENTRAL INDEX KEY: 0000898413 IRS NUMBER: 150395735 STATE OF INCORPORATION: NY FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-03594 FILM NUMBER: 23611893 BUSINESS ADDRESS: STREET 1: 52 SOUTH BROAD STREET CITY: NORWICH STATE: NY ZIP: 13815 BUSINESS PHONE: 6073376259 MAIL ADDRESS: STREET 1: 52 SOUTH BROAD STREET CITY: NORWICH STATE: NY ZIP: 13815 FORMER COMPANY: FORMER CONFORMED NAME: NBT BANK N A/NY TRUST CO /NY DATE OF NAME CHANGE: 19950804 FORMER COMPANY: FORMER CONFORMED NAME: NATIONAL BANK & TRUST CO /NY DATE OF NAME CHANGE: 19950804 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE 0000898413 XXXXXXXX 12-31-2022 12-31-2022 false NBT BANK N A /NY

52 SOUTH BROAD STREET NORWICH NY 13815

13F HOLDINGS REPORT 028-03594 N Todd Wilcox Assistant Vice President and Compliance Officer (607) 337-6421 /s/ Todd Wilcox Norwich NY 02-10-2023 0 452 686181524 INFORMATION TABLE 2 informationtable.xml AT&T Inc Com 00206R102 963451 52333 SH SOLE 0 49737 435 2161 AT&T Inc Com 00206R102 701933 38128 SH OTR 0 32816 400 4912 Abbott Labs Com 002824100 5218648 47533 SH SOLE 0 46933 0 600 Abbott Labs Com 002824100 1993786 18160 SH OTR 0 16574 576 1010 Abbvie Inc Com 00287Y109 3659335 22643 SH SOLE 0 22343 0 300 Abbvie Inc Com 00287Y109 2380030 14727 SH OTR 0 13202 295 1230 Activision Blizzard, Inc Com 00507V109 702193 9173 SH SOLE 0 9173 0 0 Activision Blizzard, Inc Com 00507V109 568078 7421 SH OTR 0 7421 0 0 Air Products & Chemicals Inc Com 009158106 1721324 5584 SH SOLE 0 5584 0 0 Air Products & Chemicals Inc Com 009158106 522501 1695 SH OTR 0 1695 0 0 Allstate Corp Com 020002101 88004 649 SH SOLE 0 649 0 0 Allstate Corp Com 020002101 271200 2000 SH OTR 0 2000 0 0 Alphabet Inc Cl C Com 02079K107 3796379 42786 SH SOLE 0 40723 0 2063 Alphabet Inc Cl C Com 02079K107 3164910 35669 SH OTR 0 33069 0 2600 Alphabet Inc Cl A Com 02079K305 2653605 30076 SH SOLE 0 29416 0 660 Alphabet Inc Cl A Com 02079K305 559202 6338 SH OTR 0 4038 0 2300 Altria Group Inc Com 02209S103 578414 12654 SH SOLE 0 11879 0 775 Altria Group Inc Com 02209S103 1477210 32317 SH OTR 0 31617 0 700 Amazon.Com Inc Com 023135106 1111992 13238 SH SOLE 0 13238 0 0 Amazon.Com Inc Com 023135106 424032 5048 SH OTR 0 4848 0 200 American Express CO Com 025816109 613310 4151 SH SOLE 0 4151 0 0 American Express CO Com 025816109 148637 1006 SH OTR 0 720 0 286 American Tower Corp REIT Com 03027X100 189827 896 SH SOLE 0 896 0 0 American Tower Corp REIT Com 03027X100 75634 357 SH OTR 0 357 0 0 American Water Works CO Inc Com 030420103 1415372 9286 SH SOLE 0 9286 0 0 American Water Works CO Inc Com 030420103 949577 6230 SH OTR 0 4700 100 1430 Amgen Inc Com 031162100 667106 2540 SH SOLE 0 2540 0 0 Amgen Inc Com 031162100 269206 1025 SH OTR 0 1025 0 0 Amplify CWP Enhanced Dividend Com 032108409 509606 14211 SH SOLE 0 14211 0 0 Amplify CWP Enhanced Dividend Com 032108409 179300 5000 SH OTR 0 5000 0 0 APA Corporation Com 03743Q108 422267 9046 SH SOLE 0 9046 0 0 APA Corporation Com 03743Q108 58350 1250 SH OTR 0 1250 0 0 Apple Inc Com 037833100 17636777 135741 SH SOLE 0 122799 315 12627 Apple Inc Com 037833100 10222113 78674 SH OTR 0 70869 2385 5420 Arrow Finl Corp Com 042744102 207875 6132 SH SOLE 0 0 0 6132 Arrow Finl Corp Com 042744102 179806 5304 SH OTR 0 5304 0 0 Autoliv Inc Com 052800109 718933 9388 SH SOLE 0 8344 0 1044 Autoliv Inc Com 052800109 822929 10746 SH OTR 0 10746 0 0 Automatic Data Processing Inc Com 053015103 4521142 18928 SH SOLE 0 18648 0 280 Automatic Data Processing Inc Com 053015103 1188567 4976 SH OTR 0 4371 125 480 BP PLC Spons ADR Com 055622104 124491 3564 SH SOLE 0 3564 0 0 BP PLC Spons ADR Com 055622104 228093 6530 SH OTR 0 6530 0 0 Bank of America Corp Com 060505104 799219 24131 SH SOLE 0 23483 0 648 Bank of America Corp Com 060505104 184478 5570 SH OTR 0 5570 0 0 Bank of New York Mellon Corp Com 064058100 628495 13807 SH SOLE 0 13807 0 0 Bank of New York Mellon Corp Com 064058100 22760 500 SH OTR 0 0 0 500 Baxter Intl Inc Com 071813109 359389 7051 SH SOLE 0 7051 0 0 Baxter Intl Inc Com 071813109 137874 2705 SH OTR 0 1145 100 1460 Becton Dickinson Com 075887109 357546 1406 SH SOLE 0 1406 0 0 Becton Dickinson Com 075887109 268795 1057 SH OTR 0 1057 0 0 Berkshire Hathaway Inc-Cl B Com 084670702 2819021 9126 SH SOLE 0 8896 30 200 Berkshire Hathaway Inc-Cl B Com 084670702 2491587 8066 SH OTR 0 8028 38 0 Best Buy Company Inc Com 086516101 278890 3477 SH SOLE 0 3477 0 0 Best Buy Company Inc Com 086516101 31683 395 SH OTR 0 395 0 0 BHP Group Ltd Spons ADR Com 088606108 175477 2828 SH SOLE 0 2628 0 200 BHP Group Ltd Spons ADR Com 088606108 56776 915 SH OTR 0 915 0 0 Biogen Inc Com 09062X103 105783 382 SH SOLE 0 382 0 0 Biogen Inc Com 09062X103 144552 522 SH OTR 0 522 0 0 Boeing CO Com 097023105 1433818 7527 SH SOLE 0 7327 0 200 Boeing CO Com 097023105 1711553 8985 SH OTR 0 8655 180 150 Bristol Myers Squibb CO Com 110122108 3986318 55404 SH SOLE 0 52624 660 2120 Bristol Myers Squibb CO Com 110122108 2358737 32783 SH OTR 0 27258 315 5210 CDW Corp Com 12514G108 117863 660 SH SOLE 0 660 0 0 CDW Corp Com 12514G108 95005 532 SH OTR 0 532 0 0 Cigna Corp Com 125523100 405892 1225 SH SOLE 0 1188 0 37 Cigna Corp Com 125523100 8284 25 SH OTR 0 25 0 0 Csx Corp Com 126408103 253943 8197 SH SOLE 0 8197 0 0 Csx Corp Com 126408103 200750 6480 SH OTR 0 6480 0 0 CVS Health Corp Com 126650100 3352142 35971 SH SOLE 0 34899 0 1072 CVS Health Corp Com 126650100 1597649 17144 SH OTR 0 15463 300 1381 Cardinal Health Inc Com 14149Y108 164117 2135 SH SOLE 0 2135 0 0 Cardinal Health Inc Com 14149Y108 63418 825 SH OTR 0 825 0 0 Carrier Global Corporation Com 14448C104 831394 20155 SH SOLE 0 19361 100 694 Carrier Global Corporation Com 14448C104 548914 13307 SH OTR 0 12041 1066 200 Caterpillar Inc Com 149123101 2955212 12336 SH SOLE 0 11448 0 888 Caterpillar Inc Com 149123101 2371644 9900 SH OTR 0 9570 30 300 Chevron Corporation Com 166764100 7221235 40232 SH SOLE 0 37966 310 1956 Chevron Corporation Com 166764100 5123004 28542 SH OTR 0 26977 375 1190 Chipotle Mexican Grill Inc Com 169656105 198411 143 SH SOLE 0 143 0 0 Chipotle Mexican Grill Inc Com 169656105 37462 27 SH OTR 0 27 0 0 Cisco Systems Inc Com 17275R102 3681924 77286 SH SOLE 0 72805 0 4481 Cisco Systems Inc Com 17275R102 2323784 48778 SH OTR 0 47033 715 1030 Citigroup Inc Com 172967424 468764 10364 SH SOLE 0 10364 0 0 Citigroup Inc Com 172967424 238633 5276 SH OTR 0 5126 150 0 Clorox Company Com 189054109 608471 4336 SH SOLE 0 4336 0 0 Clorox Company Com 189054109 261014 1860 SH OTR 0 1375 0 485 Coca Cola CO Com 191216100 2985663 46937 SH SOLE 0 41113 840 4984 Coca Cola CO Com 191216100 1105796 17384 SH OTR 0 12429 150 4805 Colgate Palmolive CO Com 194162103 1027264 13038 SH SOLE 0 11213 375 1450 Colgate Palmolive CO Com 194162103 325403 4130 SH OTR 0 2680 0 1450 ComCast Corp-Cl A Com 20030N101 812878 23245 SH SOLE 0 21135 0 2110 ComCast Corp-Cl A Com 20030N101 359177 10271 SH OTR 0 8288 810 1173 Conocophillips Com 20825C104 951316 8062 SH SOLE 0 7962 100 0 Conocophillips Com 20825C104 191396 1622 SH OTR 0 1472 150 0 Corning Inc Com 219350105 405606 12699 SH SOLE 0 12699 0 0 Corning Inc Com 219350105 266699 8350 SH OTR 0 5600 900 1850 Corteva Inc Com Com 22052L104 106039 1804 SH SOLE 0 1713 0 91 Corteva Inc Com Com 22052L104 458190 7795 SH OTR 0 7567 0 228 Costco Wholesale Corp Com 22160K105 861872 1888 SH SOLE 0 1888 0 0 Costco Wholesale Corp Com 22160K105 566517 1241 SH OTR 0 751 0 490 DTE Energy Co Com 233331107 315451 2684 SH SOLE 0 2684 0 0 Danaher Corp Com 235851102 4562835 17191 SH SOLE 0 15231 0 1960 Danaher Corp Com 235851102 2776293 10460 SH OTR 0 9283 120 1057 Deere & CO Com 244199105 2728629 6364 SH SOLE 0 5676 25 663 Deere & CO Com 244199105 4565865 10649 SH OTR 0 10579 70 0 Dicks Sporting Goods Inc Com 253393102 540571 4494 SH SOLE 0 3776 0 718 Dicks Sporting Goods Inc Com 253393102 54491 453 SH OTR 0 453 0 0 Disney Walt CO New Com 254687106 2786415 32072 SH SOLE 0 30855 0 1217 Disney Walt CO New Com 254687106 1803455 20758 SH OTR 0 19233 600 925 Dominion Resources Inc Com 25746U109 937276 15285 SH SOLE 0 14975 0 310 Dominion Resources Inc Com 25746U109 530725 8655 SH OTR 0 6275 80 2300 Dow Inc Com Com 260557103 745268 14790 SH SOLE 0 14699 0 91 Dow Inc Com Com 260557103 988652 19620 SH OTR 0 17846 16 1758 Duke Energy Corp Com 26441C204 454598 4414 SH SOLE 0 4129 285 0 Duke Energy Corp Com 26441C204 141611 1375 SH OTR 0 1275 100 0 Dupont De Nemours Inc Com 26614N102 1026636 14959 SH SOLE 0 14868 0 91 Dupont De Nemours Inc Com 26614N102 904955 13186 SH OTR 0 12025 316 845 Ecolab Inc Com 278865100 954291 6556 SH SOLE 0 6556 0 0 Ecolab Inc Com 278865100 418485 2875 SH OTR 0 2385 40 450 Emerson Elec CO Com 291011104 1020061 10619 SH SOLE 0 10619 0 0 Emerson Elec CO Com 291011104 296825 3090 SH OTR 0 2890 200 0 Exelon Corp Com 30161N101 189002 4372 SH SOLE 0 4372 0 0 Exelon Corp Com 30161N101 91864 2125 SH OTR 0 1775 0 350 Exxonmobil Corp Com 30231G102 8836795 80116 SH SOLE 0 76330 665 3121 Exxonmobil Corp Com 30231G102 6744073 61143 SH OTR 0 57603 660 2880 Meta Platforms Inc Com 30303M102 718430 5970 SH SOLE 0 5970 0 0 Meta Platforms Inc Com 30303M102 469206 3899 SH OTR 0 3899 0 0 Fiserv Inc Com 337738108 466842 4619 SH SOLE 0 4619 0 0 Fiserv Inc Com 337738108 88335 874 SH OTR 0 874 0 0 FlexShares Mstar Glbl Upstrm N Com 33939L407 42011147 966440 SH SOLE 0 962609 0 3831 FlexShares Mstar Glbl Upstrm N Com 33939L407 3703166 85189 SH OTR 0 82264 340 2585 Flexshares Disciplined Duratio Com 33939L779 856864 42065 SH SOLE 0 42065 0 0 FlexShares Global Quality Real Com 33939L787 723010 13735 SH SOLE 0 13735 0 0 FlexShares Global Quality Real Com 33939L787 1053 20 SH OTR 0 20 0 0 FlexShares STOXX Glbl Brd Infr Com 33939L795 7432652 147444 SH SOLE 0 147444 0 0 FlexShares STOXX Glbl Brd Infr Com 33939L795 1047016 20770 SH OTR 0 20525 0 245 FlexShares International Quali Com 33939L837 537102 26035 SH SOLE 0 26035 0 0 Fortive Corp Com 34959J108 260341 4052 SH SOLE 0 3752 0 300 Fortive Corp Com 34959J108 113980 1774 SH OTR 0 930 50 794 Freeport-McMoran Inc Com 35671D857 183084 4818 SH SOLE 0 4818 0 0 Freeport-McMoran Inc Com 35671D857 119244 3138 SH OTR 0 1413 0 1725 General Dynamics Corp Com 369550108 1334584 5379 SH SOLE 0 5229 0 150 General Dynamics Corp Com 369550108 222307 896 SH OTR 0 896 0 0 General Electric Co New Com 369604301 352421 4206 SH SOLE 0 3852 0 354 General Electric Co New Com 369604301 193387 2308 SH OTR 0 2299 0 9 General Mls Inc Com 370334104 892583 10645 SH SOLE 0 10147 0 498 General Mls Inc Com 370334104 514420 6135 SH OTR 0 5490 100 545 Genuine Parts CO Com 372460105 236147 1361 SH SOLE 0 1361 0 0 Gilead Sciences Inc Com 375558103 411393 4792 SH SOLE 0 4792 0 0 Gilead Sciences Inc Com 375558103 109459 1275 SH OTR 0 1215 60 0 GSK PLC Sponsored ADR Com 37733W204 223842 6370 SH SOLE 0 6370 0 0 GSK PLC Sponsored ADR Com 37733W204 66907 1904 SH OTR 0 1304 0 600 Global X US Preferred ETF Com 37954Y657 232440 12000 SH OTR 0 12000 0 0 Goldman Sachs Group Inc Com 38141G104 1236168 3600 SH SOLE 0 3580 20 0 Goldman Sachs Group Inc Com 38141G104 1380044 4019 SH OTR 0 4004 15 0 Grainger W W Inc Com 384802104 1863438 3350 SH SOLE 0 3350 0 0 Grainger W W Inc Com 384802104 980669 1763 SH OTR 0 909 100 754 The Hershey Company Com 427866108 85681 370 SH SOLE 0 370 0 0 The Hershey Company Com 427866108 173678 750 SH OTR 0 750 0 0 Home Depot Inc Com 437076102 1112038 3521 SH SOLE 0 3231 0 290 Home Depot Inc Com 437076102 1659844 5255 SH OTR 0 4155 150 950 Honeywell International Inc Com 438516106 3829112 17868 SH SOLE 0 16953 0 915 Honeywell International Inc Com 438516106 1406880 6565 SH OTR 0 5446 290 829 Illinois Tool Wks Inc Com 452308109 595251 2702 SH SOLE 0 2702 0 0 Illinois Tool Wks Inc Com 452308109 82613 375 SH OTR 0 375 0 0 Intel Corp Com 458140100 2370401 89686 SH SOLE 0 87161 1025 1500 Intel Corp Com 458140100 655623 24806 SH OTR 0 22241 1440 1125 Intercontinental Exchange Inc Com 45866F104 704075 6863 SH SOLE 0 6863 0 0 Intercontinental Exchange Inc Com 45866F104 48422 472 SH OTR 0 472 0 0 Intl. Business Machines Corp Com 459200101 2597640 18437 SH SOLE 0 16328 430 1679 Intl. Business Machines Corp Com 459200101 2288899 16246 SH OTR 0 14663 0 1583 Invesco SP 500 Low Volatility Com 46138E354 223203 3493 SH SOLE 0 3493 0 0 Ishares Barclays TIPS Bond ETF Com 464287176 325813 3061 SH SOLE 0 3061 0 0 Ishares Core S&P 500 ETF Com 464287200 226684 590 SH SOLE 0 590 0 0 Ishares Core Total U.S. Aggreg Com 464287226 215803 2225 SH SOLE 0 2225 0 0 Ishares Msci Emerging Mkt ETF Com 464287234 2860902 75486 SH SOLE 0 73769 525 1192 Ishares Msci Emerging Mkt ETF Com 464287234 845807 22317 SH OTR 0 21381 561 375 Ishares S&P 500 Growth ETF Com 464287309 432900 7400 SH SOLE 0 7400 0 0 Ishares S&P 500 Value ETF Com 464287408 498606 3437 SH SOLE 0 3437 0 0 Ishares 1-3 Year Treasury ETF Com 464287457 1670073 20575 SH SOLE 0 20575 0 0 Ishares Msci Eafe ETF Com 464287465 3333384 50783 SH SOLE 0 47934 0 2849 Ishares Msci Eafe ETF Com 464287465 1072492 16339 SH OTR 0 16064 200 75 Ishares Core S&P Mid-Cap ETF Com 464287507 1484721 6138 SH SOLE 0 6138 0 0 Ishares Core S&P Mid-Cap ETF Com 464287507 588035 2431 SH OTR 0 2286 0 145 Ishares Nasdaq Biotech ETF Com 464287556 2750157 20947 SH SOLE 0 20155 96 696 Ishares Nasdaq Biotech ETF Com 464287556 1842524 14034 SH OTR 0 11897 540 1597 Ishares Tr Rus 1000 Val ETF Com 464287598 208519 1375 SH SOLE 0 1375 0 0 Ishares S&P Midcap 400/Grwth E Com 464287606 260633 3816 SH SOLE 0 3816 0 0 Ishares Russell 1000 Growth ET Com 464287614 233950 1092 SH SOLE 0 1092 0 0 Ishares Russell 2000 Value ETF Com 464287630 270684 1952 SH SOLE 0 1952 0 0 Ishares Russell 2000 Value ETF Com 464287630 25654 185 SH OTR 0 0 185 0 Ishares Russell 2000 ETF Com 464287655 4842056 27770 SH SOLE 0 26090 0 1680 Ishares Russell 2000 ETF Com 464287655 748440 4293 SH OTR 0 4158 100 35 Ishares DJ US Telcom Sector ET Com 464287713 613371 27346 SH SOLE 0 27346 0 0 Ishares DJ US Telcom Sector ET Com 464287713 603636 26912 SH OTR 0 26712 200 0 Ishares Core S&P Small-Cap ETF Com 464287804 483421 5108 SH SOLE 0 5108 0 0 Ishares Msci Eafe Small Cap ET Com 464288273 2697767 47765 SH SOLE 0 47755 0 10 Ishares Msci Eafe Small Cap ET Com 464288273 452687 8015 SH OTR 0 8015 0 0 Ishares New York Muni Bond ETF Com 464288323 2624716 50090 SH SOLE 0 50090 0 0 Ishares New York Muni Bond ETF Com 464288323 6271232 119680 SH OTR 0 119680 0 0 Ishares IBoxx High Yield Corpo Com 464288513 2195573 29819 SH SOLE 0 29819 0 0 Ishares IBoxx High Yield Corpo Com 464288513 114127 1550 SH OTR 0 1550 0 0 iShares Tr Intrm Gov Cr ETF Com 464288612 275617 2690 SH SOLE 0 2690 0 0 iShares TR 1-5 Yr Inv Gr Corp Com 464288646 336933 6763 SH SOLE 0 6763 0 0 Ishares 3-7 Year Treasury Bond Com 464288661 734147 6390 SH SOLE 0 6390 0 0 Ishares S&P Pref Stk ETF Com 464288687 1989152 65154 SH SOLE 0 65154 0 0 Ishares S&P Pref Stk ETF Com 464288687 314581 10304 SH OTR 0 7124 0 3180 iShares MSCI USA ESG Select ET Com 464288802 399581 4854 SH SOLE 0 4854 0 0 Ishares MSCI EAFE Growth ETF Com 464288885 16806720 200653 SH SOLE 0 198675 0 1978 Ishares MSCI EAFE Growth ETF Com 464288885 3136284 37444 SH OTR 0 37364 0 80 IShares Russell Top 200 Growth Com 464289438 208517 1730 SH SOLE 0 1730 0 0 iShares Core High Dividend ETF Com 46429B663 954421 9156 SH SOLE 0 9156 0 0 IShares 0-5 Yr TIPs ETF Com 46429B747 4486339 46270 SH SOLE 0 46270 0 0 IShares 0-5 Yr TIPs ETF Com 46429B747 785376 8100 SH OTR 0 8100 0 0 Ishares Core Msci Eafe ETF Com 46432F842 8015049 130030 SH SOLE 0 129975 0 55 Ishares Core Msci Eafe ETF Com 46432F842 1208452 19605 SH OTR 0 19605 0 0 Ishares Core Emerging Markets Com 46434G103 2621318 56131 SH SOLE 0 56131 0 0 Ishares Core Emerging Markets Com 46434G103 755933 16187 SH OTR 0 16187 0 0 IShares Core Intnl Agg Bond ET Com 46435G672 485581 10212 SH SOLE 0 10212 0 0 IShares Core Intnl Agg Bond ET Com 46435G672 54207 1140 SH OTR 0 1140 0 0 JP Morgan Chase & CO Com 46625H100 7947366 59264 SH SOLE 0 57493 112 1659 JP Morgan Chase & CO Com 46625H100 5412008 40358 SH OTR 0 35194 585 4579 JPMorgan Municipal ETF Com 46641Q647 798021 16060 SH SOLE 0 16060 0 0 JPMorgan Municipal ETF Com 46641Q647 394787 7945 SH OTR 0 7945 0 0 JPMorgan Ultra-Short Income ET Com 46641Q837 783532 15630 SH SOLE 0 15630 0 0 JPMorgan Ultra-Short Income ET Com 46641Q837 261378 5214 SH OTR 0 5214 0 0 Jacobs Solutions Inc Com 46982L108 357208 2975 SH OTR 0 1075 0 1900 Johnson & Johnson Com 478160104 9920134 56157 SH SOLE 0 50762 150 5245 Johnson & Johnson Com 478160104 4970401 28137 SH OTR 0 24514 260 3363 Kimberly Clark Corp Com 494368103 539335 3973 SH SOLE 0 3973 0 0 Kimberly Clark Corp Com 494368103 54300 400 SH OTR 0 400 0 0 Kraft Heinz CO Com 500754106 195937 4813 SH SOLE 0 4813 0 0 Kraft Heinz CO Com 500754106 288268 7081 SH OTR 0 7081 0 0 Lauder Estee Cos Cl-A Com 518439104 189308 763 SH SOLE 0 763 0 0 Lauder Estee Cos Cl-A Com 518439104 120581 486 SH OTR 0 486 0 0 Lilly Eli & CO Com 532457108 610221 1668 SH SOLE 0 1140 0 528 Lilly Eli & CO Com 532457108 2317596 6335 SH OTR 0 5285 25 1025 Lockheed Martin Corp Com 539830109 3646062 7495 SH SOLE 0 6944 0 551 Lockheed Martin Corp Com 539830109 814871 1675 SH OTR 0 1675 0 0 Lowes Cos Inc Com 548661107 7369290 36987 SH SOLE 0 36457 25 505 Lowes Cos Inc Com 548661107 4464968 22410 SH OTR 0 21386 315 709 Marsh & McLennan Companies Inc Com 571748102 326161 1971 SH SOLE 0 1971 0 0 Marsh & McLennan Companies Inc Com 571748102 54774 331 SH OTR 0 331 0 0 Marriott International Inc Com 571903202 256537 1723 SH SOLE 0 1723 0 0 Mastercard Inc Cl A Com 57636Q104 351207 1010 SH SOLE 0 1010 0 0 Mastercard Inc Cl A Com 57636Q104 110926 319 SH OTR 0 319 0 0 McDonalds Corp Com 580135101 7712996 29268 SH SOLE 0 29038 75 155 McDonalds Corp Com 580135101 4104480 15575 SH OTR 0 14762 238 575 Merck & CO Inc Com 58933Y105 4512337 40670 SH SOLE 0 39250 620 800 Merck & CO Inc Com 58933Y105 2141002 19297 SH OTR 0 17647 300 1350 Metlife Inc Com 59156R108 459188 6345 SH SOLE 0 6345 0 0 Metlife Inc Com 59156R108 116588 1611 SH OTR 0 1300 111 200 Microsoft Corp Com 594918104 14937908 62288 SH SOLE 0 59080 180 3028 Microsoft Corp Com 594918104 7831802 32657 SH OTR 0 30546 695 1416 Microchip Technology Inc Com 595017104 2190536 31182 SH SOLE 0 31182 0 0 Microchip Technology Inc Com 595017104 625928 8910 SH OTR 0 7360 300 1250 Mondelez International Inc Com 609207105 640040 9603 SH SOLE 0 9189 0 414 Mondelez International Inc Com 609207105 1253753 18811 SH OTR 0 18811 0 0 Morgan Stanley Com 617446448 253530 2982 SH SOLE 0 2982 0 0 Morgan Stanley Com 617446448 21255 250 SH OTR 0 250 0 0 NBT Bancorp Inc Com 628778102 7750079 178491 SH SOLE 0 2806 0 175685 NBT Bancorp Inc Com 628778102 768928 17709 SH OTR 0 9394 0 8315 Netflix Inc Com 64110L106 202583 687 SH SOLE 0 687 0 0 Nextera Energy Inc Com 65339F101 2596950 31064 SH SOLE 0 29264 0 1800 Nextera Energy Inc Com 65339F101 1692482 20245 SH OTR 0 10502 120 9623 Nike Inc-Class B Com 654106103 2088863 17852 SH SOLE 0 17852 0 0 Nike Inc-Class B Com 654106103 632322 5404 SH OTR 0 5404 0 0 Norfolk Southern Corp Com 655844108 1233579 5006 SH SOLE 0 5006 0 0 Norfolk Southern Corp Com 655844108 1278427 5188 SH OTR 0 3623 70 1495 Novartis Ag Spons ADR Com 66987V109 1145612 12628 SH SOLE 0 12478 0 150 Novartis Ag Spons ADR Com 66987V109 718865 7924 SH OTR 0 7824 100 0 Nucor Corp Com 670346105 997802 7570 SH SOLE 0 7570 0 0 Nucor Corp Com 670346105 250439 1900 SH OTR 0 1150 0 750 Nvidia Corp Com 67066G104 771670 5280 SH SOLE 0 4904 0 376 Nvidia Corp Com 67066G104 73801 505 SH OTR 0 505 0 0 O'Reilly Automotive Inc Com 67103H107 489537 580 SH SOLE 0 580 0 0 Oracle Corporation Com 68389X105 2674696 32722 SH SOLE 0 31222 0 1500 Oracle Corporation Com 68389X105 742199 9080 SH OTR 0 6310 70 2700 Otis Worldwide Corp Com 68902V107 605963 7738 SH SOLE 0 7341 50 347 Otis Worldwide Corp Com 68902V107 475812 6076 SH OTR 0 5443 533 100 Palo Alto Networks Com 697435105 409131 2932 SH SOLE 0 2932 0 0 Palo Alto Networks Com 697435105 234009 1677 SH OTR 0 1677 0 0 Paypal Holdings Inc Com 70450Y103 111459 1565 SH SOLE 0 1405 0 160 Paypal Holdings Inc Com 70450Y103 196567 2760 SH OTR 0 910 0 1850 Pepsico Inc Com 713448108 7354307 40708 SH SOLE 0 40045 90 573 Pepsico Inc Com 713448108 3080976 17054 SH OTR 0 15904 340 810 Pfizer Inc Com 717081103 5583264 108963 SH SOLE 0 104442 0 4521 Pfizer Inc Com 717081103 2608372 50905 SH OTR 0 46931 1385 2589 Philip Morris International Com 718172109 864131 8538 SH SOLE 0 7863 0 675 Philip Morris International Com 718172109 2467196 24377 SH OTR 0 24377 0 0 T Rowe Price Group Inc Com 74144T108 2360822 21647 SH SOLE 0 21597 50 0 T Rowe Price Group Inc Com 74144T108 1418762 13009 SH OTR 0 12529 295 185 Procter & Gamble CO Com 742718109 8945829 59025 SH SOLE 0 54288 350 4387 Procter & Gamble CO Com 742718109 4855831 32039 SH OTR 0 27759 380 3900 Prudential Finl Inc Com 744320102 1253097 12599 SH SOLE 0 12549 50 0 Prudential Finl Inc Com 744320102 1270800 12777 SH OTR 0 12427 150 200 Public Service Enterprise Grou Com 744573106 93253 1522 SH SOLE 0 1522 0 0 Public Service Enterprise Grou Com 744573106 156239 2550 SH OTR 0 2550 0 0 Qualcomm Inc Com 747525103 2701006 24568 SH SOLE 0 24143 0 425 Qualcomm Inc Com 747525103 1426472 12975 SH OTR 0 12250 225 500 Quanta Services Incorporated Com 74762E102 926250 6500 SH OTR 0 2100 0 4400 Raytheon Technologies Corp Com 75513E101 3799941 37653 SH SOLE 0 36683 100 870 Raytheon Technologies Corp Com 75513E101 2527642 25046 SH OTR 0 22655 1186 1205 Rockwell Automation Inc Com 773903109 136512 530 SH SOLE 0 530 0 0 Rockwell Automation Inc Com 773903109 64393 250 SH OTR 0 250 0 0 Shell PLC Spon ADS Com 780259305 5695 100 SH SOLE 0 100 0 0 Shell PLC Spon ADS Com 780259305 555263 9750 SH OTR 0 5150 0 4600 S&P Global Inc Com 78409V104 175844 525 SH SOLE 0 525 0 0 S&P Global Inc Com 78409V104 502410 1500 SH OTR 0 0 0 1500 SPDR S&P 500 ETF Trust Com 78462F103 4959565 12969 SH SOLE 0 12394 0 575 SPDR S&P 500 ETF Trust Com 78462F103 1096809 2868 SH OTR 0 2548 160 160 SPDR Gold Trust Com 78463V107 327914 1933 SH SOLE 0 1866 0 67 SPDR Gold Trust Com 78463V107 8482 50 SH OTR 0 50 0 0 SPDR Portfolio Emerging Market Com 78463X509 293772 8913 SH SOLE 0 8913 0 0 SPDR Portfolio Emerging Market Com 78463X509 34938 1060 SH OTR 0 1060 0 0 SPDR Portfolio Developed Wld e Com 78463X889 2464092 82994 SH SOLE 0 82994 0 0 SPDR Portfolio Developed Wld e Com 78463X889 589703 19862 SH OTR 0 19862 0 0 SPDR Portfolio Intermediate Te Com 78464A375 666011 20924 SH SOLE 0 20924 0 0 SPDR Portfolio Short Term Corp Com 78464A474 1860342 63320 SH SOLE 0 63320 0 0 SPDR S&P Regional Banking ETF Com 78464A698 1787458 30430 SH SOLE 0 29930 0 500 SPDR S&P Regional Banking ETF Com 78464A698 1251984 21314 SH OTR 0 21114 100 100 SPDR S&P Dividend ETF Com 78464A763 11346101 90689 SH SOLE 0 90689 0 0 SPDR S&P Dividend ETF Com 78464A763 982114 7850 SH OTR 0 7850 0 0 SPDR Dow Jones Industrial Aver Com 78467X109 1064563 3213 SH SOLE 0 3213 0 0 SPDR Dow Jones Industrial Aver Com 78467X109 301510 910 SH OTR 0 810 0 100 Midcap SPDR Trust Series 1 Com 78467Y107 7185833 16229 SH SOLE 0 15240 0 989 Midcap SPDR Trust Series 1 Com 78467Y107 957622 2163 SH OTR 0 2081 50 32 Salesforce Inc Com 79466L302 1203254 9075 SH SOLE 0 8982 0 93 Salesforce Inc Com 79466L302 753111 5680 SH OTR 0 5680 0 0 Schlumberger Ltd Com 806857108 1347032 25197 SH SOLE 0 24382 0 815 Schlumberger Ltd Com 806857108 804680 15052 SH OTR 0 14762 290 0 Charles Schwab Corp Com 808513105 275091 3304 SH SOLE 0 3304 0 0 Charles Schwab Corp Com 808513105 297655 3575 SH OTR 0 3575 0 0 Schwab US Small Cap ETF Com 808524607 2267223 55967 SH SOLE 0 55967 0 0 Schwab US Small Cap ETF Com 808524607 311846 7698 SH OTR 0 7698 0 0 Schwab Fundamental Intl Lg Co Com 808524755 248258 8540 SH SOLE 0 8540 0 0 Schwab US Dividend Equity ETF Com 808524797 6714373 88885 SH SOLE 0 87812 0 1073 Schwab US Dividend Equity ETF Com 808524797 1144884 15156 SH OTR 0 15156 0 0 Schwab International Equity ET Com 808524805 2557474 79400 SH SOLE 0 79400 0 0 Schwab International Equity ET Com 808524805 708588 21999 SH OTR 0 21334 0 665 Schwab US Aggregate Bd ETF Com 808524839 1100667 24111 SH SOLE 0 24111 0 0 Schwab US Aggregate Bd ETF Com 808524839 571036 12509 SH OTR 0 12509 0 0 Materials Select SPDR Fund Com 81369Y100 1576544 20295 SH SOLE 0 18264 0 2031 Materials Select SPDR Fund Com 81369Y100 758312 9762 SH OTR 0 9002 315 445 Health Care Select Sector SPDR Com 81369Y209 1194768 8795 SH SOLE 0 8276 0 519 Health Care Select Sector SPDR Com 81369Y209 20378 150 SH OTR 0 150 0 0 Consumer Staples Select Sector Com 81369Y308 583531 7827 SH SOLE 0 6511 0 1316 Consumer Staples Select Sector Com 81369Y308 84540 1134 SH OTR 0 649 305 180 Consumer Discretionary Selt Com 81369Y407 1108968 8586 SH SOLE 0 6756 0 1830 Consumer Discretionary Selt Com 81369Y407 246437 1908 SH OTR 0 1443 355 110 Energy Select Sector SPDR Com 81369Y506 868651 9931 SH SOLE 0 8928 0 1003 Energy Select Sector SPDR Com 81369Y506 156921 1794 SH OTR 0 1574 80 140 Financial Select Sector SPDR Com 81369Y605 997888 29178 SH SOLE 0 26489 0 2689 Financial Select Sector SPDR Com 81369Y605 82422 2410 SH OTR 0 2210 200 0 Industrial Select Sector SPDR Com 81369Y704 1019192 10378 SH SOLE 0 10123 0 255 Industrial Select Sector SPDR Com 81369Y704 136021 1385 SH OTR 0 1295 0 90 Technology Select Sect SPDR Com 81369Y803 1959930 15750 SH SOLE 0 15489 162 99 Technology Select Sect SPDR Com 81369Y803 200971 1615 SH OTR 0 1465 150 0 Real Estate Select Sect SPDR Com 81369Y860 824499 22326 SH SOLE 0 20000 105 2221 Real Estate Select Sect SPDR Com 81369Y860 1287934 34875 SH OTR 0 34704 46 125 Utilities Select Sector SPDR Com 81369Y886 2022998 28695 SH SOLE 0 24532 0 4163 Utilities Select Sector SPDR Com 81369Y886 1146471 16262 SH OTR 0 15172 620 470 Simon Ppty Group Inc Com 828806109 11748 100 SH SOLE 0 100 0 0 Simon Ppty Group Inc Com 828806109 211464 1800 SH OTR 0 1800 0 0 Southern Company Com 842587107 1192833 16704 SH SOLE 0 16704 0 0 Southern Company Com 842587107 687321 9625 SH OTR 0 9625 0 0 Starbucks Corp Com 855244109 177766 1792 SH SOLE 0 1792 0 0 Starbucks Corp Com 855244109 511872 5160 SH OTR 0 5160 0 0 State Street Corp Com 857477103 202613 2612 SH SOLE 0 2612 0 0 State Street Corp Com 857477103 44603 575 SH OTR 0 575 0 0 Stryker Corporation Com 863667101 227376 930 SH SOLE 0 930 0 0 Sysco Corp Com 871829107 557703 7295 SH SOLE 0 7295 0 0 Sysco Corp Com 871829107 359621 4704 SH OTR 0 4279 0 425 TJX Cos Inc Com 872540109 2904922 36494 SH SOLE 0 34894 300 1300 TJX Cos Inc Com 872540109 2591378 32555 SH OTR 0 31746 455 354 Target Corp Com 87612E106 2482261 16655 SH SOLE 0 16080 0 575 Target Corp Com 87612E106 2061968 13835 SH OTR 0 11070 165 2600 Texas Instruments Inc Com 882508104 300866 1821 SH SOLE 0 1821 0 0 Texas Instruments Inc Com 882508104 109376 662 SH OTR 0 530 0 132 Thermo Fisher Scientific Inc Com 883556102 66633 121 SH SOLE 0 121 0 0 Thermo Fisher Scientific Inc Com 883556102 605759 1100 SH OTR 0 0 0 1100 3m CO Com 88579Y101 1373647 11455 SH SOLE 0 10415 330 710 3m CO Com 88579Y101 318987 2660 SH OTR 0 2025 265 370 Truist Financial Corporation Com 89832Q109 330607 7683 SH SOLE 0 7397 0 286 Truist Financial Corporation Com 89832Q109 143290 3330 SH OTR 0 3330 0 0 US Bancorp New Com 902973304 756285 17342 SH SOLE 0 17342 0 0 US Bancorp New Com 902973304 239070 5482 SH OTR 0 4711 555 216 Union Pac Corp Com 907818108 3675285 17749 SH SOLE 0 16841 0 908 Union Pac Corp Com 907818108 3463453 16726 SH OTR 0 15096 50 1580 United Parcel Service Cl B Com 911312106 708224 4074 SH SOLE 0 4074 0 0 United Parcel Service Cl B Com 911312106 321430 1849 SH OTR 0 1814 35 0 Unitedhealth Group Inc Com 91324P102 3770110 7111 SH SOLE 0 6911 0 200 Unitedhealth Group Inc Com 91324P102 2295679 4330 SH OTR 0 4140 120 70 Vaneck ETF Trust Agribusiness Com 92189F700 992522 11562 SH SOLE 0 10732 50 780 Vaneck ETF Trust Agribusiness Com 92189F700 945613 11016 SH OTR 0 10791 125 100 Vanguard Dividend Appreciation Com 921908844 125276 825 SH SOLE 0 825 0 0 Vanguard Dividend Appreciation Com 921908844 151850 1000 SH OTR 0 1000 0 0 Vanguard Total Intl Stock Et Com 921909768 47841 925 SH SOLE 0 925 0 0 Vanguard Total Intl Stock Et Com 921909768 266358 5150 SH OTR 0 5150 0 0 Vanguard Intermediate-Term Bon Com 921937819 410246 5520 SH SOLE 0 5520 0 0 Vanguard Intermediate-Term Bon Com 921937819 109622 1475 SH OTR 0 1475 0 0 Vanguard Short Term Bond ETF Com 921937827 1191682 15830 SH SOLE 0 15830 0 0 Vanguard Short Term Bond ETF Com 921937827 34629 460 SH OTR 0 460 0 0 Vanguard Total Bond Market ETF Com 921937835 261498 3640 SH SOLE 0 3640 0 0 Vanguard Total Bond Market ETF Com 921937835 120332 1675 SH OTR 0 1675 0 0 Vanguard FTSE Developed Market Com 921943858 115418 2750 SH SOLE 0 2750 0 0 Vanguard FTSE Developed Market Com 921943858 143747 3425 SH OTR 0 3425 0 0 Vanguard High Dividend Yield E Com 921946406 269659 2492 SH SOLE 0 2492 0 0 Vanguard High Dividend Yield E Com 921946406 67090 620 SH OTR 0 620 0 0 Vanguard Ftse All-World Ex-USI Com 922042775 369783 7375 SH SOLE 0 7375 0 0 Vanguard Ftse Emerging Markets Com 922042858 1285950 32990 SH SOLE 0 32990 0 0 Vanguard Ftse Emerging Markets Com 922042858 267208 6855 SH OTR 0 6355 0 500 Vanguard Inter Term Corp Bond Com 92206C870 943762 12176 SH SOLE 0 12176 0 0 Vanguard Inter Term Corp Bond Com 92206C870 867182 11188 SH OTR 0 11188 0 0 Vanguard S&P 500 ETF Com 922908363 10509282 29912 SH SOLE 0 29725 0 187 Vanguard Mid-Cap Value Index F Com 922908512 416404 3079 SH SOLE 0 3079 0 0 Vanguard Mid-Cap Value Index F Com 922908512 24343 180 SH OTR 0 180 0 0 Vanguard Real Estate ETF Com 922908553 875773 10618 SH SOLE 0 10618 0 0 Vanguard Real Estate ETF Com 922908553 433927 5261 SH OTR 0 4930 331 0 Vanguard Index Fund Mid-Cap Com 922908629 140425 689 SH SOLE 0 689 0 0 Vanguard Index Fund Mid-Cap Com 922908629 78467 385 SH OTR 0 385 0 0 Vanguard Value ETF Com 922908744 59798 426 SH SOLE 0 426 0 0 Vanguard Value ETF Com 922908744 407073 2900 SH OTR 0 2900 0 0 Verizon Communications Com 92343V104 2113298 53637 SH SOLE 0 50408 830 2399 Verizon Communications Com 92343V104 1293502 32830 SH OTR 0 29679 280 2871 Visa Inc Cl A Com 92826C839 1834313 8829 SH SOLE 0 8829 0 0 Visa Inc Cl A Com 92826C839 1458475 7020 SH OTR 0 6920 100 0 Wal Mart Inc Com 931142103 2146133 15136 SH SOLE 0 14736 0 400 Wal Mart Inc Com 931142103 1895874 13371 SH OTR 0 11755 350 1266 Walgreens Boots Alliance Inc Com 931427108 208730 5587 SH SOLE 0 5587 0 0 Walgreens Boots Alliance Inc Com 931427108 127024 3400 SH OTR 0 2800 0 600 Waste Management Inc Com 94106L109 53339 340 SH SOLE 0 340 0 0 Waste Management Inc Com 94106L109 232182 1480 SH OTR 0 1250 0 230 Wells Fargo & CO Com 949746101 1233077 29864 SH SOLE 0 29087 0 777 Wells Fargo & CO Com 949746101 432513 10475 SH OTR 0 7690 600 2185 WisdomTree MidCap Dividend ETF Com 97717W505 2086045 50706 SH SOLE 0 50030 0 676 WisdomTree MidCap Dividend ETF Com 97717W505 247416 6014 SH OTR 0 3004 0 3010 WisdomTree SmallCap Dividend E Com 97717W604 636828 22392 SH SOLE 0 22271 0 121 WisdomTree SmallCap Dividend E Com 97717W604 23946 842 SH OTR 0 842 0 0 Xylem Inc Com 98419M100 366318 3313 SH SOLE 0 3313 0 0 Xylem Inc Com 98419M100 82928 750 SH OTR 0 750 0 0 Yum! Brands Inc Com 988498101 298554 2331 SH SOLE 0 2331 0 0 Yum! Brands Inc Com 988498101 64040 500 SH OTR 0 500 0 0 Zimmer Biomet Holdings Inc Com 98956P102 457725 3590 SH SOLE 0 3340 60 190 Zimmer Biomet Holdings Inc Com 98956P102 320918 2517 SH OTR 0 2092 100 325 Deutsche Bank Ag ADR Com D18190898 113863 10000 SH SOLE 0 10000 0 0 Eaton Corp PLC Com G29183103 975130 6213 SH SOLE 0 6213 0 0 Eaton Corp PLC Com G29183103 710042 4524 SH OTR 0 3449 0 1075 Linde PLC Com G5494J103 1883363 5774 SH SOLE 0 5774 0 0 Linde PLC Com G5494J103 992892 3044 SH OTR 0 2119 0 925 Medtronic PLC Com G5960L103 750697 9659 SH SOLE 0 9659 0 0 Medtronic PLC Com G5960L103 708107 9111 SH OTR 0 8540 71 500