Assistant Vice President and Compliance Officer

0001140361-22-040405.txt : 20221108 0001140361-22-040405.hdr.sgml : 20221108 20221108085040 ACCESSION NUMBER: 0001140361-22-040405 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20220930 FILED AS OF DATE: 20221108 DATE AS OF CHANGE: 20221108 EFFECTIVENESS DATE: 20221108 FILER: COMPANY DATA: COMPANY CONFORMED NAME: NBT BANK N A /NY CENTRAL INDEX KEY: 0000898413 IRS NUMBER: 150395735 STATE OF INCORPORATION: NY FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-03594 FILM NUMBER: 221367414 BUSINESS ADDRESS: STREET 1: 52 SOUTH BROAD STREET CITY: NORWICH STATE: NY ZIP: 13815 BUSINESS PHONE: 6073376259 MAIL ADDRESS: STREET 1: 52 SOUTH BROAD STREET CITY: NORWICH STATE: NY ZIP: 13815 FORMER COMPANY: FORMER CONFORMED NAME: NBT BANK N A/NY TRUST CO /NY DATE OF NAME CHANGE: 19950804 FORMER COMPANY: FORMER CONFORMED NAME: NATIONAL BANK & TRUST CO /NY DATE OF NAME CHANGE: 19950804 13F-HR 1 primary_doc.xml 13F-HR LIVE 0000898413 XXXXXXXX 09-30-2022 09-30-2022 false NBT BANK N A /NY

52 South Broad Street Norwich NY 13815

13F HOLDINGS REPORT 028-03594 N Todd Wilcox Assistant Vice President and Compliance Officer (607) 337-6421 /s/ Todd Wilcox Norwich NY 11-07-2022 0 0 612159 INFORMATION TABLE 2 informationtable.xml AT&T Inc Com 00206R102 844 55004 SH SOLE 0 52408 435 2161 AT&T Inc Com 00206R102 739 48149 SH OTR 0 42837 400 4912 Abbott Labs Com 002824100 4644 47992 SH SOLE 0 47392 0 600 Abbott Labs Com 002824100 1842 19034 SH OTR 0 17448 576 1010 Abbvie Inc Com 00287Y109 2815 20974 SH SOLE 0 20674 0 300 Abbvie Inc Com 00287Y109 2090 15576 SH OTR 0 14051 295 1230 Activision Blizzard, Inc Com 00507V109 686 9225 SH SOLE 0 9225 0 0 Activision Blizzard, Inc Com 00507V109 517 6950 SH OTR 0 6950 0 0 Air Products & Chemicals Inc Com 009158106 1294 5559 SH SOLE 0 5559 0 0 Air Products & Chemicals Inc Com 009158106 406 1745 SH OTR 0 1745 0 0 Allstate Corp Com 020002101 81 649 SH SOLE 0 649 0 0 Allstate Corp Com 020002101 249 2000 SH OTR 0 2000 0 0 Alphabet Inc Cl C Com 02079K107 4085 42483 SH SOLE 0 40420 0 2063 Alphabet Inc Cl C Com 02079K107 3590 37334 SH OTR 0 34735 0 2599 Alphabet Inc Cl A Com 02079K305 2747 28723 SH SOLE 0 28063 0 660 Alphabet Inc Cl A Com 02079K305 619 6472 SH OTR 0 4173 0 2299 Altria Group Inc Com 02209S103 511 12654 SH SOLE 0 11879 0 775 Altria Group Inc Com 02209S103 1305 32317 SH OTR 0 31617 0 700 Amazon.Com Inc Com 023135106 1473 13034 SH SOLE 0 13034 0 0 Amazon.Com Inc Com 023135106 769 6808 SH OTR 0 5408 0 1400 American Express CO Com 025816109 580 4301 SH SOLE 0 4301 0 0 American Express CO Com 025816109 155 1147 SH OTR 0 861 0 286 American Tower Corp REIT Com 03027X100 198 924 SH SOLE 0 924 0 0 American Tower Corp REIT Com 03027X100 101 469 SH OTR 0 469 0 0 American Water Works CO Inc Com 030420103 1220 9375 SH SOLE 0 9375 0 0 American Water Works CO Inc Com 030420103 962 7390 SH OTR 0 5860 100 1430 Amgen Inc Com 031162100 566 2511 SH SOLE 0 2511 0 0 Amgen Inc Com 031162100 247 1095 SH OTR 0 1095 0 0 Amplify CWP Enhanced Dividend Com 032108409 296 9246 SH SOLE 0 9246 0 0 Amplify CWP Enhanced Dividend Com 032108409 160 5000 SH OTR 0 5000 0 0 APA Corporation Com 03743Q108 314 9186 SH SOLE 0 9186 0 0 APA Corporation Com 03743Q108 43 1250 SH OTR 0 1250 0 0 Apple Inc Com 037833100 19199 138922 SH SOLE 0 125766 315 12841 Apple Inc Com 037833100 12066 87305 SH OTR 0 79492 2395 5418 Arrow Finl Corp Com 042744102 232 8034 SH SOLE 0 1902 0 6132 Arrow Finl Corp Com 042744102 153 5304 SH OTR 0 5304 0 0 Autoliv Inc Com 052800109 628 9430 SH SOLE 0 8386 0 1044 Autoliv Inc Com 052800109 716 10746 SH OTR 0 10746 0 0 Automatic Data Processing Inc Com 053015103 4383 19376 SH SOLE 0 19096 0 280 Automatic Data Processing Inc Com 053015103 1469 6496 SH OTR 0 5881 135 480 BP PLC Spons ADR Com 055622104 102 3564 SH SOLE 0 3564 0 0 BP PLC Spons ADR Com 055622104 186 6530 SH OTR 0 6530 0 0 Bank of America Corp Com 060505104 639 21143 SH SOLE 0 20495 0 648 Bank of America Corp Com 060505104 198 6570 SH OTR 0 6570 0 0 Bank of New York Mellon Corp Com 064058100 532 13807 SH SOLE 0 13807 0 0 Bank of New York Mellon Corp Com 064058100 32 838 SH OTR 0 338 0 500 Baxter Intl Inc Com 071813109 380 7063 SH SOLE 0 7063 0 0 Baxter Intl Inc Com 071813109 146 2705 SH OTR 0 1145 100 1460 Becton Dickinson Com 075887109 280 1256 SH SOLE 0 1256 0 0 Becton Dickinson Com 075887109 236 1057 SH OTR 0 1057 0 0 Berkshire Hathaway Inc-Cl B Com 084670702 2346 8785 SH SOLE 0 8555 30 200 Berkshire Hathaway Inc-Cl B Com 084670702 2154 8066 SH OTR 0 8028 38 0 Best Buy Company Inc Com 086516101 223 3527 SH SOLE 0 3527 0 0 Best Buy Company Inc Com 086516101 25 395 SH OTR 0 395 0 0 Biogen Inc Com 09062X103 102 382 SH SOLE 0 382 0 0 Biogen Inc Com 09062X103 139 522 SH OTR 0 522 0 0 Boeing CO Com 097023105 925 7642 SH SOLE 0 7442 0 200 Boeing CO Com 097023105 1098 9065 SH OTR 0 8735 180 150 Bristol Myers Squibb CO Com 110122108 3923 55187 SH SOLE 0 52407 660 2120 Bristol Myers Squibb CO Com 110122108 2441 34332 SH OTR 0 28757 315 5260 Cigna Corp Com 125523100 250 900 SH SOLE 0 863 0 37 Cigna Corp Com 125523100 20 73 SH OTR 0 73 0 0 Csx Corp Com 126408103 210 7890 SH SOLE 0 7890 0 0 Csx Corp Com 126408103 173 6480 SH OTR 0 6480 0 0 CVS Health Corp Com 126650100 3322 34836 SH SOLE 0 33765 0 1071 CVS Health Corp Com 126650100 1687 17692 SH OTR 0 16011 300 1381 Carrier Global Corporation Com 14448C104 750 21090 SH SOLE 0 20296 100 694 Carrier Global Corporation Com 14448C104 508 14287 SH OTR 0 13021 1066 200 Caterpillar Inc Com 149123101 2031 12377 SH SOLE 0 11489 0 888 Caterpillar Inc Com 149123101 1626 9907 SH OTR 0 9570 37 300 Chevron Corporation Com 166764100 5802 40382 SH SOLE 0 38077 350 1955 Chevron Corporation Com 166764100 4301 29937 SH OTR 0 28372 375 1190 Chipotle Mexican Grill Inc Com 169656105 212 141 SH SOLE 0 141 0 0 Chipotle Mexican Grill Inc Com 169656105 65 43 SH OTR 0 43 0 0 Cisco Systems Inc Com 17275R102 2917 72937 SH SOLE 0 68462 0 4475 Cisco Systems Inc Com 17275R102 1991 49778 SH OTR 0 48033 715 1030 Citigroup Inc Com 172967424 459 11015 SH SOLE 0 11015 0 0 Citigroup Inc Com 172967424 226 5426 SH OTR 0 5276 150 0 Clorox Company Com 189054109 614 4781 SH SOLE 0 4781 0 0 Clorox Company Com 189054109 303 2360 SH OTR 0 1875 0 485 Coca Cola CO Com 191216100 2464 43980 SH SOLE 0 38131 865 4984 Coca Cola CO Com 191216100 1020 18209 SH OTR 0 13254 150 4805 Colgate Palmolive CO Com 194162103 898 12786 SH SOLE 0 10926 410 1450 Colgate Palmolive CO Com 194162103 381 5430 SH OTR 0 3980 0 1450 ComCast Corp-Cl A Com 20030N101 666 22695 SH SOLE 0 20585 0 2110 ComCast Corp-Cl A Com 20030N101 317 10811 SH OTR 0 8828 810 1173 Community Bank System Inc Com 203607106 114 1902 SH SOLE 0 1700 0 202 Community Bank System Inc Com 203607106 455 7580 SH OTR 0 7000 580 0 Conocophillips Com 20825C104 810 7914 SH SOLE 0 7814 100 0 Conocophillips Com 20825C104 166 1622 SH OTR 0 1472 150 0 Corning Inc Com 219350105 371 12774 SH SOLE 0 12774 0 0 Corning Inc Com 219350105 242 8350 SH OTR 0 5600 900 1850 Corteva Inc Com Com 22052L104 105 1838 SH SOLE 0 1747 0 91 Corteva Inc Com Com 22052L104 470 8222 SH OTR 0 7994 0 228 Costco Wholesale Corp Com 22160K105 889 1882 SH SOLE 0 1882 0 0 Costco Wholesale Corp Com 22160K105 586 1241 SH OTR 0 751 0 490 DTE Energy Co Com 233331107 346 3009 SH SOLE 0 3009 0 0 Danaher Corp Com 235851102 4336 16789 SH SOLE 0 14829 0 1960 Danaher Corp Com 235851102 2742 10615 SH OTR 0 9433 125 1057 Deere & CO Com 244199105 2139 6407 SH SOLE 0 5719 25 663 Deere & CO Com 244199105 3581 10724 SH OTR 0 10654 70 0 Dicks Sporting Goods Inc Com 253393102 470 4491 SH SOLE 0 3776 0 715 Dicks Sporting Goods Inc Com 253393102 47 453 SH OTR 0 453 0 0 Disney Walt CO New Com 254687106 2945 31224 SH SOLE 0 30007 0 1217 Disney Walt CO New Com 254687106 1986 21059 SH OTR 0 19734 600 725 Dominion Resources Inc Com 25746U109 1098 15886 SH SOLE 0 15576 0 310 Dominion Resources Inc Com 25746U109 688 9955 SH OTR 0 7575 80 2300 Dow Inc Com Com 260557103 662 15059 SH SOLE 0 14968 0 91 Dow Inc Com Com 260557103 887 20199 SH OTR 0 18425 16 1758 Duke Energy Corp Com 26441C204 311 3339 SH SOLE 0 3054 285 0 Duke Energy Corp Com 26441C204 128 1375 SH OTR 0 1275 100 0 Dupont De Nemours Inc Com 26614N102 761 15109 SH SOLE 0 15018 0 91 Dupont De Nemours Inc Com 26614N102 700 13890 SH OTR 0 12729 316 845 Ecolab Inc Com 278865100 952 6592 SH SOLE 0 6592 0 0 Ecolab Inc Com 278865100 415 2875 SH OTR 0 2385 40 450 Emerson Elec CO Com 291011104 783 10694 SH SOLE 0 10694 0 0 Emerson Elec CO Com 291011104 248 3390 SH OTR 0 3190 200 0 Exelon Corp Com 30161N101 136 3622 SH SOLE 0 3622 0 0 Exelon Corp Com 30161N101 105 2796 SH OTR 0 2446 0 350 Exxonmobil Corp Com 30231G102 6964 79758 SH SOLE 0 75907 730 3121 Exxonmobil Corp Com 30231G102 5806 66494 SH OTR 0 62919 660 2915 Meta Platforms Inc Com 30303M102 848 6248 SH SOLE 0 6248 0 0 Meta Platforms Inc Com 30303M102 539 3974 SH OTR 0 3974 0 0 Fiserv Inc Com 337738108 425 4544 SH SOLE 0 4544 0 0 Fiserv Inc Com 337738108 82 874 SH OTR 0 874 0 0 FlexShares Mstar Glbl Upstrm N Com 33939L407 37484 997174 SH SOLE 0 993303 0 3871 FlexShares Mstar Glbl Upstrm N Com 33939L407 3164 84160 SH OTR 0 81235 340 2585 Flexshares Disciplined Duratio Com 33939L779 850 42065 SH SOLE 0 42065 0 0 FlexShares Global Quality Real Com 33939L787 501 10010 SH SOLE 0 10010 0 0 FlexShares Global Quality Real Com 33939L787 1 20 SH OTR 0 20 0 0 FlexShares STOXX Glbl Brd Infr Com 33939L795 7069 154794 SH SOLE 0 154794 0 0 FlexShares STOXX Glbl Brd Infr Com 33939L795 784 17163 SH OTR 0 16918 0 245 FlexShares International Quali Com 33939L837 463 26015 SH SOLE 0 26015 0 0 FlexShares International Quali Com 33939L837 23 1300 SH OTR 0 1300 0 0 Fortive Corp Com 34959J108 244 4177 SH SOLE 0 3877 0 300 Fortive Corp Com 34959J108 111 1899 SH OTR 0 1055 50 794 Freeport-McMoran Inc Com 35671D857 134 4917 SH SOLE 0 4917 0 0 Freeport-McMoran Inc Com 35671D857 86 3138 SH OTR 0 1413 0 1725 General Dynamics Corp Com 369550108 1109 5228 SH SOLE 0 5078 0 150 General Dynamics Corp Com 369550108 190 896 SH OTR 0 896 0 0 General Electric Co New Com 369604301 260 4206 SH SOLE 0 3852 0 354 General Electric Co New Com 369604301 182 2933 SH OTR 0 2924 0 9 General Mls Inc Com 370334104 831 10845 SH SOLE 0 10347 0 498 General Mls Inc Com 370334104 535 6985 SH OTR 0 6340 100 545 Gilead Sciences Inc Com 375558103 294 4759 SH SOLE 0 4759 0 0 Gilead Sciences Inc Com 375558103 92 1491 SH OTR 0 1431 60 0 Global X US Preferred ETF Com 37954Y657 246 12000 SH OTR 0 12000 0 0 Goldman Sachs Group Inc Com 38141G104 1043 3558 SH SOLE 0 3538 20 0 Goldman Sachs Group Inc Com 38141G104 1178 4019 SH OTR 0 4004 15 0 Grainger W W Inc Com 384802104 1617 3305 SH SOLE 0 3305 0 0 Grainger W W Inc Com 384802104 900 1839 SH OTR 0 959 100 780 The Hershey Company Com 427866108 110 500 SH SOLE 0 500 0 0 The Hershey Company Com 427866108 165 750 SH OTR 0 750 0 0 Home Depot Inc Com 437076102 978 3545 SH SOLE 0 3257 0 288 Home Depot Inc Com 437076102 1450 5255 SH OTR 0 4155 150 950 Honeywell International Inc Com 438516106 2975 17815 SH SOLE 0 16900 0 915 Honeywell International Inc Com 438516106 1113 6665 SH OTR 0 5546 290 829 Illinois Tool Wks Inc Com 452308109 305 1690 SH SOLE 0 1690 0 0 Illinois Tool Wks Inc Com 452308109 68 375 SH OTR 0 375 0 0 Intel Corp Com 458140100 2343 90922 SH SOLE 0 88397 1025 1500 Intel Corp Com 458140100 780 30281 SH OTR 0 27616 1540 1125 Intercontinental Exchange Inc Com 45866F104 628 6955 SH SOLE 0 6955 0 0 Intercontinental Exchange Inc Com 45866F104 62 688 SH OTR 0 688 0 0 Intl. Business Machines Corp Com 459200101 2120 17846 SH SOLE 0 15684 430 1732 Intl. Business Machines Corp Com 459200101 2120 17846 SH OTR 0 16263 0 1583 Invesco SP 500 Low Volatility Com 46138E354 202 3493 SH SOLE 0 3493 0 0 Ishares Barclays TIPS Bond ETF Com 464287176 295 2811 SH SOLE 0 2811 0 0 Ishares Core S&P 500 ETF Com 464287200 212 590 SH SOLE 0 590 0 0 Ishares Core Total U.S. Aggreg Com 464287226 224 2320 SH SOLE 0 2320 0 0 Ishares Msci Emerging Mkt ETF Com 464287234 2667 76465 SH SOLE 0 74762 525 1178 Ishares Msci Emerging Mkt ETF Com 464287234 778 22317 SH OTR 0 21381 561 375 Ishares 1-3 Year Treasury ETF Com 464287457 1692 20831 SH SOLE 0 20831 0 0 Ishares Msci Eafe ETF Com 464287465 2761 49300 SH SOLE 0 46459 0 2841 Ishares Msci Eafe ETF Com 464287465 915 16339 SH OTR 0 16064 200 75 Ishares Core S&P Mid-Cap ETF Com 464287507 1453 6625 SH SOLE 0 6625 0 0 Ishares Core S&P Mid-Cap ETF Com 464287507 419 1911 SH OTR 0 1766 0 145 Ishares Nasdaq Biotech ETF Com 464287556 2545 21758 SH SOLE 0 20966 96 696 Ishares Nasdaq Biotech ETF Com 464287556 1659 14184 SH OTR 0 12047 540 1597 Ishares S&P Midcap 400/Grwth E Com 464287606 240 3816 SH SOLE 0 3816 0 0 Ishares Russell 1000 Growth ET Com 464287614 231 1097 SH SOLE 0 1097 0 0 Ishares Russell 2000 Value ETF Com 464287630 252 1952 SH SOLE 0 1952 0 0 Ishares Russell 2000 Value ETF Com 464287630 24 185 SH OTR 0 0 185 0 Ishares Russell 2000 ETF Com 464287655 4684 28400 SH SOLE 0 26865 0 1535 Ishares Russell 2000 ETF Com 464287655 640 3883 SH OTR 0 3748 100 35 Ishares DJ US Telcom Sector ET Com 464287713 605 28982 SH SOLE 0 28982 0 0 Ishares DJ US Telcom Sector ET Com 464287713 408 19555 SH OTR 0 19355 200 0 Ishares Core S&P Small-Cap ETF Com 464287804 477 5466 SH SOLE 0 5466 0 0 Ishares Msci Eafe Small Cap ET Com 464288273 2797 57329 SH SOLE 0 57319 0 10 Ishares Msci Eafe Small Cap ET Com 464288273 317 6502 SH OTR 0 6502 0 0 Ishares New York Muni Bond ETF Com 464288323 899 17765 SH SOLE 0 17765 0 0 Ishares IBoxx High Yield Corpo Com 464288513 2289 32059 SH SOLE 0 32059 0 0 Ishares IBoxx High Yield Corpo Com 464288513 4 50 SH OTR 0 50 0 0 iShares TR 1-5 Yr Inv Gr Corp Com 464288646 381 7739 SH SOLE 0 7739 0 0 Ishares 3-7 Year Treasury Bond Com 464288661 730 6390 SH SOLE 0 6390 0 0 Ishares S&P Pref Stk ETF Com 464288687 2131 67293 SH SOLE 0 67293 0 0 Ishares S&P Pref Stk ETF Com 464288687 326 10304 SH OTR 0 7124 0 3180 Ishares MSCI EAFE Growth ETF Com 464288885 14750 203284 SH SOLE 0 201271 0 2013 Ishares MSCI EAFE Growth ETF Com 464288885 2562 35309 SH OTR 0 35229 0 80 IShares Russell Top 200 Growth Com 464289438 207 1730 SH SOLE 0 1730 0 0 iShares Core High Dividend ETF Com 46429B663 795 8706 SH SOLE 0 8706 0 0 IShares 0-5 Yr TIPs ETF Com 46429B747 3819 39735 SH SOLE 0 39735 0 0 IShares 0-5 Yr TIPs ETF Com 46429B747 993 10331 SH OTR 0 10331 0 0 Ishares Core Msci Eafe ETF Com 46432F842 6964 132225 SH SOLE 0 132170 0 55 Ishares Core Msci Eafe ETF Com 46432F842 728 13820 SH OTR 0 13820 0 0 Ishares Core Emerging Markets Com 46434G103 2649 61636 SH SOLE 0 61636 0 0 Ishares Core Emerging Markets Com 46434G103 785 18267 SH OTR 0 18267 0 0 IShares Core Intnl Agg Bond ET Com 46435G672 395 8177 SH SOLE 0 8177 0 0 JP Morgan Chase & CO Com 46625H100 6097 58341 SH SOLE 0 56571 112 1658 JP Morgan Chase & CO Com 46625H100 4350 41623 SH OTR 0 36460 585 4578 JPMorgan Municipal ETF Com 46641Q647 128 2645 SH SOLE 0 2645 0 0 JPMorgan Municipal ETF Com 46641Q647 123 2545 SH OTR 0 2545 0 0 JPMorgan Ultra-Short Income ET Com 46641Q837 404 8055 SH SOLE 0 8055 0 0 Johnson & Johnson Com 478160104 9222 56450 SH SOLE 0 51055 150 5245 Johnson & Johnson Com 478160104 4825 29536 SH OTR 0 25914 260 3362 Kimberly Clark Corp Com 494368103 430 3823 SH SOLE 0 3823 0 0 Kimberly Clark Corp Com 494368103 45 400 SH OTR 0 400 0 0 Kraft Heinz CO Com 500754106 164 4915 SH SOLE 0 4915 0 0 Kraft Heinz CO Com 500754106 236 7081 SH OTR 0 7081 0 0 Lauder Estee Cos Cl-A Com 518439104 163 757 SH SOLE 0 757 0 0 Lauder Estee Cos Cl-A Com 518439104 62 286 SH OTR 0 286 0 0 Lilly Eli & CO Com 532457108 552 1708 SH SOLE 0 1180 0 528 Lilly Eli & CO Com 532457108 2048 6335 SH OTR 0 5285 25 1025 Lockheed Martin Corp Com 539830109 2899 7504 SH SOLE 0 6954 0 550 Lockheed Martin Corp Com 539830109 869 2250 SH OTR 0 2250 0 0 Lowes Cos Inc Com 548661107 7194 38305 SH SOLE 0 37775 25 505 Lowes Cos Inc Com 548661107 4323 23020 SH OTR 0 21986 325 709 Marsh & McLennan Companies Inc Com 571748102 231 1546 SH SOLE 0 1546 0 0 Marsh & McLennan Companies Inc Com 571748102 199 1331 SH OTR 0 1331 0 0 Marriott International Inc Com 571903202 241 1723 SH SOLE 0 1723 0 0 Mastercard Inc Cl A Com 57636Q104 302 1062 SH SOLE 0 1062 0 0 Mastercard Inc Cl A Com 57636Q104 121 424 SH OTR 0 424 0 0 McDonalds Corp Com 580135101 6836 29625 SH SOLE 0 29395 75 155 McDonalds Corp Com 580135101 3943 17088 SH OTR 0 16275 238 575 Merck & CO Inc Com 58933Y105 3476 40357 SH SOLE 0 38937 620 800 Merck & CO Inc Com 58933Y105 1890 21947 SH OTR 0 20297 300 1350 Metlife Inc Com 59156R108 375 6177 SH SOLE 0 6177 0 0 Metlife Inc Com 59156R108 98 1611 SH OTR 0 1300 111 200 Microsoft Corp Com 594918104 14472 62139 SH SOLE 0 58931 180 3028 Microsoft Corp Com 594918104 8053 34578 SH OTR 0 32467 695 1416 Microchip Technology Inc Com 595017104 1970 32285 SH SOLE 0 32285 0 0 Microchip Technology Inc Com 595017104 617 10110 SH OTR 0 8560 300 1250 Mondelez International Inc Com 609207105 530 9667 SH SOLE 0 9253 0 414 Mondelez International Inc Com 609207105 1031 18811 SH OTR 0 18811 0 0 Morgan Stanley Com 617446448 212 2682 SH SOLE 0 2682 0 0 Morgan Stanley Com 617446448 20 250 SH OTR 0 250 0 0 NBT Bancorp Inc Com 628778102 7121 187654 SH SOLE 0 2806 0 184848 NBT Bancorp Inc Com 628778102 866 22809 SH OTR 0 14394 0 8415 Nextera Energy Inc Com 65339F101 2449 31231 SH SOLE 0 29431 0 1800 Nextera Energy Inc Com 65339F101 1710 21807 SH OTR 0 12067 120 9620 Nike Inc-Class B Com 654106103 1440 17320 SH SOLE 0 17320 0 0 Nike Inc-Class B Com 654106103 522 6279 SH OTR 0 6279 0 0 Norfolk Southern Corp Com 655844108 1051 5015 SH SOLE 0 5015 0 0 Norfolk Southern Corp Com 655844108 1159 5528 SH OTR 0 3963 70 1495 Novartis Ag Spons ADR Com 66987V109 983 12939 SH SOLE 0 12789 0 150 Novartis Ag Spons ADR Com 66987V109 686 9024 SH OTR 0 8924 100 0 Nucor Corp Com 670346105 806 7537 SH SOLE 0 7537 0 0 Nucor Corp Com 670346105 203 1900 SH OTR 0 1150 0 750 Nvidia Corp Com 67066G104 603 4969 SH SOLE 0 4593 0 376 Nvidia Corp Com 67066G104 61 505 SH OTR 0 505 0 0 O'Reilly Automotive Inc Com 67103H107 317 450 SH SOLE 0 450 0 0 Oracle Corporation Com 68389X105 2045 33482 SH SOLE 0 31982 0 1500 Oracle Corporation Com 68389X105 597 9779 SH OTR 0 7010 70 2699 Otis Worldwide Corp Com 68902V107 505 7922 SH SOLE 0 7525 50 347 Otis Worldwide Corp Com 68902V107 404 6326 SH OTR 0 5693 533 100 Palo Alto Networks Com 697435105 432 2637 SH SOLE 0 2637 0 0 Palo Alto Networks Com 697435105 275 1677 SH OTR 0 1677 0 0 Paychex Inc Com 704326107 86 764 SH SOLE 0 764 0 0 Paychex Inc Com 704326107 135 1200 SH OTR 0 1000 200 0 Paypal Holdings Inc Com 70450Y103 135 1565 SH SOLE 0 1405 0 160 Paypal Holdings Inc Com 70450Y103 241 2802 SH OTR 0 953 0 1849 Pepsico Inc Com 713448108 6603 40443 SH SOLE 0 39780 90 573 Pepsico Inc Com 713448108 3110 19048 SH OTR 0 17898 340 810 Pfizer Inc Com 717081103 4743 108385 SH SOLE 0 103864 0 4521 Pfizer Inc Com 717081103 2384 54490 SH OTR 0 50516 1385 2589 Philip Morris International Com 718172109 682 8213 SH SOLE 0 7538 0 675 Philip Morris International Com 718172109 2024 24377 SH OTR 0 24377 0 0 T Rowe Price Group Inc Com 74144T108 2274 21651 SH SOLE 0 21601 50 0 T Rowe Price Group Inc Com 74144T108 1461 13909 SH OTR 0 13429 295 185 Procter & Gamble CO Com 742718109 7487 59300 SH SOLE 0 54548 365 4387 Procter & Gamble CO Com 742718109 4362 34547 SH OTR 0 30267 380 3900 Prudential Finl Inc Com 744320102 1108 12916 SH SOLE 0 12866 50 0 Prudential Finl Inc Com 744320102 1096 12777 SH OTR 0 12427 150 200 Public Service Enterprise Grou Com 744573106 86 1522 SH SOLE 0 1522 0 0 Public Service Enterprise Grou Com 744573106 143 2550 SH OTR 0 2550 0 0 Qualcomm Inc Com 747525103 2774 24555 SH SOLE 0 24130 0 425 Qualcomm Inc Com 747525103 1499 13265 SH OTR 0 12540 225 500 Quanta Services Incorporated Com 74762E102 828 6500 SH OTR 0 2100 0 4400 Raytheon Technologies Corp Com 75513E101 3035 37077 SH SOLE 0 36107 100 870 Raytheon Technologies Corp Com 75513E101 2145 26201 SH OTR 0 23810 1186 1205 Shell PLC Spon ADS Com 780259305 5 100 SH SOLE 0 100 0 0 Shell PLC Spon ADS Com 780259305 485 9747 SH OTR 0 5150 0 4597 S&P Global Inc Com 78409V104 458 1499 SH OTR 0 0 0 1499 SPDR S&P 500 ETF Trust Com 78462F103 4129 11559 SH SOLE 0 10985 0 574 SPDR S&P 500 ETF Trust Com 78462F103 620 1735 SH OTR 0 1415 160 160 SPDR Gold Trust Com 78463V107 274 1771 SH SOLE 0 1704 0 67 SPDR Gold Trust Com 78463V107 8 50 SH OTR 0 50 0 0 SPDR Portfolio Developed Wld e Com 78463X889 2268 87891 SH SOLE 0 87891 0 0 SPDR Portfolio Developed Wld e Com 78463X889 650 25197 SH OTR 0 25197 0 0 SPDR Preferred Stock ETF Com 78464A292 209 6005 SH SOLE 0 6005 0 0 SPDR Portfolio Intermediate Te Com 78464A375 597 19074 SH SOLE 0 19074 0 0 SPDR Portfolio Short Term Corp Com 78464A474 1850 63320 SH SOLE 0 63320 0 0 SPDR S&P Regional Banking ETF Com 78464A698 1902 32299 SH SOLE 0 31799 0 500 SPDR S&P Regional Banking ETF Com 78464A698 1255 21314 SH OTR 0 21114 100 100 SPDR S&P Dividend ETF Com 78464A763 10411 93376 SH SOLE 0 93376 0 0 SPDR S&P Dividend ETF Com 78464A763 987 8850 SH OTR 0 8850 0 0 SPDR Dow Jones Industrial Aver Com 78467X109 995 3462 SH SOLE 0 3462 0 0 SPDR Dow Jones Industrial Aver Com 78467X109 190 660 SH OTR 0 560 0 100 Midcap SPDR Trust Series 1 Com 78467Y107 6210 15462 SH SOLE 0 14473 0 989 Midcap SPDR Trust Series 1 Com 78467Y107 853 2123 SH OTR 0 2041 50 32 Salesforce Inc Com 79466L302 1355 9422 SH SOLE 0 9329 0 93 Salesforce Inc Com 79466L302 871 6056 SH OTR 0 6056 0 0 Schlumberger Ltd Com 806857108 912 25390 SH SOLE 0 24575 0 815 Schlumberger Ltd Com 806857108 550 15318 SH OTR 0 15028 290 0 Charles Schwab Corp Com 808513105 227 3154 SH SOLE 0 3154 0 0 Charles Schwab Corp Com 808513105 257 3575 SH OTR 0 3575 0 0 Schwab US Small Cap ETF Com 808524607 2999 79334 SH SOLE 0 79334 0 0 Schwab US Small Cap ETF Com 808524607 290 7675 SH OTR 0 7675 0 0 Schwab Fundamental Intl Lg Co Com 808524755 202 8015 SH SOLE 0 8015 0 0 Schwab US Dividend Equity ETF Com 808524797 6061 91241 SH SOLE 0 89368 0 1873 Schwab US Dividend Equity ETF Com 808524797 1072 16144 SH OTR 0 16144 0 0 Schwab International Equity ET Com 808524805 2225 79085 SH SOLE 0 79085 0 0 Schwab International Equity ET Com 808524805 467 16614 SH OTR 0 15949 0 665 Schwab US Aggregate Bd ETF Com 808524839 1117 24656 SH SOLE 0 24656 0 0 Schwab US Aggregate Bd ETF Com 808524839 800 17662 SH OTR 0 17662 0 0 Materials Select SPDR Fund Com 81369Y100 1304 19176 SH SOLE 0 17145 0 2031 Materials Select SPDR Fund Com 81369Y100 664 9762 SH OTR 0 9002 315 445 Health Care Select Sector SPDR Com 81369Y209 1001 8268 SH SOLE 0 7751 0 517 Health Care Select Sector SPDR Com 81369Y209 18 150 SH OTR 0 150 0 0 Consumer Staples Select Sector Com 81369Y308 583 8736 SH SOLE 0 7425 0 1311 Consumer Staples Select Sector Com 81369Y308 41 615 SH OTR 0 130 305 180 Consumer Discretionary Selt Com 81369Y407 1236 8680 SH SOLE 0 6850 0 1830 Consumer Discretionary Selt Com 81369Y407 176 1235 SH OTR 0 770 355 110 Energy Select Sector SPDR Com 81369Y506 643 8921 SH SOLE 0 7921 0 1000 Energy Select Sector SPDR Com 81369Y506 129 1794 SH OTR 0 1574 80 140 Financial Select Sector SPDR Com 81369Y605 873 28765 SH SOLE 0 26076 0 2689 Financial Select Sector SPDR Com 81369Y605 73 2410 SH OTR 0 2210 200 0 Industrial Select Sector SPDR Com 81369Y704 904 10913 SH SOLE 0 10660 0 253 Industrial Select Sector SPDR Com 81369Y704 52 625 SH OTR 0 535 0 90 Technology Select Sect SPDR Com 81369Y803 1851 15583 SH SOLE 0 15322 162 99 Technology Select Sect SPDR Com 81369Y803 192 1615 SH OTR 0 1465 150 0 Real Estate Select Sect SPDR Com 81369Y860 805 22342 SH SOLE 0 20224 105 2013 Real Estate Select Sect SPDR Com 81369Y860 1256 34875 SH OTR 0 34704 46 125 Utilities Select Sector SPDR Com 81369Y886 1943 29656 SH SOLE 0 25493 0 4163 Utilities Select Sector SPDR Com 81369Y886 1065 16262 SH OTR 0 15172 620 470 Southern Company Com 842587107 1117 16429 SH SOLE 0 16429 0 0 Southern Company Com 842587107 770 11325 SH OTR 0 11325 0 0 Starbucks Corp Com 855244109 151 1792 SH SOLE 0 1792 0 0 Starbucks Corp Com 855244109 435 5160 SH OTR 0 5160 0 0 Sysco Corp Com 871829107 392 5545 SH SOLE 0 5545 0 0 Sysco Corp Com 871829107 439 6204 SH OTR 0 5779 0 425 TJX Cos Inc Com 872540109 2219 35722 SH SOLE 0 34122 300 1300 TJX Cos Inc Com 872540109 2045 32928 SH OTR 0 32119 455 354 Target Corp Com 87612E106 2438 16428 SH SOLE 0 16153 0 275 Target Corp Com 87612E106 2053 13834 SH OTR 0 11070 165 2599 Texas Instruments Inc Com 882508104 163 1056 SH SOLE 0 1056 0 0 Texas Instruments Inc Com 882508104 45 292 SH OTR 0 160 0 132 Thermo Fisher Scientific Inc Com 883556102 8 16 SH SOLE 0 16 0 0 Thermo Fisher Scientific Inc Com 883556102 558 1100 SH OTR 0 0 0 1100 3m CO Com 88579Y101 1293 11699 SH SOLE 0 10660 330 709 3m CO Com 88579Y101 294 2660 SH OTR 0 2025 265 370 Truist Financial Corporation Com 89832Q109 341 7829 SH SOLE 0 7546 0 283 Truist Financial Corporation Com 89832Q109 177 4065 SH OTR 0 4065 0 0 US Bancorp New Com 902973304 705 17474 SH SOLE 0 17474 0 0 US Bancorp New Com 902973304 221 5482 SH OTR 0 4711 555 216 Union Pac Corp Com 907818108 3496 17945 SH SOLE 0 17037 0 908 Union Pac Corp Com 907818108 3259 16726 SH OTR 0 15096 50 1580 United Parcel Service Cl B Com 911312106 658 4074 SH SOLE 0 4074 0 0 United Parcel Service Cl B Com 911312106 299 1849 SH OTR 0 1814 35 0 Unitedhealth Group Inc Com 91324P102 3515 6960 SH SOLE 0 6760 0 200 Unitedhealth Group Inc Com 91324P102 2203 4362 SH OTR 0 4172 120 70 Vaneck ETF Trust Agribusiness Com 92189F700 948 11751 SH SOLE 0 10921 50 780 Vaneck ETF Trust Agribusiness Com 92189F700 889 11016 SH OTR 0 10791 125 100 Vanguard Dividend Appreciation Com 921908844 112 825 SH SOLE 0 825 0 0 Vanguard Dividend Appreciation Com 921908844 676 5000 SH OTR 0 5000 0 0 Vanguard Total Intl Stock Et Com 921909768 42 925 SH SOLE 0 925 0 0 Vanguard Total Intl Stock Et Com 921909768 236 5150 SH OTR 0 5150 0 0 Vanguard Intermediate-Term Bon Com 921937819 406 5520 SH SOLE 0 5520 0 0 Vanguard Intermediate-Term Bon Com 921937819 108 1475 SH OTR 0 1475 0 0 Vanguard FTSE Developed Market Com 921943858 100 2750 SH SOLE 0 2750 0 0 Vanguard FTSE Developed Market Com 921943858 150 4125 SH OTR 0 4125 0 0 Vanguard High Dividend Yield E Com 921946406 238 2512 SH SOLE 0 2512 0 0 Vanguard High Dividend Yield E Com 921946406 59 620 SH OTR 0 620 0 0 Vanguard Ftse Emerging Markets Com 922042858 1357 37191 SH SOLE 0 37191 0 0 Vanguard Ftse Emerging Markets Com 922042858 341 9340 SH OTR 0 8840 0 500 Vanguard Inter Term Corp Bond Com 92206C870 921 12176 SH SOLE 0 12176 0 0 Vanguard Inter Term Corp Bond Com 92206C870 847 11188 SH OTR 0 11188 0 0 Vanguard S&P 500 ETF Com 922908363 9778 29785 SH SOLE 0 29598 0 187 Vanguard Mid-Cap Value Index F Com 922908512 375 3079 SH SOLE 0 3079 0 0 Vanguard Mid-Cap Value Index F Com 922908512 22 180 SH OTR 0 180 0 0 Vanguard Real Estate ETF Com 922908553 860 10728 SH SOLE 0 10728 0 0 Vanguard Real Estate ETF Com 922908553 422 5261 SH OTR 0 4930 331 0 Vanguard Index Fund Mid-Cap Com 922908629 134 714 SH SOLE 0 714 0 0 Vanguard Index Fund Mid-Cap Com 922908629 72 385 SH OTR 0 385 0 0 Verizon Communications Com 92343V104 2137 56282 SH SOLE 0 52557 830 2895 Verizon Communications Com 92343V104 1405 37009 SH OTR 0 33858 280 2871 Visa Inc Cl A Com 92826C839 1471 8279 SH SOLE 0 8279 0 0 Visa Inc Cl A Com 92826C839 1234 6949 SH OTR 0 6849 100 0 Wal Mart Inc Com 931142103 1942 14970 SH SOLE 0 14570 0 400 Wal Mart Inc Com 931142103 1734 13371 SH OTR 0 11755 350 1266 Walgreens Boots Alliance Inc Com 931427108 176 5592 SH SOLE 0 5592 0 0 Walgreens Boots Alliance Inc Com 931427108 135 4300 SH OTR 0 3700 0 600 Waste Management Inc Com 94106L109 22 140 SH SOLE 0 140 0 0 Waste Management Inc Com 94106L109 237 1480 SH OTR 0 1250 0 230 Wells Fargo & CO Com 949746101 1207 29998 SH SOLE 0 29224 0 774 Wells Fargo & CO Com 949746101 451 11223 SH OTR 0 8438 600 2185 WisdomTree MidCap Dividend ETF Com 97717W505 1853 49196 SH SOLE 0 48440 0 756 WisdomTree MidCap Dividend ETF Com 97717W505 218 5794 SH OTR 0 2784 0 3010 WisdomTree SmallCap Dividend E Com 97717W604 511 19863 SH SOLE 0 19738 0 125 WisdomTree SmallCap Dividend E Com 97717W604 18 697 SH OTR 0 697 0 0 Xylem Inc Com 98419M100 289 3313 SH SOLE 0 3313 0 0 Xylem Inc Com 98419M100 127 1450 SH OTR 0 1450 0 0 Yum! Brands Inc Com 988498101 259 2439 SH SOLE 0 2439 0 0 Yum! Brands Inc Com 988498101 53 500 SH OTR 0 500 0 0 Zimmer Biomet Holdings Inc Com 98956P102 403 3852 SH SOLE 0 3602 60 190 Zimmer Biomet Holdings Inc Com 98956P102 270 2583 SH OTR 0 2158 100 325 Deutsche Bank Ag ADR Com D18190898 74 10000 SH SOLE 0 10000 0 0 Eaton Corp PLC Com G29183103 670 5026 SH SOLE 0 5026 0 0 Eaton Corp PLC Com G29183103 676 5068 SH OTR 0 3993 0 1075 Linde PLC Com G5494J103 1570 5825 SH SOLE 0 5825 0 0 Linde PLC Com G5494J103 910 3374 SH OTR 0 2449 0 925 Medtronic PLC Com G5960L103 823 10188 SH SOLE 0 10188 0 0 Medtronic PLC Com G5960L103 736 9111 SH OTR 0 8540 71 500